WEBVTT
Region: id=rollup2 lines=2 scroll=up
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HEY GOOD AFTERNOON EVERYBODY --
00:00:18.886 --> 00:00:21.521 region:rollup2
WE DON'T CURRENTLY HAVE A QUORUM
00:00:20.487 --> 00:00:22.589 region:rollup2
BUT OUT OF RESPECT FOR OUR
00:00:21.521 --> 00:00:24.524 region:rollup2
WONDERFUL AUTHORS YOU'RE HERE
00:00:22.589 --> 00:00:26.126 region:rollup2
WAITING PATIENTLY --
00:00:24.524 --> 00:00:26.560 region:rollup2
DEVICE YOU AND I BOTH AGREE WE
00:00:26.126 --> 00:00:28.262 region:rollup2
SHOULD PROCEED AS A
00:00:26.560 --> 00:00:29.396 region:rollup2
SUBCOMMITTEE.
00:00:28.262 --> 00:00:30.631 region:rollup2
AND HOPE THAT THOSE HALF MEMBERS
00:00:29.396 --> 00:00:32.499 region:rollup2
AT OUR HEARING MY VOICE WILL
00:00:30.631 --> 00:00:33.133 region:rollup2
COME AND JOIN US IN.
00:00:32.499 --> 00:00:34.301 region:rollup2
BUT DISSIPATE IN OUR WONDERFUL
00:00:33.133 --> 00:00:35.068 region:rollup2
DISCUSSION TODAY.
00:00:34.301 --> 00:00:36.403 region:rollup2
SO WHAT WE'RE GONNA HOLD OFF ON
00:00:35.068 --> 00:00:38.906 region:rollup2
THE ROLE THAT HERE'S WHAT I HAVE
00:00:36.403 --> 00:00:39.439 region:rollup2
I I HAVE A MISTER COOLEY WHO WAS
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GOING TO DIFFER FOR A FEW
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MINUTES FIRST.
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I HAVE THIS FRIEDMAN --
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I HAVE THAT THEN FOLLOWED BY.
00:00:45.145 --> 00:00:50.050 region:rollup2
A MISTER DALY.
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FOLLOWED BY MISTER CALDERON.
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AND HAVE A SEAT BIGELOW AND THIS
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BURKE SO EVERYBODY CAN FINALLY
00:00:53.987 --> 00:00:57.925 region:rollup2
WITH THE ORDER THAT WE HAVE
00:00:55.656 --> 00:01:01.128 region:rollup2
SIGNED AN ORDER.
00:00:57.925 --> 00:01:02.029 region:rollup2
AND SO WITH THAT I WANT INVITED
00:01:01.128 --> 00:01:03.563 region:rollup2
MISTREATMENT TO TO JOIN US.
00:01:02.029 --> 00:01:09.136 region:rollup2
THIS IS --
00:01:03.563 --> 00:01:09.736 region:rollup2
ITEM TEN ASSEMBLY BILL.
00:01:09.136 --> 00:01:12.339 region:rollup2
TWENTY EIGHT OH TO THE OF TWO
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BILLS YES WHICH WILL ELECT TAKE
00:01:12.339 --> 00:01:14.541 region:rollup2
FIRST EVERYONE YOU WOULD LIKE
00:01:13.807 --> 00:01:18.545 region:rollup2
LET'S GO IN THE ORDER THE FILE.
00:01:14.541 --> 00:01:19.613 region:rollup2
AB TWENTY FIVE NINETY FOUR ITEM.
00:01:18.545 --> 00:01:22.215 region:rollup2
EIGHT WELCOME THIS TREATMENT
00:01:19.613 --> 00:01:22.883 region:rollup2
THANK YOU FOR YOUR HAIR MEMBERS.
00:01:22.215 --> 00:01:23.951 region:rollup2
I DON'T KNOW I FOR SOME
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COMMENDED APPRECIATE THE CHAIR
00:01:23.951 --> 00:01:26.086 region:rollup2
IN HIS STOCK FOR THE CONTINUED
00:01:24.718 --> 00:01:26.787 region:rollup2
WORK ON THIS BILL I'M VERY HAPPY
00:01:26.086 --> 00:01:27.721 region:rollup2
TO CONSIDER ADDING URGENCY
00:01:26.787 --> 00:01:28.355 region:rollup2
CLAUSES OUTLINED IN THE ANALYSIS
00:01:27.721 --> 00:01:29.122 region:rollup2
THAT WOULD REQUIRE THE IMMEDIATE
00:01:28.355 --> 00:01:29.690 region:rollup2
EXTENSION OF THE STATUTE TO
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TWENTY FOUR MONTHS. FOR ALL
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LOSSES THAT RESULT FROM A SINGLE
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A FROM A STATE OF EMERGENCY.
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AB TWENTY FIVE NINETY FOUR WOULD
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EXTEND THE CURRENT TWELVE MONTH
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PERIOD A HOMEOWNER HAS TO
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REBUILD TO RECOVER COSTS TO
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TWENTY FOUR MONTHS WHEN THE LOSS
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IS THE RESULT OF A NUCLEAR
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DISASTER.
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THIS BILL COULDN'T BE MORE
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TIMELY WERE NEEDED CONSIDERING
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THE CURRENT STATE OF THE PARTY
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FIRE IN LAKE COUNTY THAT'S
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ALREADY AFFECTED THOUSANDS.
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DURING THOSE WILDFIRE SEASON
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LAST YEAR OVER TEN THOUSAND
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STRUCTURES WERE DESTROYED AND
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HUNDREDS OF FAMILIES WERE
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EVACUATING REJECTED FROM THEIR
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HOMES.
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AND THE REBUILDING PROCESS FOR
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THIS FAMILIES CAN BE FINANCIALLY
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AND EMOTIONALLY DRAINING.
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BUT OFTEN TAKES FAMILIES MORE
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THAN A YEAR TO FULLY HIT IT WITH
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THEIR LOSS ESPECIALLY GIVEN THE
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LIMITED NUMBER OF CREWS TO DO
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THE REBUILDING AND THE FACT THAT
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SOMETIMES A LANDSLIDE EVEN
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CERTIFIABLE. TO HAVE NEW REBUILT
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ON IT FOR A NUMBER OF MONTHS
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THAT'S DUE TO NO FAULT OF THE
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FAMILIES.
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AND WE NEED TO PROVIDE
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HOMEOWNERS WITH A REASONABLE
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ABOUT OF TIME TO RECOVER FROM
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WHAT'S LIKELY TO BE THE MOST
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DRAMATIC LOSS THAT THEY'LL EVER
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EXPERIENCED.
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A WITH ME TO TESTIFY IN SUPPORT
00:02:25.078 --> 00:02:28.015 region:rollup2
STC HEATON REPRESENTING THE
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RURAL COUNTIES REPRESENTATIVES
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OF CALIFORNIA AND ROBERT HARRELL
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DEPUTY COMMISSIONER OF
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LEGISLATIVE AFFAIRS FOR THE
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CALIFORNIA DEPARTMENT OF
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INSURANCE.
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WITHOUT I RESPECTFULLY REQUEST
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AN AYE VOTE THAT THANK YOU
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MISTER EVEN BEFORE WE HEAR FROM
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YOUR WITNESSES WE MIGHT FOR
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THOSE WHO ARE NEW TO OUR
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COMMITTEE --
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IS HE A CHANCE TO REITERATE OUR
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GUIDELINES WHICH IS TO ASK THAT
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TWO WITNESSES IN FAVOR TROTTING.
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KEEP THE REMARKS TWO COUPLE
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MINUTES OUT TO WITNESSES IN
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OPPOSITION UNDER THE SAME
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GUIDELINES AND WE OBVIOUSLY ASK.
00:02:51.238 --> 00:02:52.706 region:rollup2
THOSE WHO ARE HERE TO SUPPORT IN
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OPPOSED TO COME TO THE
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MICROPHONE TO IDENTIFY
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THEMSELVES AND THEIR AFFILIATION
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--
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AND THEIR POSITION ON THE BILL.
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AND WITH THAT I'D BITE YOUR
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WITNESSES TO OUR CARRY ON GOOD
00:03:02.849 --> 00:03:05.419 region:rollup2
AFTERNOON STACEY HEAT WITH THE
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WORLD COUNTY REPRESENTATIVES OF
00:03:05.419 --> 00:03:08.488 region:rollup2
CALIFORNIA WE REPRESENT THIRTY
00:03:07.254 --> 00:03:10.190 region:rollup2
FIVE RURAL COUNTY STATEWIDE.
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ARE COUNTIES ARE LARGELY FORCED
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TO COUNTIES AND SO WE'VE BEEN
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SAYING --
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CATASTROPHIC WILDFIRES IN OUR
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COUNTIES FOR A DECADE PLUS NOW
00:03:16.129 --> 00:03:19.232 region:rollup2
IS THE RESULT OF CLIMATE CHANGE
00:03:17.097 --> 00:03:21.935 region:rollup2
AND AND LACKS FORCE MANAGEMENT
00:03:19.232 --> 00:03:23.403 region:rollup2
AND A WE'VE SEEN IT FOR YEARS
00:03:21.935 --> 00:03:25.839 region:rollup2
WHERE HOMEOWNERS THAT HAVE BEEN
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DISPLACED BY WILDFIRES.
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IN SUCH STATES EMERGENCIES AS
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THIS BILL IS ADDRESSING A IT
00:03:29.342 --> 00:03:33.880 region:rollup2
TAKES THE MONTHS TO REBUILD TO
00:03:32.279 --> 00:03:35.315 region:rollup2
GET THEIR LIVES BACK TOGETHER.
00:03:33.880 --> 00:03:36.917 region:rollup2
AND TO TRY TO FIGURE OUT WHAT
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KINDS OF LOSSES THEY'VE ACTUALLY
00:03:36.917 --> 00:03:41.121 region:rollup2
SUFFERED FROM THESE WILDFIRES
00:03:38.719 --> 00:03:43.757 region:rollup2
AND IN THE WAKE OF THE
00:03:41.121 --> 00:03:44.424 region:rollup2
DEVASTATING TWO THOUSAND
00:03:43.757 --> 00:03:45.726 region:rollup2
SEVENTEEN THEY WERE DISPLACED BY
00:03:44.424 --> 00:03:47.427 region:rollup2
THOSE FIRES ARE STILL TRYING TO
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REBUILD AND WORK THROUGH EXACTLY
00:03:47.427 --> 00:03:49.996 region:rollup2
WHAT IT WAS THAT THEY DID LOSE.
00:03:49.196 --> 00:03:52.265 region:rollup2
AND THAT THEY'RE STILL GOING TO
00:03:49.996 --> 00:03:52.966 region:rollup2
BE STRUGGLING TO SORT THROUGH
00:03:52.265 --> 00:03:54.201 region:rollup2
ALL THAT FOR YOU KNOW THE
00:03:52.966 --> 00:03:55.702 region:rollup2
FORESEEABLE FUTURE.
00:03:54.201 --> 00:03:56.803 region:rollup2
AND IN LIGHT OF THAT WE FEEL
00:03:55.702 --> 00:03:58.305 region:rollup2
IT'S COMPLETELY REASONABLE TO
00:03:56.803 --> 00:03:59.606 region:rollup2
EXTEND THE STATUTE OF
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LIMITATIONS --
00:03:59.606 --> 00:04:02.442 region:rollup2
FROM TWELVE MONTHS TO TWENTY
00:04:00.173 --> 00:04:04.044 region:rollup2
FOUR MONTHS AND WE WOULD
00:04:02.442 --> 00:04:05.712 region:rollup2
ENCOURAGE YOUR AYE VOTE TODAY
00:04:04.044 --> 00:04:07.247 region:rollup2
THANK YOU THANK YOU NEXT WITNESS
00:04:05.712 --> 00:04:08.181 region:rollup2
GOOD AFTERNOON MISTER CHAIRMAN
00:04:07.247 --> 00:04:09.449 region:rollup2
AND MEMBERS ROBERT CORRAL WITH
00:04:08.181 --> 00:04:11.451 region:rollup2
THE DEPARTMENT OF INSURANCE LIKE
00:04:09.449 --> 00:04:13.320 region:rollup2
TO THINK THE AUTHOR --
00:04:11.451 --> 00:04:13.787 region:rollup2
WE ARE THE SPONSOR OF THIS
00:04:13.320 --> 00:04:14.821 region:rollup2
MEASURE --
00:04:13.787 --> 00:04:16.690 region:rollup2
THIS IS A SIMPLE REFLECTION OF
00:04:14.821 --> 00:04:18.558 region:rollup2
THAT IT IS TAKING LONGER --
00:04:16.690 --> 00:04:19.526 region:rollup2
TO REBUILD ESPECIALLY IN THE
00:04:18.558 --> 00:04:20.727 region:rollup2
SCOPE OF THE TRAGEDIES THAT I'VE
00:04:19.526 --> 00:04:22.896 region:rollup2
SPOKEN -- IN
00:04:20.727 --> 00:04:23.797 region:rollup2
FROM THIS COMMITTEE BEFORE --
00:04:22.896 --> 00:04:25.165 region:rollup2
RELATING TO THE PINEY FIRE THE
00:04:23.797 --> 00:04:26.066 region:rollup2
LATEST INFORMATION I HAVE IS
00:04:25.165 --> 00:04:27.400 region:rollup2
THAT AT LEAST TWELVE HOMES HAVE
00:04:26.066 --> 00:04:28.835 region:rollup2
BEEN DESTROYED AND THAT NUMBER
00:04:27.400 --> 00:04:30.904 region:rollup2
WILL SIMPLY GROW.
00:04:28.835 --> 00:04:33.273 region:rollup2
SO IN ADDITION TO AND LAKE
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COUNTY ESPECIALLY YOU'VE GOT.
00:04:33.273 --> 00:04:35.642 region:rollup2
TWENTY FIFTEEN THERE WERE SOME
00:04:35.075 --> 00:04:36.977 region:rollup2
SEVEN TWENTY SIXTEEN TWENTY
00:04:35.642 --> 00:04:38.912 region:rollup2
SEVENTEEN WAS AWFUL AND NOW HERE
00:04:36.977 --> 00:04:40.981 region:rollup2
WE ARE AT THE END OF JUNE
00:04:38.912 --> 00:04:43.150 region:rollup2
LOOKING AT A TWENTY EIGHTEEN SO
00:04:40.981 --> 00:04:46.086 region:rollup2
A WE WOULD URGE AN AYE VOTE AND
00:04:43.150 --> 00:04:46.686 region:rollup2
I APPRECIATE THE THE POTENTIAL
00:04:46.086 --> 00:04:49.156 region:rollup2
ADDITION OF AN URGENCY BECAUSE
00:04:46.686 --> 00:04:50.390 region:rollup2
THIS MEASURE.
00:04:49.156 --> 00:04:51.591 region:rollup2
YOU ARE THERE OTHER WITNESSES IN
00:04:50.390 --> 00:04:55.762 region:rollup2
FAVOR IF THEY COULD STEP UP TO
00:04:51.591 --> 00:04:57.097 region:rollup2
THE MICROPHONE AND OKAY LAST
00:04:55.762 --> 00:04:57.731 region:rollup2
CALL ON THAT.
00:04:57.097 --> 00:05:01.401 region:rollup2
ARE THERE ANY OTHER WITNESSES IN
00:04:57.731 --> 00:05:02.269 region:rollup2
OPPOSITION.
00:05:01.401 --> 00:05:03.336 region:rollup2
ALRIGHT CNN WILL BRING THE
00:05:02.269 --> 00:05:05.539 region:rollup2
MATTER BACK TO THE COMMITTEE FOR
00:05:03.336 --> 00:05:05.839 region:rollup2
COMMENT OR DISCUSSION
00:05:05.539 --> 00:05:07.307 region:rollup2
[inaudible]
00:05:05.839 --> 00:05:08.241 region:rollup2
AND YET.
00:05:07.307 --> 00:05:08.542 region:rollup2
THE COMMENTS OR DISCUSSION
00:05:08.241 --> 00:05:10.377 region:rollup2
[inaudible]
00:05:08.542 --> 00:05:13.847 region:rollup2
THAT.
00:05:10.377 --> 00:05:13.847 region:rollup2
OKAY CENTER GAINES FRIEDMAN FOR
00:05:13.914 --> 00:05:17.684 region:rollup2
VERY COMMONSENSE ORIENTED AND I
00:05:15.615 --> 00:05:19.619 region:rollup2
JUST THAT SOLVED THAT ISSUE
00:05:17.684 --> 00:05:20.420 region:rollup2
WHERE PEOPLE ARE NOT ABLE.
00:05:19.619 --> 00:05:21.454 region:rollup2
I FIGURE OUT HOW THEY'RE GONNA
00:05:20.420 --> 00:05:23.290 region:rollup2
REBUILD THEIR HOME IN A SHORT
00:05:21.454 --> 00:05:24.858 region:rollup2
PERIOD OF TIME SO --
00:05:23.290 --> 00:05:28.528 region:rollup2
REALLY APPRECIATE THAT TWENTY
00:05:24.858 --> 00:05:29.930 region:rollup2
FORM OF PROVISION THANK YOU.
00:05:28.528 --> 00:05:31.431 region:rollup2
ANY OTHER COMMENTS OR QUESTIONS
00:05:29.930 --> 00:05:33.200 region:rollup2
ABOUT MISTREATMENT THANK YOU FOR
00:05:31.431 --> 00:05:34.267 region:rollup2
YOUR GOOD WORK IN THIS AREA.
00:05:33.200 --> 00:05:35.602 region:rollup2
THE BILL ALSO ENJOYS THE OTHER
00:05:34.267 --> 00:05:37.204 region:rollup2
CHAIR SUPPORT I WANT TO JUST
00:05:35.602 --> 00:05:39.272 region:rollup2
CLARIFY THAT THE AMENDMENTS
00:05:37.204 --> 00:05:41.374 region:rollup2
YOU'RE TAKING ARE NOTED --
00:05:39.272 --> 00:05:42.175 region:rollup2
IN THE STAFF REPORT.
00:05:41.374 --> 00:05:44.744 region:rollup2
YOU MENTIONED THE URGENCY THERE
00:05:42.175 --> 00:05:46.012 region:rollup2
WAS US ANOTHER SUGGESTED MAMMON
00:05:44.744 --> 00:05:49.316 region:rollup2
ABOUT.
00:05:46.012 --> 00:05:50.550 region:rollup2
ABOUT THE FORMS --
00:05:49.316 --> 00:05:53.253 region:rollup2
I WOULDN'T WOULDN'T GO INTO
00:05:50.550 --> 00:05:53.820 region:rollup2
EFFECT UNTIL JULY FIRST.
00:05:53.253 --> 00:05:54.354 region:rollup2
TWENTY NINETEEN THAT ARE YOU
00:05:53.820 --> 00:05:57.724 region:rollup2
OKAY WITH THAT [inaudible]
00:05:54.354 --> 00:06:01.628 region:rollup2
YES.
00:05:57.724 --> 00:06:02.095 region:rollup2
HERE IS HERE OKAY ARE ANYTHING
00:06:01.628 --> 00:06:03.630 region:rollup2
ELSE IN THAT.
00:06:02.095 --> 00:06:06.032 region:rollup2
ARE I DID THINK I HEAR A MOTION
00:06:03.630 --> 00:06:06.299 region:rollup2
FROM SENATOR GALGIANI TO MOVE
00:06:06.032 --> 00:06:08.535 region:rollup2
THE BILL.
00:06:06.299 --> 00:06:10.337 region:rollup2
AND WITH.
00:06:08.535 --> 00:06:10.937 region:rollup2
OUR DON'T HAVE A QUORUM AT SEE
00:06:10.337 --> 00:06:12.239 region:rollup2
ONE SHOOT UP WERE STILL SHORT
00:06:10.937 --> 00:06:14.140 region:rollup2
SO.
00:06:12.239 --> 00:06:15.008 region:rollup2
I AM SORRY ASSEMBLY MEMBER.
00:06:14.140 --> 00:06:15.642 region:rollup2
DESPITE THE BRIDE AND WOOD DEEP
00:06:15.008 --> 00:06:16.810 region:rollup2
SUPPORT FOR YOUR MEASURE AND I
00:06:15.642 --> 00:06:18.378 region:rollup2
HAVE TO HOLD OFF FOR A COUPLE
00:06:16.810 --> 00:06:19.246 region:rollup2
MINUTES THANK YOU.
00:06:18.378 --> 00:06:20.680 region:rollup2
BUT TELL YOU WELCOME NOW TO
00:06:19.246 --> 00:06:22.849 region:rollup2
PRESENT ANOTHER BILL THAT YES I
00:06:20.680 --> 00:06:24.284 region:rollup2
AM A THAT'S ITEM TEN AB TWENTY
00:06:22.849 --> 00:06:25.852 region:rollup2
EIGHT OR TWO YES THANK YOU
00:06:24.284 --> 00:06:26.486 region:rollup2
MISTER CHAIR --
00:06:25.852 --> 00:06:27.587 region:rollup2
AND I'D LIKE TO THANK YOU AND
00:06:26.486 --> 00:06:29.522 region:rollup2
YOUR STAFF FOR THE YOUR DILIGENT
00:06:27.587 --> 00:06:31.491 region:rollup2
WORK ON THIS BILL WHICH WE PAY
00:06:29.522 --> 00:06:32.459 region:rollup2
WE CALL OUR PAY KIDS FIRST BILL.
00:06:31.491 --> 00:06:33.493 region:rollup2
AND WE WILL GLADLY ACCEPT THE
00:06:32.459 --> 00:06:34.761 region:rollup2
COMMITTEE AMENDMENTS AS LAID OUT
00:06:33.493 --> 00:06:36.229 region:rollup2
IN THE ANALYSIS I APPRECIATE THE
00:06:34.761 --> 00:06:37.497 region:rollup2
QUESTION REGARDING SOME PORTION
00:06:36.229 --> 00:06:39.132 region:rollup2
OF BENEFITS UNDER DISABILITY
00:06:37.497 --> 00:06:40.901 region:rollup2
POLICY TO BE --
00:06:39.132 --> 00:06:42.369 region:rollup2
WITHHELD FOR INCOME WE'VE WORKED
00:06:40.901 --> 00:06:44.404 region:rollup2
SO WITH THE INSURANCE INDUSTRY
00:06:42.369 --> 00:06:45.805 region:rollup2
VERY CLOSELY THIS COMMITTEE AND
00:06:44.404 --> 00:06:47.207 region:rollup2
SENATE JUDICIARY COMMITTEE ON A
00:06:45.805 --> 00:06:48.608 region:rollup2
COMPROMISE THAT SETS UP A
00:06:47.207 --> 00:06:49.776 region:rollup2
MANDATORY INSURANCE INTERCEPT
00:06:48.608 --> 00:06:51.211 region:rollup2
HIM AND PROGRAM.
00:06:49.776 --> 00:06:52.979 region:rollup2
A VOLUNTARY PROGRAM THAT THE
00:06:51.211 --> 00:06:52.979 region:rollup2
DEPARTMENT OF CHILD SUPPORT
00:06:53.046 --> 00:06:57.851 region:rollup2
INSURANCE HAVE INCREASINGLY
00:06:54.748 --> 00:06:59.119 region:rollup2
COLLABORATED ON SINCE.
00:06:57.851 --> 00:06:59.719 region:rollup2
TWO THOUSAND ELEVEN A AB TWENTY
00:06:59.119 --> 00:07:03.290 region:rollup2
EIGHT OR TWO WOULD REQUIRE AN
00:06:59.719 --> 00:07:04.190 region:rollup2
INSURER IN COOPER. TO IDENTIFY
00:07:03.290 --> 00:07:06.393 region:rollup2
INSURANCE CLAIMANTS WHO --
00:07:04.190 --> 00:07:07.894 region:rollup2
PAST DUE CHILD SUPPORT INTERCEPT
00:07:06.393 --> 00:07:08.862 region:rollup2
THEIR INSURANCE PAYMENTS AND
00:07:07.894 --> 00:07:09.696 region:rollup2
DIVERT THAT INCOME TO THE
00:07:08.862 --> 00:07:10.864 region:rollup2
CHILDREN.
00:07:09.696 --> 00:07:12.432 region:rollup2
WHO HAVE NOT RECEIVED A CRITICAL
00:07:10.864 --> 00:07:14.267 region:rollup2
INCOME THAT THEY RELY OUT AND TO
00:07:12.432 --> 00:07:15.568 region:rollup2
WHICH THEY ARE LEGALLY ENTITLED?
00:07:14.267 --> 00:07:16.937 region:rollup2
MANY FAMILIES WHO RECEIVE CHILD
00:07:15.568 --> 00:07:19.105 region:rollup2
SUPPORT OFTEN DEPENDED ON THIS
00:07:16.937 --> 00:07:20.106 region:rollup2
INCOME TO MAKE ENDS MEET.
00:07:19.105 --> 00:07:21.474 region:rollup2
RECENT ESTIMATES FROM THE
00:07:20.106 --> 00:07:22.709 region:rollup2
DEPARTMENT OF CHILD SUPPORT
00:07:21.474 --> 00:07:25.945 region:rollup2
SERVICES SHOW THAT THERE ARE
00:07:22.709 --> 00:07:26.646 region:rollup2
APPROXIMATELY SEVEN HUNDRED AND
00:07:25.945 --> 00:07:28.248 region:rollup2
FORTY FIVE THOUSAND OPEN CHILD
00:07:26.646 --> 00:07:29.416 region:rollup2
SUPPORT CASES WITH PAST DUE
00:07:28.248 --> 00:07:30.951 region:rollup2
BALANCES.
00:07:29.416 --> 00:07:32.285 region:rollup2
IN TWO THOUSAND SEVENTEEN THE
00:07:30.951 --> 00:07:34.087 region:rollup2
TOTAL AOUNT OWED AND PAST TO
00:07:32.285 --> 00:07:36.323 region:rollup2
CHILD SUPPORT WAS SEVENTEEN
00:07:34.087 --> 00:07:37.791 region:rollup2
POINT FIVE BILLION DOLLARS.
00:07:36.323 --> 00:07:39.192 region:rollup2
THERE ARE VOLUNTARY INSURANCE
00:07:37.791 --> 00:07:40.293 region:rollup2
INTERCEPT PROGRAMS LAST YEAR
00:07:39.192 --> 00:07:42.529 region:rollup2
CALIFORNIAN STEPPED ON
00:07:40.293 --> 00:07:44.497 region:rollup2
INTERCEPTION INTERCEPTED ONLY
00:07:42.529 --> 00:07:45.865 region:rollup2
FOUR MILLION DOLLARS A SEVEN
00:07:44.497 --> 00:07:47.767 region:rollup2
OTHER STATES CURRENTLY OPERATES
00:07:45.865 --> 00:07:49.035 region:rollup2
SUCCESSFUL MANDATORY INTERCEPT
00:07:47.767 --> 00:07:50.236 region:rollup2
PROGRAMS LIKE THE ONE WE'RE
00:07:49.035 --> 00:07:51.705 region:rollup2
SEEKING TO ESTABLISH.
00:07:50.236 --> 00:07:53.039 region:rollup2
WHEN TEXAS FIRST IMPLEMENTED
00:07:51.705 --> 00:07:54.874 region:rollup2
THEIR STATEWIDE INSURANCE IN A
00:07:53.039 --> 00:07:55.909 region:rollup2
SEPARATE ROOM IN TWO THOUSAND
00:07:54.874 --> 00:07:57.811 region:rollup2
NINE THEY SAW ON INITIAL HUNDRED
00:07:55.909 --> 00:07:59.179 region:rollup2
AND 84% INCREASE IN CHILD
00:07:57.811 --> 00:08:00.580 region:rollup2
SUPPORT COLLECTIONS AND
00:07:59.179 --> 00:08:01.881 region:rollup2
COLLECTED AROUND SIXTY FIVE
00:08:00.580 --> 00:08:03.383 region:rollup2
MILLION DOLLARS?
00:08:01.881 --> 00:08:04.951 region:rollup2
LAST YEAR ALONE.
00:08:03.383 --> 00:08:06.119 region:rollup2
AB TWENTY EIGHT OH TWO IS
00:08:04.951 --> 00:08:07.253 region:rollup2
NECESSARY TO ENSURE THAT
00:08:06.119 --> 00:08:08.321 region:rollup2
CHILDREN WHO DEPEND ON CHILD
00:08:07.253 --> 00:08:10.090 region:rollup2
SUPPORT IS A SOURCE OF INCOME
00:08:08.321 --> 00:08:10.990 region:rollup2
RECEIVE WHAT THEY DESERVE.
00:08:10.090 --> 00:08:12.792 region:rollup2
HERE TO SPEAK IN SUPPORT IS
00:08:10.990 --> 00:08:13.860 region:rollup2
KATIE ENTERS OF CHILDREN NOW AND
00:08:12.792 --> 00:08:14.561 region:rollup2
ROBERT HER AL DEPUTY
00:08:13.860 --> 00:08:16.596 region:rollup2
COMMISSIONER OF LEGISLATIVE
00:08:14.561 --> 00:08:18.398 region:rollup2
AFFAIRS FOR THE CALIFORNIA
00:08:16.596 --> 00:08:18.965 region:rollup2
DEPARTMENT OF INSURANCE ARE
00:08:18.398 --> 00:08:19.666 region:rollup2
RESPECTFULLY REQUEST AN AYE
00:08:18.965 --> 00:08:21.234 region:rollup2
VOTE.
00:08:19.666 --> 00:08:22.769 region:rollup2
THANK YOU STANDARDS.
00:08:21.234 --> 00:08:23.770 region:rollup2
GOOD AFTERNOON I'M MISTER TERRY
00:08:22.769 --> 00:08:25.772 region:rollup2
MEMBERS OF THE COMMITTEE MANY
00:08:23.770 --> 00:08:27.240 region:rollup2
MISS KITTY ANDREW I'M A SENIOR
00:08:25.772 --> 00:08:29.676 region:rollup2
ASSOCIATE AT CHILDREN NOW.
00:08:27.240 --> 00:08:31.811 region:rollup2
WE ARE AT A LEADING NONPARTISAN
00:08:29.676 --> 00:08:33.780 region:rollup2
RESEARCH POLICY DEVELOPMENT --
00:08:31.811 --> 00:08:36.015 region:rollup2
ADVOCACY ORGANIZATION DEDICATED
00:08:33.780 --> 00:08:37.917 region:rollup2
TO PROMOTING CHILDREN'S HEALTH
00:08:36.015 --> 00:08:39.853 region:rollup2
AND EDUCATION IN CALIFORNIA AND
00:08:37.917 --> 00:08:42.489 region:rollup2
WE RESPECTFULLY REQUEST YOUR
00:08:39.853 --> 00:08:43.123 region:rollup2
SUPPORT ON AB.
00:08:42.489 --> 00:08:45.291 region:rollup2
TWENTY EIGHT OH TO CHILD SUPPORT
00:08:43.123 --> 00:08:46.926 region:rollup2
IS CRITICAL INCOME FOR ELIGIBLE
00:08:45.291 --> 00:08:49.496 region:rollup2
FAMILIES UNFORTUNATELY MOST
00:08:46.926 --> 00:08:50.130 region:rollup2
FAMILIES ARE NOT RECEIVING ALL
00:08:49.496 --> 00:08:51.331 region:rollup2
OF THE MONEY THAT THEY ARE OWED
00:08:50.130 --> 00:08:52.932 region:rollup2
--
00:08:51.331 --> 00:08:54.034 region:rollup2
AS THE ASSEMBLY MEMBER JUST SAT
00:08:52.932 --> 00:08:55.668 region:rollup2
IN CALIFORNIA ALONE THE TOTAL
00:08:54.034 --> 00:08:57.370 region:rollup2
AMOUNT OF UNPAID CHILD SUPPORT
00:08:55.668 --> 00:09:00.106 region:rollup2
IS NEARLY EIGHTEEN BILLION
00:08:57.370 --> 00:09:00.740 region:rollup2
DOLLARS AND OVER A HUNDRED
00:09:00.106 --> 00:09:01.374 region:rollup2
SIXTEEN BILLION IN UNPAID CHILD
00:09:00.740 --> 00:09:02.308 region:rollup2
SUPPORT.
00:09:01.374 --> 00:09:05.912 region:rollup2
IS DUE TO FAMILIES ACROSS THE
00:09:02.308 --> 00:09:07.113 region:rollup2
COUNTRY SEVEN OTHER STATES THAT
00:09:05.912 --> 00:09:08.381 region:rollup2
CREATED MANDATORY INSURE
00:09:07.113 --> 00:09:09.983 region:rollup2
PARTICIPATION PROGRAMS
00:09:08.381 --> 00:09:12.752 region:rollup2
CALIFORNIA'S PROGRAM IS
00:09:09.983 --> 00:09:16.689 region:rollup2
VOLUNTARY WITH LESS THAN 20% OF
00:09:12.752 --> 00:09:18.825 region:rollup2
IN SHORE IS PARTICIPATING.
00:09:16.689 --> 00:09:20.560 region:rollup2
IN CASES WHERE NON CONCILIO
00:09:18.825 --> 00:09:22.562 region:rollup2
PARENTS --
00:09:20.560 --> 00:09:24.497 region:rollup2
ARE NON COMPLIANT THEIR SUPPORT
00:09:22.562 --> 00:09:25.999 region:rollup2
INSURANCE INTERCEPTS CAN PROVIDE
00:09:24.497 --> 00:09:27.767 region:rollup2
A CRUCIAL LIFELINE TO FAMILIES
00:09:25.999 --> 00:09:29.235 region:rollup2
STRUGGLING TO MAINTAIN FINANCIAL
00:09:27.767 --> 00:09:30.403 region:rollup2
STABILITY.
00:09:29.235 --> 00:09:31.838 region:rollup2
AB TWENTY EIGHT OR TWO WOULD
00:09:30.403 --> 00:09:33.540 region:rollup2
REQUIRE INSURANCE COMPANIES TO
00:09:31.838 --> 00:09:35.475 region:rollup2
PARTICIPATE IN A LONG
00:09:33.540 --> 00:09:37.710 region:rollup2
ESTABLISHED PROVEN INTERCEPT
00:09:35.475 --> 00:09:39.612 region:rollup2
PROGRAM TO COURT IN ORDER TO
00:09:37.710 --> 00:09:41.081 region:rollup2
FACILITATE COLLECTION OF OVERDUE
00:09:39.612 --> 00:09:42.582 region:rollup2
CHILD SUPPORT.
00:09:41.081 --> 00:09:44.083 region:rollup2
AND TO ME DIDN'T EXCUSE ME AND
00:09:42.582 --> 00:09:46.119 region:rollup2
TO HELP IMPROVE THE QUALITY OF
00:09:44.083 --> 00:09:47.987 region:rollup2
LIFE FOR CHILDREN IN CALIFORNIA.
00:09:46.119 --> 00:09:49.989 region:rollup2
IT IS TIME FOR CALIFORNIA TO
00:09:47.987 --> 00:09:53.193 region:rollup2
MAKE FINANCIAL SUPPORT A REALITY
00:09:49.989 --> 00:09:53.793 region:rollup2
FOR CHILDREN IN THE STATE AND I
00:09:53.193 --> 00:09:56.029 region:rollup2
RESPECTFULLY REQUEST YOUR AYE
00:09:53.793 --> 00:09:57.263 region:rollup2
VOTE.
00:09:56.029 --> 00:09:58.465 region:rollup2
THANK YOU MISTER.
00:09:57.263 --> 00:09:59.099 region:rollup2
MISTER A DIFFERENT AGAIN MISTER
00:09:58.465 --> 00:09:59.732 region:rollup2
CHAIRMAN AND MEMBERS ROBERT WHO
00:09:59.099 --> 00:10:00.567 region:rollup2
WROTE WITH THE DEPARTMENT OF
00:09:59.732 --> 00:10:01.835 region:rollup2
INSURANCE I OR THE SPONSOR OF
00:10:00.567 --> 00:10:03.336 region:rollup2
THIS MEASURE BEEN WORKING ON
00:10:01.835 --> 00:10:04.938 region:rollup2
THIS FOR A FEW YEARS NOW.
00:10:03.336 --> 00:10:06.005 region:rollup2
AND THIS YEAR WERE PLEASED TO
00:10:04.938 --> 00:10:07.440 region:rollup2
SAY THAT LOOKS LIKE EVERYTHING
00:10:06.005 --> 00:10:08.641 region:rollup2
IS COALESCED --
00:10:07.440 --> 00:10:10.243 region:rollup2
WHICH IS WHY THIS BILL HAS
00:10:08.641 --> 00:10:11.878 region:rollup2
RECEIVED BROAD BIPARTISAN
00:10:10.243 --> 00:10:13.046 region:rollup2
SUPPORT THROUGHOUT THE PROCESS
00:10:11.878 --> 00:10:13.680 region:rollup2
AND WE ARE DRIVE UP.
00:10:13.046 --> 00:10:14.781 region:rollup2
IF YOU VERY MUCH OF THEIR OTHER
00:10:13.680 --> 00:10:19.419 region:rollup2
WITNESSES IN FAVOR [inaudible]
00:10:14.781 --> 00:10:20.353 region:rollup2
FORWARD.
00:10:19.419 --> 00:10:21.688 region:rollup2
CHAIR MEMBERS JOHN SHRIEKING AT
00:10:20.353 --> 00:10:23.056 region:rollup2
THE ASSOCIATION CALIFORNIA LIFE
00:10:21.688 --> 00:10:24.124 region:rollup2
AND HEALTH INSURANCE COMPANIES
00:10:23.056 --> 00:10:26.259 region:rollup2
WANT TO THANK THE AUTHOR YOU
00:10:24.124 --> 00:10:26.960 region:rollup2
COMMITTEE STAFFER THE SPONSORS
00:10:26.259 --> 00:10:28.027 region:rollup2
FOR CONTESTED OR SOME OF OUR
00:10:26.960 --> 00:10:30.230 region:rollup2
CONCERNS.
00:10:28.027 --> 00:10:32.098 region:rollup2
AND SPOKESMEN LONGTIME THE
00:10:30.230 --> 00:10:32.765 region:rollup2
MAKING BERKELEY SUPPORT GIVE.
00:10:32.098 --> 00:10:33.466 region:rollup2
GOOD AFTERNOON SHERRY MCKEE
00:10:32.765 --> 00:10:35.401 region:rollup2
REPRESENTED THE PACIFIC
00:10:33.466 --> 00:10:35.969 region:rollup2
ASSOCIATION DOMESTIC INSURANCE
00:10:35.401 --> 00:10:38.238 region:rollup2
COMPANIES AND SUPPORT ABOUT
00:10:35.969 --> 00:10:39.706 region:rollup2
THANK YOU.
00:10:38.238 --> 00:10:40.340 region:rollup2
PARK SECOND PROPERTY CALENDARS
00:10:39.706 --> 00:10:40.773 region:rollup2
ASSOCIATION AMERICAN SUPPORT OF
00:10:40.340 --> 00:10:42.876 region:rollup2
THE BILL [inaudible]
00:10:40.773 --> 00:10:43.877 region:rollup2
THANK YOU.
00:10:42.876 --> 00:10:44.744 region:rollup2
TARA BECAUSE PERSONAL INSURANCE
00:10:43.877 --> 00:10:46.412 region:rollup2
FEDERATION CALIFORNIA IN SUPPORT
00:10:44.744 --> 00:10:47.380 region:rollup2
OF THE BILL.
00:10:46.412 --> 00:10:50.083 region:rollup2
A KEY MISS CROSS ANY OTHER
00:10:47.380 --> 00:10:51.484 region:rollup2
WITNESSES IN FAVOR.
00:10:50.083 --> 00:10:53.453 region:rollup2
ARE ANY WITNESSES IN OPPOSITION
00:10:51.484 --> 00:10:55.655 region:rollup2
THANK YOU COME FORWARD.
00:10:53.453 --> 00:10:57.357 region:rollup2
GOOD TO SEE THAT.
00:10:55.655 --> 00:10:58.424 region:rollup2
ALRIGHT WE'RE GONNA BRING THEM.
00:10:57.357 --> 00:10:58.992 region:rollup2
THE MEASURE BACK TO THE
00:10:58.424 --> 00:11:02.228 region:rollup2
COMMITTEE OTHER COMMENTS OR
00:10:58.992 --> 00:11:03.630 region:rollup2
QUESTIONS.
00:11:02.228 --> 00:11:04.497 region:rollup2
ALL RIGHT I WE CAN'T WITH A BILL
00:11:03.630 --> 00:11:05.899 region:rollup2
YET BECAUSE WE DON'T HAVE A
00:11:04.497 --> 00:11:06.599 region:rollup2
QUORUM.
00:11:05.899 --> 00:11:07.734 region:rollup2
BUT I WOULD SAY --
00:11:06.599 --> 00:11:09.302 region:rollup2
MISTREATMENT THANK YOU FOR YOUR
00:11:07.734 --> 00:11:10.703 region:rollup2
GREAT WORK IN THIS AREA THERE'S
00:11:09.302 --> 00:11:11.905 region:rollup2
GONNA BE A LOT OF KIDS THAT.
00:11:10.703 --> 00:11:13.139 region:rollup2
WILL BE BETTER OFF BECAUSE OF
00:11:11.905 --> 00:11:13.907 region:rollup2
YOUR WORK ON THIS BILL ON THE
00:11:13.139 --> 00:11:15.174 region:rollup2
FOR SUPPORTING AND AN
00:11:13.907 --> 00:11:16.976 region:rollup2
ENTERTAINING EMOTION WHEN WE
00:11:15.174 --> 00:11:28.221 region:rollup2
HAVE A QUORUM SO YOU FEEL VERY
00:11:16.976 --> 00:11:30.456 region:rollup2
THANK YOU VERY MUCH THANK YOU.
00:11:28.221 --> 00:11:31.324 region:rollup2
OKAY MISTER DALY COME ON OUT HOW
00:11:30.456 --> 00:11:33.726 region:rollup2
ARE YOU TODAY.
00:11:31.324 --> 00:11:35.395 region:rollup2
YOU I'M EXCELLENT THANK YOU VERY
00:11:33.726 --> 00:11:35.695 region:rollup2
MUCH MISTER CHAIR WELCOME
00:11:35.395 --> 00:11:37.964 region:rollup2
[inaudible]
00:11:35.695 --> 00:11:40.400 region:rollup2
GOT.
00:11:37.964 --> 00:11:41.534 region:rollup2
TO I BELIEVE SIMPLE BILLS.
00:11:40.400 --> 00:11:44.537 region:rollup2
AT THE FIRST IS --
00:11:41.534 --> 00:11:45.471 region:rollup2
AB THIRTEEN SEVENTY THREE THAT'S
00:11:44.537 --> 00:11:46.906 region:rollup2
ITEM ONE ON OUR AGENDA.
00:11:45.471 --> 00:11:49.342 region:rollup2
PLEASE GO FORWARD.
00:11:46.906 --> 00:11:51.377 region:rollup2
THIS BILL REQUIRES INSURERS TO
00:11:49.342 --> 00:11:52.378 region:rollup2
PROVIDE TO CONSUMERS AN ANNUITY
00:11:51.377 --> 00:11:55.081 region:rollup2
BUYING GUIDE PRIOR TO A
00:11:52.378 --> 00:11:56.616 region:rollup2
TRANSACTION.
00:11:55.081 --> 00:11:58.151 region:rollup2
ARE I WOULD LIKE TO ACCEPT THE
00:11:56.616 --> 00:11:59.919 region:rollup2
AMENDMENT SUGGESTED IN THE
00:11:58.151 --> 00:12:01.387 region:rollup2
COMMITTEE ANALYSIS THAT WILL
00:11:59.919 --> 00:12:03.156 region:rollup2
ALLOW GROUP LIFE INSURANCE
00:12:01.387 --> 00:12:05.525 region:rollup2
POLICIES TO COVER FORMER
00:12:03.156 --> 00:12:06.826 region:rollup2
EMPLOYEES AND RETIREES.
00:12:05.525 --> 00:12:08.328 region:rollup2
FROM THE ASSOCIATION OF
00:12:06.826 --> 00:12:09.862 region:rollup2
CALIFORNIA LIFE AND HEALTH
00:12:08.328 --> 00:12:12.065 region:rollup2
INSURANCE COMPANIES JOHN
00:12:09.862 --> 00:12:14.033 region:rollup2
CHIRIQUI AND IS HERE TO TESTIFY
00:12:12.065 --> 00:12:14.534 region:rollup2
IN SUPPORT OF THE BILL THANK YOU
00:12:14.033 --> 00:12:15.468 region:rollup2
MISTER DALY.
00:12:14.534 --> 00:12:16.502 region:rollup2
YES SIR.
00:12:15.468 --> 00:12:17.870 region:rollup2
MISTER MEMBERS JOHN SHRIEKING
00:12:16.502 --> 00:12:19.405 region:rollup2
ASSOCIATION THE CALIFORNIA LIFE
00:12:17.870 --> 00:12:20.840 region:rollup2
AND HEALTH INSURANCE COMPANIES.
00:12:19.405 --> 00:12:22.375 region:rollup2
AB THIRTEEN SEVENTY THREE IS A
00:12:20.840 --> 00:12:23.409 region:rollup2
SIMPLE BUT IMPORTANT MEASURE
00:12:22.375 --> 00:12:24.978 region:rollup2
THAT'LL PROVIDE INSURERS AND
00:12:23.409 --> 00:12:26.379 region:rollup2
EMPLOYERS WITH OP TREATED OFFER
00:12:24.978 --> 00:12:27.380 region:rollup2
RETIRING EMPLOYEES THE OPTION TO
00:12:26.379 --> 00:12:28.881 region:rollup2
MAINTAIN THEIR GROUP LIFE
00:12:27.380 --> 00:12:29.949 region:rollup2
INSURANCE BENEFITS.
00:12:28.881 --> 00:12:31.784 region:rollup2
WE THINK THAT'S A SIGNIFICANT
00:12:29.949 --> 00:12:32.986 region:rollup2
PROGRAM CONSUMER BENEFIT AND WE
00:12:31.784 --> 00:12:35.288 region:rollup2
RESPECT LAST RIVAL.
00:12:32.986 --> 00:12:38.091 region:rollup2
THANK YOU VERY MUCH ANY OTHER
00:12:35.288 --> 00:12:39.325 region:rollup2
WITNESSES IN FAVOR.
00:12:38.091 --> 00:12:39.826 region:rollup2
GOOD AFTERNOON CHEROKEE
00:12:39.325 --> 00:12:41.227 region:rollup2
REPRESENT THE NATIONAL
00:12:39.826 --> 00:12:43.162 region:rollup2
ASSOCIATION OF INSURANCE AND
00:12:41.227 --> 00:12:45.865 region:rollup2
FINANCIAL ADVISORS AND SUPPORT
00:12:43.162 --> 00:12:46.499 region:rollup2
THE BILL THANK YOU THANK YOU.
00:12:45.865 --> 00:12:46.1000 region:rollup2
GOOD AFTERNOON MISTER CHAIRMAN
00:12:46.499 --> 00:12:48.268 region:rollup2
MEMBERS ARE HURLED THE
00:12:46.1000 --> 00:12:49.335 region:rollup2
DEPARTMENT OF INSURANCE WE HAVE
00:12:48.268 --> 00:12:51.104 region:rollup2
NO OFFICIAL POSITION ON THE BILL
00:12:49.335 --> 00:12:52.538 region:rollup2
THIS TIME APPRECIATE THE AUTHOR
00:12:51.104 --> 00:12:53.906 region:rollup2
AND THE SPONSOR --
00:12:52.538 --> 00:12:55.708 region:rollup2
MOVING THIS OVER FROM ANOTHER
00:12:53.906 --> 00:12:56.843 region:rollup2
BILL INTO THIS BILL COUPLE OF
00:12:55.708 --> 00:13:00.279 region:rollup2
AYE DADDY TEACH CROSSING KINDS
00:12:56.843 --> 00:13:01.414 region:rollup2
OF THINGS THAT SAYS --
00:13:00.279 --> 00:13:02.582 region:rollup2
APPRECIATE OUR THE EFFORT THANK
00:13:01.414 --> 00:13:04.450 region:rollup2
YOU THANK YOU ANY OTHER
00:13:02.582 --> 00:13:06.119 region:rollup2
WITNESSES IN FAVOR ARE THERE ANY
00:13:04.450 --> 00:13:08.755 region:rollup2
OTHER WITNESSES IN OPPOSITION.
00:13:06.119 --> 00:13:09.922 region:rollup2
PLEASE COME FORWARD.
00:13:08.755 --> 00:13:11.157 region:rollup2
LAST CALL.
00:13:09.922 --> 00:13:12.725 region:rollup2
OKAY BRING THE MATTER BACK TO
00:13:11.157 --> 00:13:14.327 region:rollup2
THE COMMITTEE FOR ANY COMMENTS
00:13:12.725 --> 00:13:15.595 region:rollup2
TO OUR DISCUSSIONS ANY ANY
00:13:14.327 --> 00:13:17.163 region:rollup2
MEMBER ANYONE TO SAY.
00:13:15.595 --> 00:13:18.931 region:rollup2
THANK YOU THAT MR DAILY FOR FINE
00:13:17.163 --> 00:13:20.333 region:rollup2
BILL.
00:13:18.931 --> 00:13:21.634 region:rollup2
AND ALTHOUGH WE HAVE A GREAT
00:13:20.333 --> 00:13:23.269 region:rollup2
COLLECTION OF SENATORS HERE AT
00:13:21.634 --> 00:13:24.370 region:rollup2
THIS MOMENT THE UNFORTUNATE
00:13:23.269 --> 00:13:25.038 region:rollup2
THERE'S A FEW THAT ARE WATCHING
00:13:24.370 --> 00:13:25.938 region:rollup2
AT HOME.
00:13:25.038 --> 00:13:27.840 region:rollup2
ITSELF AS SOON AS THEY GET YOU
00:13:25.938 --> 00:13:29.676 region:rollup2
WILL GET A QUORUM AND OUTLOOK
00:13:27.840 --> 00:13:30.943 region:rollup2
FOR TO MOVING THAT BILL SO ACUTE
00:13:29.676 --> 00:13:32.312 region:rollup2
YOU HAVE ONE MORE BEFORE US.
00:13:30.943 --> 00:13:34.213 region:rollup2
YES -- THIS
00:13:32.312 --> 00:13:36.249 region:rollup2
IS IN A THE ASSEMBLY INSURANCE
00:13:34.213 --> 00:13:38.251 region:rollup2
COMMITTEE OMNIBUS BILL AND IT
00:13:36.249 --> 00:13:39.352 region:rollup2
MAKES A NUMBER OF WHAT I'VE
00:13:38.251 --> 00:13:41.554 region:rollup2
THAT'S ITEM.
00:13:39.352 --> 00:13:43.589 region:rollup2
THREE LET ME JUST IS THAT RIGHT
00:13:41.554 --> 00:13:45.058 region:rollup2
LET ME JUST CLARIFY --
00:13:43.589 --> 00:13:45.692 region:rollup2
ARE YOU DOING THREE OR FOUR IF
00:13:45.058 --> 00:13:48.127 region:rollup2
THAT'S WHAT'S WHAT'S THE BILL
00:13:45.692 --> 00:13:49.495 region:rollup2
NUMBER BE TWO ZERO FOUR FIVE YET
00:13:48.127 --> 00:13:50.430 region:rollup2
SO THAT CURRENTLY LET ME MENTION
00:13:49.495 --> 00:13:52.832 region:rollup2
THAT BILL --
00:13:50.430 --> 00:13:53.366 region:rollup2
IS ON CONSENT WE'RE GONNA PULL
00:13:52.832 --> 00:13:54.600 region:rollup2
THAT OFF YOU CAN SERVE THE
00:13:53.366 --> 00:13:55.568 region:rollup2
PRESENTS ITS ROUTE BECAUSE I
00:13:54.600 --> 00:13:57.003 region:rollup2
THINK THERE IS A QUESTION ABOUT
00:13:55.568 --> 00:13:58.337 region:rollup2
IT SO MUCH WHEN I CLARIFY.
00:13:57.003 --> 00:13:59.405 region:rollup2
FOR THE MEMBERS WHO ARE WERE
00:13:58.337 --> 00:14:00.840 region:rollup2
FAMILIAR WITH THE CONSENT
00:13:59.405 --> 00:14:02.608 region:rollup2
CALENDAR OKAY I THAT WE'RE GONNA
00:14:00.840 --> 00:14:03.342 region:rollup2
WIN IT REMOVE THAT FOR THE
00:14:02.608 --> 00:14:05.311 region:rollup2
PURPOSES OF HAVING THIS
00:14:03.342 --> 00:14:06.379 region:rollup2
DISCUSSION I UNDERSTOOD THAT IT
00:14:05.311 --> 00:14:07.346 region:rollup2
WAS ON CONSENT AND THEN MEN HAD
00:14:06.379 --> 00:14:09.048 region:rollup2
BEEN MOVEDALL I HAD NOT MADE
00:14:07.346 --> 00:14:09.282 region:rollup2
THAT OFFICIAL ANNOUNCEMENT WHICH
00:14:09.048 --> 00:14:10.850 region:rollup2
IS NOW.
00:14:09.282 --> 00:14:12.351 region:rollup2
BEEN COMPLETED SO YOU MAY GO
00:14:10.850 --> 00:14:13.686 region:rollup2
FORWARD BUT WE'RE CERTAINLY
00:14:12.351 --> 00:14:16.022 region:rollup2
ACCEPTING OF THE AMENDMENT
00:14:13.686 --> 00:14:16.489 region:rollup2
SUGGESTED IN THE COMMITTEE
00:14:16.022 --> 00:14:18.324 region:rollup2
ANALYSIS.
00:14:16.489 --> 00:14:19.525 region:rollup2
AND WITHOUT ALL RESPECTFULLY
00:14:18.324 --> 00:14:20.226 region:rollup2
REQUEST YOUR AYE VOTE.
00:14:19.525 --> 00:14:23.296 region:rollup2
OKAY TERRIFIC I KNOW WE HAVE A
00:14:20.226 --> 00:14:23.863 region:rollup2
QUESTION FROM THE HERE BUT LET'S
00:14:23.296 --> 00:14:25.498 region:rollup2
SEE IF WE HAVE ANY WITNESSES
00:14:23.863 --> 00:14:26.566 region:rollup2
THAT -- WHO
00:14:25.498 --> 00:14:32.405 region:rollup2
WOULD LIKE TO TESTIFY IN FAVOR
00:14:26.566 --> 00:14:32.972 region:rollup2
OF THIS BILL?
00:14:32.405 --> 00:14:33.906 region:rollup2
THE GOOD AFTERNOON MISTER
00:14:32.972 --> 00:14:35.174 region:rollup2
CHAIRMAN ROBERT HURLED THE
00:14:33.906 --> 00:14:36.776 region:rollup2
DEPARTMENT INSURANCE THIS IS THE
00:14:35.174 --> 00:14:37.910 region:rollup2
OMNIBUS BILL --
00:14:36.776 --> 00:14:39.112 region:rollup2
IF AND WHEN THE QUESTION COMES
00:14:37.910 --> 00:14:41.581 region:rollup2
UP WE'RE HAPPY TO TRY TO ANSWER
00:14:39.112 --> 00:14:44.150 region:rollup2
ANY CLARIFICATION THAT MAY BE
00:14:41.581 --> 00:14:44.684 region:rollup2
NECESSARY VERY GOOD THANK YOU.
00:14:44.150 --> 00:14:48.421 region:rollup2
AND ANY OTHER WITNESSES IN
00:14:44.684 --> 00:14:49.155 region:rollup2
FAVOR.
00:14:48.421 --> 00:14:49.822 region:rollup2
MARIA GARCIA WITH GREENBERG
00:14:49.155 --> 00:14:50.490 region:rollup2
TRAURIG ON BEHALF OF THE
00:14:49.822 --> 00:14:51.324 region:rollup2
NATIONAL PEACE OFFICERS AND
00:14:50.490 --> 00:14:53.326 region:rollup2
FIREFIGHTERS BENEFIT ASSOCIATION
00:14:51.324 --> 00:14:53.993 region:rollup2
AND SUPPORT RIGHT THANK YOU VERY
00:14:53.326 --> 00:14:55.128 region:rollup2
MUCH ANY OTHER WITNESSES IN
00:14:53.993 --> 00:14:56.763 region:rollup2
FAVOR.
00:14:55.128 --> 00:14:58.598 region:rollup2
OKAY ANY WITNESSES IN OPPOSITION
00:14:56.763 --> 00:15:00.266 region:rollup2
COME FORWARD.
00:14:58.598 --> 00:15:01.534 region:rollup2
I THINK THERE ARE SOME QUESTIONS
00:15:00.266 --> 00:15:02.502 region:rollup2
THAT NOW WE FINISHED OUR PUBLIC
00:15:01.534 --> 00:15:04.670 region:rollup2
PORTION.
00:15:02.502 --> 00:15:06.205 region:rollup2
MISTER CHAIR I NEGLECTED TO SAY
00:15:04.670 --> 00:15:08.608 region:rollup2
THAT WE ARE.
00:15:06.205 --> 00:15:09.475 region:rollup2
OF REMOVING SECTION FOURTEEN
00:15:08.608 --> 00:15:12.779 region:rollup2
FROM THE BILL WHICH I THINK WAS
00:15:09.475 --> 00:15:16.315 region:rollup2
THE THE CONCERN [inaudible]
00:15:12.779 --> 00:15:17.683 region:rollup2
AND IT INVOLVES SET A FEE FOR
00:15:16.315 --> 00:15:19.285 region:rollup2
LIFE SETTLEMENT BROKERS AND
00:15:17.683 --> 00:15:20.086 region:rollup2
WE'RE HAPPY TO REMOVE THAT FROM
00:15:19.285 --> 00:15:22.021 region:rollup2
THE BILL [inaudible]
00:15:20.086 --> 00:15:23.022 region:rollup2
OKAY.
00:15:22.021 --> 00:15:24.657 region:rollup2
ALRIGHT SO THAT NOW WE CLARIFIED
00:15:23.022 --> 00:15:26.426 region:rollup2
THAT MAYBE THAT RESOLVES ALL THE
00:15:24.657 --> 00:15:29.362 region:rollup2
QUESTIONS FROM OUR WONDERFUL
00:15:26.426 --> 00:15:30.963 region:rollup2
PANEL HERE TODAY MISTER WALLACH.
00:15:29.362 --> 00:15:32.498 region:rollup2
OKAY SOUNDS LIKE IT IT HAS BEEN
00:15:30.963 --> 00:15:33.566 region:rollup2
DONE THAT WAY AND I DO CO
00:15:32.498 --> 00:15:34.567 region:rollup2
ANOTHER DISTINGUISHED SENATOR
00:15:33.566 --> 00:15:35.401 region:rollup2
ARRIVING WHICH MAY GET US TO A
00:15:34.567 --> 00:15:37.570 region:rollup2
QUORUM.
00:15:35.401 --> 00:15:38.771 region:rollup2
SO IF YOU WANNA.
00:15:37.570 --> 00:15:39.639 region:rollup2
SIT NEAR SEATS THERE LET'S SEE
00:15:38.771 --> 00:15:42.575 region:rollup2
IF WE CAN ESTABLISH ITS OF THE
00:15:39.639 --> 00:15:43.509 region:rollup2
SECRETARY WOULD TAKE THE ROLE.
00:15:42.575 --> 00:15:46.179 region:rollup2
LATER HEAR WHICH PRESIDENT
00:15:43.509 --> 00:15:47.346 region:rollup2
GAINES.
00:15:46.179 --> 00:15:51.150 region:rollup2
PRESIDENT.
00:15:47.346 --> 00:15:52.518 region:rollup2
BERRYHILL GALGIANI.
00:15:51.150 --> 00:15:54.954 region:rollup2
PRESIDENT WITH ANAND IS
00:15:52.518 --> 00:15:56.689 region:rollup2
HERTZBERG HUESO.
00:15:54.954 --> 00:15:58.157 region:rollup2
LARA MITCHELL.
00:15:56.689 --> 00:15:59.559 region:rollup2
ASSEMBLY MITCHELL THREATENED
00:15:58.157 --> 00:16:00.793 region:rollup2
MORE LOT.
00:15:59.559 --> 00:16:02.795 region:rollup2
MORE LIKE PRESENT MORALE
00:16:00.793 --> 00:16:04.163 region:rollup2
PORTANTINO.
00:16:02.795 --> 00:16:05.331 region:rollup2
WHEN TO HEAR?
00:16:04.163 --> 00:16:06.632 region:rollup2
ROTH.
00:16:05.331 --> 00:16:07.366 region:rollup2
ROUGH HERE ALRIGHT WE HAVE A
00:16:06.632 --> 00:16:10.203 region:rollup2
WONDERFUL QUORUM OF
00:16:07.366 --> 00:16:12.238 region:rollup2
DISTINGUISHED MEMBERS --
00:16:10.203 --> 00:16:13.172 region:rollup2
SO IF --
00:16:12.238 --> 00:16:17.109 region:rollup2
GIVEN THAT I'M LOOKING FOR A
00:16:13.172 --> 00:16:17.743 region:rollup2
MOTION. TO SUPPORT THE AB TWENTY
00:16:17.109 --> 00:16:18.811 region:rollup2
FORTY FIVE WITH THE AMENDMENTS
00:16:17.743 --> 00:16:21.247 region:rollup2
THAT SUBMITTED IN THE STAFF
00:16:18.811 --> 00:16:22.348 region:rollup2
REPORT PLUS THE REMOVAL OF THE
00:16:21.247 --> 00:16:24.083 region:rollup2
FEE IN SECTION.
00:16:22.348 --> 00:16:25.885 region:rollup2
FOURTEEN AS THE AUTHOR.
00:16:24.083 --> 00:16:27.053 region:rollup2
WE HAVE A DO SIX WEEK FIRST
00:16:25.885 --> 00:16:30.089 region:rollup2
MISTER MISTER WALLACH BAZAR DID
00:16:27.053 --> 00:16:30.389 region:rollup2
YOU MAKE THAT MOTION
00:16:30.089 --> 00:16:34.927 region:rollup2
[inaudible]
00:16:30.389 --> 00:16:35.962 region:rollup2
SHE ALRIGHT SENATOR GALGIANI IS
00:16:34.927 --> 00:16:37.463 region:rollup2
MADE THAT MADE THEM [inaudible]
00:16:35.962 --> 00:16:39.131 region:rollup2
OKAY.
00:16:37.463 --> 00:16:40.833 region:rollup2
THE BILL'S BEEN MOVED AS AMENDED
00:16:39.131 --> 00:16:43.402 region:rollup2
ANY FURTHER COMMENTS NOT.
00:16:40.833 --> 00:16:43.703 region:rollup2
WE WILL CALL THE ROLL THIS IS AB
00:16:43.402 --> 00:16:46.005 region:rollup2
[inaudible]
00:16:43.703 --> 00:16:47.640 region:rollup2
TWENTY FORTY FIVE ITEM.
00:16:46.005 --> 00:16:50.042 region:rollup2
THREE GOOD YEAH OKAY AB ARE.
00:16:47.640 --> 00:16:51.043 region:rollup2
I AM THREE AB TWENTY FORTY FIVE
00:16:50.042 --> 00:16:53.246 region:rollup2
D. PASSED AS AMENDED TO
00:16:51.043 --> 00:16:56.415 region:rollup2
APPROPRIATIONS.
00:16:53.246 --> 00:16:58.084 region:rollup2
JERRY GLAZER AYE LEADER I AM BY
00:16:56.415 --> 00:17:00.353 region:rollup2
CHERYL GAINES.
00:16:58.084 --> 00:17:02.555 region:rollup2
GAINES AYE BERRYHILL GALGIANI.
00:17:00.353 --> 00:17:02.855 region:rollup2
GALGIANI AYE HERNANDEZ
00:17:02.555 --> 00:17:04.390 region:rollup2
[inaudible]
00:17:02.855 --> 00:17:06.125 region:rollup2
HERTZBERG [inaudible]
00:17:04.390 --> 00:17:09.829 region:rollup2
HUESO [inaudible]
00:17:06.125 --> 00:17:10.429 region:rollup2
LARA.
00:17:09.829 --> 00:17:12.565 region:rollup2
OF I LOWER AYE.
00:17:10.429 --> 00:17:15.401 region:rollup2
MITCHELL.
00:17:12.565 --> 00:17:17.503 region:rollup2
MITCHELL AYE MORE LOT.
00:17:15.401 --> 00:17:19.839 region:rollup2
WARLOCK AYE MORRELL [inaudible]
00:17:17.503 --> 00:17:21.440 region:rollup2
PORTANTINO.
00:17:19.839 --> 00:17:27.246 region:rollup2
PORTANTINO AYE ROTH [inaudible]
00:17:21.440 --> 00:17:28.447 region:rollup2
PLUS I I MISS REALLY THAT BAD A
00:17:27.246 --> 00:17:30.016 region:rollup2
BILL ENJOYS EIGHT VOTES IN FAVOR
00:17:28.447 --> 00:17:32.018 region:rollup2
WE'RE GONNA KEEP THE ROLE OF AN
00:17:30.016 --> 00:17:32.985 region:rollup2
FOR ABSENT MEMBERS I KEEP BUT
00:17:32.018 --> 00:17:33.653 region:rollup2
STAY TUNED IT OUT ANOTHER BILL
00:17:32.985 --> 00:17:36.923 region:rollup2
WE JUST HEARD A MOMENT AGO
00:17:33.653 --> 00:17:37.490 region:rollup2
MEMBERS IT'S ITEM ONE A. B..
00:17:36.923 --> 00:17:38.124 region:rollup2
THIRTEEN SEVENTY THREE THINK
00:17:37.490 --> 00:17:39.592 region:rollup2
THIS BILL ENJOYS SUPPORT FROM
00:17:38.124 --> 00:17:42.662 region:rollup2
BOTH SIDES LOOKING FOR A MOTION
00:17:39.592 --> 00:17:45.064 region:rollup2
ON THAT.
00:17:42.662 --> 00:17:46.198 region:rollup2
ONE LOOK BY MISTER ROTH --
00:17:45.064 --> 00:17:49.101 region:rollup2
WITHOUT ANY FURTHER ADO LET'S
00:17:46.198 --> 00:17:50.870 region:rollup2
CALL THE ROLL AB THIRTEEN
00:17:49.101 --> 00:17:52.972 region:rollup2
SEVENTY THREE BY MISTER DALY.
00:17:50.870 --> 00:17:54.807 region:rollup2
AS AMENDED YES THANK YOU.
00:17:52.972 --> 00:17:55.341 region:rollup2
A. B..
00:17:54.807 --> 00:17:56.175 region:rollup2
THIRTEEN SEVENTY THREE THE
00:17:55.341 --> 00:17:58.244 region:rollup2
MOTION IS TO PASS AS AMENDED TO
00:17:56.175 --> 00:18:03.382 region:rollup2
APPROPRIATIONS.
00:17:58.244 --> 00:18:05.017 region:rollup2
SHARE GLAZER AYE AYE LEISURE AYE
00:18:03.382 --> 00:18:06.185 region:rollup2
LAST YEAR GAINES.
00:18:05.017 --> 00:18:06.485 region:rollup2
GAINES AYE BERRYHILL
00:18:06.185 --> 00:18:06.752 region:rollup2
[inaudible]
00:18:06.485 --> 00:18:07.520 region:rollup2
GALGIANI.
00:18:06.752 --> 00:18:07.820 region:rollup2
GALGIANI AYE HERNANDEZ
00:18:07.520 --> 00:18:08.788 region:rollup2
[inaudible]
00:18:07.820 --> 00:18:11.123 region:rollup2
HERTZBERG [inaudible]
00:18:08.788 --> 00:18:12.124 region:rollup2
HUESO.
00:18:11.123 --> 00:18:14.260 region:rollup2
LARA.
00:18:12.124 --> 00:18:16.629 region:rollup2
LAURA AYE MITCHELL.
00:18:14.260 --> 00:18:17.897 region:rollup2
MITCHELL AYE MORE Y.. FOR LACK
00:18:16.629 --> 00:18:21.968 region:rollup2
OF TIME MARINO [inaudible]
00:18:17.897 --> 00:18:23.069 region:rollup2
PORTANTINO PORTANTINO AYE ROTH.
00:18:21.968 --> 00:18:24.203 region:rollup2
ROTH AYE IT'S REALLY THAT BILL
00:18:23.069 --> 00:18:25.237 region:rollup2
ENJOYS A WEALTH OF SUPPORT BUT
00:18:24.203 --> 00:18:26.739 region:rollup2
WE'RE GONNA KEEP THE ROLE OPEN
00:18:25.237 --> 00:18:28.341 region:rollup2
FOR ABSENT MEMBERS THANK YOU ALL
00:18:26.739 --> 00:18:29.976 region:rollup2
VERY MUCH APPRECIATED OKAY
00:18:28.341 --> 00:18:30.943 region:rollup2
MEMBERS WE DID HEAR PRIOR TO S.
00:18:29.976 --> 00:18:33.179 region:rollup2
SUMMER --
00:18:30.943 --> 00:18:34.146 region:rollup2
FOLKS ARRIVING MISTREATMENT
00:18:33.179 --> 00:18:35.881 region:rollup2
PRESENTED TO BILLS.
00:18:34.146 --> 00:18:37.984 region:rollup2
OUGHT TO US --
00:18:35.881 --> 00:18:39.485 region:rollup2
ITEM EIGHT AND ITEM TEN ON OUR
00:18:37.984 --> 00:18:40.119 region:rollup2
AGENDA -- WE
00:18:39.485 --> 00:18:43.289 region:rollup2
HAD A WONDERFUL DISCUSSION OF
00:18:40.119 --> 00:18:43.956 region:rollup2
THE ITEM EIGHT AB TWENTY FIVE
00:18:43.289 --> 00:18:44.590 region:rollup2
NINETY FOUR THE OFFICE AGREED TO
00:18:43.956 --> 00:18:46.158 region:rollup2
THE AMENDMENT SAYS NOTED IN THE
00:18:44.590 --> 00:18:48.227 region:rollup2
STAFF REPORT.
00:18:46.158 --> 00:18:49.829 region:rollup2
LOOKING FOR A MOTION ON PAT MOVE
00:18:48.227 --> 00:18:51.731 region:rollup2
BY SENATOR LARA WITHOUT FURTHER
00:18:49.829 --> 00:18:56.435 region:rollup2
DISCUSSION OR COMMENT LET'S.
00:18:51.731 --> 00:18:57.069 region:rollup2
CALL THE ROLL IN THE AB TWENTY
00:18:56.435 --> 00:18:58.437 region:rollup2
FIVE NINETY FOUR MOTIONS TO PASS
00:18:57.069 --> 00:19:00.139 region:rollup2
AS AMENDED TO APPROPRIATIONS
00:18:58.437 --> 00:19:00.439 region:rollup2
CHAIR GLAZER AYE AYE
00:19:00.139 --> 00:19:04.043 region:rollup2
[inaudible]
00:19:00.439 --> 00:19:07.446 region:rollup2
LATER I BY SHEER GAINES.
00:19:04.043 --> 00:19:09.515 region:rollup2
GAINES AYE BERRYHILL GALGIANI.
00:19:07.446 --> 00:19:09.815 region:rollup2
GOT YOU NINE AYE HERNANDEZ
00:19:09.515 --> 00:19:11.450 region:rollup2
[inaudible]
00:19:09.815 --> 00:19:13.119 region:rollup2
HERTZBERG [inaudible]
00:19:11.450 --> 00:19:14.520 region:rollup2
HUESO [inaudible]
00:19:13.119 --> 00:19:16.522 region:rollup2
LARA.
00:19:14.520 --> 00:19:18.090 region:rollup2
LARA AYE MITCHELL.
00:19:16.522 --> 00:19:21.127 region:rollup2
MITCHELL AYE MORRELL AYE.
00:19:18.090 --> 00:19:22.528 region:rollup2
MORLOCK AYE MORRELL [inaudible]
00:19:21.127 --> 00:19:23.896 region:rollup2
PORTANTINO.
00:19:22.528 --> 00:19:26.599 region:rollup2
PORTANTINO AYE ROTH.
00:19:23.896 --> 00:19:28.200 region:rollup2
ROTH AYE.
00:19:26.599 --> 00:19:29.301 region:rollup2
ALRIGHT THAT THAT THAT MEASURE
00:19:28.200 --> 00:19:30.970 region:rollup2
AS EIGHT VOTES WERE NOT LEAVE IT
00:19:29.301 --> 00:19:32.304 region:rollup2
ON CALL FOR ABSENT MEMBERS AND
00:19:30.970 --> 00:19:34.340 region:rollup2
FINDING THIS FRIEDMAN PRESENTED
00:19:32.304 --> 00:19:36.075 region:rollup2
ITEM TEN AB TWENTY GHETTO TO
00:19:34.340 --> 00:19:37.543 region:rollup2
THIS IS A TREMENDOUS BILL I'M
00:19:36.075 --> 00:19:38.878 region:rollup2
TRYING TO IMPROVE CHILD SUPPORT
00:19:37.543 --> 00:19:40.646 region:rollup2
COLLECTIONS.
00:19:38.878 --> 00:19:41.981 region:rollup2
AND WE HEARD SOME EXTRAORDINARY
00:19:40.646 --> 00:19:43.649 region:rollup2
STATISTICS ABOUT THE CLAIMS THAT
00:19:41.981 --> 00:19:45.484 region:rollup2
ARE OUTSTANDING FOR KIDS WHO ARE
00:19:43.649 --> 00:19:46.052 region:rollup2
N NEED.
00:19:45.484 --> 00:19:48.054 region:rollup2
I HEARD EMOTION FROM SENATOR
00:19:46.052 --> 00:19:50.489 region:rollup2
ROD.
00:19:48.054 --> 00:19:51.891 region:rollup2
YES I GUESS I'M SORRY.
00:19:50.489 --> 00:19:53.893 region:rollup2
THAT I THINK YOU FOR THE
00:19:51.891 --> 00:19:55.761 region:rollup2
CONVERSATION WE NEED NOT TAKE A
00:19:53.893 --> 00:19:57.163 region:rollup2
VOTE ON NO WE HAVE NOT ANYTHING
00:19:55.761 --> 00:19:57.697 region:rollup2
OUT.
00:19:57.163 --> 00:19:58.664 region:rollup2
I'M SURE THERE WAS SOME
00:19:57.697 --> 00:20:00.066 region:rollup2
EXTRAORDINARY DATA SHARED THIS
00:19:58.664 --> 00:20:01.667 region:rollup2
WHEN IT COMES TO CHILD SUPPORT I
00:20:00.066 --> 00:20:03.903 region:rollup2
THINK SOMETIMES --
00:20:01.667 --> 00:20:04.570 region:rollup2
GOVERNMENT'S INVOLVEMENT CAN BE
00:20:03.903 --> 00:20:07.206 region:rollup2
AN OVER REACH FOR SOME
00:20:04.570 --> 00:20:08.307 region:rollup2
COMMUNITIES I APPRECIATE --
00:20:07.206 --> 00:20:12.611 region:rollup2
YOU KNOW --
00:20:08.307 --> 00:20:13.079 region:rollup2
WHITE COLLAR NONCUSTODIAL WHO --
00:20:12.611 --> 00:20:14.747 region:rollup2
WALK AWAY FROM THEIR
00:20:13.079 --> 00:20:16.382 region:rollup2
RESPONSIBILITIES BUT THEY'RE
00:20:14.747 --> 00:20:19.418 region:rollup2
ALSO CAN BE A CHALLENGE WITH LOW
00:20:16.382 --> 00:20:21.120 region:rollup2
INCOME NONCUSTODIAL PARENTS --
00:20:19.418 --> 00:20:22.788 region:rollup2
WHO -- ARCH
00:20:21.120 --> 00:20:24.790 region:rollup2
STRUGGLING AND ARE TRYING TO
00:20:22.788 --> 00:20:25.691 region:rollup2
FIND ACCOMMODATIONS AND SO LET
00:20:24.790 --> 00:20:27.760 region:rollup2
ME JUST SAY THAT WHEN WE SEE
00:20:25.691 --> 00:20:28.360 region:rollup2
WHAT THE VOTE IS OUGHT TO
00:20:27.760 --> 00:20:30.329 region:rollup2
DETERMINE WHETHER I ADD ON TO
00:20:28.360 --> 00:20:31.897 region:rollup2
THE BILL OR NOT.
00:20:30.329 --> 00:20:33.032 region:rollup2
FROM AN ON SITE WAS HERE FOR THE
00:20:31.897 --> 00:20:33.733 region:rollup2
CONVERSATION TO THAT WOULD RAISE
00:20:33.032 --> 00:20:34.667 region:rollup2
IT THEN.
00:20:33.733 --> 00:20:35.267 region:rollup2
YES I THANK YOU SENATOR MITCHELL
00:20:34.667 --> 00:20:36.802 region:rollup2
FOR* THAT I THINK THE
00:20:35.267 --> 00:20:40.139 region:rollup2
STATISTICS THAT THEY PROVIDED
00:20:36.802 --> 00:20:43.542 region:rollup2
WERE SEVEN HUNDRED AND FORTY
00:20:40.139 --> 00:20:45.044 region:rollup2
FIVE THOUSAND OUTSTANDING --
00:20:43.542 --> 00:20:46.679 region:rollup2
THE CHILD SUPPORT OBLIGATIONS
00:20:45.044 --> 00:20:48.013 region:rollup2
TOTALING SEVENTEEN POINT FIVE
00:20:46.679 --> 00:20:49.215 region:rollup2
BILLION DOLLARS RIGHT IN AND
00:20:48.013 --> 00:20:50.549 region:rollup2
THERE'S NO QUESTION MY MIND THAT
00:20:49.215 --> 00:20:52.952 region:rollup2
IT'S THE IT'S A PROBLEM MIKE
00:20:50.549 --> 00:20:54.487 region:rollup2
MIKE MY CHALLENGES --
00:20:52.952 --> 00:20:57.123 region:rollup2
THE APPROACH WE TAKE AND WE
00:20:54.487 --> 00:20:58.224 region:rollup2
DON'T DIFFERENTIATE BASED ON YOU
00:20:57.123 --> 00:21:00.025 region:rollup2
KNOW THAT THE NATURE OF THE
00:20:58.224 --> 00:21:01.193 region:rollup2
IMPACT A COMMUNITY AND AN INCOME
00:21:00.025 --> 00:21:02.628 region:rollup2
OF NONCUSTODIAL PARENTS
00:21:01.193 --> 00:21:03.896 region:rollup2
SOMETIMES THAT CAN BE.
00:21:02.628 --> 00:21:06.532 region:rollup2
A CHALLENGE IN THAT IT DRIVES A
00:21:03.896 --> 00:21:08.534 region:rollup2
DEEPER WEDGE ON BETWEEN --
00:21:06.532 --> 00:21:09.301 region:rollup2
NON CUSTODIAL PARENTS CUSTODIAL
00:21:08.534 --> 00:21:10.336 region:rollup2
PARENT AND THE CHILD.
00:21:09.301 --> 00:21:11.871 region:rollup2
THAT'S ALL THANK YOU THANK YOU
00:21:10.336 --> 00:21:12.838 region:rollup2
SENATOR MITCHELL FOR FOR
00:21:11.871 --> 00:21:14.373 region:rollup2
PROVIDING THAT IMPORTANT
00:21:12.838 --> 00:21:16.542 region:rollup2
THOUGHTFUL LA.
00:21:14.373 --> 00:21:17.476 region:rollup2
PART OF THE CONVERSATION SO WITH
00:21:16.542 --> 00:21:18.711 region:rollup2
THAT MEMBERS --
00:21:17.476 --> 00:21:24.817 region:rollup2
ZERO A AN INTERCEPT OCEAN IN
00:21:18.711 --> 00:21:25.451 region:rollup2
MOVING THIS SITE THIS BILL.
00:21:24.817 --> 00:21:26.986 region:rollup2
TWENTY EIGHT OH TO SENATOR ROBB
00:21:25.451 --> 00:21:27.586 region:rollup2
THIS MOVE THE BILL.
00:21:26.986 --> 00:21:29.021 region:rollup2
THAT FURTHER COMMENT I'LL TAKE
00:21:27.586 --> 00:21:30.956 region:rollup2
THE ROLE.
00:21:29.021 --> 00:21:32.324 region:rollup2
PHOEBE TWENTY EIGHT OH TO THE
00:21:30.956 --> 00:21:33.793 region:rollup2
MOTION THIS DO PASS AS AMENDED
00:21:32.324 --> 00:21:35.828 region:rollup2
TO APPROPRIATIONS.
00:21:33.793 --> 00:21:37.530 region:rollup2
HERE GLAZER AYE GLAZER AYE VICE
00:21:35.828 --> 00:21:39.865 region:rollup2
CHAIR GAINES.
00:21:37.530 --> 00:21:42.268 region:rollup2
GAINES AYE BERRYHILL GALGIANI
00:21:39.865 --> 00:21:43.803 region:rollup2
GALGIANI AYE HERNANDEZ.
00:21:42.268 --> 00:21:44.803 region:rollup2
AYE HERTZBERG.
00:21:43.803 --> 00:21:48.941 region:rollup2
HUESO.
00:21:44.803 --> 00:21:52.278 region:rollup2
LAR.
00:21:48.941 --> 00:21:54.246 region:rollup2
MORRELL ON MORE LIKE AYE MARINO.
00:21:52.278 --> 00:21:55.414 region:rollup2
PORTANTINO.
00:21:54.246 --> 00:21:58.884 region:rollup2
PORTANTINO AYE ROTH.
00:21:55.414 --> 00:21:59.819 region:rollup2
LONGTIME.
00:21:58.884 --> 00:22:00.719 region:rollup2
ALRIGHT THAT CURRENTLY HAS SIX
00:21:59.819 --> 00:22:01.453 region:rollup2
VOTES AYE AYE WHAT IT FOR THE
00:22:00.719 --> 00:22:02.655 region:rollup2
RECORD MENTION THAT THE AUTHOR
00:22:01.453 --> 00:22:04.323 region:rollup2
DID --
00:22:02.655 --> 00:22:07.560 region:rollup2
EXCEPT THE AMENDMENTS THAT WERE
00:22:04.323 --> 00:22:09.328 region:rollup2
NOTED STAFF REPORT [inaudible]
00:22:07.560 --> 00:22:09.962 region:rollup2
IT SHOULD.
00:22:09.328 --> 00:22:11.030 region:rollup2
OKAY IS WE'RE GONNA KEEP THAT
00:22:09.962 --> 00:22:11.330 region:rollup2
ROLE OPEN AT SIX VOTES CURRENTLY
00:22:11.030 --> 00:22:14.133 region:rollup2
[inaudible]
00:22:11.330 --> 00:22:15.768 region:rollup2
ALRIGHT.
00:22:14.133 --> 00:22:17.136 region:rollup2
AND OUT MEMBERS OF IT'S OKAY I'D
00:22:15.768 --> 00:22:18.270 region:rollup2
LIKE TO NEXT COULD TURN TO THE
00:22:17.136 --> 00:22:20.472 region:rollup2
CONSENT CALENDAR.
00:22:18.270 --> 00:22:21.707 region:rollup2
WE HAVE TWO BILLS REMAINING ON
00:22:20.472 --> 00:22:24.310 region:rollup2
THE CONSENT CALENDAR.
00:22:21.707 --> 00:22:25.444 region:rollup2
ITEM FOR AB.
00:22:24.310 --> 00:22:27.947 region:rollup2
TWENTY FORTY SIX AND ITEM TWELVE
00:22:25.444 --> 00:22:28.581 region:rollup2
AB.
00:22:27.947 --> 00:22:29.448 region:rollup2
TWENTY NINE TWENTY SEVEN IS THAT
00:22:28.581 --> 00:22:30.916 region:rollup2
RIGHT CENTER LARA'S MOVE THE
00:22:29.448 --> 00:22:32.585 region:rollup2
CONSENT CALENDAR ANYBODY HAVE
00:22:30.916 --> 00:22:34.820 region:rollup2
ANY COMMENTS OR THOUGHTS AND
00:22:32.585 --> 00:22:37.022 region:rollup2
LET'S TAKE THE ROLE.
00:22:34.820 --> 00:22:39.325 region:rollup2
AB TWENTY FORTY SIX AND EIGHT
00:22:37.022 --> 00:22:43.262 region:rollup2
AND I'D --
00:22:39.325 --> 00:22:43.762 region:rollup2
AB TWENTY NINE TWENTY SEVEN ITEM
00:22:43.262 --> 00:22:47.066 region:rollup2
TWELVE THEY'RE BOTH --
00:22:43.762 --> 00:22:49.635 region:rollup2
DEEP HAS TO APPROPRIATIONS --
00:22:47.066 --> 00:22:51.570 region:rollup2
SHARE GLAZER AYE GLAZER AYE VICE
00:22:49.635 --> 00:22:52.805 region:rollup2
YOUR GAINSARE GAINES AYE
00:22:51.570 --> 00:22:54.506 region:rollup2
BERRYHILL.
00:22:52.805 --> 00:22:57.076 region:rollup2
GALGIANI.
00:22:54.506 --> 00:22:57.376 region:rollup2
GALGIANI I HEARD HERNANDEZ
00:22:57.076 --> 00:22:58.611 region:rollup2
[inaudible]
00:22:57.376 --> 00:22:59.778 region:rollup2
HERTZBERG.
00:22:58.611 --> 00:23:01.113 region:rollup2
HUESO.
00:22:59.778 --> 00:23:04.083 region:rollup2
LARA.
00:23:01.113 --> 00:23:07.419 region:rollup2
OR AYE MITCHELL.
00:23:04.083 --> 00:23:07.720 region:rollup2
MORE MORLOCK MORE LIKE I MARINO
00:23:07.419 --> 00:23:08.921 region:rollup2
[inaudible]
00:23:07.720 --> 00:23:12.024 region:rollup2
PORTANTINO.
00:23:08.921 --> 00:23:13.225 region:rollup2
PORTUGAL I'VE DRAWN.
00:23:12.024 --> 00:23:15.127 region:rollup2
ALRIGHT THE CONSENT CALENDAR
00:23:13.225 --> 00:23:15.961 region:rollup2
CURRENTLY ENJOYS.
00:23:15.127 --> 00:23:17.529 region:rollup2
EXPERTS WILL HOLD THE ROLE OF
00:23:15.961 --> 00:23:18.931 region:rollup2
CONTRAPTION MEMBERS MISTER
00:23:17.529 --> 00:23:20.799 region:rollup2
CALDERON IS HE THAT CORRECT
00:23:18.931 --> 00:23:21.367 region:rollup2
MISTER CALDERON YOU ARE NEXT
00:23:20.799 --> 00:23:21.900 region:rollup2
THANK YOU FOR YOUR PATIENCE
00:23:21.367 --> 00:23:23.802 region:rollup2
TODAY [inaudible]
00:23:21.900 --> 00:23:28.607 region:rollup2
WELCOME.
00:23:23.802 --> 00:23:29.208 region:rollup2
AND YOU HAVE ITEM SEVEN AB.
00:23:28.607 --> 00:23:29.875 region:rollup2
TWENTY THREE NINETY FIVE THANK
00:23:29.208 --> 00:23:31.744 region:rollup2
YOU MISREAD WHERE I THINK IT WAS
00:23:29.875 --> 00:23:32.378 region:rollup2
TURNED MEMBERS AB TWENTY THREE
00:23:31.744 --> 00:23:33.445 region:rollup2
NINETY FIVE IS ABOUT PREVENTION
00:23:32.378 --> 00:23:35.447 region:rollup2
AND PREPAREDNESS THIS BILL
00:23:33.445 --> 00:23:37.483 region:rollup2
ATTEMPTS TO HEAD OFF POTENTIAL.
00:23:35.447 --> 00:23:39.385 region:rollup2
LONG TERM CARE INSURANCE
00:23:37.483 --> 00:23:40.986 region:rollup2
INSOLVENCY BY REQUIRING ROBUST
00:23:39.385 --> 00:23:41.687 region:rollup2
REPORTING TO THE DEPARTMENT OF
00:23:40.986 --> 00:23:44.156 region:rollup2
INSURANCE AND PROVIDES
00:23:41.687 --> 00:23:45.291 region:rollup2
INFORMATION ON CLEAR GAS OF
00:23:44.156 --> 00:23:46.425 region:rollup2
WHICH IS THE CALIFORNIA LIFE AND
00:23:45.291 --> 00:23:48.160 region:rollup2
HEALTH INSURANCE GUARANTEE
00:23:46.425 --> 00:23:49.628 region:rollup2
ASSOCIATIONS CAPACITY. TO
00:23:48.160 --> 00:23:50.229 region:rollup2
PROTECT CONSUMERS IN THE EVENT
00:23:49.628 --> 00:23:51.363 region:rollup2
THAT AN INSOLVENCY TAKES PLACE
00:23:50.229 --> 00:23:53.232 region:rollup2
--
00:23:51.363 --> 00:23:53.832 region:rollup2
AS NOTED IN THE ANALYSIS I'M
00:23:53.232 --> 00:23:55.167 region:rollup2
HAPPY TO TAKE THE AMENDMENTS
00:23:53.832 --> 00:23:56.068 region:rollup2
THAT WERE REQUESTED BY THE
00:23:55.167 --> 00:23:57.469 region:rollup2
DEPARTMENT OF INSURANCE I
00:23:56.068 --> 00:23:58.804 region:rollup2
RESPECTFULLY ASK FOR AN AYE VOTE
00:23:57.469 --> 00:23:59.805 region:rollup2
WITH ME TO TESTIFY IN SUPPORT IS
00:23:58.804 --> 00:24:01.607 region:rollup2
JOHN TREE CAN.
00:23:59.805 --> 00:24:02.141 region:rollup2
FROM THE ASSOCIATION OF
00:24:01.607 --> 00:24:05.010 region:rollup2
CALIFORNIA LIFE AND HEALTH
00:24:02.141 --> 00:24:05.878 region:rollup2
INSURANCE COME AIR MEMBERS JOHN
00:24:05.010 --> 00:24:07.346 region:rollup2
STREET AND THE ASSOCIATION
00:24:05.878 --> 00:24:08.347 region:rollup2
CALIFORNIA LIFE AND HEALTH
00:24:07.346 --> 00:24:09.915 region:rollup2
INSURANCE COMPANIES.
00:24:08.347 --> 00:24:11.250 region:rollup2
EVERY TWENTY THREE NINE FIVE
00:24:09.915 --> 00:24:12.117 region:rollup2
INCREASE FINANCIAL SURVEILLANCE
00:24:11.250 --> 00:24:13.152 region:rollup2
OF THE LONG TERM CARE INSURERS
00:24:12.117 --> 00:24:14.787 region:rollup2
ARE REQUIRED PLEASE GET A CEMENT
00:24:13.152 --> 00:24:16.255 region:rollup2
AND REPORT TO THE SENATE AND
00:24:14.787 --> 00:24:18.023 region:rollup2
ASSEMBLY INSURANCE COMMITTEES.
00:24:16.255 --> 00:24:20.059 region:rollup2
REGARDING ITS CAPACITY TO ABSORB
00:24:18.023 --> 00:24:21.694 region:rollup2
FUTURE CLAIMS --
00:24:20.059 --> 00:24:22.061 region:rollup2
PARTIES OF ABILITY AND WE THINK
00:24:21.694 --> 00:24:22.594 region:rollup2
IT'S A FIRST --
00:24:22.061 --> 00:24:24.063 region:rollup2
IMPORTANT FIRST STEP IN
00:24:22.594 --> 00:24:25.297 region:rollup2
PROVIDING ENHANCE TRANSPARENCY
00:24:24.063 --> 00:24:26.966 region:rollup2
RESPECTFULLY ASK FOR AYE VOTE
00:24:25.297 --> 00:24:31.870 region:rollup2
RIGHT THANK YOU VERY MUCH OF THE
00:24:26.966 --> 00:24:32.871 region:rollup2
OTHER WITNESSES IN FAVOR.
00:24:31.870 --> 00:24:34.073 region:rollup2
MARIA GARCIA AND THE AT THE
00:24:32.871 --> 00:24:35.541 region:rollup2
STATE FARM INSURANCE IN SUPPORT.
00:24:34.073 --> 00:24:36.709 region:rollup2
THANK YOU SHERRY MCCUE REPRESENT
00:24:35.541 --> 00:24:38.243 region:rollup2
THE NATIONAL ASSOCIATION OF
00:24:36.709 --> 00:24:39.812 region:rollup2
INSURANCE AND FINANCIAL ADVISORS
00:24:38.243 --> 00:24:41.613 region:rollup2
AND SUPPORT THANK YOU.
00:24:39.812 --> 00:24:42.081 region:rollup2
TRACE SALINAS ON BEHALF OF NEW
00:24:41.613 --> 00:24:42.381 region:rollup2
YORK LIFE ALSO SUPPORT
00:24:42.081 --> 00:24:43.949 region:rollup2
[inaudible]
00:24:42.381 --> 00:24:44.783 region:rollup2
KEY.
00:24:43.949 --> 00:24:47.353 region:rollup2
MAUREEN HIGGINS ON BEHALF OF
00:24:44.783 --> 00:24:48.787 region:rollup2
ANTHEM IN SUPPORT.
00:24:47.353 --> 00:24:49.088 region:rollup2
GIVEN THE DRY REPRESENTING AETNA
00:24:48.787 --> 00:24:52.558 region:rollup2
AND SUPPORT.
00:24:49.088 --> 00:24:53.559 region:rollup2
THANK YOU.
00:24:52.558 --> 00:24:55.060 region:rollup2
JUST AS WELL THROW BEHALF OF
00:24:53.559 --> 00:24:56.995 region:rollup2
POTENTIAL SUPPORT BAIT THANK YOU
00:24:55.060 --> 00:24:58.097 region:rollup2
ANY OTHER WITNESSES IN FAVOR.
00:24:56.995 --> 00:24:58.931 region:rollup2
GOOD AFTERNOON MISTER CHAIRMAN
00:24:58.097 --> 00:25:00.165 region:rollup2
MEMBERS ROBERT WHO WROTE THE
00:24:58.931 --> 00:25:01.400 region:rollup2
DEPARTMENT OF INSURANCE WE HAVE
00:25:00.165 --> 00:25:02.835 region:rollup2
NO OFFICIAL POSITION ON THE BILL
00:25:01.400 --> 00:25:03.335 region:rollup2
THIS TIME HOVER WE'D LIKE TO
00:25:02.835 --> 00:25:04.370 region:rollup2
THANK THE AUTHOR AND THE
00:25:03.335 --> 00:25:05.504 region:rollup2
SPONSOR.
00:25:04.370 --> 00:25:06.872 region:rollup2
FOR WORKING WITH THE DEPARTMENT
00:25:05.504 --> 00:25:08.073 region:rollup2
ON AMENDMENTS THAT ARE REFLECTED
00:25:06.872 --> 00:25:09.274 region:rollup2
IN THE ANALYSIS AND WERE
00:25:08.073 --> 00:25:10.676 region:rollup2
ACCEPTED BY THE AUTHOR THANK YOU
00:25:09.274 --> 00:25:12.478 region:rollup2
GREAT THANK YOU VERY MUCH ANY
00:25:10.676 --> 00:25:14.880 region:rollup2
OTHER WITNESSES IN FAVOR.
00:25:12.478 --> 00:25:15.881 region:rollup2
OTHER WITNESSES IN OPPOSITION.
00:25:14.880 --> 00:25:17.950 region:rollup2
CLASS CALL ALRIGHT BRING THE
00:25:15.881 --> 00:25:18.884 region:rollup2
MATTER BACK TODAY.
00:25:17.950 --> 00:25:20.019 region:rollup2
THE COMMITTEE FOR COMMENT OR
00:25:18.884 --> 00:25:21.754 region:rollup2
QUESTIONS ANY COMMENTS OR
00:25:20.019 --> 00:25:23.589 region:rollup2
QUESTIONS.
00:25:21.754 --> 00:25:24.723 region:rollup2
BY SHEER GAINES IS MOVE THE BILL
00:25:23.589 --> 00:25:26.191 region:rollup2
ANY FURTHER COMMENTS SEEN NINE
00:25:24.723 --> 00:25:27.926 region:rollup2
LET'S CALL THE ROLL.
00:25:26.191 --> 00:25:28.994 region:rollup2
THIS IS THE BILL AS PRESENTED
00:25:27.926 --> 00:25:31.964 region:rollup2
OUT WITH THE AMENDMENTS ACCEPTED
00:25:28.994 --> 00:25:33.098 region:rollup2
BY THE AUTHOR AB TWENTY THREE
00:25:31.964 --> 00:25:34.733 region:rollup2
NINETY FIVE MOTIONS TO PASS AS
00:25:33.098 --> 00:25:37.302 region:rollup2
AMENDED TO APPROPRIATIONS.
00:25:34.733 --> 00:25:39.605 region:rollup2
HERE GLAZER AYE LEISURE AYE VICE
00:25:37.302 --> 00:25:41.673 region:rollup2
YOUR GAINS ARE GAINES AYE.
00:25:39.605 --> 00:25:42.775 region:rollup2
BERRYHILL [inaudible]
00:25:41.673 --> 00:25:44.543 region:rollup2
GALGIANI.
00:25:42.775 --> 00:25:44.843 region:rollup2
GALGIANI AYE HERNANDEZ
00:25:44.543 --> 00:25:47.413 region:rollup2
[inaudible]
00:25:44.843 --> 00:25:51.016 region:rollup2
HERTZBERG HUESO.
00:25:47.413 --> 00:25:53.185 region:rollup2
LARA AYE LARA AYE MITCHELL
00:25:51.016 --> 00:25:55.087 region:rollup2
MITCHELL AYE MORE ALIVE.
00:25:53.185 --> 00:25:56.188 region:rollup2
WELL LIKE I MARINO [inaudible]
00:25:55.087 --> 00:26:00.526 region:rollup2
PORTANTINO.
00:25:56.188 --> 00:26:01.326 region:rollup2
PORTANTINO AYE ROTH.
00:26:00.526 --> 00:26:02.828 region:rollup2
BUT THAT BILL AT MISTER CALDERON
00:26:01.326 --> 00:26:03.762 region:rollup2
ENJOY SEVEN VOTES WILL HOLD THAT
00:26:02.828 --> 00:26:05.164 region:rollup2
MATTER OPEN.
00:26:03.762 --> 00:26:06.999 region:rollup2
UNCALLED FOR ABSENT MEMBERS
00:26:05.164 --> 00:26:07.800 region:rollup2
THANK YOU VERY MUCH.
00:26:06.999 --> 00:26:09.168 region:rollup2
ALRIGHT NEXT UP IS MISTER
00:26:07.800 --> 00:26:09.701 region:rollup2
BIGELOW THANK YOU FOR YOUR
00:26:09.168 --> 00:26:11.837 region:rollup2
PATIENCE THANK YOU MISTER
00:26:09.701 --> 00:26:14.306 region:rollup2
CALDERON [inaudible]
00:26:11.837 --> 00:26:15.774 region:rollup2
BIGELOW WELCOME.
00:26:14.306 --> 00:26:18.911 region:rollup2
THANK YOU MISTER CHAIR THE
00:26:15.774 --> 00:26:19.478 region:rollup2
YOU'RE PRESENTING ITEM FIVE AB.
00:26:18.911 --> 00:26:21.480 region:rollup2
TWENTY ONE FORTY TWO THAT'S
00:26:19.478 --> 00:26:22.848 region:rollup2
CORRECT THANK YOU.
00:26:21.480 --> 00:26:24.383 region:rollup2
WELL GOOD AFTERNOON FIRST I'D
00:26:22.848 --> 00:26:24.917 region:rollup2
LIKE TO BEGIN BY THANKING THE
00:26:24.383 --> 00:26:27.086 region:rollup2
COMMITTEE STAFFER WORKING
00:26:24.917 --> 00:26:27.786 region:rollup2
CLOSELY WITH MY STAFF AND THE
00:26:27.086 --> 00:26:29.121 region:rollup2
SPONSOR.
00:26:27.786 --> 00:26:30.255 region:rollup2
I WILL BE ACCEPTING THE
00:26:29.121 --> 00:26:32.424 region:rollup2
AMENDMENTS AS LAID OUT IN THE
00:26:30.255 --> 00:26:33.759 region:rollup2
COMMITTEE ANALYSIS IN ADDITION
00:26:32.424 --> 00:26:35.360 region:rollup2
TO WHAT IS REFLECTED IN THE
00:26:33.759 --> 00:26:36.762 region:rollup2
ANALYSIS I'VE AGREED ON AN
00:26:35.360 --> 00:26:37.796 region:rollup2
AMENDMENT TO LIMIT THE INSURANCE
00:26:36.762 --> 00:26:39.498 region:rollup2
COMMISSIONERS DISCRETION TO
00:26:37.796 --> 00:26:41.066 region:rollup2
DELAY FINANCIAL.
00:26:39.498 --> 00:26:42.468 region:rollup2
EXAMS TO AN ADDITIONAL A TWO
00:26:41.066 --> 00:26:45.003 region:rollup2
YEARS.
00:26:42.468 --> 00:26:46.004 region:rollup2
MISTER CHAIR OF THE TWENTY ONE
00:26:45.003 --> 00:26:47.406 region:rollup2
FORTY TWO IS DESIGNED TO CREATE
00:26:46.004 --> 00:26:48.574 region:rollup2
A STREAMLINED FINANCIAL SET OF
00:26:47.406 --> 00:26:50.209 region:rollup2
EXAMS FOR CALIFORNIA'S HOME
00:26:48.574 --> 00:26:51.643 region:rollup2
WARRANTY COMPANIES WHICH OFFER
00:26:50.209 --> 00:26:53.412 region:rollup2
LOCAL SHORT TERM PRODUCTS TO
00:26:51.643 --> 00:26:55.080 region:rollup2
HOMEOWNERS. TO REPAIR OR REPLACE
00:26:53.412 --> 00:26:56.915 region:rollup2
APPLIANCES WITH ME TODAY IS
00:26:55.080 --> 00:26:58.750 region:rollup2
MISTER MICHAEL OF TO HELP ANSWER
00:26:56.915 --> 00:26:59.651 region:rollup2
ANY QUESTIONS THE SPONSOR OF
00:26:58.750 --> 00:27:01.019 region:rollup2
THIS PARTICULAR BILL IF YOU GIVE
00:26:59.651 --> 00:27:02.688 region:rollup2
A BRIEF MOMENT.
00:27:01.019 --> 00:27:04.456 region:rollup2
TO ADDRESS US I WOULD APPRECIATE
00:27:02.688 --> 00:27:05.257 region:rollup2
IT ABSOLUTELY WELCOME SIR THANK
00:27:04.456 --> 00:27:07.226 region:rollup2
YOU MISTER CHAIRMAN MEMBERS MIKE
00:27:05.257 --> 00:27:09.128 region:rollup2
BALOGUN BEHALF THE NATIONAL HOME
00:27:07.226 --> 00:27:10.529 region:rollup2
SERVICE CONTRACT ASSOCIATION HAS
00:27:09.128 --> 00:27:12.498 region:rollup2
THE ANALYSIS NOTES.
00:27:10.529 --> 00:27:14.666 region:rollup2
BUT THESE HOME WARRANTY PLANS
00:27:12.498 --> 00:27:16.468 region:rollup2
TYPICALLY TRANSFERRED INTO HOME
00:27:14.666 --> 00:27:18.370 region:rollup2
PURCHASE A BOUGHT BY THE SELLER
00:27:16.468 --> 00:27:19.438 region:rollup2
CONVEYED TO THE BUYER TO HELP
00:27:18.370 --> 00:27:21.106 region:rollup2
PROTECT THEM.
00:27:19.438 --> 00:27:22.708 region:rollup2
IN THE EARLY TERM OF THEIR
00:27:21.106 --> 00:27:24.476 region:rollup2
OWNERSHIP IN CASE AN APPLIANCE
00:27:22.708 --> 00:27:26.578 region:rollup2
FAILS THERE A LOW COST SHORT
00:27:24.476 --> 00:27:28.080 region:rollup2
TERM PRODUCT MANY STATES DON'T
00:27:26.578 --> 00:27:30.415 region:rollup2
TREAT THE MAD AS INSURANCE AT
00:27:28.080 --> 00:27:30.816 region:rollup2
ALL -- THERE
00:27:30.415 --> 00:27:33.719 region:rollup2
THERE HAVE BEEN --
00:27:30.816 --> 00:27:35.053 region:rollup2
SOME.
00:27:33.719 --> 00:27:37.356 region:rollup2
CHAU EXAM ACTIVITIES BEEN A
00:27:35.053 --> 00:27:38.524 region:rollup2
LITTLE MORE THAN NECESSARY AND
00:27:37.356 --> 00:27:40.225 region:rollup2
WE'VE ENGAGE THE DEPARTMENT OF
00:27:38.524 --> 00:27:42.327 region:rollup2
INSURANCE IN A DISCUSSION ON
00:27:40.225 --> 00:27:43.629 region:rollup2
THAT WE APPRECIATE THEIR THEIR
00:27:42.327 --> 00:27:45.297 region:rollup2
THE SPIRIT THEY BROUGHT TO THE
00:27:43.629 --> 00:27:46.665 region:rollup2
DISCUSSIONS THEY BELIEVE THEY
00:27:45.297 --> 00:27:47.366 region:rollup2
CAN STREAMLINE THE APPROACH A
00:27:46.665 --> 00:27:49.067 region:rollup2
LITTLE BIT.
00:27:47.366 --> 00:27:51.570 region:rollup2
SAVE EXAM BECAUSE STILL PROTECT
00:27:49.067 --> 00:27:53.105 region:rollup2
CONSUMERS AND SO WE WOULD ASK
00:27:51.570 --> 00:27:58.343 region:rollup2
FOR AN AYE VOTE THANK YOU.
00:27:53.105 --> 00:27:58.977 region:rollup2
A ANY OTHER WITNESSES IN FAVOR.
00:27:58.343 --> 00:28:00.312 region:rollup2
GOOD AFTERNOON MISTER CHAIRMAN
00:27:58.977 --> 00:28:01.246 region:rollup2
ROBERT HURLED THE DEPARTMENT OF
00:28:00.312 --> 00:28:02.681 region:rollup2
INSURANCE AGAIN WE HAVE NO
00:28:01.246 --> 00:28:04.149 region:rollup2
OFFICIAL POSITION ON THIS BILL
00:28:02.681 --> 00:28:06.185 region:rollup2
WE HAVE ENGAGED IN A SERIES OF
00:28:04.149 --> 00:28:06.919 region:rollup2
NEGOTIATIONS CONVERSATIONS WITH
00:28:06.185 --> 00:28:07.920 region:rollup2
THE AUTHORS OFFICE AND THE
00:28:06.919 --> 00:28:09.621 region:rollup2
SPONSOR.
00:28:07.920 --> 00:28:11.423 region:rollup2
THAT MR BLOAT CORRECTLY
00:28:09.621 --> 00:28:12.291 region:rollup2
CHARACTERIZED IT WILL CONTINUE
00:28:11.423 --> 00:28:13.559 region:rollup2
TO WORK A LITTLE BIT ON THIS BY
00:28:12.291 --> 00:28:15.928 region:rollup2
TIME -- IT'S
00:28:13.559 --> 00:28:17.829 region:rollup2
BEEN A GOOD FAITH EFFORT ON ALL
00:28:15.928 --> 00:28:19.498 region:rollup2
PARTS OF PER SHEET THAT THANK
00:28:17.829 --> 00:28:21.800 region:rollup2
YOU AND THANK YOU VERY MUCH ANY
00:28:19.498 --> 00:28:22.935 region:rollup2
OTHER WITNESSES IN OPPOSITION.
00:28:21.800 --> 00:28:23.835 region:rollup2
I'LL BRING THE MATTER BACK TO A
00:28:22.935 --> 00:28:25.404 region:rollup2
TO US I WANT TO SAY THANK YOU
00:28:23.835 --> 00:28:26.471 region:rollup2
MISTER BIGELOW FOR YOUR WORK IN
00:28:25.404 --> 00:28:27.573 region:rollup2
THIS AREA AND FOR WORKING ITH
00:28:26.471 --> 00:28:28.907 region:rollup2
MY STAFF.
00:28:27.573 --> 00:28:30.776 region:rollup2
ON THE ON THE BILL AS WELL AS
00:28:28.907 --> 00:28:32.377 region:rollup2
THE AMENDMENTS I THINK IT'S IN
00:28:30.776 --> 00:28:34.413 region:rollup2
GOOD SHAPE AND THAT'S SOMETHING
00:28:32.377 --> 00:28:35.581 region:rollup2
I'M HAPPY TO SUPPORT TODAY.
00:28:34.413 --> 00:28:36.615 region:rollup2
MR THAT MOTION OR YOU WANT TO
00:28:35.581 --> 00:28:38.317 region:rollup2
SPEAK [inaudible]
00:28:36.615 --> 00:28:40.485 region:rollup2
OKAY.
00:28:38.317 --> 00:28:42.187 region:rollup2
CERTAINLY MISTER WALLACH WELCOME
00:28:40.485 --> 00:28:44.623 region:rollup2
SURE I JUST A CLARIFICATION SO I
00:28:42.187 --> 00:28:45.958 region:rollup2
COULD SEE IN THE BILL BUT OUT
00:28:44.623 --> 00:28:47.492 region:rollup2
WHEN YOU'RE ASKING.
00:28:45.958 --> 00:28:49.261 region:rollup2
TO TO LOOK AT THE MOST RECENT
00:28:47.492 --> 00:28:50.729 region:rollup2
ANNUAL FINANCIAL STATEMENT OF
00:28:49.261 --> 00:28:53.332 region:rollup2
FINANCIAL BRIDGES AT THE AUDITED
00:28:50.729 --> 00:28:54.566 region:rollup2
FINANCIAL STATEMENTS.
00:28:53.332 --> 00:28:57.202 region:rollup2
THERE IS NOT PRESENTLY A
00:28:54.566 --> 00:28:58.737 region:rollup2
FINANCIAL AUDIT REQUIRED THE
00:28:57.202 --> 00:29:00.005 region:rollup2
DEPARTMENT HAS THE ABILITY TO
00:28:58.737 --> 00:29:01.974 region:rollup2
COME IN WHENEVER THEY WANT.
00:29:00.005 --> 00:29:05.444 region:rollup2
HANA FINANCIAL EXAM OR MARKET
00:29:01.974 --> 00:29:07.012 region:rollup2
CONDUCT EXAM AND SO THEY EFFORT
00:29:05.444 --> 00:29:08.447 region:rollup2
BUT ESSENTIALLY CONDUCTING THE
00:29:07.012 --> 00:29:10.482 region:rollup2
AUDIT BUT WE ALSO SUBMIT
00:29:08.447 --> 00:29:11.917 region:rollup2
UNAUDITED A FINANCIAL
00:29:10.482 --> 00:29:12.884 region:rollup2
INFORMATION EVERY YEAR.
00:29:11.917 --> 00:29:14.753 region:rollup2
WILL THERE BE A COMPILATION OR
00:29:12.884 --> 00:29:17.222 region:rollup2
REVIEW.
00:29:14.753 --> 00:29:18.590 region:rollup2
IT IS A NOT IT IS CLOSER TO A
00:29:17.222 --> 00:29:20.392 region:rollup2
COUPLE IN THEIR OUR FINANCIALS
00:29:18.590 --> 00:29:22.294 region:rollup2
THAT WE SUBMIT TO THE DEPARTMENT
00:29:20.392 --> 00:29:23.996 region:rollup2
THEY'RE ABLE TO VERIFY THAT TO
00:29:22.294 --> 00:29:25.297 region:rollup2
MAKE SURE THAT THE THE NUMBERS
00:29:23.996 --> 00:29:26.598 region:rollup2
ARE ACCURATE.
00:29:25.297 --> 00:29:28.133 region:rollup2
THEN THEY CAN DO A FINANCIAL
00:29:26.598 --> 00:29:29.368 region:rollup2
EXAM WHENEVER THEY WANT.
00:29:28.133 --> 00:29:30.736 region:rollup2
IF IT WERE AN AUDITED FINANCIAL
00:29:29.368 --> 00:29:32.738 region:rollup2
STATEMENT WOULD NOT SHORT CUT IT
00:29:30.736 --> 00:29:34.473 region:rollup2
A LITTLE BIT.
00:29:32.738 --> 00:29:36.608 region:rollup2
IF YOU LEAST KNOW YOU GOT A
00:29:34.473 --> 00:29:37.643 region:rollup2
OUTSIDE INDEPENDENT CPA FIRM
00:29:36.608 --> 00:29:39.044 region:rollup2
THAT.
00:29:37.643 --> 00:29:40.512 region:rollup2
ALLOW THE TO OR THROUGH THE
00:29:39.044 --> 00:29:44.283 region:rollup2
CHAIR I'M SORRY --
00:29:40.512 --> 00:29:45.617 region:rollup2
THE OUR BELIEF IS THAT THE
00:29:44.283 --> 00:29:47.452 region:rollup2
DEPARTMENT HAS TOLD US THEY ARE
00:29:45.617 --> 00:29:48.787 region:rollup2
LOOKING FOR THINGS OTHER THAN
00:29:47.452 --> 00:29:50.656 region:rollup2
WHAT A TYPICAL FINANCIAL AUDIT
00:29:48.787 --> 00:29:52.090 region:rollup2
WOULD LOOK AT THAT IS COMPLIANCE
00:29:50.656 --> 00:29:52.858 region:rollup2
WITH VARIOUS PROVISIONS IN THE
00:29:52.090 --> 00:29:54.159 region:rollup2
INSURANCE CODE.
00:29:52.858 --> 00:29:55.193 region:rollup2
AND PERHAPS I SHOULD TURN TO THE
00:29:54.159 --> 00:29:56.895 region:rollup2
DEPARTMENT [inaudible]
00:29:55.193 --> 00:29:58.063 region:rollup2
RALPH.
00:29:56.895 --> 00:29:58.864 region:rollup2
I THINK YOU MET VERY MUCH UP
00:29:58.063 --> 00:30:00.198 region:rollup2
MISTER CHAIRMAN --
00:29:58.864 --> 00:30:00.832 region:rollup2
CENTER MORE LIKE --
00:30:00.198 --> 00:30:03.935 region:rollup2
YOUR QUESTION ACTUALLY CAN HITS
00:30:00.832 --> 00:30:05.871 region:rollup2
IT RIGHT ON THE HEAD BECAUSE SHE
00:30:03.935 --> 00:30:08.173 region:rollup2
SHOULD HAVE BEEN FOCUSED ON I'M.
00:30:05.871 --> 00:30:10.342 region:rollup2
BUT THE EXAM ISSUE THAT SOME OF
00:30:08.173 --> 00:30:11.510 region:rollup2
MR BLOWS CLIENTS HAVE HAD ISSUES
00:30:10.342 --> 00:30:12.744 region:rollup2
WITH -- IS
00:30:11.510 --> 00:30:15.113 region:rollup2
ONE THINGS WE'VE DISCUSSED IN
00:30:12.744 --> 00:30:17.683 region:rollup2
LIEU OF THAT FOR LESS FREQUENT
00:30:15.113 --> 00:30:19.117 region:rollup2
EXAMS WE WOULD NEED TO SEE SOME
00:30:17.683 --> 00:30:21.320 region:rollup2
INFORMATION THAT HAS BEEN IN
00:30:19.117 --> 00:30:23.055 region:rollup2
FACT INDEPENDENTLY VERIFIED.
00:30:21.320 --> 00:30:24.089 region:rollup2
A THAT IS THE KEY --
00:30:23.055 --> 00:30:25.023 region:rollup2
THE MORE THAT WE HAVE
00:30:24.089 --> 00:30:27.192 region:rollup2
INFORMATION THAT IS
00:30:25.023 --> 00:30:28.527 region:rollup2
INDEPENDENTLY VERIFIED AS TO THE
00:30:27.192 --> 00:30:30.195 region:rollup2
SITUATION OF THE COMPANY THE
00:30:28.527 --> 00:30:31.330 region:rollup2
BETTER OFF WE'LL BE.
00:30:30.195 --> 00:30:32.731 region:rollup2
ACKNOWLEDGING AS MR BELOW DOWN
00:30:31.330 --> 00:30:34.966 region:rollup2
THE AUTHOR POINTED OUT THAT IF
00:30:32.731 --> 00:30:36.501 region:rollup2
WE NEED TO WE CAN GO WIN FOR
00:30:34.966 --> 00:30:38.036 region:rollup2
MORE DETAILED EXAMS WERE TRYING
00:30:36.501 --> 00:30:38.870 region:rollup2
TO MAKE THIS MAKE THE MOST SENSE
00:30:38.036 --> 00:30:39.504 region:rollup2
KIND OF WORKING SMARTER NOT
00:30:38.870 --> 00:30:41.306 region:rollup2
HARDER.
00:30:39.504 --> 00:30:43.075 region:rollup2
IF YOU WILL BUT YOUR QUESTION IS
00:30:41.306 --> 00:30:44.509 region:rollup2
EXACTLY ON POINT TO ONE OF THE
00:30:43.075 --> 00:30:46.011 region:rollup2
MAIN OPICS WE'VE BEEN AND
00:30:44.509 --> 00:30:47.612 region:rollup2
CONVERSATIONS WITH FOR THE PAST
00:30:46.011 --> 00:30:48.547 region:rollup2
COUPLE MONTHS.
00:30:47.612 --> 00:30:50.449 region:rollup2
THANKS FOR GIVING ME THAT AWARD
00:30:48.547 --> 00:30:52.751 region:rollup2
I'M.
00:30:50.449 --> 00:30:54.119 region:rollup2
IT WOULD SEEM TO ME THAT.
00:30:52.751 --> 00:30:56.388 region:rollup2
INSURANCE COMPANIES WOULD HAVE
00:30:54.119 --> 00:30:57.155 region:rollup2
TO HAVE AN ANNUAL.
00:30:56.388 --> 00:30:58.223 region:rollup2
AUDIT I MEAN THAT WOULD JUST BE
00:30:57.155 --> 00:31:00.625 region:rollup2
LIKE.
00:30:58.223 --> 00:31:02.127 region:rollup2
THAT WOULD JUST GO WITHOUT EVEN.
00:31:00.625 --> 00:31:03.528 region:rollup2
YOU KNOW THEY JUST THEY WERE
00:31:02.127 --> 00:31:04.529 region:rollup2
THEY WOULD AND AND AND HERE IN
00:31:03.528 --> 00:31:06.198 region:rollup2
LIES PART OF THE ROAD AS WELL AS
00:31:04.529 --> 00:31:09.000 region:rollup2
THAT THESE ARE NOT NECESSARILY
00:31:06.198 --> 00:31:10.402 region:rollup2
TREATED AS INSURANCE COMPANIES.
00:31:09.000 --> 00:31:12.304 region:rollup2
RIGHT AND SO YOU'D THEIR SORT OF
00:31:10.402 --> 00:31:14.039 region:rollup2
NEITHER FISH NOR FOWL WE HAVE
00:31:12.304 --> 00:31:15.941 region:rollup2
SOME RESPONSIBILITIES AND
00:31:14.039 --> 00:31:18.543 region:rollup2
OBLIGATIONS AS A REGULATOR BUT
00:31:15.941 --> 00:31:20.011 region:rollup2
NOT IN THE WAY THAT WE REGULATE
00:31:18.543 --> 00:31:22.414 region:rollup2
INSURANCE COMPANIES PER SE.
00:31:20.011 --> 00:31:24.516 region:rollup2
SO THAT'S WHAT THE CREATES THE
00:31:22.414 --> 00:31:25.484 region:rollup2
SORT OF UNIQUE SITUATIONS THAT
00:31:24.516 --> 00:31:27.018 region:rollup2
OF LETS.
00:31:25.484 --> 00:31:27.719 region:rollup2
US TRYING TO DROUGHT WHAT'S
00:31:27.018 --> 00:31:29.321 region:rollup2
DEEPER A CORRECT APPROACH.
00:31:27.719 --> 00:31:31.022 region:rollup2
WE CAN GET INDEPENDENTLY
00:31:29.321 --> 00:31:32.791 region:rollup2
VERIFIABLE INFORMATION THAT IS
00:31:31.022 --> 00:31:34.359 region:rollup2
USABLE BY THE DEPARTMENT.
00:31:32.791 --> 00:31:35.594 region:rollup2
AS OPPOSED TO RESPECTFULLY JUST
00:31:34.359 --> 00:31:36.595 region:rollup2
ASKING THE COMPANY EVERYTHING
00:31:35.594 --> 00:31:37.863 region:rollup2
GOOD SURE EVERYTHING'S GOOD
00:31:36.595 --> 00:31:39.231 region:rollup2
WE'VE NEVER HAD A COMPANY THAT
00:31:37.863 --> 00:31:40.665 region:rollup2
WENT AND SAW THAT THAT DIDN'T
00:31:39.231 --> 00:31:41.433 region:rollup2
SAY EVERYTHING WAS FINE.
00:31:40.665 --> 00:31:42.534 region:rollup2
UP UNTIL THE MOMENT THAT WHEN
00:31:41.433 --> 00:31:43.702 region:rollup2
IT'S ALL THAT NOT THAT WE'RE
00:31:42.534 --> 00:31:45.437 region:rollup2
SUGGESTING THAT'S PARTICULAR
00:31:43.702 --> 00:31:46.571 region:rollup2
PROBLEM IN THE SECTOR.
00:31:45.437 --> 00:31:48.473 region:rollup2
COULDN'T WE DIDN'T WHEN YOU GO
00:31:46.571 --> 00:31:49.040 region:rollup2
AND HOW DO YOU DETERMINE.
00:31:48.473 --> 00:31:50.108 region:rollup2
THE ACCURACY OF THE RESERVE
00:31:49.040 --> 00:31:51.510 region:rollup2
ACCOUNT.
00:31:50.108 --> 00:31:53.245 region:rollup2
WELL THAT THAT'S PART OF THE
00:31:51.510 --> 00:31:54.646 region:rollup2
ISSUE WE HAVE SOME EXPERTS HERE
00:31:53.245 --> 00:31:55.814 region:rollup2
FROM THE FINANCIAL SERVICES A
00:31:54.646 --> 00:31:57.449 region:rollup2
BUREAU THAT CAN TALK TO THAT IN
00:31:55.814 --> 00:31:59.084 region:rollup2
MORE DETAIL NOT SURE IF THE
00:31:57.449 --> 00:31:59.851 region:rollup2
COMMITTEE WANTS TO GO THERE MY
00:31:59.084 --> 00:32:02.154 region:rollup2
SENSE IS THEY DON'T.
00:31:59.851 --> 00:32:03.421 region:rollup2
AYE BUT WE'RE HAPPY TO FOLLOW UP
00:32:02.154 --> 00:32:04.589 region:rollup2
SO THAT WE CAN LET YOUR OFFICE
00:32:03.421 --> 00:32:06.858 region:rollup2
KNOW KIND OF WHAT WE DO AND HOW
00:32:04.589 --> 00:32:08.293 region:rollup2
WE DO IT IF THAT'S HELPFUL.
00:32:06.858 --> 00:32:09.795 region:rollup2
NO I'M JUST TRYING TO GET. TO
00:32:08.293 --> 00:32:11.396 region:rollup2
READ THE WHOLE THING UNDERSTOOD
00:32:09.795 --> 00:32:12.664 region:rollup2
IN YOUR IT'S COMPLETELY ON POINT
00:32:11.396 --> 00:32:13.632 region:rollup2
TO WHAT WE'VE BEEN TALKING ABOUT
00:32:12.664 --> 00:32:15.233 region:rollup2
THE PAST COUPLE MONTHS HOW WE
00:32:13.632 --> 00:32:16.234 region:rollup2
CAN GET.
00:32:15.233 --> 00:32:17.335 region:rollup2
THE MAXIMUM AOUNT OF
00:32:16.234 --> 00:32:19.271 region:rollup2
INFORMATION INDEPENDENTLY
00:32:17.335 --> 00:32:20.739 region:rollup2
VERIFIABLE --
00:32:19.271 --> 00:32:22.841 region:rollup2
TO ELECT THESE COMPANIES --
00:32:20.739 --> 00:32:24.142 region:rollup2
DO WHAT THEY NEED TO DO BUT ALSO
00:32:22.841 --> 00:32:26.144 region:rollup2
HAVE SOME SOME VERIFICATION.
00:32:24.142 --> 00:32:27.579 region:rollup2
DO YOU THINK YOU.
00:32:26.144 --> 00:32:29.281 region:rollup2
THANK YOU SENATOR MORE LOCK.
00:32:27.579 --> 00:32:31.516 region:rollup2
AND LET ME UNLESS THERE'S ANY
00:32:29.281 --> 00:32:33.084 region:rollup2
FURTHER COMMENT TO SAY THAT.
00:32:31.516 --> 00:32:35.220 region:rollup2
THIS THIS MEASURE THAT'S BEFORE
00:32:33.084 --> 00:32:36.455 region:rollup2
US AS AMENDED DOESN'T EXEMPT
00:32:35.220 --> 00:32:38.190 region:rollup2
THESE HOME PROTECTION COMPANIES
00:32:36.455 --> 00:32:40.091 region:rollup2
FROM ROUTINE FINANCIAL EXAMS
00:32:38.190 --> 00:32:41.293 region:rollup2
THAT PROVIDE SOME DISCRETION. TO
00:32:40.091 --> 00:32:43.462 region:rollup2
THE INSURANCE COMMISSIONER UNDER
00:32:41.293 --> 00:32:46.898 region:rollup2
CERTAIN CONDITIONS TO US. TO
00:32:43.462 --> 00:32:48.600 region:rollup2
MAKE GOOD CHOICES ABOUT HOW THEY
00:32:46.898 --> 00:32:49.634 region:rollup2
AND I WOULD ADD THAT.
00:32:48.600 --> 00:32:50.402 region:rollup2
AS AYE AYES AYE GOT TO
00:32:49.634 --> 00:32:51.703 region:rollup2
UNDERSTAND THIS ISSUE A LITTLE
00:32:50.402 --> 00:32:52.904 region:rollup2
BIT MORE OF A LITTLE OVER THE
00:32:51.703 --> 00:32:53.905 region:rollup2
LAST WEEK THAT.
00:32:52.904 --> 00:32:54.940 region:rollup2
BUT THERE WERE SOME IMPORTANT
00:32:53.905 --> 00:32:56.708 region:rollup2
QUESTIONS BEING RAISED ABOUT
00:32:54.940 --> 00:32:58.310 region:rollup2
THESE EXAM COSTS.
00:32:56.708 --> 00:33:00.111 region:rollup2
AND SO I APPRECIATE THE THE
00:32:58.310 --> 00:33:01.480 region:rollup2
AUTHOR AND I APPRECIATE THE
00:33:00.111 --> 00:33:02.447 region:rollup2
DEPARTMENT'S WILLINGNESS.
00:33:01.480 --> 00:33:04.049 region:rollup2
TO TAKE A CAREFUL LOOK AT THE
00:33:02.447 --> 00:33:06.084 region:rollup2
EXAM PROCESS IN THE COSTS AS IT
00:33:04.049 --> 00:33:07.352 region:rollup2
RELATES TO THOSE.
00:33:06.084 --> 00:33:09.254 region:rollup2
THOSE THAT HAVE THOSE EFFORTS SO
00:33:07.352 --> 00:33:10.121 region:rollup2
THAT WE CAN BE SURE IT'S
00:33:09.254 --> 00:33:11.256 region:rollup2
APPROPRIATELY BALANCE SO THANK
00:33:10.121 --> 00:33:12.624 region:rollup2
YOU FOR THE DEPARTMENT OF
00:33:11.256 --> 00:33:13.959 region:rollup2
INSURANCE THANK YOU.
00:33:12.624 --> 00:33:17.596 region:rollup2
MISTER BIGELOW THAT NOTHING
00:33:13.959 --> 00:33:18.196 region:rollup2
FURTHER ON THE I THINK I SENATOR
00:33:17.596 --> 00:33:19.297 region:rollup2
LARGE DID YOU WANNA MOVE THAT
00:33:18.196 --> 00:33:20.999 region:rollup2
FILM.
00:33:19.297 --> 00:33:22.467 region:rollup2
OKAY BILL'S BEEN MOVES.
00:33:20.999 --> 00:33:23.535 region:rollup2
AND WHO COULD ASKED THE BALL TO
00:33:22.467 --> 00:33:25.904 region:rollup2
BE TAKE THE VOTE TO BE TAKEN.
00:33:23.535 --> 00:33:26.805 region:rollup2
AB TWENTY ONE FORTY TWO MOTIONS
00:33:25.904 --> 00:33:29.074 region:rollup2
TO PASS AS AMENDED TO
00:33:26.805 --> 00:33:30.609 region:rollup2
APPROPRIATIONS HERE GLAZER AYE
00:33:29.074 --> 00:33:33.478 region:rollup2
GLAZER AYE CHAIRED VICE YOUR
00:33:30.609 --> 00:33:34.846 region:rollup2
GAINS ARE GAINES AYE BERRYHILL.
00:33:33.478 --> 00:33:39.684 region:rollup2
GALGIANI [inaudible]
00:33:34.846 --> 00:33:41.453 region:rollup2
HERNANDEZ HERTZBERG HUESO LAR.
00:33:39.684 --> 00:33:43.288 region:rollup2
FLOOR AYE MITCHELL.
00:33:41.453 --> 00:33:43.588 region:rollup2
MITCHELL AYE MORRELL AYE
00:33:43.288 --> 00:33:45.924 region:rollup2
[inaudible]
00:33:43.588 --> 00:33:50.729 region:rollup2
MORRELL PORTANTINO.
00:33:45.924 --> 00:33:51.630 region:rollup2
PORTANTINO AYE ROTH.
00:33:50.729 --> 00:33:52.964 region:rollup2
ISRAEL THE THAT --
00:33:51.630 --> 00:33:54.299 region:rollup2
BILL ENJOYS FIVE VOTES AT THE
00:33:52.964 --> 00:33:54.866 region:rollup2
MOMENT WE'RE GONNA HOLD THE
00:33:54.299 --> 00:33:55.500 region:rollup2
WORLD OPEN TRAPS IN MEMBERS
00:33:54.866 --> 00:33:55.967 region:rollup2
THANK YOU FOR YOUR WORK IN THIS
00:33:55.500 --> 00:34:01.339 region:rollup2
AREA [inaudible]
00:33:55.967 --> 00:34:02.307 region:rollup2
I MEMBERS.
00:34:01.339 --> 00:34:03.975 region:rollup2
ONCE YOU GET CHICKEN FASTER
00:34:02.307 --> 00:34:05.143 region:rollup2
GLANCE AT OKAY WE'RE LOOKING FOR
00:34:03.975 --> 00:34:06.511 region:rollup2
SOME -- A
00:34:05.143 --> 00:34:08.179 region:rollup2
COUPLE MORE ASSEMBLY AUTHORS TO
00:34:06.511 --> 00:34:08.480 region:rollup2
FINISH OUR WORK HERE TODAY
00:34:08.179 --> 00:34:21.192 region:rollup2
[inaudible]
00:34:08.480 --> 00:34:22.861 region:rollup2
I KNOW [inaudible]
00:34:21.192 --> 00:34:25.130 region:rollup2
YES [inaudible]
00:34:22.861 --> 00:34:26.097 region:rollup2
YEAH.
00:34:25.130 --> 00:34:27.599 region:rollup2
THANKS TO THE CONSULTANT FOR
00:34:26.097 --> 00:34:29.367 region:rollup2
PRIVATE PREPARE YES.
00:34:27.599 --> 00:34:30.969 region:rollup2
OKAY SO OUT WHILE WE'RE WAITING
00:34:29.367 --> 00:34:32.003 region:rollup2
FOR AN AUTHOR WE'RE GOING TO GO
00:34:30.969 --> 00:34:33.772 region:rollup2
BACK THROUGH A COUPLE BILLS THAT
00:34:32.003 --> 00:34:37.409 region:rollup2
TAP. FOR MEMBERS WHO WERE NOT
00:34:33.772 --> 00:34:38.877 region:rollup2
PRESENT --
00:34:37.409 --> 00:34:40.478 region:rollup2
YEAH SO LET'S LET'S START WITH
00:34:38.877 --> 00:34:42.948 region:rollup2
THAT FRIEDMAN.
00:34:40.478 --> 00:34:43.548 region:rollup2
AB TWENTY FIVE NINETY FOUR
00:34:42.948 --> 00:34:49.654 region:rollup2
TWENTY FIVE NINETY FOUR LET'S
00:34:43.548 --> 00:34:51.723 region:rollup2
START THERE.
00:34:49.654 --> 00:34:53.258 region:rollup2
THEY ACT ON I AM.
00:34:51.723 --> 00:34:54.793 region:rollup2
PLAN IN [inaudible]
00:34:53.258 --> 00:34:55.393 region:rollup2
ALRIGHT.
00:34:54.793 --> 00:34:57.262 region:rollup2
ALL THE MEMBERS WERE HERE ON
00:34:55.393 --> 00:34:57.796 region:rollup2
THAT BILL SO LET'S GO TO ITEM
00:34:57.262 --> 00:34:58.597 region:rollup2
TEN AB TWENTY EIGHT OH TO
00:34:57.796 --> 00:34:59.164 region:rollup2
FRIEDMAN.
00:34:58.597 --> 00:35:00.865 region:rollup2
THE SECRETARY WOULD CALL THE
00:34:59.164 --> 00:35:01.900 region:rollup2
ROLL.
00:35:00.865 --> 00:35:03.034 region:rollup2
AB TWENTY EIGHT OO TO THE
00:35:01.900 --> 00:35:04.903 region:rollup2
MOTIONS TO PASS AS AMENDED TO
00:35:03.034 --> 00:35:07.038 region:rollup2
APPROPRIATIONS PRESENT AND
00:35:04.903 --> 00:35:09.107 region:rollup2
ACCOUNTED OF BOATS AT SIX IN THE
00:35:07.038 --> 00:35:09.741 region:rollup2
CHAIR VOTED AYE --
00:35:09.107 --> 00:35:12.711 region:rollup2
COOLEY ABSENT MEMBERS BERRYHILL
00:35:09.741 --> 00:35:17.015 region:rollup2
--
00:35:12.711 --> 00:35:18.450 region:rollup2
HERNANDEZ HERTZBERG HUESO LARA.
00:35:17.015 --> 00:35:20.285 region:rollup2
FLORA AYE MITCHELL.
00:35:18.450 --> 00:35:22.253 region:rollup2
MITCHELL AYE.
00:35:20.285 --> 00:35:23.455 region:rollup2
AND AROUND OKAY WE STILL HAVE
00:35:22.253 --> 00:35:25.190 region:rollup2
SOME OUTSTANDING MEMBERS SO PUT
00:35:23.455 --> 00:35:25.490 region:rollup2
THAT BILL BACK ON CALL
00:35:25.190 --> 00:35:29.594 region:rollup2
[inaudible]
00:35:25.490 --> 00:35:30.395 region:rollup2
TODAY [inaudible]
00:35:29.594 --> 00:35:46.511 region:rollup2
APPARENTLY [inaudible]
00:35:30.395 --> 00:35:46.511 region:rollup2
WHENEVER
00:36:05.230 --> 00:36:06.331 region:rollup2
.
00:36:05.363 --> 00:36:07.532 region:rollup2
IF YOU TAKE A VERY TEMPORARY
00:36:06.331 --> 00:36:23.648 region:rollup2
RECESS AND WE BACK INTO AND JUST
00:36:07.532 --> 00:36:23.648 region:rollup2
A MOMENT
00:36:26.217 --> 00:36:29.988 region:rollup2
.
00:36:26.351 --> 00:36:31.823 region:rollup2
BUT TO LEVERAGE CARRIER BY.
00:36:29.988 --> 00:36:34.826 region:rollup2
YEAH WELL.
00:36:31.823 --> 00:36:37.295 region:rollup2
MEANING.
00:36:34.826 --> 00:36:41.966 region:rollup2
WE LIVE HERE [inaudible]
00:36:37.295 --> 00:36:58.249 region:rollup2
WHATEVER [inaudible]
00:36:41.966 --> 00:36:58.249 region:rollup2
PRESIDENT CLINTON
00:37:13.598 --> 00:37:27.345 region:rollup2
[inaudible]
00:37:13.898 --> 00:37:43.461 region:rollup2
NOT [inaudible] FOR TWENTY THREE
00:37:27.345 --> 00:37:43.461 region:rollup2
WE CAME
00:37:58.209 --> 00:38:14.492 region:rollup2
[inaudible]
00:37:58.510 --> 00:38:14.492 region:rollup2
YEAH
00:38:28.807 --> 00:38:57.569 region:rollup2
[inaudible]
00:38:29.107 --> 00:38:57.569 region:rollup2
LOS [inaudible] ONE OF
00:39:01.105 --> 00:39:04.342 region:rollup2
OKAY.
00:39:02.574 --> 00:39:06.144 region:rollup2
ARE RIGHT OR BACK AND I SEE MR
00:39:04.342 --> 00:39:07.111 region:rollup2
COOLEY IS HERE WELCOME. TO THE
00:39:06.144 --> 00:39:09.681 region:rollup2
COMMITTEE.
00:39:07.111 --> 00:39:12.183 region:rollup2
THIS IS ITEM NUMBER ELEVEN AB
00:39:09.681 --> 00:39:12.784 region:rollup2
[inaudible] TWENTY EIGHT FORTY
00:39:12.183 --> 00:39:13.585 region:rollup2
FOUR THANK YOU FOR BEING HERE
00:39:12.784 --> 00:39:13.885 region:rollup2
AND THAT THE FLOOR IS YOURS
00:39:13.585 --> 00:39:18.189 region:rollup2
[inaudible]
00:39:13.885 --> 00:39:19.390 region:rollup2
VERY GOOD.
00:39:18.189 --> 00:39:21.392 region:rollup2
FISHER CHAIR MEMBERS I'M
00:39:19.390 --> 00:39:23.695 region:rollup2
DELIGHTED ACTUALLY TO PRESENT AB
00:39:21.392 --> 00:39:25.830 region:rollup2
TWENTY EIGHT FORTY FOUR TODAY.
00:39:23.695 --> 00:39:28.566 region:rollup2
AND IN THE COURSE OF DOING THAT
00:39:25.830 --> 00:39:30.001 region:rollup2
I I JUST WANT ARE OFFERED BY
00:39:28.566 --> 00:39:32.170 region:rollup2
OBSERVATION ABOUT THE BILL AND
00:39:30.001 --> 00:39:35.940 region:rollup2
HOW IT WILL OPERATE --
00:39:32.170 --> 00:39:38.376 region:rollup2
WHITE MAKES SENSE TO ME.
00:39:35.940 --> 00:39:39.544 region:rollup2
I HAVE TO SAY IN MY TURNER IN
00:39:38.376 --> 00:39:41.379 region:rollup2
THE ASSEMBLY THIS IS THE FIRST
00:39:39.544 --> 00:39:42.247 region:rollup2
BILL THAT HAS PUT TOGETHER MY
00:39:41.379 --> 00:39:43.715 region:rollup2
FORTY YEARS.
00:39:42.247 --> 00:39:44.916 region:rollup2
OF WORKING IN THE FIELD OF
00:39:43.715 --> 00:39:45.850 region:rollup2
INSURANCE HARLEM INDEPENDENT
00:39:44.916 --> 00:39:47.285 region:rollup2
AGENT.
00:39:45.850 --> 00:39:48.720 region:rollup2
AS A CHIEF OF STAFF RUNNING
00:39:47.285 --> 00:39:49.921 region:rollup2
STAFF COMMITTEES.
00:39:48.720 --> 00:39:52.023 region:rollup2
I ACTUALLY FEEL THE BILL AS IT
00:39:49.921 --> 00:39:53.725 region:rollup2
CAME TO THIS HOUSE IS
00:39:52.023 --> 00:39:55.260 region:rollup2
SIGNIFICANT PROVED ALTHOUGH YOUR
00:39:53.725 --> 00:39:56.094 region:rollup2
CONSULTANT HAS OFFERED AN IDEA
00:39:55.260 --> 00:39:59.097 region:rollup2
WHICH I THINK.
00:39:56.094 --> 00:40:00.732 region:rollup2
ALIGNS WITH MY PURPOSES AND THAT
00:39:59.097 --> 00:40:04.502 region:rollup2
JUST RAISE A LIFE VESTS I'D BE
00:40:00.732 --> 00:40:08.239 region:rollup2
QUITE AGREEABLE THAT --
00:40:04.502 --> 00:40:09.240 region:rollup2
THIS BILL DEALS WITH.
00:40:08.239 --> 00:40:11.376 region:rollup2
A BUILDING BLOCK OF THE
00:40:09.240 --> 00:40:15.113 region:rollup2
INSURANCE INDUSTRY GLOBALLY
00:40:11.376 --> 00:40:16.247 region:rollup2
CERTAINLY IN THIS COUNTRY IS THE
00:40:15.113 --> 00:40:18.750 region:rollup2
RELATIONSHIP ON INSURANCE
00:40:16.247 --> 00:40:20.118 region:rollup2
COMPANY AND AGENTS.
00:40:18.750 --> 00:40:21.886 region:rollup2
AND IF YOU GO TO THE INSURANCE
00:40:20.118 --> 00:40:22.820 region:rollup2
CO TO LOOK AT WHAT'S INSURANCE
00:40:21.886 --> 00:40:24.622 region:rollup2
CODE SAY ABOUT BROKERS AND
00:40:22.820 --> 00:40:26.291 region:rollup2
AGENTS.
00:40:24.622 --> 00:40:27.992 region:rollup2
THE VERY FIRST CODE SECTION IN
00:40:26.291 --> 00:40:29.761 region:rollup2
THE WHOLE SERIES FOCUSES ON THIS
00:40:27.992 --> 00:40:30.828 region:rollup2
COMMISSION ARRANGEMENT.
00:40:29.761 --> 00:40:33.965 region:rollup2
IT IS THE FOUNDATION UPON WHICH
00:40:30.828 --> 00:40:35.833 region:rollup2
JUST INTEREST IS USUALLY SHIP
00:40:33.965 --> 00:40:37.168 region:rollup2
WAS BUILT THESE AGREEMENTS IT IS
00:40:35.833 --> 00:40:38.736 region:rollup2
CRITICAL TO THE ORGANIZATION'S
00:40:37.168 --> 00:40:41.005 region:rollup2
EVERY INSURANCE COMPANY IN THE
00:40:38.736 --> 00:40:42.974 region:rollup2
COUNTRY --
00:40:41.005 --> 00:40:44.375 region:rollup2
THIS BILL SAYS.
00:40:42.974 --> 00:40:46.744 region:rollup2
THAT A COMMISSION PAYABLE TO A
00:40:44.375 --> 00:40:48.346 region:rollup2
BROKERAGE AND SHALL BE AT THE
00:40:46.744 --> 00:40:49.514 region:rollup2
RATE IN OF COURSE WITH THE TERMS
00:40:48.346 --> 00:40:50.882 region:rollup2
AGREED TO IN WRITING TWENTY
00:40:49.514 --> 00:40:52.550 region:rollup2
INSURANCE BROKER AGENT IS
00:40:50.882 --> 00:40:54.152 region:rollup2
FUNDAMENTAL RELATIONSHIP.
00:40:52.550 --> 00:40:55.753 region:rollup2
THAT'S THE BASE OF THE
00:40:54.152 --> 00:40:57.422 region:rollup2
COMMISSION DISAGREEMENT.
00:40:55.753 --> 00:40:59.190 region:rollup2
AND IT PROVIDES THAT THERE IS A
00:40:57.422 --> 00:41:00.491 region:rollup2
REBUTTABLE PRESUMPTION.
00:40:59.190 --> 00:41:02.493 region:rollup2
THAT A COMMISSION LAWFUL A
00:41:00.491 --> 00:41:02.994 region:rollup2
COMPLIES WITH THE REQUIREMENTS
00:41:02.493 --> 00:41:05.963 region:rollup2
OF SUBDIVISION SEE INDIA
00:41:02.994 --> 00:41:06.664 region:rollup2
SECTION.
00:41:05.963 --> 00:41:08.166 region:rollup2
SEVEN SIXTY NINE SUBDIVISION
00:41:06.664 --> 00:41:10.168 region:rollup2
OF SECTION EIGHTEEN SIXTY
00:41:08.166 --> 00:41:11.169 region:rollup2
ONE POINT.
00:41:10.168 --> 00:41:13.071 region:rollup2
ONE SIX AND IF IT IS PAID IN THE
00:41:11.169 --> 00:41:15.840 region:rollup2
COURTS OF THE WRITTEN AGREEMENT.
00:41:13.071 --> 00:41:19.010 region:rollup2
SO THOSE THREE SECTIONS RELATE
00:41:15.840 --> 00:41:20.845 region:rollup2
TO REGULATION OF COMPENSATION
00:41:19.010 --> 00:41:22.313 region:rollup2
AND AND THE LOW COST AUTO
00:41:20.845 --> 00:41:24.148 region:rollup2
PROGRAM THERE'S A RULE.
00:41:22.313 --> 00:41:25.416 region:rollup2
RELATES TO HOW YOU RUN OFF.
00:41:24.148 --> 00:41:26.517 region:rollup2
CONVERSATION WERE ALSO RELEASED
00:41:25.416 --> 00:41:26.818 region:rollup2
THE POWER OF AN AGENT
00:41:26.517 --> 00:41:30.588 region:rollup2
[inaudible]
00:41:26.818 --> 00:41:31.389 region:rollup2
IF THEY END UP HAVING THEIR
00:41:30.588 --> 00:41:33.091 region:rollup2
COMMISSION TERMINATED A
00:41:31.389 --> 00:41:34.559 region:rollup2
CONTENTED RIGHT FOR A PERIOD OF
00:41:33.091 --> 00:41:35.827 region:rollup2
TIME WHAT THAT AGENCIES ARE
00:41:34.559 --> 00:41:38.629 region:rollup2
FAIRLY TECHNICAL RULES.
00:41:35.827 --> 00:41:38.930 region:rollup2
RELATED TO THIS RELATIONSHIP
00:41:38.629 --> 00:41:40.598 region:rollup2
[inaudible]
00:41:38.930 --> 00:41:42.100 region:rollup2
ARM.
00:41:40.598 --> 00:41:42.934 region:rollup2
SO TO ME WHAT THE BILL DOES WHAT
00:41:42.100 --> 00:41:46.571 region:rollup2
IS [inaudible]
00:41:42.934 --> 00:41:47.839 region:rollup2
OF MERIT IN THE BILL.
00:41:46.571 --> 00:41:49.741 region:rollup2
IS IT SAYS THAT [inaudible]
00:41:47.839 --> 00:41:50.875 region:rollup2
IF.
00:41:49.741 --> 00:41:51.709 region:rollup2
THE COMMISSION ARRANGEMENT
00:41:50.875 --> 00:41:53.945 region:rollup2
CONFORMS TO THE STATUTORY
00:41:51.709 --> 00:41:55.113 region:rollup2
REQUIREMENTS.
00:41:53.945 --> 00:41:56.280 region:rollup2
THEN IT.
00:41:55.113 --> 00:41:58.449 region:rollup2
STARTS OVER A BOTTLE PRESUMPTION
00:41:56.280 --> 00:41:59.817 region:rollup2
OF VALIDITY.
00:41:58.449 --> 00:42:00.685 region:rollup2
REBUTTABLE PRESUMPTION COURSE
00:41:59.817 --> 00:42:02.186 region:rollup2
THERE'S A HUNDRED AND FIFTY
00:42:00.685 --> 00:42:03.554 region:rollup2
PAGES DE EVIDENCE CODE TO
00:42:02.186 --> 00:42:03.988 region:rollup2
ELABORATE UPON THE RULES
00:42:03.554 --> 00:42:05.423 region:rollup2
GOVERNING REBUTTABLE
00:42:03.988 --> 00:42:07.291 region:rollup2
PRESUMPTION.
00:42:05.423 --> 00:42:09.227 region:rollup2
BUT BASS IT SAYS YOU YOU DON'T
00:42:07.291 --> 00:42:10.595 region:rollup2
GET IN FIGHTS OVER THE DOES TERM
00:42:09.227 --> 00:42:11.562 region:rollup2
CENTER IN CONFORMITY WITH THE
00:42:10.595 --> 00:42:12.730 region:rollup2
AGREEMENT.
00:42:11.562 --> 00:42:14.298 region:rollup2
IF I COULD IF IT ME SEE STATURE
00:42:12.730 --> 00:42:17.502 region:rollup2
REQUIREMENTS.
00:42:14.298 --> 00:42:18.703 region:rollup2
THIS DOES NOT PRECLUDE ANYONE
00:42:17.502 --> 00:42:19.937 region:rollup2
THE INSURANCE COMMISSIONER
00:42:18.703 --> 00:42:21.773 region:rollup2
ANOTHER REGULATOR THE ATTORNEY
00:42:19.937 --> 00:42:23.674 region:rollup2
GENERAL.
00:42:21.773 --> 00:42:25.143 region:rollup2
FROM CHALLENGING A COMMISSION
00:42:23.674 --> 00:42:26.844 region:rollup2
GREEN IT WAS IN VIOLATION OF
00:42:25.143 --> 00:42:28.312 region:rollup2
OTHER LAW.
00:42:26.844 --> 00:42:30.581 region:rollup2
AND I WANT TO POINT OUT THAT
00:42:28.312 --> 00:42:31.482 region:rollup2
THIS BILL CANNOT CHANGE THAT
00:42:30.581 --> 00:42:34.085 region:rollup2
PART OF HIS FIRST TWO SUGARS AND
00:42:31.482 --> 00:42:38.189 region:rollup2
OTHER LAWS VIOLATED --
00:42:34.085 --> 00:42:42.994 region:rollup2
TO ASSERT THAT AS AN ISSUE --
00:42:38.189 --> 00:42:43.528 region:rollup2
ENACTED FIRST IN EIGHTEEN
00:42:42.994 --> 00:42:44.595 region:rollup2
SEVENTY THREE THERE IS A
00:42:43.528 --> 00:42:46.764 region:rollup2
PROVISION INSURANCE CO THERE'S
00:42:44.595 --> 00:42:48.099 region:rollup2
SINCE YOU BEEN UNCHANGED FROM
00:42:46.764 --> 00:42:49.934 region:rollup2
CENTER FIFTY YEARS.
00:42:48.099 --> 00:42:52.036 region:rollup2
THE SAYS THE COMMERCIAL PERFORM
00:42:49.934 --> 00:42:54.005 region:rollup2
ALL DUTIES IMPOSED UPON HIM OR
00:42:52.036 --> 00:42:55.840 region:rollup2
HER BY THEIR UP PROVISIONS OF
00:42:54.005 --> 00:42:57.875 region:rollup2
THIS CODE AND OTHER LAWS
00:42:55.840 --> 00:42:59.143 region:rollup2
REGULATING BUSINESS SHORES.
00:42:57.875 --> 00:42:59.911 region:rollup2
AND SHALL ENFORCE AND EXECUTE
00:42:59.143 --> 00:43:02.480 region:rollup2
THOSE PROVISIONS LAW SO THERE'S
00:42:59.911 --> 00:43:03.781 region:rollup2
NO AUTHORITY IN THIS BILL.
00:43:02.480 --> 00:43:04.916 region:rollup2
THAT WOULD UNDERMINE THIS
00:43:03.781 --> 00:43:06.584 region:rollup2
FUNDAMENTAL PART OF THIS FIRST
00:43:04.916 --> 00:43:08.152 region:rollup2
PRESSURE TO ENFORCE THE
00:43:06.584 --> 00:43:10.121 region:rollup2
EXCLUSION OF ALL LAWS BARRETT
00:43:08.152 --> 00:43:10.955 region:rollup2
UPON THE PRISM INSURANCE.
00:43:10.121 --> 00:43:11.956 region:rollup2
SO IF THERE ARE SOME OTHER
00:43:10.955 --> 00:43:13.724 region:rollup2
PROVISION OF LAW THAT THESE
00:43:11.956 --> 00:43:16.494 region:rollup2
WRITTEN AGREEMENTS DON'T CONFORM
00:43:13.724 --> 00:43:17.095 region:rollup2
TO THAT'S ALWAYS A FAIR ISSUE TO
00:43:16.494 --> 00:43:17.829 region:rollup2
RAISE UNDER [inaudible]
00:43:17.095 --> 00:43:21.165 region:rollup2
OPTION.
00:43:17.829 --> 00:43:22.934 region:rollup2
THE BILL HAS.
00:43:21.165 --> 00:43:26.504 region:rollup2
SOME SORT OF CHANGE AT A BUT SO
00:43:22.934 --> 00:43:27.772 region:rollup2
I VIEW THIS AS IT DOES CREEK
00:43:26.504 --> 00:43:28.539 region:rollup2
ELEVEN SAFE HARBOR OF TEA
00:43:27.772 --> 00:43:29.807 region:rollup2
AGREEMENT CONFORM IT THE
00:43:28.539 --> 00:43:30.908 region:rollup2
STATURE PROVISIONS.
00:43:29.807 --> 00:43:32.443 region:rollup2
BUT IT DOES NOT OVERTURN THE
00:43:30.908 --> 00:43:33.978 region:rollup2
ABILITY OF THIS INSURANCE
00:43:32.443 --> 00:43:36.113 region:rollup2
COMMERCIAL OR FUTURE INSURANCE
00:43:33.978 --> 00:43:37.882 region:rollup2
COMMISSIONER ANOTHER ROAD
00:43:36.113 --> 00:43:39.550 region:rollup2
THROUGH THE ATTORNEY GENERAL.
00:43:37.882 --> 00:43:40.184 region:rollup2
TWO CONTESTANTS IF THEY DON'T
00:43:39.550 --> 00:43:46.724 region:rollup2
CONFORM WITH OTHER PROVISIONS OF
00:43:40.184 --> 00:43:49.927 region:rollup2
LAW --
00:43:46.724 --> 00:43:51.596 region:rollup2
CONSEQUENTLY I FEEL THAT OF THE
00:43:49.927 --> 00:43:52.997 region:rollup2
BILL ALIGNS WITH THE BRICK WITH
00:43:51.596 --> 00:43:53.564 region:rollup2
THE PRISM INSURANCE BECAUSE I
00:43:52.997 --> 00:43:55.233 region:rollup2
CAN ASSURE YOU ALL OVER THE
00:43:53.564 --> 00:43:57.135 region:rollup2
COUNTRY.
00:43:55.233 --> 00:43:58.736 region:rollup2
AS NEW LAWS GET ENACTED IN ALL
00:43:57.135 --> 00:43:59.370 region:rollup2
FIFTY STATES COPIES OF THOSE NEW
00:43:58.736 --> 00:44:00.171 region:rollup2
LAWS THAT MIGHT AFFECT HIS SOME
00:43:59.370 --> 00:44:01.739 region:rollup2
ASSURANCE.
00:44:00.171 --> 00:44:03.508 region:rollup2
GET SHIPPED OFF TO THE MOTHER
00:44:01.739 --> 00:44:04.642 region:rollup2
SHIP OF THAT INSURANCE COMPANY
00:44:03.508 --> 00:44:06.544 region:rollup2
SO THEIR LAWYERS CAN LOOK AT
00:44:04.642 --> 00:44:08.779 region:rollup2
WHAT THEY NEED TO DO TO CONFORM
00:44:06.544 --> 00:44:09.413 region:rollup2
TO THE LAW IN THAT STATE.
00:44:08.779 --> 00:44:10.515 region:rollup2
AS THE NEW AS A RULES HAVE BEEN
00:44:09.413 --> 00:44:11.716 region:rollup2
REWRITTEN.
00:44:10.515 --> 00:44:12.817 region:rollup2
SO ALL THIS BILL IS DOING IS
00:44:11.716 --> 00:44:13.718 region:rollup2
SAYING.
00:44:12.817 --> 00:44:15.653 region:rollup2
WITH RESPECT TO THESE WRITTEN
00:44:13.718 --> 00:44:16.220 region:rollup2
AGREEMENTS WHICH ARE THE BEDROCK
00:44:15.653 --> 00:44:17.488 region:rollup2
FOUNDATION OF THE INSURANCE
00:44:16.220 --> 00:44:18.356 region:rollup2
BUSINESS.
00:44:17.488 --> 00:44:20.258 region:rollup2
IF DAVE.
00:44:18.356 --> 00:44:21.859 region:rollup2
TICKED OFF ALL THE BOXES SET OUT
00:44:20.258 --> 00:44:24.095 region:rollup2
NO STREET STATUTES.
00:44:21.859 --> 00:44:25.496 region:rollup2
YOU CAN'T GET DISPUTES ARISING
00:44:24.095 --> 00:44:26.731 region:rollup2
FOR THAT UNLESS IT COMES UP
00:44:25.496 --> 00:44:27.999 region:rollup2
UNDER SOME OTHER PROVISION OF
00:44:26.731 --> 00:44:29.500 region:rollup2
LAW THAT AND ARGUMENTS MADE
00:44:27.999 --> 00:44:32.236 region:rollup2
MIGHT APPLY.
00:44:29.500 --> 00:44:34.672 region:rollup2
SO I ACTUALLY FEEL THAT THIS IS.
00:44:32.236 --> 00:44:36.340 region:rollup2
AS A REBUTTABLE PRESUMPTION.
00:44:34.672 --> 00:44:37.542 region:rollup2
IS A NARROW SAFE HARBOR
00:44:36.340 --> 00:44:39.310 region:rollup2
PROTECTING.
00:44:37.542 --> 00:44:41.679 region:rollup2
DISPUTES IN THIS VITAL BUILDING
00:44:39.310 --> 00:44:43.447 region:rollup2
BLOCK OF THE BIZ OF INSURANCE.
00:44:41.679 --> 00:44:44.415 region:rollup2
IT DOESN'T TIE THE HANDS OF OF
00:44:43.447 --> 00:44:45.683 region:rollup2
ANY INSURANCE COMMISSIONER THE
00:44:44.415 --> 00:44:48.052 region:rollup2
ATTORNEY JOE ANYONE ELSE WHO
00:44:45.683 --> 00:44:48.886 region:rollup2
MIGHT ARGUE THAT LAW APPLIES.
00:44:48.052 --> 00:44:50.521 region:rollup2
BECAUSE IT IS A REBUTTABLE
00:44:48.886 --> 00:44:52.390 region:rollup2
PRESUMPTION.
00:44:50.521 --> 00:44:53.391 region:rollup2
AND WITHIN THE EVIDENCE CODE
00:44:52.390 --> 00:44:54.659 region:rollup2
HERE IN CALIFORNIA IT'S WELL
00:44:53.391 --> 00:44:56.260 region:rollup2
ESTABLISHED HOW YOU WOULD POWERS
00:44:54.659 --> 00:44:57.628 region:rollup2
OUT HOW YOU APPLY A REBUTTAL
00:44:56.260 --> 00:45:02.099 region:rollup2
PRESUMPTION.
00:44:57.628 --> 00:45:03.801 region:rollup2
SO THAT COLLEAGUES IS WHY I
00:45:02.099 --> 00:45:05.703 region:rollup2
PRESENT THE BILL IS A BILL THE
00:45:03.801 --> 00:45:06.837 region:rollup2
TO ME TAKES ACCOUNT OF HOW THE
00:45:05.703 --> 00:45:08.339 region:rollup2
BUSINESS IS ORGANIZED THE
00:45:06.837 --> 00:45:09.740 region:rollup2
IMPORTANCE OF THE AGENCY
00:45:08.339 --> 00:45:11.442 region:rollup2
RELATIONSHIP.
00:45:09.740 --> 00:45:12.577 region:rollup2
THE NEED FOR STABILITY IN
00:45:11.442 --> 00:45:14.679 region:rollup2
GENERAL WHAT STRUCK TO THE
00:45:12.577 --> 00:45:16.614 region:rollup2
CONDUCT OF BUSINESS WITHOUT HAND
00:45:14.679 --> 00:45:18.382 region:rollup2
CUPPING ANY REGULATOR I THINK IT
00:45:16.614 --> 00:45:21.419 region:rollup2
IS A REASONABLE BILL --
00:45:18.382 --> 00:45:23.087 region:rollup2
I DO HAVE A MISTER CHRISTMAS
00:45:21.419 --> 00:45:24.455 region:rollup2
KELLY RIVER SIMMER FOR INSURERS
00:45:23.087 --> 00:45:29.327 region:rollup2
WHO WILL OFFER COMES TO SUPPORT
00:45:24.455 --> 00:45:31.262 region:rollup2
BUT I RIGHT AS RICK KELLY.
00:45:29.327 --> 00:45:31.762 region:rollup2
IS RICHARD MEMBERS CHRIS MCKAY
00:45:31.262 --> 00:45:32.530 region:rollup2
WE ON BEHALF OF MERCURY
00:45:31.762 --> 00:45:35.399 region:rollup2
INSURANCE.
00:45:32.530 --> 00:45:37.134 region:rollup2
A APPRECIATE THE AUTHORSHIP --
00:45:35.399 --> 00:45:38.736 region:rollup2
OF MISTER COOLEY AND HIS
00:45:37.134 --> 00:45:40.104 region:rollup2
ADVOCACY FOR THE MEASURE I THINK
00:45:38.736 --> 00:45:42.740 region:rollup2
HE HAS WELL STATED --
00:45:40.104 --> 00:45:43.574 region:rollup2
AND EXPLAINED HIS RATIONALE FOR
00:45:42.740 --> 00:45:46.410 region:rollup2
THE BILL I WOULD JUST LIKE TO
00:45:43.574 --> 00:45:48.613 region:rollup2
ADD TO THINGS LAST MONDAY.
00:45:46.410 --> 00:45:50.681 region:rollup2
WE PUT INTO PRINT TO AMENDMENTS
00:45:48.613 --> 00:45:52.216 region:rollup2
TO THE BILL. TO ADDRESS SOME OF
00:45:50.681 --> 00:45:54.785 region:rollup2
OUR CONCERNS THAT HAD BEEN
00:45:52.216 --> 00:45:56.320 region:rollup2
EXPRESSED TO US ONE WAS THAT
00:45:54.785 --> 00:45:58.422 region:rollup2
THERE WOULD BE.
00:45:56.320 --> 00:45:59.357 region:rollup2
THE NORMAL CONTRACT DEFENSES IF
00:45:58.422 --> 00:46:00.658 region:rollup2
YOU WILL.
00:45:59.357 --> 00:46:02.193 region:rollup2
BUT WOULDN'T BE AVAILABLE
00:46:00.658 --> 00:46:03.894 region:rollup2
BECAUSE WE REFERENCE THREE
00:46:02.193 --> 00:46:05.229 region:rollup2
INSURANCE CODE PROVISIONS.
00:46:03.894 --> 00:46:07.164 region:rollup2
SO THE FIRST SENTENCE THAT WAS
00:46:05.229 --> 00:46:09.233 region:rollup2
ADDED LAST MONDAY --
00:46:07.164 --> 00:46:11.769 region:rollup2
SITES A PROVISIONS OF THE CIVIL
00:46:09.233 --> 00:46:12.837 region:rollup2
CODE DEALING WITH A CONTRACT
00:46:11.769 --> 00:46:15.439 region:rollup2
FORMATION AND THE NORMAL
00:46:12.837 --> 00:46:17.308 region:rollup2
CONTRACT DEFENSES INCLUDING --
00:46:15.439 --> 00:46:18.376 region:rollup2
FRAUD MISREPRESENTATION THAT
00:46:17.308 --> 00:46:19.644 region:rollup2
CETERA.
00:46:18.376 --> 00:46:21.212 region:rollup2
THE SECOND ONE IS IS THAT
00:46:19.644 --> 00:46:22.880 region:rollup2
CONCERN WAS RAISED WHETHER OR
00:46:21.212 --> 00:46:23.681 region:rollup2
NOT WE WERE IN --
00:46:22.880 --> 00:46:26.917 region:rollup2
ENOUGH FACT GIVING --
00:46:23.681 --> 00:46:28.019 region:rollup2
AID.
00:46:26.917 --> 00:46:30.254 region:rollup2
PENDING OR TWO EXISTING
00:46:28.019 --> 00:46:31.889 region:rollup2
AGREEMENTS AND THEREFORE THE
00:46:30.254 --> 00:46:33.424 region:rollup2
OTHER AMENDMENT THAT THE AUTHOR
00:46:31.889 --> 00:46:35.293 region:rollup2
PUT INTO THE BILL WAS TO MAKE
00:46:33.424 --> 00:46:36.661 region:rollup2
THE PROVISIONS OF THIS MEASURE
00:46:35.293 --> 00:46:38.296 region:rollup2
ENTIRELY PROSPECTIVE.
00:46:36.661 --> 00:46:41.832 region:rollup2
AYE E. EFFECTIVE FOR A
00:46:38.296 --> 00:46:42.466 region:rollup2
AGREEMENTS ON OR AFTER.
00:46:41.832 --> 00:46:43.934 region:rollup2
ONE ONE NINETEEN SO WITH THAT
00:46:42.466 --> 00:46:44.869 region:rollup2
HAPPY TO ANSWER QUESTIONS BUT
00:46:43.934 --> 00:46:46.303 region:rollup2
WANTED TO POINT OUT THOSE
00:46:44.869 --> 00:46:47.872 region:rollup2
ADDITIONAL AMENDMENTS TRYING TO
00:46:46.303 --> 00:46:49.807 region:rollup2
ADDRESS CONCERNS EXPRESSED WITH
00:46:47.872 --> 00:46:50.908 region:rollup2
THE BILL AND I DO WANT TO SAY
00:46:49.807 --> 00:46:52.410 region:rollup2
THAT -- IN
00:46:50.908 --> 00:46:53.277 region:rollup2
CONSULTATION WITH THE COMMITTEE
00:46:52.410 --> 00:46:56.314 region:rollup2
CONSULTANT.
00:46:53.277 --> 00:46:58.282 region:rollup2
SENSE MAYEN ALICE'S IS THAT
00:46:56.314 --> 00:46:58.816 region:rollup2
UNDER.
00:46:58.282 --> 00:46:59.817 region:rollup2
TWELVE NINE TWENTY ONE THE
00:46:58.816 --> 00:47:01.786 region:rollup2
INSURANCE COMMISSIONER THE
00:46:59.817 --> 00:47:03.087 region:rollup2
ATTORNEY JOE AND WELLS WHO FEELS
00:47:01.786 --> 00:47:04.188 region:rollup2
THAT THESE AGREEMENTS ARE
00:47:03.087 --> 00:47:06.057 region:rollup2
VIOLATED OF OF SOME OF THE
00:47:04.188 --> 00:47:07.792 region:rollup2
SPECIFIC PROVISION OF LAW.
00:47:06.057 --> 00:47:09.026 region:rollup2
CAN ALWAYS BRING THAT FORWARD.
00:47:07.792 --> 00:47:11.529 region:rollup2
THAT THE REBUTTABLE PRESUMPTION
00:47:09.026 --> 00:47:13.397 region:rollup2
DOES NOT BAR THAT AS AN ALLEY
00:47:11.529 --> 00:47:14.565 region:rollup2
AND ASSERTION.
00:47:13.397 --> 00:47:16.867 region:rollup2
THAT EVERYONE ACTUALLY SAY THAT
00:47:14.565 --> 00:47:17.902 region:rollup2
OR FIND A VERBAL FARMERS SAY
00:47:16.867 --> 00:47:18.536 region:rollup2
THAT THAT IN THE OTHER PROVISION
00:47:17.902 --> 00:47:20.705 region:rollup2
OF LAW.
00:47:18.536 --> 00:47:22.006 region:rollup2
THE SPECIFIC OBJECTIONS MADE YOU
00:47:20.705 --> 00:47:23.908 region:rollup2
THINK YOU'RE UNDERMINING.
00:47:22.006 --> 00:47:26.410 region:rollup2
I'M ACTUALLY FINE WITH THAT IF
00:47:23.908 --> 00:47:26.911 region:rollup2
THAT PLEASES THE COMMITTEE THE
00:47:26.410 --> 00:47:28.579 region:rollup2
CHAIR.
00:47:26.911 --> 00:47:29.914 region:rollup2
OF OKAY I DO HAVE SOME QUESTIONS
00:47:28.579 --> 00:47:31.015 region:rollup2
PHYSICALLY BUT LET'S FIRST TAKE
00:47:29.914 --> 00:47:32.583 region:rollup2
CARE OF HOUSEKEEPING IF THERE'S
00:47:31.015 --> 00:47:34.885 region:rollup2
ANY OTHER WITNESSES IN FAVOR THE
00:47:32.583 --> 00:47:36.420 region:rollup2
BILL THANK YOU COME FORWARD.
00:47:34.885 --> 00:47:37.421 region:rollup2
THE GERMAN NAM MEMBERS MICHAEL
00:47:36.420 --> 00:47:38.255 region:rollup2
GUNNING PERSONAL INSURANCE
00:47:37.421 --> 00:47:39.757 region:rollup2
FEDERATION CALIFORNIA HERE IN
00:47:38.255 --> 00:47:40.858 region:rollup2
SUPPORT.
00:47:39.757 --> 00:47:44.295 region:rollup2
THANK YOU MICHAEL ANY OTHER
00:47:40.858 --> 00:47:44.829 region:rollup2
WITNESSES IN FAVOR.
00:47:44.295 --> 00:47:53.104 region:rollup2
ARE THERE ANY WITNESSES IN
00:47:44.829 --> 00:47:54.171 region:rollup2
OPPOSITION.
00:47:53.104 --> 00:47:55.873 region:rollup2
GOOD AFTERNOON MISTER CHAIRMAN
00:47:54.171 --> 00:47:56.507 region:rollup2
AND MEMBERS ROBERT HER OUR
00:47:55.873 --> 00:47:57.975 region:rollup2
PRESENT THE DEPARTMENT OF
00:47:56.507 --> 00:47:58.609 region:rollup2
INSURANCE --
00:47:57.975 --> 00:48:00.845 region:rollup2
WE REGRETTABLY OPPOSE THIS BILL
00:47:58.609 --> 00:48:02.380 region:rollup2
--
00:48:00.845 --> 00:48:04.882 region:rollup2
AND I THINK PART OF THE REASON
00:48:02.380 --> 00:48:06.917 region:rollup2
WHY WAS WAS THE LAST TEN MINUTES
00:48:04.882 --> 00:48:07.551 region:rollup2
OF SORT OF DISCUSSION
00:48:06.917 --> 00:48:08.686 region:rollup2
CONVERSATION IF YOU WILL ABOUT
00:48:07.551 --> 00:48:11.622 region:rollup2
IT.
00:48:08.686 --> 00:48:12.156 region:rollup2
IT STARTED OUT AS THE LET ME
00:48:11.622 --> 00:48:16.293 region:rollup2
SIMPLIFY THINGS CONTRACTS
00:48:12.156 --> 00:48:17.728 region:rollup2
BETWEEN. FOR COMMISSION AND
00:48:16.293 --> 00:48:18.763 region:rollup2
OTHER THINGS OUGHT TO BE
00:48:17.728 --> 00:48:20.464 region:rollup2
STRAIGHTFORWARD AND THEY OUGHT
00:48:18.763 --> 00:48:22.032 region:rollup2
TO FOLLOW THE LAW.
00:48:20.464 --> 00:48:23.501 region:rollup2
THAT'S THE CASE RIGHT NOW THAT
00:48:22.032 --> 00:48:24.368 region:rollup2
SHOULD BE THE CASE IN THE FUTURE
00:48:23.501 --> 00:48:26.504 region:rollup2
PERIOD.
00:48:24.368 --> 00:48:30.341 region:rollup2
BY SINGLING NOW ORIGINALLY A
00:48:26.504 --> 00:48:32.676 region:rollup2
COUPLE THE PROVISIONS OF LAW TO
00:48:30.341 --> 00:48:33.277 region:rollup2
SAY WELL IF YOU IF YOU COMPLY.
00:48:32.676 --> 00:48:34.545 region:rollup2
AND IT.
00:48:33.277 --> 00:48:36.447 region:rollup2
WOULDN'T BE OKAY FOR EVERYTHING
00:48:34.545 --> 00:48:37.982 region:rollup2
ELSE THEN IT BECAME A REBUTTABLE
00:48:36.447 --> 00:48:38.816 region:rollup2
PRESUMPTION --
00:48:37.982 --> 00:48:40.684 region:rollup2
WE'VE ASKED A NUMBER OF
00:48:38.816 --> 00:48:42.653 region:rollup2
QUESTIONS OF THE SPONSOR OF THE
00:48:40.684 --> 00:48:43.754 region:rollup2
BILL GOING BACK MONTHS AND HAD
00:48:42.653 --> 00:48:45.423 region:rollup2
YET TO RECEIVE TO BE HONEST WITH
00:48:43.754 --> 00:48:46.757 region:rollup2
YOU FULLY CANDID.
00:48:45.423 --> 00:48:47.992 region:rollup2
ANSWERS ABOUT WHAT THE OBJECTIVE
00:48:46.757 --> 00:48:49.627 region:rollup2
WAS HERE.
00:48:47.992 --> 00:48:51.362 region:rollup2
THERE HAS BEEN LITIGATION YOUR
00:48:49.627 --> 00:48:53.464 region:rollup2
ANALYSIS BY A CONSULTANT IS IS
00:48:51.362 --> 00:48:54.899 region:rollup2
IS SPOT ON ALTHOUGH IT IS
00:48:53.464 --> 00:48:56.734 region:rollup2
PROSPECTIVE IN NATURE.
00:48:54.899 --> 00:48:57.668 region:rollup2
THIS COULD AT A MINIMUM MONEY
00:48:56.734 --> 00:48:59.236 region:rollup2
THE WATER.
00:48:57.668 --> 00:49:00.371 region:rollup2
FIRST TIME WE'RE HEARING TODAY
00:48:59.236 --> 00:49:01.806 region:rollup2
THAT IT HAS MAYBE SOMETHING TO
00:49:00.371 --> 00:49:03.307 region:rollup2
DO WITH LOW COST AUTO THAT'S
00:49:01.806 --> 00:49:03.908 region:rollup2
NEWS TO US WE'VE BEEN ASKING
00:49:03.307 --> 00:49:05.075 region:rollup2
QUESTIONS ABOUT THIS BILL FOR
00:49:03.908 --> 00:49:07.845 region:rollup2
MONTHS.
00:49:05.075 --> 00:49:10.247 region:rollup2
SO I DON'T DO RESPECTFULLY WE
00:49:07.845 --> 00:49:14.118 region:rollup2
JUST DON'T SEE ANYMORE WHAT THIS
00:49:10.247 --> 00:49:15.586 region:rollup2
BILL DOES OR IS INTENDED TO DO.
00:49:14.118 --> 00:49:17.154 region:rollup2
OTHER THAN THE BROAD STATEMENT
00:49:15.586 --> 00:49:19.623 region:rollup2
THAT.
00:49:17.154 --> 00:49:21.225 region:rollup2
COMMISSIONS OUGHT TO BE LAWFUL.
00:49:19.623 --> 00:49:22.560 region:rollup2
THAT CONTRACTUAL MATTER BETWEEN
00:49:21.225 --> 00:49:24.028 region:rollup2
THE INSURANCE COMPANY AND THEIR
00:49:22.560 --> 00:49:25.996 region:rollup2
AGENTS OR BROKERS IT WHETHER
00:49:24.028 --> 00:49:28.432 region:rollup2
INDEPENDENT OR CAPTIVE.
00:49:25.996 --> 00:49:30.334 region:rollup2
AND THAT THOSE CONTRACTS ARE NOT
00:49:28.432 --> 00:49:31.001 region:rollup2
VIOLATE ANY PROVISIONAL LAW
00:49:30.334 --> 00:49:32.069 region:rollup2
PERIOD.
00:49:31.001 --> 00:49:33.304 region:rollup2
SO WE CAN THAT WE KIND OF FEEL
00:49:32.069 --> 00:49:34.371 region:rollup2
LIKE IT'S THAT SIMPLE AND THEN
00:49:33.304 --> 00:49:36.006 region:rollup2
WITH ALL DUE RESPECT TO THE
00:49:34.371 --> 00:49:37.608 region:rollup2
AUTHOR WHO I KNOW HAS.
00:49:36.006 --> 00:49:38.943 region:rollup2
HAS -- IT IS
00:49:37.608 --> 00:49:39.910 region:rollup2
SPEAKS EXTENSIVELY FIX IT
00:49:38.943 --> 00:49:42.012 region:rollup2
EXPERIENCE WITH THE INSURANCE
00:49:39.910 --> 00:49:44.081 region:rollup2
INDUSTRY WHICH WITH RESPECT
00:49:42.012 --> 00:49:44.648 region:rollup2
GREATLY WE JUST DON'T.
00:49:44.081 --> 00:49:46.417 region:rollup2
ARCHER WHAT'S WHAT'S WHAT'S
00:49:44.648 --> 00:49:47.918 region:rollup2
GOING ON HERE SO WE RESPECTFULLY
00:49:46.417 --> 00:49:48.519 region:rollup2
ASK FOR A NO VOTE ON THE BILL
00:49:47.918 --> 00:49:49.920 region:rollup2
THAT WE JUST DON'T KNOW WHAT
00:49:48.519 --> 00:49:51.422 region:rollup2
THEY'RE TRYING TO ACCOMPLISH.
00:49:49.920 --> 00:49:52.957 region:rollup2
IT'S VERY GOOD EITHER WITNESSES
00:49:51.422 --> 00:49:54.291 region:rollup2
IN OPPOSITION YES SIR AYE YES
00:49:52.957 --> 00:49:56.026 region:rollup2
MISTER CHAIRMAN NOW MIKE MATIC
00:49:54.291 --> 00:49:57.761 region:rollup2
ACCOUNTS OF CONSUMER WATCHDOG
00:49:56.026 --> 00:49:59.129 region:rollup2
FIRST THAT THANK THE COMMITTEE
00:49:57.761 --> 00:50:00.731 region:rollup2
CONSULTANT FOR A VERY THOROUGH
00:49:59.129 --> 00:50:02.299 region:rollup2
ANALYSIS --
00:50:00.731 --> 00:50:03.968 region:rollup2
AFTER CONSULTATION WITH MY OLD
00:50:02.299 --> 00:50:06.003 region:rollup2
FRIEND THAT MISTER COOLEY WHO WE
00:50:03.968 --> 00:50:06.770 region:rollup2
HAVE SHARED NUMEROUS POSITIONS
00:50:06.003 --> 00:50:07.571 region:rollup2
THROUGHOUT THE HOUSE IN OUR
00:50:06.770 --> 00:50:08.706 region:rollup2
CAREER.
00:50:07.571 --> 00:50:11.675 region:rollup2
I BELIEVE HE IS --
00:50:08.706 --> 00:50:12.510 region:rollup2
WORKING IN GOOD FAITH.
00:50:11.675 --> 00:50:14.211 region:rollup2
WE DON'T THINK THE INSURANCE
00:50:12.510 --> 00:50:16.747 region:rollup2
INDUSTRY REQUIRES ANY ADDITIONAL
00:50:14.211 --> 00:50:18.249 region:rollup2
AMMUNITION IN THE MARKETPLACE --
00:50:16.747 --> 00:50:19.517 region:rollup2
AND THAT WE THINK THE A
00:50:18.249 --> 00:50:21.285 region:rollup2
CONSULTANTS --
00:50:19.517 --> 00:50:22.887 region:rollup2
SOLUTION IS BOTH FAIR AND
00:50:21.285 --> 00:50:24.622 region:rollup2
RATIONAL SO THAT WE CONTINUE
00:50:22.887 --> 00:50:25.923 region:rollup2
BEFORE WE WILL WORK WITH THE
00:50:24.622 --> 00:50:27.191 region:rollup2
AUTHOR ON THIS MAKING IT VERY
00:50:25.923 --> 00:50:27.691 region:rollup2
GET.
00:50:27.191 --> 00:50:29.526 region:rollup2
OTHER OTHER WITNESSES IN
00:50:27.691 --> 00:50:30.160 region:rollup2
OPPOSITION.
00:50:29.526 --> 00:50:31.795 region:rollup2
ALRIGHT LET'S BRING THE MATTER
00:50:30.160 --> 00:50:34.298 region:rollup2
BACK TO OTHER COMMITTEE FOR
00:50:31.795 --> 00:50:35.733 region:rollup2
FURTHER COMMENTS AND DISCUSSION.
00:50:34.298 --> 00:50:37.835 region:rollup2
MEMBERS ANY FOLKS WANNA RAISE
00:50:35.733 --> 00:50:39.203 region:rollup2
ANY QUESTIONS RIGHT.
00:50:37.835 --> 00:50:40.537 region:rollup2
I MISS COOLEY THAT THE CHALLENGE
00:50:39.203 --> 00:50:42.172 region:rollup2
THAT I'VE HAD PERSONAL THANK YOU
00:50:40.537 --> 00:50:42.673 region:rollup2
FOR YOUR THOUGHTFUL WORK IN THIS
00:50:42.172 --> 00:50:43.707 region:rollup2
AREA AND CERTAINLY YOUR
00:50:42.673 --> 00:50:44.808 region:rollup2
EXPERIENCE.
00:50:43.707 --> 00:50:46.176 region:rollup2
THE CHALLENGE THAT I'VE HAD ON
00:50:44.808 --> 00:50:48.045 region:rollup2
THIS BILL THIS TO TRY TO
00:50:46.176 --> 00:50:48.979 region:rollup2
UNDERSTAND WHAT PROBLEM ARE WE
00:50:48.045 --> 00:50:51.548 region:rollup2
SOLVING HERE.
00:50:48.979 --> 00:50:53.117 region:rollup2
NOWHERE IS THE WHERE'S THE
00:50:51.548 --> 00:50:56.954 region:rollup2
VICTIM WEARS THE AGGRIEVED Y.
00:50:53.117 --> 00:50:58.255 region:rollup2
WIRE WE I ENGAGING WHAT I WISE
00:50:56.954 --> 00:51:00.824 region:rollup2
THIS BILL NECESSARY COULD YOU
00:50:58.255 --> 00:51:02.559 region:rollup2
COULD YOU ELABORATE ON THAT.
00:51:00.824 --> 00:51:04.461 region:rollup2
WELL I TO ME IT.
00:51:02.559 --> 00:51:05.796 region:rollup2
IT CREATES A THE EXCEEDINGLY
00:51:04.461 --> 00:51:07.631 region:rollup2
LIMITED SAFE HARBOR.
00:51:05.796 --> 00:51:09.099 region:rollup2
AROUND THESE BASIC AGREEMENTS
00:51:07.631 --> 00:51:11.035 region:rollup2
WHICH ARE THE BUILDING BLOCKS OF
00:51:09.099 --> 00:51:13.804 region:rollup2
THE BARCLAY SAYS FOR INSURANCE.
00:51:11.035 --> 00:51:15.205 region:rollup2
SO AS I SAY THE BROKER AGREEMENT
00:51:13.804 --> 00:51:16.941 region:rollup2
IS THE VERY FIRST THING WE TALK
00:51:15.205 --> 00:51:20.244 region:rollup2
ABOUT UNDER OUR CODE WE TALK.
00:51:16.941 --> 00:51:21.946 region:rollup2
THE ONE WE ANY INSURANCE CODE
00:51:20.244 --> 00:51:22.513 region:rollup2
WILL ME LOOK AT THE BROKERAGE
00:51:21.946 --> 00:51:23.681 region:rollup2
RELATION TO COME SOUND THESE
00:51:22.513 --> 00:51:26.116 region:rollup2
AGREEMENTS.
00:51:23.681 --> 00:51:26.684 region:rollup2
IT CREATES STABILITY AROUND THEM
00:51:26.116 --> 00:51:27.918 region:rollup2
IN AVOIDING DISPUTES AROUND
00:51:26.684 --> 00:51:29.720 region:rollup2
THEM.
00:51:27.918 --> 00:51:30.421 region:rollup2
AS A THRESHOLD MATTER AS LONG AS
00:51:29.720 --> 00:51:32.389 region:rollup2
YOU'RE AND COMPLY WITH THESE
00:51:30.421 --> 00:51:35.092 region:rollup2
RATED CODE PROVISIONS.
00:51:32.389 --> 00:51:37.061 region:rollup2
AS I SAY I AYE PARTLY.
00:51:35.092 --> 00:51:38.829 region:rollup2
IN AND DESIRING TO PRESENT THE
00:51:37.061 --> 00:51:42.299 region:rollup2
BILL [inaudible]
00:51:38.829 --> 00:51:45.202 region:rollup2
I FELT.
00:51:42.299 --> 00:51:47.538 region:rollup2
I'LL ADMIT A LITTLE BIT --
00:51:45.202 --> 00:51:50.975 region:rollup2
BOTHERED [inaudible]
00:51:47.538 --> 00:51:52.676 region:rollup2
THE LETTER FROM THE INSURANCE
00:51:50.975 --> 00:51:54.611 region:rollup2
DEPARTMENT.
00:51:52.676 --> 00:51:57.414 region:rollup2
SAID THE FOLLOWING ABOUT MY BILL
00:51:54.611 --> 00:51:59.016 region:rollup2
WHICH I CONSIDERED WRONG.
00:51:57.414 --> 00:52:00.517 region:rollup2
THIS BILL DEEMED CERTAIN
00:51:59.016 --> 00:52:01.585 region:rollup2
BROKERAGE COMMISSIONS LEGAL IF
00:52:00.517 --> 00:52:03.320 region:rollup2
THEY COMPLY WITH ONLY TWO
00:52:01.585 --> 00:52:04.355 region:rollup2
INSURANCE COVERAGES.
00:52:03.320 --> 00:52:04.922 region:rollup2
EVEN IF THE COMMISSION OR
00:52:04.355 --> 00:52:07.891 region:rollup2
STRUCTURE VIOLATES ANY OTHER
00:52:04.922 --> 00:52:08.325 region:rollup2
LAW.
00:52:07.891 --> 00:52:09.660 region:rollup2
THIS IS A REBUTTABLE
00:52:08.325 --> 00:52:11.829 region:rollup2
PRESUMPTION.
00:52:09.660 --> 00:52:13.163 region:rollup2
IT CANNOT OVERRIDE TWELVE NINE
00:52:11.829 --> 00:52:14.965 region:rollup2
TWENTY ONE INSURANCE CODE WHICH
00:52:13.163 --> 00:52:16.800 region:rollup2
IMPOSE INSURANCE PERCENT DUTY
00:52:14.965 --> 00:52:18.769 region:rollup2
ENFORCEABLE VERSION OF ALL LAWS.
00:52:16.800 --> 00:52:20.371 region:rollup2
I CONSIDER THAT AND AN ACCURATE
00:52:18.769 --> 00:52:22.239 region:rollup2
CHARACTERIZATION OF THE BILL IS
00:52:20.371 --> 00:52:24.108 region:rollup2
A LETTER DATED LONG AFTER BECAME
00:52:22.239 --> 00:52:26.810 region:rollup2
REBUTTAL PRESUMPTION.
00:52:24.108 --> 00:52:29.380 region:rollup2
SO I JUST FEEL THIS IS
00:52:26.810 --> 00:52:31.248 region:rollup2
COLLEAGUES A BILL THAT IS MERELY
00:52:29.380 --> 00:52:33.851 region:rollup2
A REBUTTABLE PRESUMPTION.
00:52:31.248 --> 00:52:35.152 region:rollup2
IT SAYS YOU'RE OKAY IF YOU
00:52:33.851 --> 00:52:36.553 region:rollup2
TICKED OFF THE BOXES THAT YOUR
00:52:35.152 --> 00:52:39.023 region:rollup2
LAWYERS.
00:52:36.553 --> 00:52:40.791 region:rollup2
WHENEVER THE STATUTES SAID.
00:52:39.023 --> 00:52:41.425 region:rollup2
YOU NEED TO HAVE THESE ELEMENTS
00:52:40.791 --> 00:52:42.693 region:rollup2
IN THE AGREEMENT FOR THEM TO BE
00:52:41.425 --> 00:52:44.595 region:rollup2
VALID.
00:52:42.693 --> 00:52:46.363 region:rollup2
IF THAT'S WHAT YOU HAVE YOU
00:52:44.595 --> 00:52:47.965 region:rollup2
START OFF THESE ARE.
00:52:46.363 --> 00:52:49.667 region:rollup2
ARE DEEMED INVALID.
00:52:47.965 --> 00:52:51.635 region:rollup2
IT DOES NOT WITHHOLD AS I SAY
00:52:49.667 --> 00:52:54.505 region:rollup2
THE POWER OF ANY COMMISSIONER OR
00:52:51.635 --> 00:52:55.873 region:rollup2
THE AG ARE OTHERS. TO BRING
00:52:54.505 --> 00:52:57.074 region:rollup2
FORWARD AN ALTERNATIVE THEORY.
00:52:55.873 --> 00:53:00.477 region:rollup2
THAT -- IS
00:52:57.074 --> 00:53:02.513 region:rollup2
NOT ACCOUNTED [inaudible]
00:53:00.477 --> 00:53:04.381 region:rollup2
FOR SO -- I
00:53:02.513 --> 00:53:06.650 region:rollup2
ACTUALLY FEEL FOR THE INSURANCE
00:53:04.381 --> 00:53:08.118 region:rollup2
SECTOR.
00:53:06.650 --> 00:53:10.387 region:rollup2
IN THIS VITAL BUILDING BLOCK
00:53:08.118 --> 00:53:11.622 region:rollup2
RELATIONSHIP OF THE AGENCY FORCE
00:53:10.387 --> 00:53:12.756 region:rollup2
IT CREATES AID.
00:53:11.622 --> 00:53:14.525 region:rollup2
A LITTLE ZONE OF STABILITY IN
00:53:12.756 --> 00:53:16.393 region:rollup2
THESE AGREEMENTS.
00:53:14.525 --> 00:53:18.562 region:rollup2
DOESN'T UNDERMINE ONGOING
00:53:16.393 --> 00:53:20.798 region:rollup2
REGULATORY POWERS I FEEL THAT'S
00:53:18.562 --> 00:53:23.067 region:rollup2
OF VALUE WOULD ADDS I GOT IT I I
00:53:20.798 --> 00:53:23.834 region:rollup2
GOT THE ISSUE OF STABILITY BUT
00:53:23.067 --> 00:53:24.234 region:rollup2
THAT USUALLY COMES BECAUSE THEIR
00:53:23.834 --> 00:53:25.602 region:rollup2
SIDE.
00:53:24.234 --> 00:53:27.104 region:rollup2
AN ELEMENT OF INSTABILITY
00:53:25.602 --> 00:53:28.305 region:rollup2
BECAUSE THERE'S A PROBLEM THAT'S
00:53:27.104 --> 00:53:29.707 region:rollup2
BEEN FLAG.
00:53:28.305 --> 00:53:30.607 region:rollup2
YEAH THROUGH LAWSUITS THROUGH
00:53:29.707 --> 00:53:32.009 region:rollup2
OTHER.
00:53:30.607 --> 00:53:33.510 region:rollup2
AYE ACTIONS THAT ARE OUT THERE
00:53:32.009 --> 00:53:34.812 region:rollup2
AD THEY GO GOES BACK TO THAT
00:53:33.510 --> 00:53:36.080 region:rollup2
SAME QUESTION TWO WHERE IS THAT
00:53:34.812 --> 00:53:37.881 region:rollup2
INSTABILITY.
00:53:36.080 --> 00:53:46.790 region:rollup2
THAT THAT THAT CREATES THE NEED
00:53:37.881 --> 00:53:48.625 region:rollup2
FOR THIS BILL.
00:53:46.790 --> 00:53:49.893 region:rollup2
I'M NOT SURE I AYE AYE SHE
00:53:48.625 --> 00:53:52.362 region:rollup2
CANNOT SAY THAT I KNOW OF A
00:53:49.893 --> 00:53:54.398 region:rollup2
PARTICULAR AREA.
00:53:52.362 --> 00:53:56.433 region:rollup2
I THINK --
00:53:54.398 --> 00:53:58.502 region:rollup2
IT.
00:53:56.433 --> 00:54:00.270 region:rollup2
YEAH I DO NOT KNOW OF A LIVE
00:53:58.502 --> 00:54:01.839 region:rollup2
DISPUTE OR AN IMMINENT DISPUTE
00:54:00.270 --> 00:54:03.407 region:rollup2
OF ANY SORT OF THING.
00:54:01.839 --> 00:54:05.442 region:rollup2
AGAIN I JUST GO BACK TO BACK
00:54:03.407 --> 00:54:06.410 region:rollup2
THAT THIS IS THE THESE THESE
00:54:05.442 --> 00:54:08.812 region:rollup2
BROKERAGE RELATIONS ARE THE
00:54:06.410 --> 00:54:09.113 region:rollup2
FINAL PART OF THE BUSINESS
00:54:08.812 --> 00:54:13.217 region:rollup2
[inaudible]
00:54:09.113 --> 00:54:15.586 region:rollup2
AND IT IT SERVES.
00:54:13.217 --> 00:54:17.955 region:rollup2
A SENSE OF STABILITY IN THE
00:54:15.586 --> 00:54:21.391 region:rollup2
MARKETPLACE I ALSO THINK THIS
00:54:17.955 --> 00:54:23.093 region:rollup2
TYPE OF PROVISION.
00:54:21.391 --> 00:54:24.995 region:rollup2
REQUIRING THAT IF YOU WANNA.
00:54:23.093 --> 00:54:25.796 region:rollup2
REYES A SPECTER IN SOME DISPUTE
00:54:24.995 --> 00:54:26.930 region:rollup2
WITH AN INSURANCE COMPANY YOU
00:54:25.796 --> 00:54:29.967 region:rollup2
HAVE TO BE SPECIFIC AS TO WHAT
00:54:26.930 --> 00:54:31.034 region:rollup2
IT IS THAT'S WHAT IS THE GRAVITY
00:54:29.967 --> 00:54:32.836 region:rollup2
OF THE ISSUE YOU CAN HAVE A
00:54:31.034 --> 00:54:34.171 region:rollup2
GENERAL DISPUTE.
00:54:32.836 --> 00:54:37.741 region:rollup2
YOU SORT A HAVE TO REACH TO
00:54:34.171 --> 00:54:40.677 region:rollup2
PROVIDERS ALL I THINK THAT.
00:54:37.741 --> 00:54:42.446 region:rollup2
JUST AS TWELVE NINE TWENTY ONE
00:54:40.677 --> 00:54:43.380 region:rollup2
OF THE INSURANCE CODE A SAYS IS
00:54:42.446 --> 00:54:45.382 region:rollup2
THE CURSOR JOB TO ENFORCE THE
00:54:43.380 --> 00:54:47.484 region:rollup2
LAWS.
00:54:45.382 --> 00:54:48.585 region:rollup2
IT ALSO IMPLICITLY IS SAYING
00:54:47.484 --> 00:54:50.454 region:rollup2
THEY ONLY HAVE ITS RESEARCH OF
00:54:48.585 --> 00:54:54.291 region:rollup2
LAWS THEY'VE GOT.
00:54:50.454 --> 00:54:55.726 region:rollup2
SO I THINK IT DOES SORT OF PUT.
00:54:54.291 --> 00:54:56.894 region:rollup2
REYES REQUIREMENT TO DE A
00:54:55.726 --> 00:54:58.829 region:rollup2
REGULATOR WILL NEED TO BE
00:54:56.894 --> 00:55:00.798 region:rollup2
SPECIFIC WHAT IS THE OBJECTION.
00:54:58.829 --> 00:55:02.1000 region:rollup2
YOU CAN'T MAKE A GENERAL DISPUTE
00:55:00.798 --> 00:55:04.034 region:rollup2
THAT WOULD UNSETTLE THESE.
00:55:02.1000 --> 00:55:05.869 region:rollup2
THESE ARE AGENCY COMMISSION
00:55:04.034 --> 00:55:07.171 region:rollup2
AGREEMENTS.
00:55:05.869 --> 00:55:09.406 region:rollup2
IN A JULY SORT OF WAY YOU HAVE
00:55:07.171 --> 00:55:10.741 region:rollup2
TO BE SPECIFIC AND ACTUALLY FEEL
00:55:09.406 --> 00:55:12.209 region:rollup2
THAT SUPPORTS A LEVEL OF
00:55:10.741 --> 00:55:14.912 region:rollup2
FAIRNESS ON BOTH SIDES.
00:55:12.209 --> 00:55:16.046 region:rollup2
OF THE TRANSACTION.
00:55:14.912 --> 00:55:17.648 region:rollup2
I I KNOW THAT --
00:55:16.046 --> 00:55:17.948 region:rollup2
FOLKS SMARTER THAN ME
00:55:17.648 --> 00:55:20.317 region:rollup2
[inaudible]
00:55:17.948 --> 00:55:21.685 region:rollup2
HAVE -- HAVE
00:55:20.317 --> 00:55:23.687 region:rollup2
HAVE REYES WORRY THAT SAID THE
00:55:21.685 --> 00:55:24.054 region:rollup2
AMENDMENTS THAT YOU HAVE TAKEN
00:55:23.687 --> 00:55:25.255 region:rollup2
TO THE BILL --
00:55:24.054 --> 00:55:26.323 region:rollup2
CREATED.
00:55:25.255 --> 00:55:29.760 region:rollup2
CIRCULAR PROVISIONS [inaudible]
00:55:26.323 --> 00:55:32.362 region:rollup2
I ABOUT WITH THE UNDERLYING
00:55:29.760 --> 00:55:34.364 region:rollup2
CONDITIONS AND THAT THERE IS THE
00:55:32.362 --> 00:55:36.066 region:rollup2
POTENTIAL THAT.
00:55:34.364 --> 00:55:37.467 region:rollup2
YOUR BILL CAN INHIBIT DIED.
00:55:36.066 --> 00:55:38.235 region:rollup2
SOME CONSUMER PROTECTION LAWS
00:55:37.467 --> 00:55:39.670 region:rollup2
YOU'VE BEEN CLEAR THAT YOU THINK
00:55:38.235 --> 00:55:41.071 region:rollup2
THAT THOSE THINGS MAY NOT BE IN
00:55:39.670 --> 00:55:42.573 region:rollup2
PLACE.
00:55:41.071 --> 00:55:43.574 region:rollup2
I'D LIKE TO HELP MOVE YOUR BILL
00:55:42.573 --> 00:55:45.475 region:rollup2
FORWARD I KNOW RENDER DEADLINE
00:55:43.574 --> 00:55:47.377 region:rollup2
PRESSURES.
00:55:45.475 --> 00:55:48.178 region:rollup2
I AM DOING THAT TODAY I WANT TO
00:55:47.377 --> 00:55:49.680 region:rollup2
BE SURE THAT THERE'S FURTHER
00:55:48.178 --> 00:55:51.682 region:rollup2
COMMENTS FROM MY COLLEAGUES THAT
00:55:49.680 --> 00:55:52.850 region:rollup2
I I HEAR THOSE BUT I WAS GOING
00:55:51.682 --> 00:55:54.318 region:rollup2
TO MAKE A SUGGESTION TO YOU BUT
00:55:52.850 --> 00:55:55.519 region:rollup2
LET ME FIRST SEE IF THERE'S ANY
00:55:54.318 --> 00:55:59.389 region:rollup2
OTHER COMMENTS FROM MY MY
00:55:55.519 --> 00:56:00.791 region:rollup2
COLLEAGUES ON THE PANEL ON THIS.
00:55:59.389 --> 00:56:02.559 region:rollup2
ON MR COOLEY AYE I AM WONDERING
00:56:00.791 --> 00:56:03.594 region:rollup2
IF IT IN ORDER TO I APPRECIATE
00:56:02.559 --> 00:56:06.063 region:rollup2
YOUR GET YOUR GREAT WORK IN THIS
00:56:03.594 --> 00:56:07.764 region:rollup2
AREA AND THE GOOD FOR THE GOOD
00:56:06.063 --> 00:56:10.334 region:rollup2
FAITH AND TRYING TO
00:56:07.764 --> 00:56:12.669 region:rollup2
CONSTRUCTIVELY --
00:56:10.334 --> 00:56:14.204 region:rollup2
ANTICIPATE SOME ISSUES THAT WE
00:56:12.669 --> 00:56:15.672 region:rollup2
MAY BE EXPERIENCING DOWN THE
00:56:14.204 --> 00:56:16.440 region:rollup2
LINE I'M WONDERING IF THERE'S A
00:56:15.672 --> 00:56:16.907 region:rollup2
WAY THAT.
00:56:16.440 --> 00:56:17.541 region:rollup2
OUT WE COULD MOVE THE
00:56:16.907 --> 00:56:19.610 region:rollup2
BILL-FORWARD TODAY THAT I WOULD
00:56:17.541 --> 00:56:20.777 region:rollup2
ASK
00:56:19.610 --> 00:56:22.412 region:rollup2
OF YOU THAT --
00:56:20.777 --> 00:56:24.114 region:rollup2
YOU WORK WITH ME AND MY STAFF TO
00:56:22.412 --> 00:56:25.482 region:rollup2
DEAL WITH THE CONCERNS THAT HAVE
00:56:24.114 --> 00:56:26.883 region:rollup2
BEEN RAISED TODAY ABOUT CONSUMER
00:56:25.482 --> 00:56:27.951 region:rollup2
PROTECTION THAT.
00:56:26.883 --> 00:56:29.620 region:rollup2
THAT THAT WORRY ABOUT THE
00:56:27.951 --> 00:56:32.289 region:rollup2
CIRCULAR PROVISIONS.
00:56:29.620 --> 00:56:34.057 region:rollup2
I WITH THE UNDERLYING CONDITIONS
00:56:32.289 --> 00:56:35.259 region:rollup2
IN THAT AS DE PRIOR TO
00:56:34.057 --> 00:56:36.526 region:rollup2
APPROPRIATIONS THAT.
00:56:35.259 --> 00:56:38.128 region:rollup2
YOU GIVE ME THE OPPORTUNITY TO
00:56:36.526 --> 00:56:40.030 region:rollup2
SEE IF WE CAN SETTLE SOME OF
00:56:38.128 --> 00:56:41.865 region:rollup2
THESE THINGS IS APPROPRIATE --
00:56:40.030 --> 00:56:43.467 region:rollup2
THAT I UNDER THOSE TERMS IF YOU
00:56:41.865 --> 00:56:44.668 region:rollup2
ARE OKAY WITHOUT THAT I WOULD
00:56:43.467 --> 00:56:45.869 region:rollup2
CERTAINLY DO THAT I WOULD
00:56:44.668 --> 00:56:46.937 region:rollup2
ACTUALLY APOLOGIZED TO THE CHAIR
00:56:45.869 --> 00:56:48.238 region:rollup2
OF THE COMMITTEE.
00:56:46.937 --> 00:56:52.342 region:rollup2
WE'VE HAD A GREAT MANY THINGS IN
00:56:48.238 --> 00:56:53.577 region:rollup2
JOINT DIVERTED BY TENSION SO I
00:56:52.342 --> 00:56:55.379 region:rollup2
THAT WOULD BE --
00:56:53.577 --> 00:56:57.514 region:rollup2
MOST GRACIOUS OFFER I'D BE
00:56:55.379 --> 00:56:59.283 region:rollup2
EXCEPT THAT OKAY BECAUSE I I
00:56:57.514 --> 00:57:01.118 region:rollup2
KNOW WE DON'T HAVE THE LUXURY OF
00:56:59.283 --> 00:57:03.153 region:rollup2
OF PUTTING THIS BILL OVER.
00:57:01.118 --> 00:57:04.554 region:rollup2
BUT I I I DO HAVE SOME CONCERNS
00:57:03.153 --> 00:57:06.023 region:rollup2
ABOUT REALLY WHAT IT'S TRYING TO
00:57:04.554 --> 00:57:07.090 region:rollup2
DO AND THE CONFLICTS THAT MAY
00:57:06.023 --> 00:57:08.926 region:rollup2
CREATE.
00:57:07.090 --> 00:57:10.627 region:rollup2
SO IF IF WOULD THAT BE IN THE
00:57:08.926 --> 00:57:11.695 region:rollup2
UNDERSTANDING I'D BE HAPPY TO
00:57:10.627 --> 00:57:13.030 region:rollup2
SUPPORT THE BILL TODAY I DON'T
00:57:11.695 --> 00:57:14.965 region:rollup2
KNOW WHY WILL DEAFENED WORK WITH
00:57:13.030 --> 00:57:15.999 region:rollup2
YOU MISTER CHAIR OKAY ALRIGHT
00:57:14.965 --> 00:57:18.168 region:rollup2
ANY OTHER FURTHER COMMENTS OR
00:57:15.999 --> 00:57:18.735 region:rollup2
QUESTIONS.
00:57:18.168 --> 00:57:21.171 region:rollup2
ALRIGHT IS THERE A MOTION ON
00:57:18.735 --> 00:57:22.973 region:rollup2
THIS BILL.
00:57:21.171 --> 00:57:24.474 region:rollup2
OKAY SENATOR GALGIANI THAT MOVES
00:57:22.973 --> 00:57:26.310 region:rollup2
THE BILL AND WITH THAT UNDER
00:57:24.474 --> 00:57:27.811 region:rollup2
THAT.
00:57:26.310 --> 00:57:29.546 region:rollup2
YEAH EXPRESS SIDE.
00:57:27.811 --> 00:57:31.081 region:rollup2
WILLINGNESS OF THE AUTHOR TO A
00:57:29.546 --> 00:57:32.316 region:rollup2
CONTINUE TO WORK ON THESE ISSUES
00:57:31.081 --> 00:57:36.954 region:rollup2
PRIOR TO APPROPRIATIONS WHAT WE
00:57:32.316 --> 00:57:38.455 region:rollup2
CALL THE ROLL.
00:57:36.954 --> 00:57:39.089 region:rollup2
AB.
00:57:38.455 --> 00:57:41.291 region:rollup2
TWENTY EIGHT FORTY FOUR MOTIONS
00:57:39.089 --> 00:57:43.527 region:rollup2
DO PASS AS AMENDED TO THE FLOOR.
00:57:41.291 --> 00:57:45.595 region:rollup2
CHAIRED GLAZIER AYE GLAZER AYE
00:57:43.527 --> 00:57:47.397 region:rollup2
BY SURE GAINES.
00:57:45.595 --> 00:57:47.698 region:rollup2
GAINES AYE BERRYHILL
00:57:47.397 --> 00:57:48.598 region:rollup2
[inaudible]
00:57:47.698 --> 00:57:51.034 region:rollup2
GALGIANI.
00:57:48.598 --> 00:57:51.335 region:rollup2
GALGIANI AYE HERNANDEZ
00:57:51.034 --> 00:57:52.669 region:rollup2
[inaudible]
00:57:51.335 --> 00:57:54.571 region:rollup2
HERTZBERG HUESO.
00:57:52.669 --> 00:57:56.239 region:rollup2
LARA [inaudible]
00:57:54.571 --> 00:57:58.175 region:rollup2
MITCHELL [inaudible]
00:57:56.239 --> 00:58:01.278 region:rollup2
MORLOCK.
00:57:58.175 --> 00:58:02.979 region:rollup2
MORE LIKE I MORALE.
00:58:01.278 --> 00:58:06.583 region:rollup2
RAIL AYE PORTANTINO.
00:58:02.979 --> 00:58:08.385 region:rollup2
PORTANTINO AYE ROTH.
00:58:06.583 --> 00:58:09.019 region:rollup2
OKAY THE SECLUDED THE BILL HAS
00:58:08.385 --> 00:58:10.287 region:rollup2
SIX SO THREATEN KEEP THE ROLE
00:58:09.019 --> 00:58:11.855 region:rollup2
OPEN AGAIN THANK YOU FOR YOUR
00:58:10.287 --> 00:58:12.456 region:rollup2
WORK AND I WOULD BE REMISS IN
00:58:11.855 --> 00:58:14.424 region:rollup2
FOR THIS PANEL AND I
00:58:12.456 --> 00:58:16.093 region:rollup2
CONGRATULATE INEZ ON HER MASTERS
00:58:14.424 --> 00:58:16.960 region:rollup2
FROM MCGEORGE.
00:58:16.093 --> 00:58:19.529 region:rollup2
SCHOOL OF LAW.
00:58:16.960 --> 00:58:19.830 region:rollup2
THANK YOU TESTIFIES LISTENS HERE
00:58:19.529 --> 00:58:21.798 region:rollup2
[inaudible]
00:58:19.830 --> 00:58:25.936 region:rollup2
OKAY [inaudible]
00:58:21.798 --> 00:58:28.005 region:rollup2
I THINK.
00:58:25.936 --> 00:58:29.673 region:rollup2
OKAY THIS BURKE HELLO THANK YOU
00:58:28.005 --> 00:58:34.478 region:rollup2
FOR YOUR PATIENCE.
00:58:29.673 --> 00:58:35.112 region:rollup2
WE ARE AT ITEM NUMBER SIX AB.
00:58:34.478 --> 00:58:35.879 region:rollup2
TWENTY TWO SEVENTY SIX THANK YOU
00:58:35.112 --> 00:58:39.683 region:rollup2
FOR YOUR PATIENCE AGAIN WELCOME
00:58:35.879 --> 00:58:40.250 region:rollup2
TO THE COMMITTEE ON ASSURANCE.
00:58:39.683 --> 00:58:41.518 region:rollup2
I THINK YOU --
00:58:40.250 --> 00:58:43.220 region:rollup2
MISTER CHAIRMAN SENATORS I WANT
00:58:41.518 --> 00:58:44.888 region:rollup2
TO START BY ACCEPTING AMENDMENTS
00:58:43.220 --> 00:58:45.922 region:rollup2
AND THINKING CENTER GLAZER AND
00:58:44.888 --> 00:58:47.657 region:rollup2
HIS STAFF WORKING ON THIS BILL
00:58:45.922 --> 00:58:49.359 region:rollup2
AARON HAS SPENT A TREMENDOUS
00:58:47.657 --> 00:58:50.327 region:rollup2
AMOUNT OF HOURS OVER THE LAST
00:58:49.359 --> 00:58:51.361 region:rollup2
TWO YEARS --
00:58:50.327 --> 00:58:53.730 region:rollup2
AND COUNTLESS HOURS OF
00:58:51.361 --> 00:58:54.364 region:rollup2
STAKEHOLDER MEETINGS AND I TRULY
00:58:53.730 --> 00:58:55.499 region:rollup2
APPRECIATE ALL THE TIME SHE HAS
00:58:54.364 --> 00:58:57.401 region:rollup2
SPENT.
00:58:55.499 --> 00:58:58.201 region:rollup2
HI AB TWENTY TWO SEVENTY SIX IS
00:58:57.401 --> 00:58:59.302 region:rollup2
THE RESULT OF MANY HOURS A
00:58:58.201 --> 00:59:00.771 region:rollup2
STAKEHOLDERS MEETINGS THAT HAVE
00:58:59.302 --> 00:59:02.606 region:rollup2
INCLUDED POLICY AND FISCAL
00:59:00.771 --> 00:59:03.640 region:rollup2
COMMITTEE STAFF AND MEMBERS THE
00:59:02.606 --> 00:59:05.042 region:rollup2
DEPARTMENT OF INSURANCE AND
00:59:03.640 --> 00:59:06.443 region:rollup2
INTERESTED PARTIES.
00:59:05.042 --> 00:59:07.711 region:rollup2
AB TWENTY TO SEVENTY SIX
00:59:06.443 --> 00:59:09.212 region:rollup2
PROVIDES STATUTORY CERTAINTY ON
00:59:07.711 --> 00:59:10.614 region:rollup2
HOW AN INSURER WILL CONDUCT IT
00:59:09.212 --> 00:59:11.782 region:rollup2
LIBERATES SURVEY TO DETERMINE
00:59:10.614 --> 00:59:12.682 region:rollup2
THE PREVAILING AUTO BODY LABOR
00:59:11.782 --> 00:59:13.750 region:rollup2
RATE.
00:59:12.682 --> 00:59:15.352 region:rollup2
IN A SPECIFIC GEOGRAPHIC LABOR
00:59:13.750 --> 00:59:16.853 region:rollup2
MARKET.
00:59:15.352 --> 00:59:18.488 region:rollup2
LABOR EIGHT SURVEYS ARE NOT
00:59:16.853 --> 00:59:20.057 region:rollup2
MANDATED BUT INSURERS THAT DO
00:59:18.488 --> 00:59:21.057 region:rollup2
CONDUCT A VOLUNTARY SURVEY USE
00:59:20.057 --> 00:59:22.225 region:rollup2
IT AS A TOOL FOR TWO MAIN
00:59:21.057 --> 00:59:23.593 region:rollup2
REASONS.
00:59:22.225 --> 00:59:25.162 region:rollup2
THE FIRST FIGURE OUT WHAT A FAIR
00:59:23.593 --> 00:59:26.329 region:rollup2
PRICE TO PAY IN A LOCATION FOR A
00:59:25.162 --> 00:59:27.931 region:rollup2
RUN OF THE MILL REPAIR JOB THE
00:59:26.329 --> 00:59:28.532 region:rollup2
SECOND IS TO PROVE TO THE
00:59:27.931 --> 00:59:30.267 region:rollup2
DEPARTMENT OF SCIENCE AT THE
00:59:28.532 --> 00:59:32.002 region:rollup2
ENSURE ACTIVE FAIRLY IN THE
00:59:30.267 --> 00:59:33.437 region:rollup2
EVENT AUTO BODY REPAIR SHOP
00:59:32.002 --> 00:59:35.105 region:rollup2
COMPLAINTS TO THE DEPARTMENT.
00:59:33.437 --> 00:59:35.705 region:rollup2
AB TWENTY TO SEVENTY SIX
00:59:35.105 --> 00:59:37.107 region:rollup2
PROVIDES AN ALTERNATIVE
00:59:35.705 --> 00:59:39.342 region:rollup2
METHODOLOGY TO CONDUCT A
00:59:37.107 --> 00:59:40.677 region:rollup2
VOLUNTEER LABOR RATES SURVEY.
00:59:39.342 --> 00:59:43.180 region:rollup2
THE CIVIC LEE AND ADOPTS THE
00:59:40.677 --> 00:59:43.180 region:rollup2
LOCAL WORKFORCE DEVELOPMENT
00:59:43.246 --> 00:59:46.450 region:rollup2
EMPLOYMENT PARK DEVELOPMENT
00:59:44.848 --> 00:59:47.751 region:rollup2
DEPARTMENT AS THE LABOR MARKET
00:59:46.450 --> 00:59:49.553 region:rollup2
OF AN AUTO BODY SHOP THAT WILL
00:59:47.751 --> 00:59:51.121 region:rollup2
BE SURVEYED BY AN INSURER.
00:59:49.553 --> 00:59:52.422 region:rollup2
THE BILL ALSO SPECIFIES THAT
00:59:51.121 --> 00:59:53.590 region:rollup2
ONLY QUALIFIED SHOPS MAYBE
00:59:52.422 --> 00:59:55.158 region:rollup2
SURVEYED AT THAT SURVEY
00:59:53.590 --> 00:59:56.860 region:rollup2
RESPONSES SHOULD NOT INCLUDE ANY
00:59:55.158 --> 00:59:58.528 region:rollup2
DISCOUNT RATES AND THE EXACT
00:59:56.860 --> 01:00:00.430 region:rollup2
QUESTIONS THAT MUST BE INCLUDED.
00:59:58.528 --> 01:00:01.798 region:rollup2
ON EACH SURVEY ADDITIONALLY THE
01:00:00.430 --> 01:00:03.266 region:rollup2
BILL REQUIRES THAT SPECIALTY
01:00:01.798 --> 01:00:05.402 region:rollup2
REPAIR SHALL BE HANDLED ON A
01:00:03.266 --> 01:00:05.969 region:rollup2
CASE BY CASE BASIS BETWEEN THE
01:00:05.402 --> 01:00:06.703 region:rollup2
INSURANCE AND THE AUTO BODY
01:00:05.969 --> 01:00:07.704 region:rollup2
SHOP.
01:00:06.703 --> 01:00:10.574 region:rollup2
THE PREVAILING LABOR RATE
01:00:07.704 --> 01:00:12.275 region:rollup2
DETERMINED BY A SURVEY YEAH XIN
01:00:10.574 --> 01:00:13.176 region:rollup2
BETWEEN AN AUTO BODY SHOP AND AN
01:00:12.275 --> 01:00:15.111 region:rollup2
ANSWER.
01:00:13.176 --> 01:00:16.480 region:rollup2
AB TWENTY TO SEVENTY SIX STATES
01:00:15.111 --> 01:00:18.181 region:rollup2
THAT PREVAILING AUTO BODY LABOR
01:00:16.480 --> 01:00:19.916 region:rollup2
RATE SURVEY RESULTS SHALL NOT BE
01:00:18.181 --> 01:00:20.784 region:rollup2
PRESUMED TO BE A MAXIMUM OR IN
01:00:19.916 --> 01:00:22.052 region:rollup2
IN A MONTH.
01:00:20.784 --> 01:00:23.353 region:rollup2
THAT SHALL BE PAID TO SETTLE A
01:00:22.052 --> 01:00:24.554 region:rollup2
SPECIFIC CLAIM IS SIMPLY A
01:00:23.353 --> 01:00:25.455 region:rollup2
STARTING POINT TO BEGIN
01:00:24.554 --> 01:00:26.790 region:rollup2
NEGOTIATIONS.
01:00:25.455 --> 01:00:27.891 region:rollup2
I LOOK FORWARD TO WORKING ON
01:00:26.790 --> 01:00:29.292 region:rollup2
SOME OF THE OUTSTANDING ISSUES
01:00:27.891 --> 01:00:32.095 region:rollup2
LIKE REFINING THE PROBLEMATIC
01:00:29.292 --> 01:00:32.929 region:rollup2
AREAS THAT HAVE BEEN RAISED
01:00:32.095 --> 01:00:34.397 region:rollup2
REGARDING THE LW DE A MAP.
01:00:32.929 --> 01:00:35.799 region:rollup2
AND CONTINUE THE DISCUSSION
01:00:34.397 --> 01:00:37.133 region:rollup2
THROUGH THE STAKEHOLDER PROCESS
01:00:35.799 --> 01:00:38.435 region:rollup2
AND WITH THAT I RESPECTFULLY
01:00:37.133 --> 01:00:39.369 region:rollup2
REQUEST AND I BOTH.
01:00:38.435 --> 01:00:40.737 region:rollup2
GREAT THANK YOU VERY MUCH AND
01:00:39.369 --> 01:00:42.305 region:rollup2
YOU HAVE WITNESSES IN FAVOR.
01:00:40.737 --> 01:00:43.306 region:rollup2
I THINK IT CHAIRMAN MEMBERS
01:00:42.305 --> 01:00:45.008 region:rollup2
MICHAEL GUNNING PERSONAL
01:00:43.306 --> 01:00:46.610 region:rollup2
INSURANCE FEDERATION SORELY WANT
01:00:45.008 --> 01:00:48.178 region:rollup2
TO THANK OUR AUTHORS FOR HER
01:00:46.610 --> 01:00:49.679 region:rollup2
PERSEVERANCE PERSEVERANCE
01:00:48.178 --> 01:00:51.281 region:rollup2
DILIGENCE AND TOLERANCE IN THE
01:00:49.679 --> 01:00:52.716 region:rollup2
PROCESS SHE WAS ALSO IN THOSE
01:00:51.281 --> 01:00:54.417 region:rollup2
MEETINGS.
01:00:52.716 --> 01:00:55.685 region:rollup2
AND I MUST GIVE KUDOS TO AND I
01:00:54.417 --> 01:00:57.354 region:rollup2
DON'T THINK WE'D BE HERE IF
01:00:55.685 --> 01:00:59.456 region:rollup2
TODAY IF IT WASN'T FOR HER
01:00:57.354 --> 01:01:00.724 region:rollup2
JUMPING IN AND INSISTING ON THE
01:00:59.456 --> 01:01:02.893 region:rollup2
STAKEHOLDER MEETINGS.
01:01:00.724 --> 01:01:04.394 region:rollup2
I THINK IS THE AUTHORS OUTLINE
01:01:02.893 --> 01:01:05.996 region:rollup2
THE BILL MERELY GIVES AN
01:01:04.394 --> 01:01:07.964 region:rollup2
OPPORTUNITY TO DO ADDITIONAL
01:01:05.996 --> 01:01:09.566 region:rollup2
SURVEY METHOD AND CERTAINLY URGE
01:01:07.964 --> 01:01:11.234 region:rollup2
YOUR AYE VOTE.
01:01:09.566 --> 01:01:12.202 region:rollup2
THANK YOU SIR YES SIR DANCER
01:01:11.234 --> 01:01:13.537 region:rollup2
MISTER CHAIRMAN OF THE COMMITTEE
01:01:12.202 --> 01:01:14.571 region:rollup2
ARE MONTHLY CHINA PROPERTY
01:01:13.537 --> 01:01:16.273 region:rollup2
CASUALTY INSURERS.
01:01:14.571 --> 01:01:17.807 region:rollup2
WHERE IT'S FOR THE BILL THINK
01:01:16.273 --> 01:01:19.509 region:rollup2
ASSEMBLY MEMBER CAN YOUR STAFF
01:01:17.807 --> 01:01:20.877 region:rollup2
WORKING WITH US?
01:01:19.509 --> 01:01:21.478 region:rollup2
WHO THE FOR TWO HUNDRED AND SOME
01:01:20.877 --> 01:01:23.013 region:rollup2
OF THE US OUTSTANDING ISSUES
01:01:21.478 --> 01:01:26.149 region:rollup2
THANK YOU THANK YOU VERY MUCH
01:01:23.013 --> 01:01:27.050 region:rollup2
OTHER OTHER WITNESSES IN FAVOR?
01:01:26.149 --> 01:01:30.520 region:rollup2
KATHERINE HEPBURN AMERICAN
01:01:27.050 --> 01:01:31.154 region:rollup2
INSURANCE ASSOCIATION SUPPORT.
01:01:30.520 --> 01:01:32.822 region:rollup2
THANK YOU ANY OTHER WITNESSES IN
01:01:31.154 --> 01:01:33.723 region:rollup2
FAVOR.
01:01:32.822 --> 01:01:36.826 region:rollup2
OTHER WITNESSES IN OPPOSITION
01:01:33.723 --> 01:01:37.460 region:rollup2
PLEASE COME FORWARD.
01:01:36.826 --> 01:01:38.828 region:rollup2
MISTER CHAIRMAN SENATORS CLIFF
01:01:37.460 --> 01:01:40.297 region:rollup2
COSTS ONLY HALF THE CALIFORNIA
01:01:38.828 --> 01:01:41.264 region:rollup2
NEW CAR DEALERS ASSOCIATION I'M
01:01:40.297 --> 01:01:43.233 region:rollup2
A TWEENER --
01:01:41.264 --> 01:01:44.301 region:rollup2
WE WERE OPPOSED TO THE BILL WHEN
01:01:43.233 --> 01:01:45.969 region:rollup2
IT WAS IN THE ASSEMBLY IN THE
01:01:44.301 --> 01:01:47.671 region:rollup2
PRIOR PREVIOUS VERSION WE
01:01:45.969 --> 01:01:49.139 region:rollup2
REMOVED OUR OPPOSITION --
01:01:47.671 --> 01:01:50.740 region:rollup2
THAN THIS BILL WAS INTRODUCED
01:01:49.139 --> 01:01:51.975 region:rollup2
MORE AMENDMENTS WERE MADE WE
01:01:50.740 --> 01:01:54.177 region:rollup2
CONTINUE TO BE PART OF THE
01:01:51.975 --> 01:01:55.912 region:rollup2
STAKEHOLDER NEGOTIATIONS WE ARE
01:01:54.177 --> 01:01:57.380 region:rollup2
CONTINUING TO BE NEUTRAL I WANT
01:01:55.912 --> 01:01:58.815 region:rollup2
TO THANK YOUR STAFF FOR ALL THE
01:01:57.380 --> 01:02:00.584 region:rollup2
WORK SHE'S PUT AND THE AUTHORS
01:01:58.815 --> 01:02:02.586 region:rollup2
OFFICE WE HAVE LITERALLY SPENT.
01:02:00.584 --> 01:02:05.322 region:rollup2
ABOUT TWENTY HOURS IN MEETINGS
01:02:02.586 --> 01:02:08.625 region:rollup2
OVER THE LAST --
01:02:05.322 --> 01:02:09.759 region:rollup2
TWO YEARS AND I HAVE --
01:02:08.625 --> 01:02:12.562 region:rollup2
COUPLE MONTHS CONTINUE TO
01:02:09.759 --> 01:02:14.564 region:rollup2
DISCUSS THIS BUT I WE REMAIN
01:02:12.562 --> 01:02:17.133 region:rollup2
NEUTRAL THANK YOU.
01:02:14.564 --> 01:02:17.634 region:rollup2
WE APPRECIATE HIS NEUTRALITY
01:02:17.133 --> 01:02:21.104 region:rollup2
YEAH USE OUR DEALERS ARE
01:02:17.634 --> 01:02:22.572 region:rollup2
NEUTRAL.
01:02:21.104 --> 01:02:24.074 region:rollup2
MISTER CHAIRMAN MEMBERS SINCE WE
01:02:22.572 --> 01:02:25.976 region:rollup2
APPEAR TO BE ON THE TWEENER --
01:02:24.074 --> 01:02:26.643 region:rollup2
PLACE IN THE SPECTRUM A ROBBER
01:02:25.976 --> 01:02:28.645 region:rollup2
HER OUT WITH THE DEPARTMENT OF
01:02:26.643 --> 01:02:30.313 region:rollup2
INSURANCE WE WERE RELATIVELY
01:02:28.645 --> 01:02:31.247 region:rollup2
RECENTLY ADDED TO ALLOWED TO
01:02:30.313 --> 01:02:33.049 region:rollup2
PARTICIPATE IN THE STAKEHOLDER
01:02:31.247 --> 01:02:34.451 region:rollup2
GROUPS SO I THINK WE'VE BEEN IN
01:02:33.049 --> 01:02:35.652 region:rollup2
MAYBE THE LAST THREE MEETINGS --
01:02:34.451 --> 01:02:39.289 region:rollup2
OVER THE PAST TWO OR THREE
01:02:35.652 --> 01:02:40.457 region:rollup2
MONTHS BOMB WE HAVE A A NUMBER
01:02:39.289 --> 01:02:42.592 region:rollup2
OF CONCERNS WITH THE BILL.
01:02:40.457 --> 01:02:44.194 region:rollup2
EITHER RESPECT FOR THAT PROCESS
01:02:42.592 --> 01:02:45.595 region:rollup2
THAT WE HAVE ATTEMPTED TO WORK
01:02:44.194 --> 01:02:46.162 region:rollup2
WITHIN THE STAKEHOLDER GROUP
01:02:45.595 --> 01:02:47.497 region:rollup2
ONCE WE WERE INVITED IN THE
01:02:46.162 --> 01:02:48.898 region:rollup2
TENT.
01:02:47.497 --> 01:02:50.934 region:rollup2
TO TRY TO WORK OUT THOSE ISSUES
01:02:48.898 --> 01:02:52.535 region:rollup2
AS BEST AS WE CAN --
01:02:50.934 --> 01:02:53.603 region:rollup2
WE DO NOT HAVE OCCURRED POSITION
01:02:52.535 --> 01:02:55.305 region:rollup2
WE DO HAVE A NUMBER OF
01:02:53.603 --> 01:02:57.874 region:rollup2
OUTSTANDING CONCERNS.
01:02:55.305 --> 01:02:59.876 region:rollup2
AND THAT YOU KNOW HAVE HEARD THE
01:02:57.874 --> 01:03:00.744 region:rollup2
SPONSORED THE BILL OPENLY TALK
01:02:59.876 --> 01:03:01.811 region:rollup2
ABOUT A GOTTEN AMEND LATE IN
01:03:00.744 --> 01:03:03.647 region:rollup2
SESSION.
01:03:01.811 --> 01:03:05.915 region:rollup2
WHICH SCARES THE JESUS OUT OF
01:03:03.647 --> 01:03:07.384 region:rollup2
THIS DEPARTMENT SO WE ARE VERY
01:03:05.915 --> 01:03:08.718 region:rollup2
CAUTIOUS WE HAVE NO POSITION ON
01:03:07.384 --> 01:03:10.387 region:rollup2
THIS BILL RIGHT NOW.
01:03:08.718 --> 01:03:13.456 region:rollup2
BUT WE ARE GOING TO CONTINUE TO
01:03:10.387 --> 01:03:15.325 region:rollup2
PARTICIPATE IN THE STAKEHOLDER
01:03:13.456 --> 01:03:17.027 region:rollup2
PROCESS BUT WE WOULD ARGUE KIND
01:03:15.325 --> 01:03:18.795 region:rollup2
OF BIG PICTURE PHILOSOPHICALLY.
01:03:17.027 --> 01:03:20.997 region:rollup2
THE DEPARTMENT MOVED IN THIS
01:03:18.795 --> 01:03:21.798 region:rollup2
AREA A NUMBER OF YEARS AGO
01:03:20.997 --> 01:03:23.667 region:rollup2
BECAUSE THERE WERE A NUMBER OF
01:03:21.798 --> 01:03:25.101 region:rollup2
LABOR RATES SURVEYS BY INSURANCE
01:03:23.667 --> 01:03:25.869 region:rollup2
COMPANIES THAT I WILL NOT
01:03:25.101 --> 01:03:28.071 region:rollup2
MENTION.
01:03:25.869 --> 01:03:30.173 region:rollup2
THAT WERE NO WHERE NEAR
01:03:28.071 --> 01:03:31.808 region:rollup2
APPROPRIATE OR STANDARD AND WHAT
01:03:30.173 --> 01:03:33.643 region:rollup2
THEY DID IS THEY REDUCE
01:03:31.808 --> 01:03:35.412 region:rollup2
SIGNIFICANTLY THE AMOUNT THAT
01:03:33.643 --> 01:03:36.846 region:rollup2
INSURANCE COMPANIES PAY.
01:03:35.412 --> 01:03:38.348 region:rollup2
THE PEOPLE WHO FIX YOUR CARS
01:03:36.846 --> 01:03:40.150 region:rollup2
WHEN YOU GET IN AN ACCIDENT THAT
01:03:38.348 --> 01:03:41.885 region:rollup2
IS NOT OKAY SO WE DID A WHOLE
01:03:40.150 --> 01:03:43.553 region:rollup2
RIGHT PROCESS.
01:03:41.885 --> 01:03:46.556 region:rollup2
THAT LED TO A WOMAN REFER TO AS
01:03:43.553 --> 01:03:48.558 region:rollup2
GEO CODING THAT INSURANCE
01:03:46.556 --> 01:03:50.026 region:rollup2
COMPANIES IF THEY DO ELABORATE
01:03:48.558 --> 01:03:51.594 region:rollup2
SURVEY WHICH THEY ARE MEANT NOT
01:03:50.026 --> 01:03:53.163 region:rollup2
MANDATED TO DO BY THE WAY THAT
01:03:51.594 --> 01:03:54.264 region:rollup2
IF THEY DO LABOR EIGHT SURVEY
01:03:53.163 --> 01:03:55.565 region:rollup2
THEY CAN USE THAT PATH.
01:03:54.264 --> 01:03:58.501 region:rollup2
AND GET A SAFE HARBOR GET THE
01:03:55.565 --> 01:04:00.904 region:rollup2
REBUTTABLE PRESUMPTION --
01:03:58.501 --> 01:04:02.439 region:rollup2
SOME ARE DOING THAT OTHERS ARE
01:04:00.904 --> 01:04:04.441 region:rollup2
NOT AND DON'T WANT --
01:04:02.439 --> 01:04:05.442 region:rollup2
TO AND HAVE FOUGHT IT --
01:04:04.441 --> 01:04:06.476 region:rollup2
AND SO --
01:04:05.442 --> 01:04:08.945 region:rollup2
JUSTLY HAVE A LITTLE BIT OF THE
01:04:06.476 --> 01:04:10.513 region:rollup2
CONTEXT HERE OF WHY WE'RE
01:04:08.945 --> 01:04:12.182 region:rollup2
STANDING HERE TODAY AFTER A
01:04:10.513 --> 01:04:13.917 region:rollup2
COUPLE YEARS WE DO APPRECIATE
01:04:12.182 --> 01:04:14.751 region:rollup2
THE EFFORTS OF THE AUTHOR AND
01:04:13.917 --> 01:04:16.686 region:rollup2
HER OFFICE AND THE OTHER
01:04:14.751 --> 01:04:18.488 region:rollup2
STAKEHOLDERS WE WILL CONTINUE TO
01:04:16.686 --> 01:04:20.423 region:rollup2
PARTICIPATE IN THAT PROCESS.
01:04:18.488 --> 01:04:22.192 region:rollup2
IN CASE THIS CONVERSATION GETS
01:04:20.423 --> 01:04:23.360 region:rollup2
REALLY INTO THE WEEDS I HAVE
01:04:22.192 --> 01:04:24.794 region:rollup2
TWENTY SIGNAL RALLY FROM THE
01:04:23.360 --> 01:04:25.495 region:rollup2
DEPARTMENT WHO WAS SPENT.
01:04:24.794 --> 01:04:27.197 region:rollup2
WITH ALL DUE RESPECT TO THE
01:04:25.495 --> 01:04:27.697 region:rollup2
STAKEHOLDER GROUP MORE HOURS ON
01:04:27.197 --> 01:04:30.400 region:rollup2
THE WRECK PROCESS GOING
01:04:27.697 --> 01:04:32.268 region:rollup2
BACK-YEARS AGO AND IT HAS A
01:04:30.400 --> 01:04:33.803 region:rollup2
UNPARALLELED EXPERTISE IN THIS
01:04:32.268 --> 01:04:35.171 region:rollup2
AREA IN CASE FOLKS ONE ASK
01:04:33.803 --> 01:04:35.672 region:rollup2
QUESTIONS THANK YOU FOR
01:04:35.171 --> 01:04:36.506 region:rollup2
INDULGENCE WITH RUSSIA.
01:04:35.672 --> 01:04:38.208 region:rollup2
THANK YOU.
01:04:36.506 --> 01:04:39.743 region:rollup2
IF YOU OTHER WITNESSES IN
01:04:38.208 --> 01:04:40.176 region:rollup2
OPPOSITION HIGH.
01:04:39.743 --> 01:04:41.911 region:rollup2
GERMAN --
01:04:40.176 --> 01:04:43.046 region:rollup2
MEMBERS GOOD AFTERNOON JACK
01:04:41.911 --> 01:04:43.680 region:rollup2
MADONNA FOR ON BEHALF OF THE
01:04:43.046 --> 01:04:46.015 region:rollup2
CALIFORNIA AUTO BODY ASSOCIATION
01:04:43.680 --> 01:04:48.051 region:rollup2
--
01:04:46.015 --> 01:04:49.853 region:rollup2
WE REMAIN OPPOSED --
01:04:48.051 --> 01:04:51.621 region:rollup2
TO TO THE TO THE BILL I FIRST
01:04:49.853 --> 01:04:53.323 region:rollup2
WANT TO THANK THE AUTHOR AND THE
01:04:51.621 --> 01:04:56.392 region:rollup2
AUTHOR STAFF WORKING COUNTLESS
01:04:53.323 --> 01:04:58.394 region:rollup2
HOURS ON ON CERN'S --
01:04:56.392 --> 01:05:00.363 region:rollup2
MANY OF THE AMENDMENTS THAT WERE
01:04:58.394 --> 01:05:02.966 region:rollup2
TAKEN TODAY DO ADDRESS --
01:05:00.363 --> 01:05:04.534 region:rollup2
ISSUES THAT WE HAVE A BUT NOT
01:05:02.966 --> 01:05:05.301 region:rollup2
ALL I ALSO WANNA THANK --
01:05:04.534 --> 01:05:06.336 region:rollup2
THE COMMITTEE IN THE COMMITTEE
01:05:05.301 --> 01:05:08.071 region:rollup2
STAFF FOR THEIR THOUGHTFUL
01:05:06.336 --> 01:05:09.205 region:rollup2
ANALYSIS AND THE TIME THEY PUT
01:05:08.071 --> 01:05:11.174 region:rollup2
INTO -- AT
01:05:09.205 --> 01:05:11.808 region:rollup2
THE STAKEHOLDER MEETINGS WITHOUT
01:05:11.174 --> 01:05:13.610 region:rollup2
SAID I JUST FOCUS ON ONE PRIMARY
01:05:11.808 --> 01:05:16.846 region:rollup2
--
01:05:13.610 --> 01:05:19.416 region:rollup2
CONCERN WHICH IS WHICH IS REFER
01:05:16.846 --> 01:05:21.818 region:rollup2
IS -- IS THE
01:05:19.416 --> 01:05:23.353 region:rollup2
GEOGRAPHICAL AREA ISSUE --
01:05:21.818 --> 01:05:25.288 region:rollup2
THIS IS THE MOST CONTROVERSIAL
01:05:23.353 --> 01:05:27.190 region:rollup2
PART OF THE BILL ON AND FRANKLY
01:05:25.288 --> 01:05:29.559 region:rollup2
I THINK IT'S THE PRIMARY REASON
01:05:27.190 --> 01:05:31.094 region:rollup2
WHY WE'RE HERE TODAY --
01:05:29.559 --> 01:05:33.129 region:rollup2
WE BELIEVE RELEASED THE AUTO
01:05:31.094 --> 01:05:34.931 region:rollup2
BODY SHOPS BELIEVE THAT THE
01:05:33.129 --> 01:05:37.367 region:rollup2
GEOGRAPHICAL AREA SHOULD BE
01:05:34.931 --> 01:05:37.867 region:rollup2
SMALL A SMALLER IN A MORE OF A
01:05:37.367 --> 01:05:39.803 region:rollup2
LOCAL.
01:05:37.867 --> 01:05:41.004 region:rollup2
MARKET A TYPE FLAVOR THE
01:05:39.803 --> 01:05:43.006 region:rollup2
INSURERS BELIEVE IT SHOULD BE
01:05:41.004 --> 01:05:44.607 region:rollup2
LARGER AND THAT'S REALLY WE WE
01:05:43.006 --> 01:05:46.176 region:rollup2
HAVEN'T FIGURED OUT OR AT LEAST
01:05:44.607 --> 01:05:49.746 region:rollup2
COME UP WITH A SOLUTION.
01:05:46.176 --> 01:05:51.114 region:rollup2
THE IN THE ASSEMBLY OF THE BILL
01:05:49.746 --> 01:05:52.982 region:rollup2
WAS AMENDED --
01:05:51.114 --> 01:05:54.384 region:rollup2
TO INCLUDE AS THE GEOGRAPHICAL
01:05:52.982 --> 01:05:57.353 region:rollup2
AREA THESE LOCAL WORKFORCE
01:05:54.384 --> 01:05:58.354 region:rollup2
DEVELOPMENT AREAS AND THERE WHO
01:05:57.353 --> 01:05:59.823 region:rollup2
IN OUR OPINION THERE TOO LARGE
01:05:58.354 --> 01:06:01.457 region:rollup2
BECAUSE THEY ENCOMPASS AN ENTIRE
01:05:59.823 --> 01:06:04.661 region:rollup2
COUNTY --
01:06:01.457 --> 01:06:06.563 region:rollup2
WHICH INCLUDES VARIOUS MARKETS
01:06:04.661 --> 01:06:08.097 region:rollup2
AND AND AREAS AND WE THINK THAT
01:06:06.563 --> 01:06:11.501 region:rollup2
THAT WILL END UP.
01:06:08.097 --> 01:06:13.336 region:rollup2
OF CREATING ACE AT A UNFAIR AND
01:06:11.501 --> 01:06:16.472 region:rollup2
STATISTICALLY AND VALID OF
01:06:13.336 --> 01:06:18.208 region:rollup2
PREVAILING RATES SO --
01:06:16.472 --> 01:06:22.779 region:rollup2
WE HAVE IN WEAKENED TO WORK WITH
01:06:18.208 --> 01:06:25.014 region:rollup2
THE AUTHOR ON TRYING TO CONTINUE
01:06:22.779 --> 01:06:26.583 region:rollup2
TO FURTHER REDEFINE THE LOCAL
01:06:25.014 --> 01:06:28.952 region:rollup2
WORKFORCE DEVELOPMENT --
01:06:26.583 --> 01:06:30.887 region:rollup2
MAPS AS THE LEGISLATURE AT LEAST
01:06:28.952 --> 01:06:31.955 region:rollup2
FROM THE ASSEMBLY SIDE THAT'S
01:06:30.887 --> 01:06:33.323 region:rollup2
WHAT THEY INDICATED CONTINUE
01:06:31.955 --> 01:06:34.591 region:rollup2
KILLERS THE THE LEGISLATIVE
01:06:33.323 --> 01:06:37.026 region:rollup2
INTENT IS.
01:06:34.591 --> 01:06:38.995 region:rollup2
TO OF FURTHER REDEFINE THE SORT
01:06:37.026 --> 01:06:40.430 region:rollup2
OF JUST POINTED UMP THE ISSUE
01:06:38.995 --> 01:06:41.064 region:rollup2
HERE -- OF
01:06:40.430 --> 01:06:44.267 region:rollup2
BUT WILL WE ARE OPEN TO CONTINUE
01:06:41.064 --> 01:06:45.368 region:rollup2
--
01:06:44.267 --> 01:06:46.669 region:rollup2
TO TO YOU KNOW WORK ON THAT MAP
01:06:45.368 --> 01:06:49.539 region:rollup2
IT'S GONNA END UP BEING A SOME
01:06:46.669 --> 01:06:50.974 region:rollup2
SORT OF AUTO BODY MAP IT'S VERY.
01:06:49.539 --> 01:06:52.809 region:rollup2
IT'S BEEN VERY CONTENTIOUS AND
01:06:50.974 --> 01:06:54.277 region:rollup2
I'VE BEEN WORKING ON THAT ISSUE
01:06:52.809 --> 01:06:55.612 region:rollup2
FOR THE LAST I DON'T SEVENTEEN
01:06:54.277 --> 01:06:56.613 region:rollup2
OR EIGHTEEN YEARS FRANKLY WE
01:06:55.612 --> 01:06:57.380 region:rollup2
HAVEN'T COME UP TO A WITH A
01:06:56.613 --> 01:06:59.048 region:rollup2
RESOLUTION.
01:06:57.380 --> 01:06:59.515 region:rollup2
IN ANY EVENT A WE CONTINUE MAY
01:06:59.048 --> 01:07:02.952 region:rollup2
REAP --
01:06:59.515 --> 01:07:04.587 region:rollup2
OPPOSED BUT WE THANK THE AUTHOR
01:07:02.952 --> 01:07:06.055 region:rollup2
OF FOR ALL THE WORK SHE'S --
01:07:04.587 --> 01:07:07.457 region:rollup2
DONE ON THIS AND WE LOOK FOR TO
01:07:06.055 --> 01:07:08.091 region:rollup2
CONTINUE WORKING WITH THEM THANK
01:07:07.457 --> 01:07:09.025 region:rollup2
YOU THANK YOU FOR YOUR TESTIMONY
01:07:08.091 --> 01:07:10.994 region:rollup2
--
01:07:09.025 --> 01:07:11.861 region:rollup2
ANY OTHER ARE.
01:07:10.994 --> 01:07:13.162 region:rollup2
WE SHOULD REMEMBER MIKE MATIC
01:07:11.861 --> 01:07:14.864 region:rollup2
GOT COUNSEL CONSUMER WATCHDOG
01:07:13.162 --> 01:07:15.965 region:rollup2
USUALLY THE FLY IN THE OINTMENT
01:07:14.864 --> 01:07:16.1000 region:rollup2
HOWEVER.
01:07:15.965 --> 01:07:19.102 region:rollup2
I'D LIKE TO THANK THE AUTHOR FOR
01:07:16.1000 --> 01:07:19.602 region:rollup2
TAKING VIRTUALLY OUT MOST OF OUR
01:07:19.102 --> 01:07:21.671 region:rollup2
AMENDMENTS THAT WE HAVE
01:07:19.602 --> 01:07:23.106 region:rollup2
SUGGESTED TO THE EXCELLENT STAFF
01:07:21.671 --> 01:07:24.240 region:rollup2
WORK IN ANALYSIS.
01:07:23.106 --> 01:07:25.842 region:rollup2
I WILL CONTINUE TO WORK WITH THE
01:07:24.240 --> 01:07:27.677 region:rollup2
AUTHORS THIS MOVES FORWARD IT
01:07:25.842 --> 01:07:28.544 region:rollup2
DOES CONTAIN THE GEOGRAPHICAL
01:07:27.677 --> 01:07:29.145 region:rollup2
ISSUE.
01:07:28.544 --> 01:07:30.446 region:rollup2
THAT MISTER MULLIN ON OF NOTED
01:07:29.145 --> 01:07:32.048 region:rollup2
--
01:07:30.446 --> 01:07:34.584 region:rollup2
BUT WANT TO CONVEY OUR
01:07:32.048 --> 01:07:36.619 region:rollup2
APPRECIATE FORD AND THANKS SO
01:07:34.584 --> 01:07:37.086 region:rollup2
MUCH.
01:07:36.619 --> 01:07:38.955 region:rollup2
ANY OTHER WITNESSES IN
01:07:37.086 --> 01:07:40.123 region:rollup2
OPPOSITION.
01:07:38.955 --> 01:07:41.257 region:rollup2
BY WILL BRING THE MATTER BACK TO
01:07:40.123 --> 01:07:42.659 region:rollup2
OF THE COMMITTEE HAVE A COUPLE
01:07:41.257 --> 01:07:44.594 region:rollup2
MEMBERS WHO LEFT COMMENTS THAT
01:07:42.659 --> 01:07:44.894 region:rollup2
SENATOR GAINES SENATOR MITCHELL
01:07:44.594 --> 01:07:46.696 region:rollup2
[inaudible]
01:07:44.894 --> 01:07:48.131 region:rollup2
THERE GAINES.
01:07:46.696 --> 01:07:50.733 region:rollup2
THANK YOU.
01:07:48.131 --> 01:07:51.834 region:rollup2
APPRECIATE THAT --
01:07:50.733 --> 01:07:53.136 region:rollup2
SO A MEMBER BURKE FOR BRING YEAR
01:07:51.834 --> 01:07:55.805 region:rollup2
LEGISLATION FORWARD.
01:07:53.136 --> 01:07:57.507 region:rollup2
AND I'M JUST.
01:07:55.805 --> 01:07:58.741 region:rollup2
TRYING TO GET SOME CLARIFICATION
01:07:57.507 --> 01:08:00.510 region:rollup2
BECAUSE THERE ARE SO SHE JUST
01:07:58.741 --> 01:08:02.245 region:rollup2
AMENDMENTS ARE AGAINST.
01:08:00.510 --> 01:08:04.247 region:rollup2
ARE YOU ACCEPTING THE SUGGESTED
01:08:02.245 --> 01:08:06.516 region:rollup2
AMENDMENTS THAT WERE THING HERE
01:08:04.247 --> 01:08:08.584 region:rollup2
WORK SUCH THAT.
01:08:06.516 --> 01:08:09.586 region:rollup2
WORKED OUT WE ACCEPT THE MINUTES
01:08:08.584 --> 01:08:10.753 region:rollup2
ELEMENTS YES OKAY ALRIGHT
01:08:09.586 --> 01:08:12.155 region:rollup2
BECAUSE IT TALKS ABOUT THIS
01:08:10.753 --> 01:08:13.957 region:rollup2
ISSUE OF SPECIFIED GEOGRAPHIC
01:08:12.155 --> 01:08:15.391 region:rollup2
AREA.
01:08:13.957 --> 01:08:15.925 region:rollup2
AND I THINK SOME OF THE CONCERN
01:08:15.391 --> 01:08:16.859 region:rollup2
WAS IF YOU TAKE AN ENTIRE
01:08:15.925 --> 01:08:19.429 region:rollup2
COUNTY.
01:08:16.859 --> 01:08:21.331 region:rollup2
YOU MIGHT HAVE A A VARIETY OF
01:08:19.429 --> 01:08:23.299 region:rollup2
LABOR RATES FROM A MORE DENSELY
01:08:21.331 --> 01:08:25.535 region:rollup2
POPULATED PART OF THAT COUNTY
01:08:23.299 --> 01:08:26.169 region:rollup2
VERSUS MAYBE A MORE RURAL.
01:08:25.535 --> 01:08:28.237 region:rollup2
AB WOULD THIS TAKE THAT INTO
01:08:26.169 --> 01:08:29.839 region:rollup2
CONSIDERATION ADDRESS THAT ISSUE
01:08:28.237 --> 01:08:30.840 region:rollup2
WE KNEW I I THINK SAID THIS
01:08:29.839 --> 01:08:32.141 region:rollup2
ISN'T TOTALLY CLARIFY THE
01:08:30.840 --> 01:08:34.177 region:rollup2
GEOGRAPHICAL AREA ISSUE WE
01:08:32.141 --> 01:08:35.745 region:rollup2
CONTINUE TO WORK ON THAT IT IS.
01:08:34.177 --> 01:08:37.413 region:rollup2
IT IT IT IS KIND OF THE SOURCE
01:08:35.745 --> 01:08:38.781 region:rollup2
OF CONTENT THAT'S ARE KIND OF
01:08:37.413 --> 01:08:39.983 region:rollup2
LAST NIGHT LAST BIT OF THE
01:08:38.781 --> 01:08:41.417 region:rollup2
PUZZLE.
01:08:39.983 --> 01:08:43.987 region:rollup2
THE CHALLENGES YES WITHOUT THE
01:08:41.417 --> 01:08:46.222 region:rollup2
LW D. A.'S SOME AREAS ARE LARGER
01:08:43.987 --> 01:08:47.957 region:rollup2
THAN OTHERS AND WE ARE TALKING
01:08:46.222 --> 01:08:49.125 region:rollup2
ABOUT HOW TO BREAK UP SOME OF
01:08:47.957 --> 01:08:50.927 region:rollup2
THE AREAS LIKE LOS ANGELES AND
01:08:49.125 --> 01:08:51.861 region:rollup2
SAN DIEGO HOWEVER WE DO HAVE
01:08:50.927 --> 01:08:53.429 region:rollup2
THOSE.
01:08:51.861 --> 01:08:54.797 region:rollup2
IN THE CONVERSATION THAT DON'T
01:08:53.429 --> 01:08:56.265 region:rollup2
WANT SOME OF THOSE LARGER AREAS
01:08:54.797 --> 01:08:57.867 region:rollup2
BROKEN DOWN SO WE'RE TRYING TO
01:08:56.265 --> 01:08:58.801 region:rollup2
FIGURE OUT THE BEST WAY OUR GOAL
01:08:57.867 --> 01:09:00.536 region:rollup2
IS.
01:08:58.801 --> 01:09:01.471 region:rollup2
IS TO TRY TO GET TO IN AREAS
01:09:00.536 --> 01:09:03.039 region:rollup2
THAT ARE SIMILAR TO WHAT THE
01:09:01.471 --> 01:09:04.073 region:rollup2
DEPARTMENT OF INSURANCE HAS
01:09:03.039 --> 01:09:05.308 region:rollup2
REGULARLY.
01:09:04.073 --> 01:09:06.876 region:rollup2
SIMILAR --
01:09:05.308 --> 01:09:08.211 region:rollup2
NUMBER OF AREAS THAT THE
01:09:06.876 --> 01:09:10.113 region:rollup2
DEPARTMENT OF INSURANCE ALREADY
01:09:08.211 --> 01:09:11.014 region:rollup2
CURRENTLY APPROVED FOR OTHER
01:09:10.113 --> 01:09:12.782 region:rollup2
INSURANCE.
01:09:11.014 --> 01:09:15.485 region:rollup2
THAT WE CAN KIND OF STAY IN THAT
01:09:12.782 --> 01:09:16.519 region:rollup2
REALM OF IN.
01:09:15.485 --> 01:09:17.153 region:rollup2
ASSISTANT WITH WHAT THE
01:09:16.519 --> 01:09:18.921 region:rollup2
DEPARTMENT OF INSURANCE HAS DONE
01:09:17.153 --> 01:09:20.857 region:rollup2
IN THE PAST --
01:09:18.921 --> 01:09:21.958 region:rollup2
BUT PROVIDE LARGE ENOUGH AREAS
01:09:20.857 --> 01:09:23.626 region:rollup2
FOR IT TO MAKE SENSE FOR THE
01:09:21.958 --> 01:09:25.194 region:rollup2
INSURANCE OKAY SO YOU YOU'RE THE
01:09:23.626 --> 01:09:26.295 region:rollup2
LEAD THE LANGUAGE IS A SPECIFIC
01:09:25.194 --> 01:09:27.330 region:rollup2
GEOGRAPHIC AREA.
01:09:26.295 --> 01:09:29.365 region:rollup2
SO IT LOOKS LIKE YOU'RE STILL
01:09:27.330 --> 01:09:31.134 region:rollup2
EXAMINING WE ARE STILL WE'RE
01:09:29.365 --> 01:09:33.002 region:rollup2
STILL EXAMINING THE GEOGRAPHIC
01:09:31.134 --> 01:09:33.669 region:rollup2
AREAS TEMPLATE THAT'S BEEN.
01:09:33.002 --> 01:09:35.471 region:rollup2
YEAH AND THE DEPARTMENT
01:09:33.669 --> 01:09:37.573 region:rollup2
INSURANCE AS IT HAS HAS APPROVED
01:09:35.471 --> 01:09:39.208 region:rollup2
AREAS SIZE AREA NUMBERS AND LIKE
01:09:37.573 --> 01:09:40.877 region:rollup2
THE THIRTIES AND SO WE
01:09:39.208 --> 01:09:42.378 region:rollup2
ORIGINALLY OFFERED ABOUT EIGHTY
01:09:40.877 --> 01:09:44.047 region:rollup2
AREA SO WE'RE JST TRYING TO GET
01:09:42.378 --> 01:09:44.747 region:rollup2
TO A NUMBER IN A SIZE THAT THAT
01:09:44.047 --> 01:09:47.383 region:rollup2
WORKS FOR EVERYBODY.
01:09:44.747 --> 01:09:47.884 region:rollup2
GOOD THANK YOU BUT IT'S A WORK
01:09:47.383 --> 01:09:49.552 region:rollup2
IN PROGRESS OKAY SENATOR
01:09:47.884 --> 01:09:50.219 region:rollup2
MITCHELL.
01:09:49.552 --> 01:09:51.754 region:rollup2
THANK YOU I WANTED CLARIFICATION
01:09:50.219 --> 01:09:53.322 region:rollup2
ABOUT THE MAP THAT WAS
01:09:51.754 --> 01:09:54.290 region:rollup2
DISTRIBUTED LISTA THIS ISN'T THE
01:09:53.322 --> 01:09:55.725 region:rollup2
DESIGN THAT YOU'RE CONSIDERING
01:09:54.290 --> 01:09:56.959 region:rollup2
YOU'RE STILL WORKING ON IT WE'RE
01:09:55.725 --> 01:09:58.394 region:rollup2
STILL WORKING BUT WE'RE GOING
01:09:56.959 --> 01:10:00.697 region:rollup2
FRONT RIGHT NOW WE'RE WORKING
01:09:58.394 --> 01:10:01.230 region:rollup2
FROM THAT MAP AND THEN THE LARGE
01:10:00.697 --> 01:10:02.632 region:rollup2
AREAS WITH IN THAT MAP.
01:10:01.230 --> 01:10:04.734 region:rollup2
MAYBE BREAKING THEM DOWN INTO
01:10:02.632 --> 01:10:06.169 region:rollup2
SMALLER AREAS SO LIKE LOS
01:10:04.734 --> 01:10:08.738 region:rollup2
ANGELES THAT'S LARGE.
01:10:06.169 --> 01:10:10.506 region:rollup2
BREAKING IT DOWN YEAH BREAKING
01:10:08.738 --> 01:10:11.107 region:rollup2
THOSE AREAS TO HASTEN BREAKING
01:10:10.506 --> 01:10:12.975 region:rollup2
THOSE AREAS DOWN TO SMALLER
01:10:11.107 --> 01:10:15.011 region:rollup2
AREAS LIKE IT'S AN HOWEVER WE
01:10:12.975 --> 01:10:16.712 region:rollup2
HAVE THOSE OUT OF WORK ON THE ON
01:10:15.011 --> 01:10:17.914 region:rollup2
THE ON FILL IN THE PAST THAT
01:10:16.712 --> 01:10:19.148 region:rollup2
DON'T WANT SOME OF THOSE LARGER
01:10:17.914 --> 01:10:19.515 region:rollup2
AREAS BROKEN DOUBTS WERE TRYING
01:10:19.148 --> 01:10:20.450 region:rollup2
TO FIND THAT.
01:10:19.515 --> 01:10:21.884 region:rollup2
THIS GUY DOES WHAT HE SURE HOW
01:10:20.450 --> 01:10:23.653 region:rollup2
THIS FIT INTO THE CONVERSATION
01:10:21.884 --> 01:10:24.454 region:rollup2
YEAH SO THAT.
01:10:23.653 --> 01:10:25.188 region:rollup2
AND I'M GOING TO CLARIFY TO MAKE
01:10:24.454 --> 01:10:27.390 region:rollup2
SURE I'M FOLLOWING --
01:10:25.188 --> 01:10:30.159 region:rollup2
THAT.
01:10:27.390 --> 01:10:32.295 region:rollup2
THE PROPOSED LABOR RATE SURVEY
01:10:30.159 --> 01:10:33.796 region:rollup2
IN YOUR BILL DOES NOT PRECLUDE
01:10:32.295 --> 01:10:35.098 region:rollup2
THE DEPARTMENT FROM USING THEIR
01:10:33.796 --> 01:10:36.699 region:rollup2
EXISTING.
01:10:35.098 --> 01:10:37.734 region:rollup2
LABOR RAKES ABSOLUTELY NOT THIS
01:10:36.699 --> 01:10:38.901 region:rollup2
IS JUST AN ADDITIONAL
01:10:37.734 --> 01:10:41.137 region:rollup2
METHODOLOGY THAT WOULD BE
01:10:38.901 --> 01:10:44.474 region:rollup2
AVAILABLE IN THE VOLUNTEER IN
01:10:41.137 --> 01:10:46.075 region:rollup2
THE VOLUNTARY PROCESS.
01:10:44.474 --> 01:10:48.111 region:rollup2
OKAY I'M GONNA HAVE CENTER MORE
01:10:46.075 --> 01:10:49.178 region:rollup2
LOCK AND THEN WILL BE AND
01:10:48.111 --> 01:10:51.147 region:rollup2
SENATOR LARA.
01:10:49.178 --> 01:10:52.348 region:rollup2
IF JACK MADONNA COULD COME BACK.
01:10:51.147 --> 01:10:56.619 region:rollup2
TO THE TABLE [inaudible]
01:10:52.348 --> 01:10:57.520 region:rollup2
PLEASE -- I
01:10:56.619 --> 01:10:58.955 region:rollup2
UNDERSTAND THAT YOU'RE
01:10:57.520 --> 01:11:00.490 region:rollup2
INDUSTRIES HAVING A LOT OF FUN
01:10:58.955 --> 01:11:02.091 region:rollup2
CARS ARE GETTING.
01:11:00.490 --> 01:11:03.826 region:rollup2
MORE COMPUTERIZED MORE SENSORS
01:11:02.091 --> 01:11:05.361 region:rollup2
MORE CAMERAS.
01:11:03.826 --> 01:11:07.063 region:rollup2
GOT TO BE REAL DIFFICULT JORDA
01:11:05.361 --> 01:11:07.997 region:rollup2
EVEN PUT A BUMPER ON ANYMORE I
01:11:07.063 --> 01:11:10.666 region:rollup2
WOULD.
01:11:07.997 --> 01:11:13.669 region:rollup2
I WOULD THINK BUT THE THESE
01:11:10.666 --> 01:11:17.507 region:rollup2
LABOR RATES IN AND THESE THESE
01:11:13.669 --> 01:11:18.674 region:rollup2
SURPLUS IN THIS METHODOLOGY --
01:11:17.507 --> 01:11:20.076 region:rollup2
ARE YOU EVER GONNA STRIKE A
01:11:18.674 --> 01:11:24.013 region:rollup2
BALANCE BETWEEN THE TWO
01:11:20.076 --> 01:11:26.816 region:rollup2
DIMENSIONS OF BODY.
01:11:24.013 --> 01:11:28.184 region:rollup2
JOBSON INSURERS COMMUNITY ARE
01:11:26.816 --> 01:11:29.952 region:rollup2
WHAT HE LOOKING TO ACHIEVE
01:11:28.184 --> 01:11:31.387 region:rollup2
RATHER THAN GEOGRAPHY WELL
01:11:29.952 --> 01:11:33.055 region:rollup2
SCHOOL YEAH SO YOU KNOW THE BODY
01:11:31.387 --> 01:11:34.590 region:rollup2
SHOP'S DO WORK WITH OBVIOUSLY
01:11:33.055 --> 01:11:35.892 region:rollup2
INSURANCE COMPANIES ON A DAILY
01:11:34.590 --> 01:11:37.627 region:rollup2
BASIS ON SO.
01:11:35.892 --> 01:11:39.262 region:rollup2
LOT OF THESE THINGS ARE RESOLVED
01:11:37.627 --> 01:11:40.630 region:rollup2
BY NEGOTIATION --
01:11:39.262 --> 01:11:43.099 region:rollup2
UNFORTUNATE THE LABOR RATES
01:11:40.630 --> 01:11:46.335 region:rollup2
SURVEYS THAT HAVE BEEN ABOUT AND
01:11:43.099 --> 01:11:47.670 region:rollup2
COME ABOUT THE LAST YOU KNOW THE
01:11:46.335 --> 01:11:49.839 region:rollup2
TWENTY YEARS OR SO SOME OF THOSE
01:11:47.670 --> 01:11:52.008 region:rollup2
SURVEYS ARE USED --
01:11:49.839 --> 01:11:54.944 region:rollup2
IN A WAY THAT CAP THE AMOUNT
01:11:52.008 --> 01:11:57.013 region:rollup2
THAT A SHOP CAN RECEIVE AND WHEN
01:11:54.944 --> 01:11:59.081 region:rollup2
THEY'RE CHARGING A THE CUSTOMER.
01:11:57.013 --> 01:12:00.883 region:rollup2
AND SO THE WAY THE SURVEYS HAVE
01:11:59.081 --> 01:12:02.185 region:rollup2
BEEN USED TO DATE WE BELIEVE IT
01:12:00.883 --> 01:12:03.953 region:rollup2
THEY'VE BEEN INAPPROPRIATELY
01:12:02.185 --> 01:12:06.255 region:rollup2
USED TO CAP RATES --
01:12:03.953 --> 01:12:07.223 region:rollup2
AND THEY HAVE IT END UP HURTING
01:12:06.255 --> 01:12:07.790 region:rollup2
CONSUMERS BECAUSE THEY END UP
01:12:07.223 --> 01:12:10.059 region:rollup2
HAVING TO PAY OUT OF THEIR
01:12:07.790 --> 01:12:11.327 region:rollup2
POCKET OR THAT SORT OF THING --
01:12:10.059 --> 01:12:15.031 region:rollup2
WAR THE SHOP IN SOME EATING IT
01:12:11.327 --> 01:12:16.232 region:rollup2
WE MAYES CONDUCTED AND WE THINK
01:12:15.031 --> 01:12:17.567 region:rollup2
SURVEYS IF INSURERS WANT TO
01:12:16.232 --> 01:12:18.768 region:rollup2
CONDUCT SURVEYS THAT'S FINE WE
01:12:17.567 --> 01:12:20.336 region:rollup2
JUST BELIEVE THAT THEY SHOULD BE
01:12:18.768 --> 01:12:20.937 region:rollup2
DONE IN A FAIR.
01:12:20.336 --> 01:12:22.538 region:rollup2
REASONABLE AND ACCURATE MANNER
01:12:20.937 --> 01:12:24.640 region:rollup2
--
01:12:22.538 --> 01:12:26.542 region:rollup2
SO IF THE DEPARTMENT OF
01:12:24.640 --> 01:12:28.744 region:rollup2
INSURANCE THAT THE LAST FRIDAY
01:12:26.542 --> 01:12:30.880 region:rollup2
OF THE DAY JUST RECENTLY ENACTED
01:12:28.744 --> 01:12:32.982 region:rollup2
REGULATIONS AND WE SPENT BY
01:12:30.880 --> 01:12:34.550 region:rollup2
PROXY FIVE YEARS TO COME UP WITH
01:12:32.982 --> 01:12:36.319 region:rollup2
WE'VE WE FELT SORT OF A FAIR
01:12:34.550 --> 01:12:37.753 region:rollup2
SOLUTION --
01:12:36.319 --> 01:12:39.455 region:rollup2
INCOMING UP AND HAVING CERTAIN
01:12:37.753 --> 01:12:40.856 region:rollup2
CRITERIA WHEN AN INSURER
01:12:39.455 --> 01:12:43.526 region:rollup2
CONDUCTS A SURVEY THAT HAVE TO
01:12:40.856 --> 01:12:44.126 region:rollup2
MEET CERTAIN CRITERIA A CRITERIA
01:12:43.526 --> 01:12:45.728 region:rollup2
TO MAKE SURE THAT THE SURVEYS
01:12:44.126 --> 01:12:47.496 region:rollup2
DONE FAIRLY --
01:12:45.728 --> 01:12:48.130 region:rollup2
IN ONE OF THE CONTENTIOUS ISSUES
01:12:47.496 --> 01:12:50.299 region:rollup2
THERE WAS THE GEOGRAPHICAL AREA
01:12:48.130 --> 01:12:51.868 region:rollup2
--
01:12:50.299 --> 01:12:53.869 region:rollup2
AS I INDICATED THE LARGER THE
01:12:51.868 --> 01:12:55.304 region:rollup2
AREA YOU INCLUDE A LOT MORE
01:12:53.869 --> 01:12:56.973 region:rollup2
SHOVEL A DIFFERENT AREAS AND
01:12:55.304 --> 01:12:58.441 region:rollup2
WHAT THAT DOES IS ARTIFICIALLY
01:12:56.973 --> 01:12:59.108 region:rollup2
LOWER WITH THE PREVAILING RATE
01:12:58.441 --> 01:13:00.343 region:rollup2
IS.
01:12:59.108 --> 01:13:02.178 region:rollup2
AND WE BELIEVE THE AREA SHOULD
01:13:00.343 --> 01:13:03.579 region:rollup2
BE SMALLER AND THAT'S WHAT THE
01:13:02.178 --> 01:13:05.214 region:rollup2
DEPARTMENT ENDED UP DOING A
01:13:03.579 --> 01:13:05.848 region:rollup2
ENDED UP SAYING THAT THEY CAME
01:13:05.214 --> 01:13:07.149 region:rollup2
UP WITH THE GEO CODING THAT WAS
01:13:05.848 --> 01:13:08.117 region:rollup2
MENTIONED.
01:13:07.149 --> 01:13:10.152 region:rollup2
THAT THEY HAD THE CLOSE SIX
01:13:08.117 --> 01:13:11.954 region:rollup2
CLOSE SHOPS --
01:13:10.152 --> 01:13:14.357 region:rollup2
IN THAT WAS THEY WERE COMPARING.
01:13:11.954 --> 01:13:15.558 region:rollup2
THE BILL SHOPS --
01:13:14.357 --> 01:13:17.260 region:rollup2
IN THAT'S IN THAT MARKET WE
01:13:15.558 --> 01:13:19.061 region:rollup2
THOUGHT THAT WAS FAIR --
01:13:17.260 --> 01:13:20.963 region:rollup2
BUT UNFORTUNATELY SURE IS LIKE
01:13:19.061 --> 01:13:24.100 region:rollup2
TO KEEP IT LARGER AND THAT.
01:13:20.963 --> 01:13:25.768 region:rollup2
REDUCES THE THE THE RATE SO WE
01:13:24.100 --> 01:13:27.069 region:rollup2
THINK AND THIS.
01:13:25.768 --> 01:13:29.438 region:rollup2
PARTICULAR VEHICLE OR THIS OF
01:13:27.069 --> 01:13:31.440 region:rollup2
THIS BILL IF THE GEOGRAPHICAL
01:13:29.438 --> 01:13:32.942 region:rollup2
AREA WAS IF WE FOUND THE RIGHT
01:13:31.440 --> 01:13:34.710 region:rollup2
BALANCE WHERE WOULD WE THOUGHT
01:13:32.942 --> 01:13:36.612 region:rollup2
THE AREAS WERE FAIR AND
01:13:34.710 --> 01:13:38.648 region:rollup2
ENCOMPASSES THIS THE MARKET A
01:13:36.612 --> 01:13:39.248 region:rollup2
PARTICULAR A LOCAL MARKET.
01:13:38.648 --> 01:13:40.683 region:rollup2
WE WOULD FEEL MORE COMFORTABLE
01:13:39.248 --> 01:13:41.918 region:rollup2
--
01:13:40.683 --> 01:13:43.586 region:rollup2
AND AND AND BUT WE'VE BEEN
01:13:41.918 --> 01:13:45.221 region:rollup2
TRYING WE'VE NEVER WE'VE NEVER
01:13:43.586 --> 01:13:46.889 region:rollup2
COME UP WITH THE RIGHT SOLUTION
01:13:45.221 --> 01:13:48.357 region:rollup2
WE'VE TRIED FOR MANY YEARS AND I
01:13:46.889 --> 01:13:49.458 region:rollup2
AND I KNOW THESE GENTLEMEN HERE.
01:13:48.357 --> 01:13:52.695 region:rollup2
WE'VE WORKED --
01:13:49.458 --> 01:13:53.729 region:rollup2
OVER QUITE A FEW YEARS IT'S VERY
01:13:52.695 --> 01:13:54.730 region:rollup2
CONTENTIOUS AND IN VERY
01:13:53.729 --> 01:13:56.499 region:rollup2
CONTROVERSIAL WHEN YOU START
01:13:54.730 --> 01:13:58.234 region:rollup2
DRAWING LINES.
01:13:56.499 --> 01:13:59.769 region:rollup2
SO WE'VE BEEN TRYING BUT THAT'S
01:13:58.234 --> 01:14:01.504 region:rollup2
THAT'S ONE OF THE BIG AREAS IS
01:13:59.769 --> 01:14:02.138 region:rollup2
THE GEOGRAPHICAL AREA.
01:14:01.504 --> 01:14:02.738 region:rollup2
YOU BRING IT CLOSER TO HOME FOR
01:14:02.138 --> 01:14:05.007 region:rollup2
ME.
01:14:02.738 --> 01:14:06.676 region:rollup2
IS ORANGE COUNTY.
01:14:05.007 --> 01:14:07.643 region:rollup2
THAT'S THAT'S ON THE MAP.
01:14:06.676 --> 01:14:08.778 region:rollup2
THAT'S THAT'S GOING TO BE
01:14:07.643 --> 01:14:09.679 region:rollup2
PROBLEMATIC THAT'S GOING TO BE
01:14:08.778 --> 01:14:11.681 region:rollup2
QUITE LARGE THE ENTIRE COUNTY
01:14:09.679 --> 01:14:13.215 region:rollup2
YOU'RE GOING TO COMPETE.
01:14:11.681 --> 01:14:14.483 region:rollup2
THINK OF YOUR COUNTY YOU'RE
01:14:13.215 --> 01:14:15.818 region:rollup2
GONNA HAVE YOU KNOW DIFFERENT
01:14:14.483 --> 01:14:17.053 region:rollup2
AREAS THAT --
01:14:15.818 --> 01:14:18.721 region:rollup2
CERTAIN MARKETS HAVE HIGHER
01:14:17.053 --> 01:14:20.156 region:rollup2
RENTS RIGHT THEY'RE GONNA CHARGE
01:14:18.721 --> 01:14:21.657 region:rollup2
A LITTLE BIT MORE THE COST OF
01:14:20.156 --> 01:14:23.759 region:rollup2
LIVING OR IS A PARTICULAR
01:14:21.657 --> 01:14:24.994 region:rollup2
MINIMUM WAGE THERE THOUGH THE
01:14:23.759 --> 01:14:26.195 region:rollup2
SHOP NEEDS TO CHARGE A LITTLE
01:14:24.994 --> 01:14:28.931 region:rollup2
BIT MORE --
01:14:26.195 --> 01:14:31.167 region:rollup2
AND THEY SHOULD GET PAID.
01:14:28.931 --> 01:14:33.135 region:rollup2
MORE AND THAT PARTICULAR AREA
01:14:31.167 --> 01:14:34.804 region:rollup2
BUT IF YOU START COMPARING IT AT
01:14:33.135 --> 01:14:36.439 region:rollup2
PARTICULAR SHOP AND PICK A HIGH
01:14:34.804 --> 01:14:38.040 region:rollup2
DISTRICT IN IN IN YOUR IN YOUR
01:14:36.439 --> 01:14:39.108 region:rollup2
MARRIAGE AND ORANGE COUNTY.
01:14:38.040 --> 01:14:40.976 region:rollup2
AND THEN YOU COMPARE IT TO
01:14:39.108 --> 01:14:42.645 region:rollup2
ANOTHER AREA --
01:14:40.976 --> 01:14:44.680 region:rollup2
THEN THAT REDUCES THE RATE THAT
01:14:42.645 --> 01:14:46.382 region:rollup2
BUT THE SHOP CAN CHARGING IN THE
01:14:44.680 --> 01:14:48.184 region:rollup2
IN THE IN THE AREA THAT IS A
01:14:46.382 --> 01:14:49.352 region:rollup2
HIGHER MARKET AND WE THINK
01:14:48.184 --> 01:14:49.985 region:rollup2
THAT'S UNFAIR.
01:14:49.352 --> 01:14:52.822 region:rollup2
WE THINK IT'S UNFAIR FOR A SHOP
01:14:49.985 --> 01:14:54.924 region:rollup2
--
01:14:52.822 --> 01:14:56.492 region:rollup2
TO END UP GETTING PAID LESS THAN
01:14:54.924 --> 01:14:58.094 region:rollup2
AT HIGHER AND DISTRICT VERSUS A
01:14:56.492 --> 01:14:59.995 region:rollup2
SHOP IN A LOWER RENT DESTRY WHY
01:14:58.094 --> 01:15:00.529 region:rollup2
SHOULD THE LOWER RENT DISTRIBUTE
01:14:59.995 --> 01:15:01.864 region:rollup2
A BUMP UP THAT'S NOT FAIR
01:15:00.529 --> 01:15:03.632 region:rollup2
EITHER.
01:15:01.864 --> 01:15:04.934 region:rollup2
SO -- GUYS
01:15:03.632 --> 01:15:06.402 region:rollup2
ONLY EIGHT HUNDRED SQUARE MILES
01:15:04.934 --> 01:15:06.702 region:rollup2
YEAH RIGHT THAT'S A HUGE AREA
01:15:06.402 --> 01:15:08.771 region:rollup2
[inaudible]
01:15:06.702 --> 01:15:10.673 region:rollup2
REALLY. THREE OF THEM IN THE
01:15:08.771 --> 01:15:11.607 region:rollup2
GRAND CANYON.
01:15:10.673 --> 01:15:12.942 region:rollup2
SO I'M JUST TRYING TO FILL A LOT
01:15:11.607 --> 01:15:14.010 region:rollup2
OF BY SHOPS AND I I DON'T
01:15:12.942 --> 01:15:15.344 region:rollup2
REMEMBER THE LAST COUNT IN
01:15:14.010 --> 01:15:17.413 region:rollup2
ORANGE COUNTY BUT THERE WERE
01:15:15.344 --> 01:15:18.681 region:rollup2
QUITE A FEW BODY SHOPS --
01:15:17.413 --> 01:15:20.182 region:rollup2
IT IN THE ORANGE COUNTY DON'T
01:15:18.681 --> 01:15:23.519 region:rollup2
HAVE THAT EXACT NUMBER AND I
01:15:20.182 --> 01:15:25.955 region:rollup2
KNOW LIKE INSTANT CENTER CERTAIN
01:15:23.519 --> 01:15:27.056 region:rollup2
OF I'M SURE OF WHAT YOU.
01:15:25.955 --> 01:15:29.158 region:rollup2
FEEL THEY MEAN.
01:15:27.056 --> 01:15:31.427 region:rollup2
LIKE ORANGE COUNTY IS. EIGHT ARE
01:15:29.158 --> 01:15:32.928 region:rollup2
PERMEATED SEEM SMALL RENO BUT
01:15:31.427 --> 01:15:33.462 region:rollup2
HOW WOULD YOU CHOP IT UP I MEAN
01:15:32.928 --> 01:15:35.531 region:rollup2
HOW TO HELP TINY TO THESE
01:15:33.462 --> 01:15:37.600 region:rollup2
LITTLE.
01:15:35.531 --> 01:15:39.702 region:rollup2
AREAS GET THAT'S WHO I AM.
01:15:37.600 --> 01:15:40.836 region:rollup2
THROUGH THE CHAIR I AM THAT
01:15:39.702 --> 01:15:41.871 region:rollup2
THROUGH THE CHAIR THE COUPLE
01:15:40.836 --> 01:15:43.205 region:rollup2
THINGS --
01:15:41.871 --> 01:15:44.407 region:rollup2
THAT THAT'S KIND OF BEEN THE
01:15:43.205 --> 01:15:45.908 region:rollup2
SOURCE OF CONTENTION THAT MEAN
01:15:44.407 --> 01:15:48.144 region:rollup2
WE'VE GONE THROUGH LIKE I SAID
01:15:45.908 --> 01:15:48.911 region:rollup2
WE STARTED WE WE WENT TO EIGHTY
01:15:48.144 --> 01:15:51.514 region:rollup2
AREAS.
01:15:48.911 --> 01:15:53.416 region:rollup2
WHICH WAS NOT SUFFICIENT WE WE
01:15:51.514 --> 01:15:55.017 region:rollup2
HAD A IT'S BEEN A CHALLENGE
01:15:53.416 --> 01:15:56.285 region:rollup2
ALTHOUGH WE HAVE MADE HUGE
01:15:55.017 --> 01:15:57.686 region:rollup2
PROGRESS OF THE WHO BODIES ON
01:15:56.285 --> 01:16:01.624 region:rollup2
THE CHALLENGE IS THAT DECISION
01:15:57.686 --> 01:16:03.325 region:rollup2
ON AREAS AND WHAT.
01:16:01.624 --> 01:16:05.061 region:rollup2
MAKES SENSE FOR AN INSURANCE
01:16:03.325 --> 01:16:06.328 region:rollup2
COMPANY AND WHAT WOULD SATISFY
01:16:05.061 --> 01:16:08.330 region:rollup2
THE AUTO BODY SHOPS THEY ALSO DO
01:16:06.328 --> 01:16:08.898 region:rollup2
WANT TO MAKE VERY CLEAR THOUGH
01:16:08.330 --> 01:16:09.698 region:rollup2
THAT IN THE LANGUAGE I KNOW
01:16:08.898 --> 01:16:11.167 region:rollup2
THAT.
01:16:09.698 --> 01:16:12.334 region:rollup2
IT WAS SPOKEN ABOUT THAT LABOR
01:16:11.167 --> 01:16:13.836 region:rollup2
EIGHT SURVEYS --
01:16:12.334 --> 01:16:14.904 region:rollup2
WERE USED AS A CAP OF FOREIGN
01:16:13.836 --> 01:16:16.605 region:rollup2
IT'S VERY CLEAR IN THIS LANGUAGE
01:16:14.904 --> 01:16:18.140 region:rollup2
THAT IT IS NOT A MAXIMUM OR
01:16:16.605 --> 01:16:20.476 region:rollup2
MINIMUM THAT'S VERY CLEAR
01:16:18.140 --> 01:16:22.778 region:rollup2
LANGUAGE IN THIS AND IN THIS AND
01:16:20.476 --> 01:16:23.979 region:rollup2
WE DID FEEL AND SOME CHAIRS OF
01:16:22.778 --> 01:16:24.547 region:rollup2
FROM COMMITTEES BEFORE US DID
01:16:23.979 --> 01:16:25.281 region:rollup2
FEEL THAT WE WE DID WANT TO
01:16:24.547 --> 01:16:27.817 region:rollup2
LIFT.
01:16:25.281 --> 01:16:29.452 region:rollup2
THE BOTTOM SO YES TO JACK'S
01:16:27.817 --> 01:16:31.287 region:rollup2
POINT SOME OF THE AREAS THAT WE
01:16:29.452 --> 01:16:32.388 region:rollup2
HAD DESIGNATED --
01:16:31.287 --> 01:16:33.789 region:rollup2
THOSE WHO WERE NOT MAKING AS
01:16:32.388 --> 01:16:35.624 region:rollup2
MUCH ON THE LABOR EIGHT SURVEY
01:16:33.789 --> 01:16:36.025 region:rollup2
WE HAVE DONE A LOT TO PROTECT
01:16:35.624 --> 01:16:38.060 region:rollup2
THEM.
01:16:36.025 --> 01:16:39.762 region:rollup2
IN THIS BILL I'M WHETHER IT'S
01:16:38.060 --> 01:16:41.363 region:rollup2
BEING CALLED A QUALIFY ANNA'S
01:16:39.762 --> 01:16:42.898 region:rollup2
ONLY A QUALIFIED SHOT CAN BE
01:16:41.363 --> 01:16:43.466 region:rollup2
SURVEYED OR WHETHER THAT IS NOT
01:16:42.898 --> 01:16:45.968 region:rollup2
USING A DISCREET DISCOUNTED
01:16:43.466 --> 01:16:47.403 region:rollup2
RAIN.
01:16:45.968 --> 01:16:49.472 region:rollup2
ON WE HAVE PROTECTED THE LOOK
01:16:47.403 --> 01:16:51.240 region:rollup2
THOSE WHO ARE MAKING LESS.
01:16:49.472 --> 01:16:52.141 region:rollup2
I'M ON THESE AND THEN ALSO BY
01:16:51.240 --> 01:16:54.110 region:rollup2
SAYING THAT IT'S NOT A RUN OF
01:16:52.141 --> 01:16:55.177 region:rollup2
THE MILL REPAIR THAT NOW THAT
01:16:54.110 --> 01:16:56.512 region:rollup2
THIS IS JUST A STARTING FOR
01:16:55.177 --> 01:16:57.613 region:rollup2
NEGOTIATION POINT.
01:16:56.512 --> 01:16:59.715 region:rollup2
WE'VE DONE ALL THOSE THINGS
01:16:57.613 --> 01:17:01.550 region:rollup2
ACTUALLY TO ME PUT LESS PRESSURE
01:16:59.715 --> 01:17:03.119 region:rollup2
ON THE GEOGRAPHIC AREAS IT WAS
01:17:01.550 --> 01:17:04.220 region:rollup2
THE HOPE THAT DOING ALL OF THOSE
01:17:03.119 --> 01:17:05.421 region:rollup2
THINGS WE WOULD GIVE ENOUGH
01:17:04.220 --> 01:17:07.189 region:rollup2
CERTAINTY THAT YOU WOULD NOT BE
01:17:05.421 --> 01:17:07.990 region:rollup2
MAKING THE MINIMUM.
01:17:07.189 --> 01:17:09.258 region:rollup2
THAT YOU WOULD BE MAKING THEM
01:17:07.990 --> 01:17:11.727 region:rollup2
UNFAIRLY PARADE SO THAT THE
01:17:09.258 --> 01:17:13.195 region:rollup2
GEOGRAPHIC AREAS BECAME LESS.
01:17:11.727 --> 01:17:15.164 region:rollup2
I'M OF A CONTENTIOUS AREA THAT
01:17:13.195 --> 01:17:16.198 region:rollup2
HAS NOT BEEN WORKED OUT TO BE
01:17:15.164 --> 01:17:18.100 region:rollup2
THE CASE BUT WE CONTINUE TO WORK
01:17:16.198 --> 01:17:18.334 region:rollup2
ON WHAT IS THE RIGHT SIZE AND
01:17:18.100 --> 01:17:19.635 region:rollup2
WHAT'S.
01:17:18.334 --> 01:17:22.004 region:rollup2
WHERE WE CAN FIND A MIDDLE
01:17:19.635 --> 01:17:23.472 region:rollup2
GROUND FOR EVERYBODY?
01:17:22.004 --> 01:17:24.573 region:rollup2
OKAY I HAVE CENTER LARA LEAN
01:17:23.472 --> 01:17:25.875 region:rollup2
COME BACK YOU FOR A MOMENT IF
01:17:24.573 --> 01:17:27.743 region:rollup2
YOU HAVE ADDITIONAL QUESTIONS
01:17:25.875 --> 01:17:33.415 region:rollup2
BUT I'M NOT GONNA WOULD YIELD TO
01:17:27.743 --> 01:17:34.917 region:rollup2
SENATOR LOTT.
01:17:33.415 --> 01:17:38.420 region:rollup2
I WASN'T ASKING YOU.
01:17:34.917 --> 01:17:39.388 region:rollup2
TO IT ON THAT.
01:17:38.420 --> 01:17:39.955 region:rollup2
THANK YOU CENTER LARA.
01:17:39.388 --> 01:17:42.191 region:rollup2
AGAIN HENCE WHY THIS IS SO
01:17:39.955 --> 01:17:44.293 region:rollup2
COMPLICATED AND I I WANT TO
01:17:42.191 --> 01:17:45.528 region:rollup2
THANK BOTH OF SUPPORTERS AND THE
01:17:44.293 --> 01:17:47.029 region:rollup2
OPPONENTS.
01:17:45.528 --> 01:17:48.197 region:rollup2
FOR CONTINUED TO TRY TO FIGURE
01:17:47.029 --> 01:17:49.331 region:rollup2
OUT WHERE.
01:17:48.197 --> 01:17:50.699 region:rollup2
AT ALL AS A SWEET SPOT THE
01:17:49.331 --> 01:17:52.468 region:rollup2
THUMPING THAT.
01:17:50.699 --> 01:17:53.569 region:rollup2
THAT NEEDS TO BE DONE AND
01:17:52.468 --> 01:17:55.971 region:rollup2
THANKYOU.
01:17:53.569 --> 01:17:59.275 region:rollup2
ASSEMBLY BURKE FOR NOT TRYING TO
01:17:55.971 --> 01:17:59.875 region:rollup2
GET THIS TIME IT'S BEEN --
01:17:59.275 --> 01:18:01.410 region:rollup2
BUT WHILE I KNOW A BUT I THINK
01:17:59.875 --> 01:18:02.044 region:rollup2
--
01:18:01.410 --> 01:18:05.014 region:rollup2
YOU KNOW I'M GONNA BE SUPPORTING
01:18:02.044 --> 01:18:07.116 region:rollup2
THE BILL TODAY I THINK THERE'S A
01:18:05.014 --> 01:18:08.784 region:rollup2
GOOD ENERGY AND AND THEIR MENTAL
01:18:07.116 --> 01:18:10.286 region:rollup2
SHIZHEN HAPPENING I THINK WE CAN
01:18:08.784 --> 01:18:13.155 region:rollup2
GET SOMEWHERE.
01:18:10.286 --> 01:18:14.757 region:rollup2
UP AGAIN A UNDERSTANDING YOU
01:18:13.155 --> 01:18:17.293 region:rollup2
KNOW THE AREA YOU WERE PRESENT
01:18:14.757 --> 01:18:17.927 region:rollup2
AND WERE WERE PULLED FROM THAT
01:18:17.293 --> 01:18:19.895 region:rollup2
MAKE SURE WE DON'T DISADVANTAGE
01:18:17.927 --> 01:18:22.231 region:rollup2
--
01:18:19.895 --> 01:18:23.032 region:rollup2
THOSE LAWS SHOP OWNERS ARE
01:18:22.231 --> 01:18:25.768 region:rollup2
BECAUSE IT IS A LEVY HAD FOR SO
01:18:23.032 --> 01:18:26.535 region:rollup2
MANY FOLKS AND I KNOW YOU HAVE
01:18:25.768 --> 01:18:27.770 region:rollup2
THEIR INTERESTS IN MIND AND I
01:18:26.535 --> 01:18:29.104 region:rollup2
KNOW WHAT TRYING TO GET TO A
01:18:27.770 --> 01:18:30.306 region:rollup2
POINT WHERE WE CAN.
01:18:29.104 --> 01:18:32.441 region:rollup2
DO SOMETHING THAT'S AT THE FAIR
01:18:30.306 --> 01:18:34.376 region:rollup2
AND ACCURATE SO --
01:18:32.441 --> 01:18:35.611 region:rollup2
YOU KNOW I KNOW SENATOR MITCHELL
01:18:34.376 --> 01:18:36.645 region:rollup2
THE BILL BUT I'M HAPPY
01:18:35.611 --> 01:18:38.247 region:rollup2
SUPPORTERS DAY AND TO KEEP THE
01:18:36.645 --> 01:18:40.449 region:rollup2
BECAUSETHE THE CONVERSATION
01:18:38.247 --> 01:18:40.916 region:rollup2
GOING THANK YOU FOR INVOLVING
01:18:40.449 --> 01:18:43.485 region:rollup2
THE DEPARTMENT IN THE
01:18:40.916 --> 01:18:46.055 region:rollup2
NEGOTIATIONS.
01:18:43.485 --> 01:18:48.424 region:rollup2
THAT'S ALWAYS A LOT OF SO I WANT
01:18:46.055 --> 01:18:50.793 region:rollup2
TO THANK YOU FOR DOING THAT AND
01:18:48.424 --> 01:18:51.060 region:rollup2
I'M HAPPY TO SUPPORT THE BILL.
01:18:50.793 --> 01:18:52.227 region:rollup2
LET ME --
01:18:51.060 --> 01:18:53.262 region:rollup2
THANK YOU CENTER LARA --
01:18:52.227 --> 01:18:53.896 region:rollup2
AND LET ME MAKE A FEW COMMENTS
01:18:53.262 --> 01:18:55.497 region:rollup2
AND WE'LL GIVE YOU THE CHANCE TO
01:18:53.896 --> 01:18:56.265 region:rollup2
CLOSE.
01:18:55.497 --> 01:18:57.266 region:rollup2
ASSEMBLY MEMBER BURKE I ALSO
01:18:56.265 --> 01:18:58.634 region:rollup2
WANT TO THANK YOU FOR YOUR GOOD
01:18:57.266 --> 01:18:59.635 region:rollup2
WORK IN THIS AREA.
01:18:58.634 --> 01:19:01.403 region:rollup2
I KNOW THAT --
01:18:59.635 --> 01:19:03.305 region:rollup2
YOU COME AT THIS FROM.
01:19:01.403 --> 01:19:04.506 region:rollup2
AYE I'VE PAID A DESIRE FOR
01:19:03.305 --> 01:19:11.180 region:rollup2
FAIRNESS AND BALANCE AND AS MUCH
01:19:04.506 --> 01:19:13.215 region:rollup2
AS I WE ONE GOOD REPAIRS --
01:19:11.180 --> 01:19:14.883 region:rollup2
EVERYWHERE THAT WE ALSO WANT
01:19:13.215 --> 01:19:16.518 region:rollup2
REASONABLE COSTS AND SURE IT'S
01:19:14.883 --> 01:19:18.587 region:rollup2
COSTS GO UP THAT MEANS THAT THE
01:19:16.518 --> 01:19:19.655 region:rollup2
CONSUMERS PAIN MORE TOO SO IT'S
01:19:18.587 --> 01:19:20.990 region:rollup2
IT'S STRIVING TO FIND THAT RIGHT
01:19:19.655 --> 01:19:22.391 region:rollup2
BALANCE THAT.
01:19:20.990 --> 01:19:23.559 region:rollup2
WHERE PERFECT CANNOT BE THE
01:19:22.391 --> 01:19:24.960 region:rollup2
ENEMY OF THE GOOD AND I KNOW
01:19:23.559 --> 01:19:26.595 region:rollup2
THAT'S DRIVING YOU AND MANY
01:19:24.960 --> 01:19:29.365 region:rollup2
INVOLVED IN IN THIS EFFORT?
01:19:26.595 --> 01:19:30.599 region:rollup2
I I I WOULD NOTE THAT --
01:19:29.365 --> 01:19:32.568 region:rollup2
THAT WITHIN THE AMENDMENTS THAT
01:19:30.599 --> 01:19:33.535 region:rollup2
WERE TAKING TODAY --
01:19:32.568 --> 01:19:34.837 region:rollup2
AND I BELIEVE THIS IS AN
01:19:33.535 --> 01:19:37.339 region:rollup2
AMENDMENT THAT WAS SUBMITTED BY
01:19:34.837 --> 01:19:38.173 region:rollup2
THE AUTO BODY ASSOCIATION --
01:19:37.339 --> 01:19:39.642 region:rollup2
WAS -- THIS
01:19:38.173 --> 01:19:40.709 region:rollup2
LANGUAGE FOR THE PURPOSES OF
01:19:39.642 --> 01:19:42.244 region:rollup2
THIS SECTION MARKET CONDITIONS
01:19:40.709 --> 01:19:44.680 region:rollup2
MEANS.
01:19:42.244 --> 01:19:46.415 region:rollup2
VARIOUS LOCAL ECONOMIC FACTORS
01:19:44.680 --> 01:19:48.284 region:rollup2
LOCAL ECONOMIC FACTORS INCLUDING
01:19:46.415 --> 01:19:50.486 region:rollup2
BUT NOT LIMITED TO LABOR COSTS.
01:19:48.284 --> 01:19:53.255 region:rollup2
BRENT LAND PRICES.
01:19:50.486 --> 01:19:53.789 region:rollup2
AND LOCAL LAWS AND REGULATIONS
01:19:53.255 --> 01:19:55.658 region:rollup2
YET AND I THINK THAT WAS.
01:19:53.789 --> 01:19:56.792 region:rollup2
IT.
01:19:55.658 --> 01:19:57.826 region:rollup2
PUT FORWARD WITH THE COULD TO
01:19:56.792 --> 01:19:59.028 region:rollup2
GET THE SPIRIT OF TRYING TO
01:19:57.826 --> 01:20:00.462 region:rollup2
RECOGNIZE EACH THESE
01:19:59.028 --> 01:20:01.297 region:rollup2
GEOGRAPHICAL DIFFERENCES RIGHT
01:20:00.462 --> 01:20:03.599 region:rollup2
THAT GO.
01:20:01.297 --> 01:20:04.333 region:rollup2
THAT ARE JUST TO COUNTY LINES
01:20:03.599 --> 01:20:05.634 region:rollup2
AND I THINK THE AUTHORS
01:20:04.333 --> 01:20:08.437 region:rollup2
WILLINGNESS INCLUDE THIS WE
01:20:05.634 --> 01:20:09.738 region:rollup2
PROVIDE WHICH I THINK IT SPEAKS
01:20:08.437 --> 01:20:11.206 region:rollup2
TO THEIR GOOD GOOD DATA.
01:20:09.738 --> 01:20:12.508 region:rollup2
RIP THEIR WILLINGNESS TO TRY TO
01:20:11.206 --> 01:20:13.842 region:rollup2
FIND THAT BALANCE UNIT THE LINES
01:20:12.508 --> 01:20:14.943 region:rollup2
AREN'T PERFECT YET.
01:20:13.842 --> 01:20:17.079 region:rollup2
I BUT I KNOW THAT --
01:20:14.943 --> 01:20:18.547 region:rollup2
SHE'S COMMITTED TO CONTINUING TO
01:20:17.079 --> 01:20:19.248 region:rollup2
WORK ON THAT AREA I CERTAINLY
01:20:18.547 --> 01:20:20.949 region:rollup2
FOR FOR THE DEPARTMENT OF
01:20:19.248 --> 01:20:23.319 region:rollup2
SHARON'S THEIR EXCITEMENT ABOUT
01:20:20.949 --> 01:20:24.253 region:rollup2
BEING IN THE ROOM.
01:20:23.319 --> 01:20:25.120 region:rollup2
COULD -- AND
01:20:24.253 --> 01:20:27.690 region:rollup2
AND I THINK THAT WHAT'S BEFORE
01:20:25.120 --> 01:20:28.457 region:rollup2
US TODAY IS A IS A GOOD BILL --
01:20:27.690 --> 01:20:32.528 region:rollup2
THAT IT'S NOT PERFECT BUT IT'S
01:20:28.457 --> 01:20:33.962 region:rollup2
VERY GOOD.
01:20:32.528 --> 01:20:35.764 region:rollup2
ALL THAT THE HARD WORK ON IT
01:20:33.962 --> 01:20:36.899 region:rollup2
CERTAINLY OUR STAFF HERE IN THE
01:20:35.764 --> 01:20:38.934 region:rollup2
IN THE COMMITTEE ON INSURANCE
01:20:36.899 --> 01:20:39.435 region:rollup2
THAT HAVE DISSIPATED THAT.
01:20:38.934 --> 01:20:40.602 region:rollup2
IT'S BEEN A CONSTRUCTIVE
01:20:39.435 --> 01:20:42.638 region:rollup2
ENGAGEMENT AND I KNOW WE'RE NOT
01:20:40.602 --> 01:20:43.806 region:rollup2
TOTALLY THERE YET --
01:20:42.638 --> 01:20:45.474 region:rollup2
BUT THAT THAT THAT THAT EFFORT
01:20:43.806 --> 01:20:46.942 region:rollup2
WILL CONTINUE AND I'M I'M HAPPY
01:20:45.474 --> 01:20:48.644 region:rollup2
TO SUPPORT THE BILL TODAY.
01:20:46.942 --> 01:20:49.278 region:rollup2
SO I'D LIKE TO GIVE THE AUTHOR
01:20:48.644 --> 01:20:51.613 region:rollup2
THE OPPORTUNITY CLOTHES IF YOU
01:20:49.278 --> 01:20:52.581 region:rollup2
WISH OUT WITH THAT I THAT I
01:20:51.613 --> 01:20:54.049 region:rollup2
THINK YOU FOR YOUR COMMENTS
01:20:52.581 --> 01:20:55.417 region:rollup2
THEIR THEIR SPOT ON WE ARE
01:20:54.049 --> 01:20:57.586 region:rollup2
PREPARED TO CONTINUE TO WORK ON
01:20:55.417 --> 01:20:59.288 region:rollup2
THIS AND AND I IT IS A COMPLEX
01:20:57.586 --> 01:21:00.456 region:rollup2
DIPPED DIFFICULT ISSUE WHEN THEY
01:20:59.288 --> 01:21:01.757 region:rollup2
AND IT.
01:21:00.456 --> 01:21:03.225 region:rollup2
HAS BEEN CONTENTIOUS FOR LAW FAR
01:21:01.757 --> 01:21:04.860 region:rollup2
LONGER THAN I'VE BEEN HERE BUT
01:21:03.225 --> 01:21:06.261 region:rollup2
WE'VE MADE GREAT PROGRESS THINGS
01:21:04.860 --> 01:21:07.496 region:rollup2
TO SO MANY ON YOUR STAFF.
01:21:06.261 --> 01:21:09.431 region:rollup2
AND TO THE STAKEHOLDERS WHETHER
01:21:07.496 --> 01:21:11.200 region:rollup2
THEY ARE STILL WHETHER THEIR
01:21:09.431 --> 01:21:12.935 region:rollup2
SUPPORTERS TODAY ARE NEUTRAL OR
01:21:11.200 --> 01:21:14.269 region:rollup2
STILL IN OPPOSITION AND IT IT
01:21:12.935 --> 01:21:15.771 region:rollup2
HAS BEEN A GOOD PROCESS AND WE
01:21:14.269 --> 01:21:18.073 region:rollup2
HAVE MOVED VERY VERY FAR FROM
01:21:15.771 --> 01:21:18.674 region:rollup2
WHERE WE STARTED WITHOUT I
01:21:18.073 --> 01:21:19.541 region:rollup2
RESPECTFULLY ASK AN EYE FOR AN
01:21:18.674 --> 01:21:20.642 region:rollup2
EYE WILL.
01:21:19.541 --> 01:21:21.877 region:rollup2
OKAY LIKE CENTER LARA THE
01:21:20.642 --> 01:21:23.312 region:rollup2
ABSENCES SENATOR MITCHELL --
01:21:21.877 --> 01:21:24.313 region:rollup2
IS MOVE THE BILL.
01:21:23.312 --> 01:21:26.815 region:rollup2
AND THAT WOULD THAT WE CALL THE
01:21:24.313 --> 01:21:28.851 region:rollup2
ROLL.
01:21:26.815 --> 01:21:30.352 region:rollup2
AB TWENTY TO SEVENTY SIX THE
01:21:28.851 --> 01:21:32.821 region:rollup2
MOTION THAT'S TO PASS AS AMENDED
01:21:30.352 --> 01:21:35.991 region:rollup2
TO APPROPRIATIONS.
01:21:32.821 --> 01:21:37.860 region:rollup2
FEAR GLAZER AYE LEISURE I HATE
01:21:35.991 --> 01:21:40.529 region:rollup2
VICE YOUR GAINES.
01:21:37.860 --> 01:21:42.765 region:rollup2
BATES AYE BERRYHILL GALGIANI.
01:21:40.529 --> 01:21:46.468 region:rollup2
GALGIANI AYE HERNANDEZ.
01:21:42.765 --> 01:21:47.403 region:rollup2
BURKE HERTZBERG HUESO LARA LARA
01:21:46.468 --> 01:21:49.505 region:rollup2
AYE MITCHELL [inaudible]
01:21:47.403 --> 01:21:52.808 region:rollup2
MORE ALIVE [inaudible]
01:21:49.505 --> 01:21:54.143 region:rollup2
MORRELL.
01:21:52.808 --> 01:21:55.544 region:rollup2
MORRELL AYE.
01:21:54.143 --> 01:22:00.482 region:rollup2
PORTANTINO.
01:21:55.544 --> 01:22:02.184 region:rollup2
PORTANTINO AYE ROTH.
01:22:00.482 --> 01:22:03.619 region:rollup2
THERE'S A RESTRICTED CURRENTLY
01:22:02.184 --> 01:22:04.953 region:rollup2
ENJOY SIX VOTES WERE GONNA HOLD
01:22:03.619 --> 01:22:07.523 region:rollup2
THE ROLE OPEN FOR ABSENT MEMBERS
01:22:04.953 --> 01:22:08.557 region:rollup2
THANK YOU SO MUCH.
01:22:07.523 --> 01:22:13.061 region:rollup2
OKAY MISTER WOULD THANK YOU FOR
01:22:08.557 --> 01:22:13.962 region:rollup2
YOUR PATIENCE BACK THERE.
01:22:13.061 --> 01:22:18.066 region:rollup2
SO WHAT MISTER WOOD IS
01:22:13.962 --> 01:22:18.700 region:rollup2
PRESENTING ITEM TO AB.
01:22:18.066 --> 01:22:19.735 region:rollup2
EIGHTEEN SEVENTY FIVE THANK YOU
01:22:18.700 --> 01:22:21.036 region:rollup2
FOR BEING HERE ACCURACY THANKS
01:22:19.735 --> 01:22:22.337 region:rollup2
VERY MUCH MR CHAIRMAN MEMBERS
01:22:21.036 --> 01:22:23.672 region:rollup2
I'D LIKE TO START BY ACCEPTING
01:22:22.337 --> 01:22:24.907 region:rollup2
THE COMMITTEES AND AMENDMENTS
01:22:23.672 --> 01:22:26.275 region:rollup2
AND THANK THEM FOR WORKING THEIR
01:22:24.907 --> 01:22:27.576 region:rollup2
WORK ON THIS BILL.
01:22:26.275 --> 01:22:28.977 region:rollup2
LATE ON THE NIGHT OF OCTOBER
01:22:27.576 --> 01:22:30.779 region:rollup2
EIGHTH LAST YEAR WHAT THE
01:22:28.977 --> 01:22:33.081 region:rollup2
WILDFIRES RACED TO SNAP A
01:22:30.779 --> 01:22:33.949 region:rollup2
SNOWMAN MENDOCINO COUNTIES.
01:22:33.081 --> 01:22:35.684 region:rollup2
THE FIRES DESTROYED OVER EIGHT
01:22:33.949 --> 01:22:36.285 region:rollup2
THOUSAND HOMES INCLUDING OVER
01:22:35.684 --> 01:22:37.486 region:rollup2
THREE THOUSAND IN THE CITY OF
01:22:36.285 --> 01:22:38.520 region:rollup2
SANTA ROSA LOAN.
01:22:37.486 --> 01:22:39.788 region:rollup2
THOUSANDS OF MY CONSTITUENTS
01:22:38.520 --> 01:22:41.590 region:rollup2
FOSTER HOMES AND EVERYTHING THEY
01:22:39.788 --> 01:22:42.591 region:rollup2
OWN IN ONE NIGHT.
01:22:41.590 --> 01:22:44.026 region:rollup2
AND THE AFTERMATH OF THIS
01:22:42.591 --> 01:22:45.227 region:rollup2
TRAGEDY THOUSANDS OF FAMILIES
01:22:44.026 --> 01:22:46.061 region:rollup2
ARE FINDING THEMSELVES UNDER
01:22:45.227 --> 01:22:47.763 region:rollup2
INSURED AND STRUGGLING TO
01:22:46.061 --> 01:22:49.598 region:rollup2
REBUILD HOMES.
01:22:47.763 --> 01:22:51.266 region:rollup2
THE MOST RECENT STUDY ESTIMATES
01:22:49.598 --> 01:22:51.767 region:rollup2
60% OF PEOPLE WHO LOST THEIR
01:22:51.266 --> 01:22:53.001 region:rollup2
HOMES WILL WIND UP UNDER
01:22:51.767 --> 01:22:54.536 region:rollup2
INSURED.
01:22:53.001 --> 01:22:56.705 region:rollup2
IS UNDER INSURANCE EPIDEMIC IS
01:22:54.536 --> 01:22:58.106 region:rollup2
DUE IN PART TO SIGNIFICANT SURGE
01:22:56.705 --> 01:22:59.374 region:rollup2
IN DEMAND FOR BUILDING MATERIALS
01:22:58.106 --> 01:23:00.609 region:rollup2
AND SKILLED LABOR.
01:22:59.374 --> 01:23:02.578 region:rollup2
PROPERTY OWNERS AND CONTRACTORS
01:23:00.609 --> 01:23:03.612 region:rollup2
ALIKE REPORT THE COST.
01:23:02.578 --> 01:23:05.647 region:rollup2
PER SQUARE FOOT TO BUILD A HOME
01:23:03.612 --> 01:23:06.215 region:rollup2
IN SANTA ROSA HAS MORE THAN
01:23:05.647 --> 01:23:07.216 region:rollup2
DOUBLED SINCE THE FIRES IN
01:23:06.215 --> 01:23:08.083 region:rollup2
OCTOBER.
01:23:07.216 --> 01:23:09.318 region:rollup2
THEIR EXISTING INSURANCE
01:23:08.083 --> 01:23:10.686 region:rollup2
PRODUCTS THAT ARE DESIGNED TO
01:23:09.318 --> 01:23:12.721 region:rollup2
HELP PROTECT PROPERTY OWNERS
01:23:10.686 --> 01:23:13.522 region:rollup2
WHEN REBUILDING COSTS SURGE.
01:23:12.721 --> 01:23:14.990 region:rollup2
THIS BILL LAST DEPARTMENT
01:23:13.522 --> 01:23:17.125 region:rollup2
INSURANCE TO DEVELOP A HOME
01:23:14.990 --> 01:23:18.494 region:rollup2
INSURANCE FINDER TOOL THAT ALLOW
01:23:17.125 --> 01:23:19.528 region:rollup2
PROPERTY OWNERS TO EASILY
01:23:18.494 --> 01:23:20.963 region:rollup2
IDENTIFY THE OPTIONS AVAILABLE
01:23:19.528 --> 01:23:22.431 region:rollup2
TO THEM.
01:23:20.963 --> 01:23:25.434 region:rollup2
AND REQUIRES INSURERS WHO DO NOT
01:23:22.431 --> 01:23:27.135 region:rollup2
OFFER OR REFUSE TO OFFER A 50%
01:23:25.434 --> 01:23:28.103 region:rollup2
EXTENDED REPLACEMENT COST POLICY
01:23:27.135 --> 01:23:29.338 region:rollup2
TO PROVIDE THE PROPERTY OR WITH
01:23:28.103 --> 01:23:31.006 region:rollup2
INFORMATION ABOUT THE INSURANCE
01:23:29.338 --> 01:23:31.974 region:rollup2
OFF OPTIONS THAT ARE AVAILABLE
01:23:31.006 --> 01:23:33.141 region:rollup2
TO THEM.
01:23:31.974 --> 01:23:34.543 region:rollup2
I WANT TO THANK THE COMMITTEE
01:23:33.141 --> 01:23:35.878 region:rollup2
DEPARTMENT --
01:23:34.543 --> 01:23:36.845 region:rollup2
AND THE INDUSTRY --
01:23:35.878 --> 01:23:39.581 region:rollup2
FOR THEIR ENGAGEMENT AND HARD
01:23:36.845 --> 01:23:41.450 region:rollup2
WORK ON THIS BILL IS --
01:23:39.581 --> 01:23:42.718 region:rollup2
TESTIFY AND IN SUPPORT OF THE
01:23:41.450 --> 01:23:44.820 region:rollup2
BILL ON BEHALF THE DEPARTMENT OF
01:23:42.718 --> 01:23:46.521 region:rollup2
INSURANCE ROBERT CARO AND KAREN
01:23:44.820 --> 01:23:48.156 region:rollup2
LAYING FOR MENDOCINO COUNTY
01:23:46.521 --> 01:23:49.191 region:rollup2
pBREAK WELCOME THANK YOU GOOD
01:23:48.156 --> 01:23:50.125 region:rollup2
AFTERNOON MISTER CHAIRMAN WAS
01:23:49.191 --> 01:23:51.393 region:rollup2
KAREN LAYING ON BEHALF OF THE
01:23:50.125 --> 01:23:53.295 region:rollup2
BOARD OF SUPERVISORS AND NAPA
01:23:51.393 --> 01:23:54.329 region:rollup2
AND MENDOCINO COUNTIES.
01:23:53.295 --> 01:23:55.664 region:rollup2
THAT IS VERY TRUE WITH THE
01:23:54.329 --> 01:23:57.232 region:rollup2
AUTHORS DESCRIBE MEAN AS FAR AS
01:23:55.664 --> 01:23:58.567 region:rollup2
INSURANCE RELATED CHALLENGES FOR
01:23:57.232 --> 01:23:59.801 region:rollup2
THIS CONSTITUENTS THE BOARD OF
01:23:58.567 --> 01:24:00.636 region:rollup2
SUPERVISORS DOING EVERYTHING
01:23:59.801 --> 01:24:02.304 region:rollup2
THEY CAN TO HELP THEIR
01:24:00.636 --> 01:24:04.606 region:rollup2
CONSTITUENTS RECOVER THIS IS AN
01:24:02.304 --> 01:24:05.574 region:rollup2
IMPORTANT PART OF THAT AT A WORK
01:24:04.606 --> 01:24:05.841 region:rollup2
TO DO AND WE ASK FOR YOUR AYE
01:24:05.574 --> 01:24:06.842 region:rollup2
VOTE THIS.
01:24:05.841 --> 01:24:08.443 region:rollup2
AFTERNOON THANK YOU SO MUCH
01:24:06.842 --> 01:24:09.544 region:rollup2
THANK YOU AFTERNOON MISTER
01:24:08.443 --> 01:24:11.146 region:rollup2
CHAIRMAN MEMBERS ARE HER OF THE
01:24:09.544 --> 01:24:11.713 region:rollup2
DEPARTMENT OF INSURANCE OUT
01:24:11.146 --> 01:24:13.181 region:rollup2
WE'VE BEEN WORKING WITH THE
01:24:11.713 --> 01:24:14.750 region:rollup2
AUTHOR --
01:24:13.181 --> 01:24:18.153 region:rollup2
FOR QUITE AWHILE NOW ON THIS AS
01:24:14.750 --> 01:24:19.955 region:rollup2
IT HAS TAKEN SOME SOME TURNS --
01:24:18.153 --> 01:24:20.589 region:rollup2
AND BUT WE DO THINK THAT THE
01:24:19.955 --> 01:24:22.624 region:rollup2
OVERALL OBJECTIVE HERE IS A GOOD
01:24:20.589 --> 01:24:23.525 region:rollup2
--
01:24:22.624 --> 01:24:25.827 region:rollup2
ONE AND WE WOULD LIKE TO
01:24:23.525 --> 01:24:27.829 region:rollup2
CONTINUE TO WORK WITH THE AUTHOR
01:24:25.827 --> 01:24:29.231 region:rollup2
AND OTHER STAKEHOLDERS ON SOME
01:24:27.829 --> 01:24:30.866 region:rollup2
OF THE LOGISTICS HERE BECAUSE I
01:24:29.231 --> 01:24:32.467 region:rollup2
THINK THE LACK THE LATEST TURNS
01:24:30.866 --> 01:24:34.169 region:rollup2
THAT THE BILL HAS TAKEN.
01:24:32.467 --> 01:24:35.137 region:rollup2
A PURPOSE INTO --
01:24:34.169 --> 01:24:36.805 region:rollup2
KINDA COMPLICATED FISCAL
01:24:35.137 --> 01:24:38.240 region:rollup2
TERRITORY WILL MAKE SURE THAT WE
01:24:36.805 --> 01:24:38.907 region:rollup2
CAN MINIMIZE THAT AS MUCH AS
01:24:38.240 --> 01:24:40.242 region:rollup2
POSSIBLE.
01:24:38.907 --> 01:24:41.710 region:rollup2
UP BUT GIVEN THAT WE'VE BEEN
01:24:40.242 --> 01:24:42.644 region:rollup2
WORKING WITH THE AUTHOR READ
01:24:41.710 --> 01:24:44.513 region:rollup2
LIKE TO CONTINUE TO DO THAT I
01:24:42.644 --> 01:24:46.582 region:rollup2
WILL BORE THE COMMITTEE WITH
01:24:44.513 --> 01:24:47.215 region:rollup2
SOME OF THOSE ISSUES OTHER THAN
01:24:46.582 --> 01:24:50.118 region:rollup2
TO TRUST THAT WILL CONTINUE TO
01:24:47.215 --> 01:24:54.256 region:rollup2
WORK -- ON
01:24:50.118 --> 01:24:57.526 region:rollup2
MAKING THOSE AS A POSSIBLE.
01:24:54.256 --> 01:24:59.561 region:rollup2
YOU KNOW CALIFORNIA'S ON SO THE
01:24:57.526 --> 01:25:01.196 region:rollup2
WE NEED EVERY BIT OF HELP WE CAN
01:24:59.561 --> 01:25:02.831 region:rollup2
GET AYE AND THERE'S MODELS THAT
01:25:01.196 --> 01:25:04.333 region:rollup2
WE CAN USE TO HELP TO MAKE THIS
01:25:02.831 --> 01:25:08.337 region:rollup2
WORK BETTER FIT THANK YOU OTHER
01:25:04.333 --> 01:25:09.705 region:rollup2
WITNESSES IN FAVOR.
01:25:08.337 --> 01:25:10.906 region:rollup2
MISTER CHAIR MEMBERS AND ABOUT
01:25:09.705 --> 01:25:12.608 region:rollup2
COME BEHALF OF THE CALIFORNIA
01:25:10.906 --> 01:25:13.575 region:rollup2
ASSOCIATION OF REALTORS WERE IN
01:25:12.608 --> 01:25:17.779 region:rollup2
SUPPORT OF THIS BILL RATE THANK
01:25:13.575 --> 01:25:18.413 region:rollup2
YOU FOR BEING HERE.
01:25:17.779 --> 01:25:20.482 region:rollup2
THE SEAT RURAL COUNTY
01:25:18.413 --> 01:25:20.716 region:rollup2
REPRESENTATIVES OF CALIFORNIANS
01:25:20.482 --> 01:25:22.851 region:rollup2
SUPPORT.
01:25:20.716 --> 01:25:24.419 region:rollup2
THANK YOU.
01:25:22.851 --> 01:25:25.854 region:rollup2
CARA CROSS PERSONAL INSURANCE
01:25:24.419 --> 01:25:27.022 region:rollup2
FEDERATION OF CALIFORNIA
01:25:25.854 --> 01:25:27.990 region:rollup2
ACTUALLY NEUTRAL ON THIS BILL
01:25:27.022 --> 01:25:29.224 region:rollup2
WE'RE LOOKING FORWARD TO A
01:25:27.990 --> 01:25:30.892 region:rollup2
CLARIFYING WHEN THE BILL
01:25:29.224 --> 01:25:33.228 region:rollup2
ACTUALLY IS TRIGGERED. FOR
01:25:30.892 --> 01:25:34.463 region:rollup2
PROVIDING REFERRALS TO ON THE
01:25:33.228 --> 01:25:35.364 region:rollup2
PERMIT INSURANCES WEBSITE
01:25:34.463 --> 01:25:36.765 region:rollup2
THINKING.
01:25:35.364 --> 01:25:38.500 region:rollup2
A THANK YOU ANY OTHER WITNESSES
01:25:36.765 --> 01:25:39.034 region:rollup2
IN FAVOR.
01:25:38.500 --> 01:25:41.603 region:rollup2
ARE THERE ANY WITNESSES IN
01:25:39.034 --> 01:25:42.170 region:rollup2
OPPOSITION.
01:25:41.603 --> 01:25:43.205 region:rollup2
I'D SEEN THAT WILL BRING IT
01:25:42.170 --> 01:25:44.473 region:rollup2
BACK.
01:25:43.205 --> 01:25:45.540 region:rollup2
TO THE COMMITTEE MISTER WOULD
01:25:44.473 --> 01:25:47.609 region:rollup2
YOU AND YOUR COLLEAGUES HAVE HAD
01:25:45.540 --> 01:25:49.611 region:rollup2
A HECK OF A FEW MONTHS.
01:25:47.609 --> 01:25:52.814 region:rollup2
AND ALL OF US OVER I KNOW IT'S
01:25:49.611 --> 01:25:54.516 region:rollup2
NOT AND SOME PEOPLE.
01:25:52.814 --> 01:25:55.951 region:rollup2
SAY IT MAY BE THE NEW NORMAL BUT
01:25:54.516 --> 01:25:57.185 region:rollup2
DIED WE PUT* ALL YOUR GOOD
01:25:55.951 --> 01:25:58.987 region:rollup2
WORK TO PROTECT YOUR
01:25:57.185 --> 01:26:00.155 region:rollup2
CONSTITUENTS AYE.
01:25:58.987 --> 01:26:02.290 region:rollup2
YOU AND CERTAINLY SENATOR DODD
01:26:00.155 --> 01:26:03.692 region:rollup2
AND SENATOR MCGUIRE BEEN AMAZING
01:26:02.290 --> 01:26:05.427 region:rollup2
SENATOR LEVIN THERE'S A OF A
01:26:03.692 --> 01:26:07.195 region:rollup2
COLLECTION OF OTHER OF YOUR
01:26:05.427 --> 01:26:07.796 region:rollup2
COLLEAGUES AT ALSO REALLY
01:26:07.195 --> 01:26:08.463 region:rollup2
STEPPED UP TO TO TO MAKE SURE
01:26:07.796 --> 01:26:09.664 region:rollup2
THAT.
01:26:08.463 --> 01:26:10.699 region:rollup2
THAT WE'RE DOING EVERYTHING WE
01:26:09.664 --> 01:26:13.035 region:rollup2
CAN TO PROTECT OUR HOMEOWNERS
01:26:10.699 --> 01:26:14.302 region:rollup2
ARE RESIDENTS.
01:26:13.035 --> 01:26:16.772 region:rollup2
OUR CONSUMERS AND I THANK YOU
01:26:14.302 --> 01:26:18.740 region:rollup2
THIS IS AN EXCELLENT BILL.
01:26:16.772 --> 01:26:20.375 region:rollup2
AND HAPPY TO SUPPORT IT TODAY.
01:26:18.740 --> 01:26:22.144 region:rollup2
ANY OTHER COMMENTS YOUR THOUGHTS
01:26:20.375 --> 01:26:23.578 region:rollup2
REMEMBERS THAT SENATOR GAINES.
01:26:22.144 --> 01:26:24.312 region:rollup2
WHAT EFFECT ASSEMBLY MEMBER
01:26:23.578 --> 01:26:25.480 region:rollup2
WOULD FOR BRINGING THIS FORWARD
01:26:24.312 --> 01:26:26.782 region:rollup2
HAD?
01:26:25.480 --> 01:26:28.350 region:rollup2
I'M JUST TRYING TO GET
01:26:26.782 --> 01:26:30.218 region:rollup2
CLARIFICATION --
01:26:28.350 --> 01:26:30.519 region:rollup2
BASED ON THE AMENDMENTS HERE
01:26:30.218 --> 01:26:33.155 region:rollup2
[inaudible]
01:26:30.519 --> 01:26:34.222 region:rollup2
THAT -- WHAT
01:26:33.155 --> 01:26:34.756 region:rollup2
THIS WOULD DO IS ESTABLISH A
01:26:34.222 --> 01:26:37.225 region:rollup2
CALIFORNIA HOME INSURANCE
01:26:34.756 --> 01:26:39.461 region:rollup2
FINDER?
01:26:37.225 --> 01:26:41.096 region:rollup2
ON THE DEPARTMENTS INTERNET
01:26:39.461 --> 01:26:42.898 region:rollup2
WEBSITE RIGHT.
01:26:41.096 --> 01:26:44.633 region:rollup2
CORRECT AND THAT'S THAT'S NICE
01:26:42.898 --> 01:26:45.600 region:rollup2
AND CLEAN AND THAT'S THE BILL
01:26:44.633 --> 01:26:47.235 region:rollup2
RIGHT.
01:26:45.600 --> 01:26:48.904 region:rollup2
IT IS OKAY BASED ON THE ON THE
01:26:47.235 --> 01:26:49.938 region:rollup2
AMEND STATE IT IS --
01:26:48.904 --> 01:26:51.440 region:rollup2
YOU KNOW WITH THIS WOULDN'T BE
01:26:49.938 --> 01:26:53.108 region:rollup2
AN ISSUE I MEAN I I REMEMBER
01:26:51.440 --> 01:26:54.976 region:rollup2
YEARS AND YEARS AGO I HAD.
01:26:53.108 --> 01:26:56.344 region:rollup2
A REPLACEMENT COST POLICY FOR MY
01:26:54.976 --> 01:26:57.679 region:rollup2
HOME.
01:26:56.344 --> 01:26:59.147 region:rollup2
NOW THOSE DON'T EXIST ANYMORE.
01:26:57.679 --> 01:27:00.916 region:rollup2
A TRUE REPLACEMENT COST POLICY
01:26:59.147 --> 01:27:03.018 region:rollup2
DOES NOT EXIST --
01:27:00.916 --> 01:27:05.454 region:rollup2
AND SO THE REPLACEMENT COST IS
01:27:03.018 --> 01:27:06.888 region:rollup2
BASED ON A VALUE THAT IS SET UP
01:27:05.454 --> 01:27:08.290 region:rollup2
AS PART OF THE POLICY.
01:27:06.888 --> 01:27:08.924 region:rollup2
ON SO ALL WE'RE TRYING TO DO IS
01:27:08.290 --> 01:27:10.992 region:rollup2
GIVE.
01:27:08.924 --> 01:27:12.727 region:rollup2
THOSE PEOPLE WHO WANT EXTENDED
01:27:10.992 --> 01:27:13.862 region:rollup2
COVERAGE ARE WILLING TO PAY FOR
01:27:12.727 --> 01:27:15.664 region:rollup2
EXTENDING COVERAGE AND UP TO
01:27:13.862 --> 01:27:17.099 region:rollup2
DEFINE THAT AND THAT'S WHAT THE
01:27:15.664 --> 01:27:19.000 region:rollup2
THAT'S THE HEART OF THE BILL
01:27:17.099 --> 01:27:20.635 region:rollup2
OKAY THERE IS A I THINK A
01:27:19.000 --> 01:27:22.404 region:rollup2
PROVISION EARLIER OF
01:27:20.635 --> 01:27:23.004 region:rollup2
NOTIFICATION BY THE AGENT.
01:27:22.404 --> 01:27:30.745 region:rollup2
BUT THAT PROVISIONS NO LONGER
01:27:23.004 --> 01:27:32.080 region:rollup2
PART OF THE LAW ACT.
01:27:30.745 --> 01:27:33.748 region:rollup2
IF THEY DON'T OFFER THE EXTENT
01:27:32.080 --> 01:27:35.717 region:rollup2
OF POLICY THERE'S A NOTED
01:27:33.748 --> 01:27:36.651 region:rollup2
NOTIFICATION ABOUT THE TOOL.
01:27:35.717 --> 01:27:38.153 region:rollup2
THIS AVAILABLE FOR CONSUMERS
01:27:36.651 --> 01:27:39.755 region:rollup2
OKAY.
01:27:38.153 --> 01:27:40.956 region:rollup2
ALRIGHT THAT THEY CAN GO TO THE
01:27:39.755 --> 01:27:42.224 region:rollup2
WEBSITE CORRECT YEAH OKAY BROUGH
01:27:40.956 --> 01:27:43.291 region:rollup2
IKEA.
01:27:42.224 --> 01:27:44.826 region:rollup2
OUR AND YOUR THOUGHTS OR
01:27:43.291 --> 01:27:46.061 region:rollup2
COMMENTS FROM MEMBERS WHO
01:27:44.826 --> 01:27:47.596 region:rollup2
ANYTHING YOU'D LIKE TO SAY IN
01:27:46.061 --> 01:27:50.365 region:rollup2
CLOSING STRICTLY AFTER I'VE OF
01:27:47.596 --> 01:27:53.401 region:rollup2
OKAY VERY GOOD.
01:27:50.365 --> 01:27:53.969 region:rollup2
YEAH SO IS OUR MOTION.
01:27:53.401 --> 01:27:55.504 region:rollup2
CENTER GALGIANI IS BOTH THE
01:27:53.969 --> 01:27:56.505 region:rollup2
BILL.
01:27:55.504 --> 01:27:57.606 region:rollup2
WAS THAT THANK YOU AGAIN FOR
01:27:56.505 --> 01:28:00.075 region:rollup2
YOUR GOOD WORK IN THIS AREA THE
01:27:57.606 --> 01:28:02.077 region:rollup2
SECRETARY WOULD CALL THE ROLL.
01:28:00.075 --> 01:28:03.245 region:rollup2
AB EIGHTEEN SEVENTY FIVE THE
01:28:02.077 --> 01:28:05.313 region:rollup2
MOTION IS TO PASS AS AMENDED TO
01:28:03.245 --> 01:28:07.516 region:rollup2
APPROPRIATION.
01:28:05.313 --> 01:28:09.184 region:rollup2
SURE GLACIER I I WISH I BET
01:28:07.516 --> 01:28:13.488 region:rollup2
YOU'RE GAINES PART GAINES AYE
01:28:09.184 --> 01:28:17.225 region:rollup2
BERRYHILL GALGIANI GALGIANI AYE.
01:28:13.488 --> 01:28:20.695 region:rollup2
FERNANDES HERTZBERG HUESO LARA.
01:28:17.225 --> 01:28:23.765 region:rollup2
MITCHELL MORLOCK MORE LIKE AYE
01:28:20.695 --> 01:28:27.669 region:rollup2
MORALE Y. REAL TIME PORTANTINO.
01:28:23.765 --> 01:28:30.005 region:rollup2
PORTANTINO AYE ROTH.
01:28:27.669 --> 01:28:30.872 region:rollup2
OKAY THOUGHT MISTER WOULD THAT.
01:28:30.005 --> 01:28:31.740 region:rollup2
THE BILL CURRENTLY HAS SIX VOTES
01:28:30.872 --> 01:28:32.240 region:rollup2
WERE NOT PUT ON CALL FOR ABSENT
01:28:31.740 --> 01:28:32.541 region:rollup2
MEMBERS THANK YOU AGAIN
01:28:32.240 --> 01:28:35.443 region:rollup2
[inaudible]
01:28:32.541 --> 01:28:36.144 region:rollup2
OKAY.
01:28:35.443 --> 01:28:37.412 region:rollup2
FINALLY MR CHOW I I SEE OR HEAR
01:28:36.144 --> 01:28:39.781 region:rollup2
THANK YOU.
01:28:37.412 --> 01:28:40.615 region:rollup2
APPRECIATE YOUR PATIENCE.
01:28:39.781 --> 01:28:42.751 region:rollup2
WELCOME TO THE COMMITTEE ON
01:28:40.615 --> 01:28:43.485 region:rollup2
INSURANCE.
01:28:42.751 --> 01:28:45.554 region:rollup2
AND YOU'RE PRESENTING ITEM
01:28:43.485 --> 01:28:47.656 region:rollup2
NUMBER.
01:28:45.554 --> 01:28:48.290 region:rollup2
NINE AB.
01:28:47.656 --> 01:28:49.991 region:rollup2
TWENTY SIX THIRTY FOUR THANK YOU
01:28:48.290 --> 01:28:51.827 region:rollup2
VERY MUCH OF MISTER CHAIRMAN AND
01:28:49.991 --> 01:28:53.228 region:rollup2
NOW SENATORS.
01:28:51.827 --> 01:28:55.163 region:rollup2
I LIKE TO START OFF BY ACCEPTING
01:28:53.228 --> 01:28:57.465 region:rollup2
ALL OF THE AMENDMENTS LISTED ON
01:28:55.163 --> 01:28:58.567 region:rollup2
PAGE FIVE OF THE ANALYSIS AND
01:28:57.465 --> 01:29:00.468 region:rollup2
ALSO TO GIVE.
01:28:58.567 --> 01:29:03.238 region:rollup2
THE IN SERIOUS MORE FLEXIBILITY
01:29:00.468 --> 01:29:05.040 region:rollup2
WHEN PROVIDING ILLUSTRATIONS.
01:29:03.238 --> 01:29:06.641 region:rollup2
AB TWENTY SIX THIRTY FOUR WOULD
01:29:05.040 --> 01:29:08.977 region:rollup2
REQUIRE AN INSURER TO PROVIDE
01:29:06.641 --> 01:29:10.979 region:rollup2
NOTICE TO A POLICY HOLDER OF A
01:29:08.977 --> 01:29:11.746 region:rollup2
FLEXIBLE PREMIUM LIFE INSURANCE
01:29:10.979 --> 01:29:13.615 region:rollup2
POLICY.
01:29:11.746 --> 01:29:15.483 region:rollup2
WHATEVER THE POLICY IS SUBJECT
01:29:13.615 --> 01:29:17.252 region:rollup2
TO AN INCREASE IN THE COST OF
01:29:15.483 --> 01:29:19.888 region:rollup2
INSURANCE OR IT IF
01:29:17.252 --> 01:29:22.224 region:rollup2
ADMINISTRATIVE EXPENSES CHANGES.
01:29:19.888 --> 01:29:23.592 region:rollup2
NO LATER THAN NINETY DAYS BEFORE
01:29:22.224 --> 01:29:25.527 region:rollup2
THE EFFECTIVE DATE.
01:29:23.592 --> 01:29:27.662 region:rollup2
THE BILL ALSO REQUIRED TO NOTICE
01:29:25.527 --> 01:29:28.430 region:rollup2
TO INCLUDE SPECIFIED INFORMATION
01:29:27.662 --> 01:29:30.298 region:rollup2
AND ILLUSTRATIONS ABOUT THE
01:29:28.430 --> 01:29:32.267 region:rollup2
INCREASE.
01:29:30.298 --> 01:29:33.969 region:rollup2
INSURANCE ARE CURRENTLY REQUIRED
01:29:32.267 --> 01:29:35.570 region:rollup2
TO PROVIDE EACH POLICY OWNER
01:29:33.969 --> 01:29:37.172 region:rollup2
WITH AN ANNUAL STEAM AND THAT
01:29:35.570 --> 01:29:38.940 region:rollup2
PROVIDES VALUABLE INFORMATION
01:29:37.172 --> 01:29:40.108 region:rollup2
ABOUT THE CURRENT STATUS OF THE
01:29:38.940 --> 01:29:41.877 region:rollup2
POLICY.
01:29:40.108 --> 01:29:43.578 region:rollup2
WHICH INCLUDES DETAILED
01:29:41.877 --> 01:29:45.513 region:rollup2
INFORMATION REGARDING PREMIUMS.
01:29:43.578 --> 01:29:48.116 region:rollup2
PINTEREST CREDITED COST OF
01:29:45.513 --> 01:29:49.451 region:rollup2
INSURANCE EXPENSES DEDUCTED AND
01:29:48.116 --> 01:29:51.653 region:rollup2
THE OVERALL EFFECT ON THE CASH
01:29:49.451 --> 01:29:52.988 region:rollup2
VALUE.
01:29:51.653 --> 01:29:54.189 region:rollup2
BASED ON INFORMATION PROVIDED ON
01:29:52.988 --> 01:29:56.424 region:rollup2
THE ANNUAL STATEMENT MOST
01:29:54.189 --> 01:29:57.225 region:rollup2
CONSUMERS ARE UNABLE TO IDENTIFY
01:29:56.424 --> 01:29:58.593 region:rollup2
THE FACT.
01:29:57.225 --> 01:30:00.495 region:rollup2
THAT THEIR PREMIUMS ARE NO
01:29:58.593 --> 01:30:03.164 region:rollup2
LONGER SUFFICIENT TO COVER THE
01:30:00.495 --> 01:30:03.999 region:rollup2
COST OF INSURANCE AND EXPENSES
01:30:03.164 --> 01:30:05.400 region:rollup2
OF THE POLICY.
01:30:03.999 --> 01:30:06.835 region:rollup2
WITHOUT THIS KNOWLEDGE SHOW
01:30:05.400 --> 01:30:08.036 region:rollup2
THEIR POLICIES WILL REQUIRE
01:30:06.835 --> 01:30:09.971 region:rollup2
SUBSTANTIAL PAYMENTS ARE OR WILL
01:30:08.036 --> 01:30:11.673 region:rollup2
LAPSE.
01:30:09.971 --> 01:30:13.441 region:rollup2
HE B. TWENTY SIX THIRTY FOUR
01:30:11.673 --> 01:30:14.809 region:rollup2
WOULD ENSURE THAT CONSUMERS ARE
01:30:13.441 --> 01:30:15.610 region:rollup2
PROVIDED ADEQUATE NOTIFICATION.
01:30:14.809 --> 01:30:18.913 region:rollup2
AND INFORMATION ABOUT THEIR LIFE
01:30:15.610 --> 01:30:20.582 region:rollup2
INSURANCE SO THAT THEY CAN MAKE
01:30:18.913 --> 01:30:22.951 region:rollup2
INFORMED DECISIONS AND PLAN
01:30:20.582 --> 01:30:24.886 region:rollup2
ACCORDINGLY TO AVOID A POSSIBLE
01:30:22.951 --> 01:30:26.254 region:rollup2
CANCELLATION OF COVERAGE.
01:30:24.886 --> 01:30:27.422 region:rollup2
AT THIS TIME AND I TO TURN IT
01:30:26.254 --> 01:30:30.659 region:rollup2
OVER TO MY WITNESSES TO
01:30:27.422 --> 01:30:31.927 region:rollup2
INTRODUCE THEMSELVES.
01:30:30.659 --> 01:30:33.061 region:rollup2
GOOD AFTERNOON MISTER CHAIRMAN
01:30:31.927 --> 01:30:34.529 region:rollup2
AND MEMBERS FOR THE LAST TIME
01:30:33.061 --> 01:30:35.997 region:rollup2
ROBERT HER OUT WITH THE
01:30:34.529 --> 01:30:37.532 region:rollup2
DEPARTMENT OF INSURANCE --
01:30:35.997 --> 01:30:38.366 region:rollup2
WE HAVE SEEN WE HAVE THE SPONSOR
01:30:37.532 --> 01:30:39.701 region:rollup2
OF THIS MEASURE WE'VE SEEN
01:30:38.366 --> 01:30:41.069 region:rollup2
MASSIVE INCREASES OF THE SO
01:30:39.701 --> 01:30:42.404 region:rollup2
CALLED UNIVERSAL LIFE TYPE
01:30:41.069 --> 01:30:43.872 region:rollup2
POLICIES --
01:30:42.404 --> 01:30:46.007 region:rollup2
AND THE PROBLEM THAT WERE SEEN
01:30:43.872 --> 01:30:48.476 region:rollup2
IS THAT CONSUMERS HAVE LITTLE TO
01:30:46.007 --> 01:30:49.577 region:rollup2
NO NOTICE OF MASSIVE INCREASES
01:30:48.476 --> 01:30:53.615 region:rollup2
IN FACT WE'VE SEEN INCREASES AS
01:30:49.577 --> 01:30:55.483 region:rollup2
HIGH AS IT'S HUNDRED AND 72%.
01:30:53.615 --> 01:30:56.985 region:rollup2
AND FOR SOMEONE TO DECIDE DO I
01:30:55.483 --> 01:30:59.087 region:rollup2
WANT TO KEEPING THAT POLICY OR
01:30:56.985 --> 01:31:00.855 region:rollup2
NOT AYE WHEN IT'S GONE UP MORE
01:30:59.087 --> 01:31:02.824 region:rollup2
THAN SIX FOLD AND WHILE THAT IS
01:31:00.855 --> 01:31:04.125 region:rollup2
THE EXTREME EXAMPLE WE'VE SEEN
01:31:02.824 --> 01:31:05.260 region:rollup2
LOTS OF DOUBLING AND TRIPLING
01:31:04.125 --> 01:31:06.494 region:rollup2
AND QUADRUPLING SO.
01:31:05.260 --> 01:31:08.263 region:rollup2
I WE THINK THAT THIS IS AN
01:31:06.494 --> 01:31:10.298 region:rollup2
APPROPRIATE MEASURE TO IT
01:31:08.263 --> 01:31:10.865 region:rollup2
DOESN'T SAY THAT THE JURORS
01:31:10.298 --> 01:31:12.967 region:rollup2
CAN'T.
01:31:10.865 --> 01:31:14.035 region:rollup2
RAISE THOSE BY THAT PEOPLE HAVE
01:31:12.967 --> 01:31:15.637 region:rollup2
A LITTLE BIT MORE TIME TO FIGURE
01:31:14.035 --> 01:31:16.705 region:rollup2
OUT THEIR OPTIONS AND SO THAT I
01:31:15.637 --> 01:31:19.274 region:rollup2
CAN SAY LESS CENTER MORE LIKE
01:31:16.705 --> 01:31:21.476 region:rollup2
AND OTHERS CAN SAY MORE WE HAVE.
01:31:19.274 --> 01:31:22.811 region:rollup2
TO INDIVIDUALS TO SPEAK WHO HAVE
01:31:21.476 --> 01:31:26.414 region:rollup2
GONE THROUGH THIS EXPERIENCE I
01:31:22.811 --> 01:31:29.050 region:rollup2
TELL YOU THEIR STORIES.
01:31:26.414 --> 01:31:29.851 region:rollup2
RIGHT YEAH MY NAME'S PAY READING
01:31:29.050 --> 01:31:31.186 region:rollup2
TALIBAN ARBUCKLE TYPICALLY MOVE
01:31:29.851 --> 01:31:31.820 region:rollup2
THE MICROPHONE A LITTLE BIT
01:31:31.186 --> 01:31:34.422 region:rollup2
CLOSER SO WE CAN BE SURE TO HEAR
01:31:31.820 --> 01:31:35.056 region:rollup2
YOU.
01:31:34.422 --> 01:31:36.191 region:rollup2
THE BETTER THAT'S PERFECT THANK
01:31:35.056 --> 01:31:37.459 region:rollup2
YOU.
01:31:36.191 --> 01:31:40.462 region:rollup2
WHAT HAS BEEN AYE EACH PURCHASED
01:31:37.459 --> 01:31:41.262 region:rollup2
A UNIVERSAL I POLICY IN?
01:31:40.462 --> 01:31:43.698 region:rollup2
NINETY SIX AND WE WERE TOLD AT
01:31:41.262 --> 01:31:45.934 region:rollup2
THAT TIME THAT WOULD ACCRUE
01:31:43.698 --> 01:31:47.802 region:rollup2
MONIES IN THE POLICY AND AND IT
01:31:45.934 --> 01:31:49.537 region:rollup2
WOULD PROVIDE LIFE INSURANCE WE
01:31:47.802 --> 01:31:52.107 region:rollup2
THOUGHT THAT WAS GREAT TIME.
01:31:49.537 --> 01:31:53.608 region:rollup2
OF OUR PHILADELPHIA LIFE POLICY
01:31:52.107 --> 01:31:56.511 region:rollup2
WAS SOLD TO CAN SAY GO AND
01:31:53.608 --> 01:31:57.545 region:rollup2
ULTIMATELY TO WILCO AND ABOUT
01:31:56.511 --> 01:31:58.680 region:rollup2
TWENTY ELEVEN WE WERE INFORMED
01:31:57.545 --> 01:32:00.715 region:rollup2
BY THEM.
01:31:58.680 --> 01:32:02.584 region:rollup2
THAT OUR PREMIUMS WERE GOING TO
01:32:00.715 --> 01:32:04.419 region:rollup2
INCREASE A VERY SMALL AMOUNT AND
01:32:02.584 --> 01:32:05.820 region:rollup2
WE WERE GIVEN A CHOICE AT THAT
01:32:04.419 --> 01:32:08.456 region:rollup2
TIME. TO EITHER.
01:32:05.820 --> 01:32:09.858 region:rollup2
PAY THE EXTRA PREMIUM OR HAVE A
01:32:08.456 --> 01:32:10.992 region:rollup2
COME OUT OF THE MONIES A CREW.
01:32:09.858 --> 01:32:12.327 region:rollup2
AND SINCE IT WAS A VERY SMALL
01:32:10.992 --> 01:32:14.462 region:rollup2
AMOUNT I THINK FOR ME IT WAS
01:32:12.327 --> 01:32:15.864 region:rollup2
FINAL COUPLE DOLLARS IN FOR
01:32:14.462 --> 01:32:17.298 region:rollup2
HUSBANDS IT WAS PAN.
01:32:15.864 --> 01:32:17.832 region:rollup2
AND WE THOUGHT WELL WE'LL JUST
01:32:17.298 --> 01:32:19.067 region:rollup2
LET IT COME OUT OF A CRUDE
01:32:17.832 --> 01:32:22.570 region:rollup2
MONIES.
01:32:19.067 --> 01:32:23.505 region:rollup2
AND AND SO YOU KNOW IT WAS FINE
01:32:22.570 --> 01:32:25.640 region:rollup2
BUT WE NEVER HEARD FROM THEM
01:32:23.505 --> 01:32:27.609 region:rollup2
AGAIN AFTER THAT.
01:32:25.640 --> 01:32:29.611 region:rollup2
AND OF THE FIRST INDICATION THAT
01:32:27.609 --> 01:32:31.780 region:rollup2
WE HAD THAT MY HUSBAND'S POLICY
01:32:29.611 --> 01:32:33.181 region:rollup2
WAS IN JEOPARDY UP DEFAULT
01:32:31.780 --> 01:32:33.948 region:rollup2
OCCURRED TO SPRING.
01:32:33.181 --> 01:32:36.885 region:rollup2
FORMER RECEIVED A NOTICE THAT HE
01:32:33.948 --> 01:32:38.219 region:rollup2
WAS ENTERED AGREES AND I
01:32:36.885 --> 01:32:39.554 region:rollup2
INQUIRED HOW HE COULD BE IN A
01:32:38.219 --> 01:32:41.089 region:rollup2
GRACE PERIOD YOU READ ALL THIS
01:32:39.554 --> 01:32:43.024 region:rollup2
MONEY SUPPOSEDLY BUILDING UP IN
01:32:41.089 --> 01:32:43.892 region:rollup2
THIS POLICY --
01:32:43.024 --> 01:32:45.093 region:rollup2
AND THEY TOLD US THE ACCRUED
01:32:43.892 --> 01:32:46.494 region:rollup2
MONIES HAVE BEEN USED TO PAY THE
01:32:45.093 --> 01:32:48.163 region:rollup2
PREMIUMS.
01:32:46.494 --> 01:32:50.198 region:rollup2
AND THAT --
01:32:48.163 --> 01:32:53.168 region:rollup2
IF WE WANTED TO PAY MORE BUT WE
01:32:50.198 --> 01:32:54.769 region:rollup2
COULD OR WE COULD DEFAULT.
01:32:53.168 --> 01:32:55.570 region:rollup2
AND I WAS REALLY INCIDENTS I
01:32:54.769 --> 01:32:57.472 region:rollup2
THOUGHT.
01:32:55.570 --> 01:32:58.406 region:rollup2
WHY DIDN'T WE GET ANY NOTICE
01:32:57.472 --> 01:33:00.642 region:rollup2
THAT WE WERE FALLING BEHIND SO
01:32:58.406 --> 01:33:02.077 region:rollup2
MUCH -- AND
01:33:00.642 --> 01:33:03.144 region:rollup2
PREMIUMS HAD BEEN STEADILY GOING
01:33:02.077 --> 01:33:05.079 region:rollup2
UP EVERY YEAR.
01:33:03.144 --> 01:33:08.049 region:rollup2
THEY TRIPLED.
01:33:05.079 --> 01:33:08.349 region:rollup2
AND IT WAS PRETTY SHOCKING
01:33:08.049 --> 01:33:10.919 region:rollup2
[inaudible]
01:33:08.349 --> 01:33:12.921 region:rollup2
SO -- I
01:33:10.919 --> 01:33:16.091 region:rollup2
MYSELF HAD NEVER RECEIVED A
01:33:12.921 --> 01:33:17.125 region:rollup2
ANNUAL REPORTS MULTIPLE TIMES
01:33:16.091 --> 01:33:18.560 region:rollup2
THEY SAID THAT THEY SEND THEM
01:33:17.125 --> 01:33:20.428 region:rollup2
BUT I NEVER RECEIVED THEM WE
01:33:18.560 --> 01:33:22.330 region:rollup2
EACH HAD OUR OWN POLICY.
01:33:20.428 --> 01:33:23.298 region:rollup2
AND I DID REALIZE IT MY POLICY
01:33:22.330 --> 01:33:24.866 region:rollup2
HAD DOUBLED.
01:33:23.298 --> 01:33:27.101 region:rollup2
WHEN I COMPLAIN TO THE COMPANY
01:33:24.866 --> 01:33:28.570 region:rollup2
ABOUT NO FORMAL NOTIFICATIONS
01:33:27.101 --> 01:33:29.571 region:rollup2
ABOUT EXACTLY WHAT THE PREMIUM
01:33:28.570 --> 01:33:31.339 region:rollup2
WAS AND?
01:33:29.571 --> 01:33:33.074 region:rollup2
HOW WE WERE SUPPOSED TO PAY THEY
01:33:31.339 --> 01:33:34.342 region:rollup2
REFERRED ME TO THE?
01:33:33.074 --> 01:33:35.810 region:rollup2
ANNUAL REPORT.
01:33:34.342 --> 01:33:38.480 region:rollup2
WHICH I OFTENTIMES DIDN'T
01:33:35.810 --> 01:33:39.681 region:rollup2
RECEIVE --
01:33:38.480 --> 01:33:40.548 region:rollup2
AT THAT TIME I ASKED FOR
01:33:39.681 --> 01:33:42.383 region:rollup2
SPECIFIC INFORMATION ABOUT THE
01:33:40.548 --> 01:33:44.853 region:rollup2
COUNTS.
01:33:42.383 --> 01:33:46.988 region:rollup2
LETTER MONTHLY PREMIUMS WERE HOW
01:33:44.853 --> 01:33:48.957 region:rollup2
MUCH WAS LEFT IN EACH ACCOUNT
01:33:46.988 --> 01:33:50.425 region:rollup2
AND IT ALSO AS FOR THE PREMIUMS
01:33:48.957 --> 01:33:51.693 region:rollup2
FOR THE NEXT YEAR.
01:33:50.425 --> 01:33:52.527 region:rollup2
AND THEY TOLD ME ON THE PHONE
01:33:51.693 --> 01:33:54.829 region:rollup2
THAT THEY COULDN'T GIVE ME THAT
01:33:52.527 --> 01:33:56.931 region:rollup2
INFORMATION.
01:33:54.829 --> 01:33:58.132 region:rollup2
I THOUGHT WAS KIND OF POOR BUT
01:33:56.931 --> 01:34:00.535 region:rollup2
BUT THEY DID SAY THAT THEY WOULD
01:33:58.132 --> 01:34:03.037 region:rollup2
LOOK INTO IT AND MAIL ME THE
01:34:00.535 --> 01:34:04.772 region:rollup2
INFORMATION THAT I REQUESTED.
01:34:03.037 --> 01:34:06.407 region:rollup2
SO MY HASN'T POLICY WHICH HAD
01:34:04.772 --> 01:34:09.077 region:rollup2
STARTED OUT NINETY DOLLARS IS
01:34:06.407 --> 01:34:10.078 region:rollup2
NOW TRIPLE.
01:34:09.077 --> 01:34:11.379 region:rollup2
TO TO NINETY SIX AND NEXT YEAR
01:34:10.078 --> 01:34:12.247 region:rollup2
WILL BE.
01:34:11.379 --> 01:34:13.248 region:rollup2
THREE TWENTY ONE MINUTE THREE
01:34:12.247 --> 01:34:14.582 region:rollup2
BIG RISE FOR US YOU CN SEE
01:34:13.248 --> 01:34:16.050 region:rollup2
WE'RE NOT THE YOUNG CHICKS
01:34:14.582 --> 01:34:19.354 region:rollup2
ANYMORE.
01:34:16.050 --> 01:34:20.021 region:rollup2
AND MY POSY DOUBLED FROM THIRTY
01:34:19.354 --> 01:34:20.822 region:rollup2
FIVE TO SEVENTY FIVE IS GOING TO
01:34:20.021 --> 01:34:22.891 region:rollup2
BE EIGHTY NINE NEXT YEAR WHICH
01:34:20.822 --> 01:34:23.491 region:rollup2
IS AN INCREASE OF 15% WHICH I
01:34:22.891 --> 01:34:25.527 region:rollup2
THINK IS PRETTY HEFTY ACTUALLY
01:34:23.491 --> 01:34:26.895 region:rollup2
--
01:34:25.527 --> 01:34:28.930 region:rollup2
THERE'S A SMALL BALANCE IN MY
01:34:26.895 --> 01:34:30.131 region:rollup2
ACCOUNT.
01:34:28.930 --> 01:34:32.333 region:rollup2
AND THERE'S BASICALLY NOTHING
01:34:30.131 --> 01:34:33.401 region:rollup2
LEFT IN MY HUSBAND'S SO WE PAID
01:34:32.333 --> 01:34:35.270 region:rollup2
INTO THESE POLICIES FOR OVER
01:34:33.401 --> 01:34:38.206 region:rollup2
TWENTY TWO YEARS.
01:34:35.270 --> 01:34:39.541 region:rollup2
AND BASICALLY HAVE. ZERO BECAUSE
01:34:38.206 --> 01:34:40.308 region:rollup2
WE DIDN'T GET PROPER
01:34:39.541 --> 01:34:42.177 region:rollup2
NOTIFICATION AS FAR AS I'M
01:34:40.308 --> 01:34:43.111 region:rollup2
CONCERNED.
01:34:42.177 --> 01:34:45.313 region:rollup2
AND ONE OF THE DISTURBING
01:34:43.111 --> 01:34:46.714 region:rollup2
ACTIONS THAT THIS COMPANY DOES
01:34:45.313 --> 01:34:47.782 region:rollup2
IS THAT WHEN THEY DO SEND YOU
01:34:46.714 --> 01:34:49.951 region:rollup2
THAT NOTICE.
01:34:47.782 --> 01:34:51.853 region:rollup2
OF OF GRACE PERIOD AND THEY TELL
01:34:49.951 --> 01:34:53.988 region:rollup2
YOU THE SOME THAT MUST BE OF YOU
01:34:51.853 --> 01:34:55.924 region:rollup2
KNOW BROUGHT FORTH.
01:34:53.988 --> 01:34:57.058 region:rollup2
THEY SEND IT TO YOU.
01:34:55.924 --> 01:35:00.128 region:rollup2
WITHOUT.
01:34:57.058 --> 01:35:01.563 region:rollup2
ENOUGH TIME TO MAKE THE PAYMENT.
01:35:00.128 --> 01:35:05.433 region:rollup2
SO I ACTUALLY HAVE A DOCUMENT
01:35:01.563 --> 01:35:07.435 region:rollup2
HERE THAT SAYS YOU NOW OWE THIS.
01:35:05.433 --> 01:35:10.572 region:rollup2
AND IT WAS SENT.
01:35:07.435 --> 01:35:11.139 region:rollup2
ON THE TWENTY FIRST.
01:35:10.572 --> 01:35:14.943 region:rollup2
BUT IT WAS DUE.
01:35:11.139 --> 01:35:16.811 region:rollup2
ON THE TWENTY SO [inaudible]
01:35:14.943 --> 01:35:18.079 region:rollup2
YOU KNOW.
01:35:16.811 --> 01:35:19.247 region:rollup2
I THINK THAT A LOT OF THESE
01:35:18.079 --> 01:35:21.249 region:rollup2
COMPANIES THINK THAT.
01:35:19.247 --> 01:35:22.350 region:rollup2
THEY'RE IN CHARGE AND YOU'RE
01:35:21.249 --> 01:35:24.686 region:rollup2
JUST KIND OF A YOU HAVE NO
01:35:22.350 --> 01:35:25.753 region:rollup2
RIGHTS.
01:35:24.686 --> 01:35:27.088 region:rollup2
SO I'D LIKE TO SEE THIS
01:35:25.753 --> 01:35:28.122 region:rollup2
LEGISLATION THANK YOU FOR BEING
01:35:27.088 --> 01:35:30.358 region:rollup2
HERE AND* AND SHARING YOUR
01:35:28.122 --> 01:35:31.326 region:rollup2
STORY THINKING VERY MUCH.
01:35:30.358 --> 01:35:31.826 region:rollup2
YES SIR.
01:35:31.326 --> 01:35:33.227 region:rollup2
YES -- MY
01:35:31.826 --> 01:35:34.929 region:rollup2
NAME IS FREDERICK APPAREL I GO
01:35:33.227 --> 01:35:36.130 region:rollup2
BY RICK.
01:35:34.929 --> 01:35:37.966 region:rollup2
IN --
01:35:36.130 --> 01:35:40.501 region:rollup2
SEPTEMBER OF NINETEEN EIGHTY
01:35:37.966 --> 01:35:41.102 region:rollup2
SEVEN I PURCHASED A A WHOLE LIFE
01:35:40.501 --> 01:35:44.739 region:rollup2
POLICY WITH THE NORTH AMERICAN
01:35:41.102 --> 01:35:46.341 region:rollup2
--
01:35:44.739 --> 01:35:49.344 region:rollup2
THE MADE MY PAYMENTS BEAUTIFULLY
01:35:46.341 --> 01:35:50.178 region:rollup2
TALK A QUARTERLY PAYMENT OF FIVE
01:35:49.344 --> 01:35:52.013 region:rollup2
TWO HUNDRED FORTY SIX DOLLARS OR
01:35:50.178 --> 01:35:53.881 region:rollup2
NINE HUNDRED EIGHTY SIX A YEAR.
01:35:52.013 --> 01:35:55.917 region:rollup2
I'M SCARED ME.
01:35:53.881 --> 01:35:57.885 region:rollup2
BYE AND MAY THIRD OF ABOUT
01:35:55.917 --> 01:35:58.519 region:rollup2
NINETY THAT.
01:35:57.885 --> 01:35:59.120 region:rollup2
TWO THOUSAND SIXTEEN I RECEIVED
01:35:58.519 --> 01:36:03.291 region:rollup2
A NOTICE FROM THEM [inaudible]
01:35:59.120 --> 01:36:05.760 region:rollup2
THAT -- MY
01:36:03.291 --> 01:36:07.962 region:rollup2
CASH VALUE HAD.
01:36:05.760 --> 01:36:09.197 region:rollup2
PRETTY MUCH BEEN ELIMINATED AND
01:36:07.962 --> 01:36:11.332 region:rollup2
THAT I WOULD NEED TO PAY ANOTHER
01:36:09.197 --> 01:36:11.933 region:rollup2
HUNDRED EIGHTY NINE DOLLARS. TO
01:36:11.332 --> 01:36:14.636 region:rollup2
BRING MYSELF CURRENT FOR THAT
01:36:11.933 --> 01:36:17.438 region:rollup2
MONTH -- AND
01:36:14.636 --> 01:36:20.008 region:rollup2
IN IN JUNE ON JUNE TENTH OF
01:36:17.438 --> 01:36:20.541 region:rollup2
STAYING HERE.
01:36:20.008 --> 01:36:21.709 region:rollup2
TWO THOUSAND SIXTEEN ARE I
01:36:20.541 --> 01:36:23.077 region:rollup2
RECEIVED ANOTHER LETTER FROM
01:36:21.709 --> 01:36:26.114 region:rollup2
THEM THAT THEY'RE GONNA BE
01:36:23.077 --> 01:36:28.016 region:rollup2
TERMINATED MY INSURANCE --
01:36:26.114 --> 01:36:29.951 region:rollup2
AND IT MIGHT FOR I COULD.
01:36:28.016 --> 01:36:31.853 region:rollup2
REYES MIKE PREMIUM FROM TWO
01:36:29.951 --> 01:36:34.889 region:rollup2
HUNDRED FORTY NINE DOLLARS.
01:36:31.853 --> 01:36:37.525 region:rollup2
A QUARTER TO SEVEN HUNDRED FIFTY
01:36:34.889 --> 01:36:39.727 region:rollup2
ONE DOLLARS A QUARTER --
01:36:37.525 --> 01:36:41.963 region:rollup2
AT THAT TIME MY CONTACTED THE
01:36:39.727 --> 01:36:44.432 region:rollup2
DEPARTMENT OF INSURANCE AND ALSO
01:36:41.963 --> 01:36:46.801 region:rollup2
A OF THE WATCH.
01:36:44.432 --> 01:36:48.169 region:rollup2
BOB RUBIN ALSO WITH OUR LOCAL TV
01:36:46.801 --> 01:36:49.837 region:rollup2
STATION TO SEE WHAT IF ANYTHING
01:36:48.169 --> 01:36:50.772 region:rollup2
THAT COULD BE DONE.
01:36:49.837 --> 01:36:53.608 region:rollup2
AND ALL THREE AFTERWARD NO --
01:36:50.772 --> 01:36:57.912 region:rollup2
SO.
01:36:53.608 --> 01:36:59.480 region:rollup2
QUICKLY HERE UP BECAUSE MY
01:36:57.912 --> 01:37:02.350 region:rollup2
CHILDREN AND GRANDCHILDREN NOW
01:36:59.480 --> 01:37:03.584 region:rollup2
MAJORITY AGE I OPTED NOT.
01:37:02.350 --> 01:37:04.752 region:rollup2
TO PAY THE SEVEN FIFTY ONE AND
01:37:03.584 --> 01:37:08.289 region:rollup2
LET THE POLICY [inaudible]
01:37:04.752 --> 01:37:08.856 region:rollup2
COLLAPSE OKAY THANK YOU FOR
01:37:08.289 --> 01:37:09.924 region:rollup2
BEING HERE AND FOR SOME MY
01:37:08.856 --> 01:37:10.992 region:rollup2
PLEASURE DORI.
01:37:09.924 --> 01:37:12.093 region:rollup2
ARE THERE OTHER WITNESSES IN
01:37:10.992 --> 01:37:17.231 region:rollup2
FAVOR THE BILL THEY COME FORWARD
01:37:12.093 --> 01:37:17.965 region:rollup2
PLEASE.
01:37:17.231 --> 01:37:20.268 region:rollup2
YEAH IF YOU'RE TWEENER THIS IS
01:37:17.965 --> 01:37:21.035 region:rollup2
YOUR MOMENT.
01:37:20.268 --> 01:37:22.370 region:rollup2
AS CHAIR MEMBERS JOHN SURE YOU
01:37:21.035 --> 01:37:23.104 region:rollup2
CAN'T ASSOCIATION CALIFORNIA
01:37:22.370 --> 01:37:24.205 region:rollup2
LIFE AND HEALTH INSURANCE
01:37:23.104 --> 01:37:24.939 region:rollup2
COMPANIES WANT TO THINK THE
01:37:24.205 --> 01:37:26.374 region:rollup2
SPONSOR AND THE OTHER FOR
01:37:24.939 --> 01:37:27.241 region:rollup2
WORKING OF SOME THIS BILL WE'VE
01:37:26.374 --> 01:37:28.076 region:rollup2
MADE US SOME REALLY GOOD
01:37:27.241 --> 01:37:29.844 region:rollup2
PROGRESS FOR THE PAST COUPLE
01:37:28.076 --> 01:37:30.945 region:rollup2
MONTHS AND RIVER NEAR FINAL
01:37:29.844 --> 01:37:32.146 region:rollup2
AGREEMENT --
01:37:30.945 --> 01:37:33.748 region:rollup2
LOOK FORWARD A CONTAINER GOOD
01:37:32.146 --> 01:37:34.716 region:rollup2
WORK THANK YOU GREAT THANK YOU
01:37:33.748 --> 01:37:36.250 region:rollup2
FOR BEING HERE --
01:37:34.716 --> 01:37:37.985 region:rollup2
SO LET'S SWITCH TO ANY WITNESSES
01:37:36.250 --> 01:37:39.487 region:rollup2
IN OPPOSITION THEY PLEASE COME
01:37:37.985 --> 01:37:40.788 region:rollup2
FORWARD.
01:37:39.487 --> 01:37:42.023 region:rollup2
LAST CALL FOR WITNESSES IN
01:37:40.788 --> 01:37:44.125 region:rollup2
OPPOSITION OKAY LET'S BRING THE
01:37:42.023 --> 01:37:44.759 region:rollup2
MATTER BACK TO THE COMMITTEE ANY
01:37:44.125 --> 01:37:48.629 region:rollup2
COMMENTS OR QUESTIONS.
01:37:44.759 --> 01:37:49.831 region:rollup2
VICE YOUR GAINES.
01:37:48.629 --> 01:37:51.332 region:rollup2
FILLING THE RICH OFFERING VERY
01:37:49.831 --> 01:37:52.533 region:rollup2
LEGISLATION FORWARD I'M SORRY TO
01:37:51.332 --> 01:37:54.602 region:rollup2
HEAR.
01:37:52.533 --> 01:37:56.003 region:rollup2
ABOUT YOUR STORIES AND THAT I
01:37:54.602 --> 01:37:58.673 region:rollup2
THINK IT MAKES MAKES COMPLETE
01:37:56.003 --> 01:37:59.874 region:rollup2
SENSE THAT THERE BE DISCLOSURE.
01:37:58.673 --> 01:38:01.809 region:rollup2
AND PROPER NOTICE --
01:37:59.874 --> 01:38:03.611 region:rollup2
TO INSURANCE.
01:38:01.809 --> 01:38:06.180 region:rollup2
AND IT SOUNDS LIKE YOU'RE
01:38:03.611 --> 01:38:08.483 region:rollup2
WORKING WITH THE VARIOUS PARTIES
01:38:06.180 --> 01:38:11.386 region:rollup2
AND HAVE TRIED --
01:38:08.483 --> 01:38:11.953 region:rollup2
TO MOVE THE BILL ALONG SO.
01:38:11.386 --> 01:38:14.455 region:rollup2
I'D LIKE TO GO AHEAD MAKE A
01:38:11.953 --> 01:38:15.590 region:rollup2
MOTION AND THANK YOU VERY MUCH
01:38:14.455 --> 01:38:16.958 region:rollup2
THIS ISSUE WILL NOT HAPPEN AGAIN
01:38:15.590 --> 01:38:18.860 region:rollup2
IN THE FUTURE [inaudible]
01:38:16.958 --> 01:38:19.927 region:rollup2
I CAN.
01:38:18.860 --> 01:38:21.496 region:rollup2
ALL RIGHT BEFORE ACKNOWLEDGE
01:38:19.927 --> 01:38:22.930 region:rollup2
THAT MOTION ANY OTHER COMMENTS
01:38:21.496 --> 01:38:23.965 region:rollup2
OR THOUGHTS LET ME JUST THEN
01:38:22.930 --> 01:38:25.366 region:rollup2
ADDED MISTER SHALL THANK YOU
01:38:23.965 --> 01:38:26.834 region:rollup2
ALSO.
01:38:25.366 --> 01:38:27.735 region:rollup2
FOR I YOUR LEADERSHIP IN THIS
01:38:26.834 --> 01:38:29.670 region:rollup2
AREA THIS IS A VERY IMPORTANT
01:38:27.735 --> 01:38:30.304 region:rollup2
CONSUMER PROTECTION.
01:38:29.670 --> 01:38:33.107 region:rollup2
NOW IS THESE FINANCIAL PRODUCTS
01:38:30.304 --> 01:38:34.409 region:rollup2
--
01:38:33.107 --> 01:38:35.877 region:rollup2
GET MORE AND MORE COMPLICATED
01:38:34.409 --> 01:38:37.278 region:rollup2
NOT JUST IN THE WORLD OF
01:38:35.877 --> 01:38:38.679 region:rollup2
INSURANCE BUT IN A LOT OF OTHER.
01:38:37.278 --> 01:38:40.848 region:rollup2
PLACES IT IT GETS HARDER AND
01:38:38.679 --> 01:38:41.883 region:rollup2
HARDER FOR THE AVERAGE PERSON
01:38:40.848 --> 01:38:43.451 region:rollup2
REALLY TO UNDERSTAND WHAT'S
01:38:41.883 --> 01:38:44.285 region:rollup2
GOING ON AND I AND I
01:38:43.451 --> 01:38:47.188 region:rollup2
PARTICULARLY GLAD THAT THAT THE
01:38:44.285 --> 01:38:47.755 region:rollup2
DEAL IS.
01:38:47.188 --> 01:38:49.757 region:rollup2
AS YOUR BECAUSE IT REALLY IS
01:38:47.755 --> 01:38:51.926 region:rollup2
ABOUT.
01:38:49.757 --> 01:38:53.728 region:rollup2
I TRIED TO TALKS STRAIGHT.
01:38:51.926 --> 01:38:54.662 region:rollup2
WITH PEOPLE ABOUT WHAT'S
01:38:53.728 --> 01:38:55.830 region:rollup2
HAPPENING --
01:38:54.662 --> 01:38:57.632 region:rollup2
AND THESE PRODUCTS THAT THAT DO
01:38:55.830 --> 01:38:59.901 region:rollup2
HAVE THEIR ABILITIES IS NOT A
01:38:57.632 --> 01:39:01.569 region:rollup2
SIMPLE THING --
01:38:59.901 --> 01:39:03.304 region:rollup2
BUT THERE'S THERE'S CHANGES IN
01:39:01.569 --> 01:39:04.639 region:rollup2
THAT IN WITH THOSE CHANGES THERE
01:39:03.304 --> 01:39:05.606 region:rollup2
CAN REALLY BE A LOT OF CONFUSION
01:39:04.639 --> 01:39:07.675 region:rollup2
MISUNDERSTANDING AND GREAT
01:39:05.606 --> 01:39:08.376 region:rollup2
DISAPPOINTMENT --
01:39:07.675 --> 01:39:09.710 region:rollup2
IF PEOPLE AREN'T PAYING
01:39:08.376 --> 01:39:11.412 region:rollup2
ATTENTION SO I REALLY AM HAPPY
01:39:09.710 --> 01:39:12.346 region:rollup2
THAT IS A PART.
01:39:11.412 --> 01:39:13.347 region:rollup2
OF THIS BILL I KNOW THERE'S BEEN
01:39:12.346 --> 01:39:14.982 region:rollup2
A LOT OF PRODUCTIVE
01:39:13.347 --> 01:39:17.452 region:rollup2
CONVERSATIONS WITH OUR STAFF AND
01:39:14.982 --> 01:39:18.886 region:rollup2
AND WITH STAKEHOLDERS --
01:39:17.452 --> 01:39:21.189 region:rollup2
AT APPRECIATE YOUR TAKING THE
01:39:18.886 --> 01:39:22.824 region:rollup2
BILL FORWARD AS AMENDED.
01:39:21.189 --> 01:39:24.225 region:rollup2
AND WITH THAT I'M HAPPY SUPPORT
01:39:22.824 --> 01:39:25.359 region:rollup2
THAT BILL TODAY THANK YOU MUCH
01:39:24.225 --> 01:39:27.195 region:rollup2
CENTER GAINES LIKE TO MOVE THE
01:39:25.359 --> 01:39:27.428 region:rollup2
BILL AND THAT THERE'S SOMETHING
01:39:27.195 --> 01:39:29.130 region:rollup2
FURTHER.
01:39:27.428 --> 01:39:31.599 region:rollup2
CALL THE ROLL.
01:39:29.130 --> 01:39:32.467 region:rollup2
AB TWENTY SIX THIRTY FOR THE
01:39:31.599 --> 01:39:34.802 region:rollup2
MOTION IS TO PASS AS AMENDED TO
01:39:32.467 --> 01:39:36.871 region:rollup2
THE FLOOR.
01:39:34.802 --> 01:39:37.972 region:rollup2
CARE BLASIER AYE LEISURE AYE
01:39:36.871 --> 01:39:39.440 region:rollup2
VICE CHAIR GAINES.
01:39:37.972 --> 01:39:41.976 region:rollup2
GAINES AYE.
01:39:39.440 --> 01:39:44.545 region:rollup2
BERRYHILL A GALGIANI.
01:39:41.976 --> 01:39:47.014 region:rollup2
GALGIANI AYE HERNANDEZ HERNANDEZ
01:39:44.545 --> 01:39:47.982 region:rollup2
AYE HERTZBERG.
01:39:47.014 --> 01:39:50.284 region:rollup2
HUESO TWO LARA.
01:39:47.982 --> 01:39:50.785 region:rollup2
MITCHELL.
01:39:50.284 --> 01:39:53.754 region:rollup2
MORE LUCK MORE ALIKE AYE
01:39:50.785 --> 01:39:55.489 region:rollup2
MORRELL.
01:39:53.754 --> 01:40:01.162 region:rollup2
MORRELL AYE PORTANTINO.
01:39:55.489 --> 01:40:02.163 region:rollup2
PORTANTINO AYE ROTH. TO SHELVE
01:40:01.162 --> 01:40:03.197 region:rollup2
THE BILL HAD SEVEN VOTES WHICH
01:40:02.163 --> 01:40:03.798 region:rollup2
IS ENOUGH HIT MOVE IT FORWARD
01:40:03.197 --> 01:40:05.066 region:rollup2
WE'RE GONNA HOLD THE ROLE OPEN
01:40:03.798 --> 01:40:05.867 region:rollup2
FOR ABSENT.
01:40:05.066 --> 01:40:09.370 region:rollup2
THINK WELL THANK YOU VERY MUCH
01:40:05.867 --> 01:40:10.471 region:rollup2
SENATOR SHOULD.
01:40:09.370 --> 01:40:12.340 region:rollup2
OKAY MEMBERS THAT WE'VE
01:40:10.471 --> 01:40:13.841 region:rollup2
COMPLETED OUR AGENDA SO THOSE
01:40:12.340 --> 01:40:15.042 region:rollup2
WHO ARE HERE IN THE ROOM I AND
01:40:13.841 --> 01:40:16.477 region:rollup2
WHO ARE NAMED COMMITTEE DOING
01:40:15.042 --> 01:40:17.979 region:rollup2
OTHER IMPORTANT WORK TO HELP THE
01:40:16.477 --> 01:40:19.380 region:rollup2
CHILL COME DOWN.
01:40:17.979 --> 01:40:21.182 region:rollup2
I TO ROOM ONE TWELVE SO WE CAN
01:40:19.380 --> 01:40:21.749 region:rollup2
NOT TO CLOSE OUT THE RULE AND
01:40:21.182 --> 01:40:22.717 region:rollup2
ALL THESE BILLS I KNOW WE DO
01:40:21.749 --> 01:40:24.318 region:rollup2
HAVE SOME.
01:40:22.717 --> 01:40:25.887 region:rollup2
SENATORS WHO HAD DOUBLE DUTY
01:40:24.318 --> 01:40:26.521 region:rollup2
HAVE NOW COME INTO THE ROOM SO.
01:40:25.887 --> 01:40:28.689 region:rollup2
WE'RE GOING TO START AT THE TOP
01:40:26.521 --> 01:40:30.091 region:rollup2
--
01:40:28.689 --> 01:40:31.459 region:rollup2
LET ME JUST THAT MENTIONED OF
01:40:30.091 --> 01:40:32.793 region:rollup2
MEMBERS THAT --
01:40:31.459 --> 01:40:34.629 region:rollup2
ALL THE AMENDMENTS HAS PROPOSED
01:40:32.793 --> 01:40:36.430 region:rollup2
DIE IN THE STAFF REPORTS HAVE
01:40:34.629 --> 01:40:38.266 region:rollup2
BEEN ACCEPTED BY AUTHORS.
01:40:36.430 --> 01:40:40.401 region:rollup2
THERE'S SOME VARIATIONS ON YOU
01:40:38.266 --> 01:40:43.538 region:rollup2
THESE BILLS THAT I CAN GO INTO
01:40:40.401 --> 01:40:46.941 region:rollup2
IF YOU ARE INTERESTED --
01:40:43.538 --> 01:40:50.144 region:rollup2
BUT LET'S LET'S BEGIN.
01:40:46.941 --> 01:40:51.546 region:rollup2
LET'S BEGIN WITH THE ITEM ONE A.
01:40:50.144 --> 01:40:52.146 region:rollup2
B. THIRTEEN SEVENTY THREE IF THE
01:40:51.546 --> 01:40:53.981 region:rollup2
SECRETARY WOULD CALL THE ROLL
01:40:52.146 --> 01:40:56.384 region:rollup2
AGAIN.
01:40:53.981 --> 01:40:56.918 region:rollup2
AB.
01:40:56.384 --> 01:40:58.552 region:rollup2
THIRTEEN SEVENTY THREE THE
01:40:56.918 --> 01:41:00.588 region:rollup2
CURRENT VOTE IS. EIGHT EIGHT TO
01:40:58.552 --> 01:41:02.690 region:rollup2
NOTHING THE CHAIR VOTED AYE THE
01:41:00.588 --> 01:41:03.758 region:rollup2
MOTION IS TO PASS AS AMENDED TO
01:41:02.690 --> 01:41:06.727 region:rollup2
APPROPRIATIONS.
01:41:03.758 --> 01:41:08.696 region:rollup2
BERRYHILL HERNANDEZ HERNANDEZ
01:41:06.727 --> 01:41:10.131 region:rollup2
AYE HERTZBERG.
01:41:08.696 --> 01:41:10.431 region:rollup2
HUESO AYE AYE HUESO HIGH
01:41:10.131 --> 01:41:12.934 region:rollup2
[inaudible]
01:41:10.431 --> 01:41:17.004 region:rollup2
MORRELL [inaudible]
01:41:12.934 --> 01:41:18.606 region:rollup2
BROWN'S HIGH.
01:41:17.004 --> 01:41:19.974 region:rollup2
ALRIGHT THAT PHIL HAS ELEVEN
01:41:18.606 --> 01:41:22.944 region:rollup2
WILL WAIT FOR THE ABSENT MEMBERS
01:41:19.974 --> 01:41:24.612 region:rollup2
LET'S GO ON TO ITEM NUMBER TWO
01:41:22.944 --> 01:41:25.246 region:rollup2
WHICH IS AB EIGHTEEN SEVENTY
01:41:24.612 --> 01:41:26.981 region:rollup2
FIVE BY.
01:41:25.246 --> 01:41:28.182 region:rollup2
ASSEMBLY MEMBER WOULD THE
01:41:26.981 --> 01:41:30.451 region:rollup2
SECRETARY WOULD CALL THE ROLL HE
01:41:28.182 --> 01:41:31.986 region:rollup2
BEAT AB EIGHTEEN SEVENTY FIVE
01:41:30.451 --> 01:41:33.254 region:rollup2
THE MOTIONS DO PASS AS AMENDED
01:41:31.986 --> 01:41:35.089 region:rollup2
TO APPROPRIATIONS THE CURRENT
01:41:33.254 --> 01:41:36.424 region:rollup2
VOTE IS A TWO ZERO IN THE CHAIR
01:41:35.089 --> 01:41:38.592 region:rollup2
VOTED AYE --
01:41:36.424 --> 01:41:40.094 region:rollup2
BERRYHILL.
01:41:38.592 --> 01:41:43.197 region:rollup2
HERNANDEZ HERNANDEZ AYE
01:41:40.094 --> 01:41:45.399 region:rollup2
HERTZBERG HUESO.
01:41:43.197 --> 01:41:46.934 region:rollup2
HUESO AYE LARA [inaudible]
01:41:45.399 --> 01:41:49.537 region:rollup2
MITCHELL [inaudible]
01:41:46.934 --> 01:41:50.438 region:rollup2
ROTH.
01:41:49.537 --> 01:41:51.038 region:rollup2
ALRIGHT THAT WE'RE GOING TO HOLD
01:41:50.438 --> 01:41:52.873 region:rollup2
A OVERALL OPEN ON THAT MEASURE
01:41:51.038 --> 01:41:54.742 region:rollup2
--
01:41:52.873 --> 01:41:55.810 region:rollup2
MEMBERS ITEM THREE WAS INITIALLY
01:41:54.742 --> 01:41:56.978 region:rollup2
ON THE CONSENT CALENDAR WAS
01:41:55.810 --> 01:41:58.946 region:rollup2
PULLED OFF FOR A CLARIFICATION
01:41:56.978 --> 01:41:59.880 region:rollup2
AND AMENDMENTS --
01:41:58.946 --> 01:42:01.449 region:rollup2
SO WE'RE GONNA CALL THE ROLL
01:41:59.880 --> 01:42:03.117 region:rollup2
AGAIN ON AB TWENTY FORTY FIVE
01:42:01.449 --> 01:42:04.685 region:rollup2
ITEM.
01:42:03.117 --> 01:42:06.120 region:rollup2
THREE AB TWENTY FORTY FIVE THE
01:42:04.685 --> 01:42:07.755 region:rollup2
MOTION IS TO PASS AS AMENDED TO
01:42:06.120 --> 01:42:09.523 region:rollup2
APPROPRIATIONS THE CURRENT VOTE
01:42:07.755 --> 01:42:10.925 region:rollup2
IS A TWO ZERO THE CHAIR OTED
01:42:09.523 --> 01:42:12.660 region:rollup2
AYE CALLING ABSENT MEMBERS
01:42:10.925 --> 01:42:14.328 region:rollup2
BERRYHILL.
01:42:12.660 --> 01:42:17.164 region:rollup2
HERNANDEZ HERNANDEZ AYE
01:42:14.328 --> 01:42:19.667 region:rollup2
HERTZBERG HUESO.
01:42:17.164 --> 01:42:22.803 region:rollup2
HUESO HIGH MORALE [inaudible]
01:42:19.667 --> 01:42:24.405 region:rollup2
WELL I OKAY WE'RE GONNA MOVE OUT
01:42:22.803 --> 01:42:27.508 region:rollup2
TO THE CONSENT CALENDAR THIS IS
01:42:24.405 --> 01:42:29.644 region:rollup2
ITEMS FOUR AND TWELVE AB TWENTY
01:42:27.508 --> 01:42:30.144 region:rollup2
FORTY SIX IN AB.
01:42:29.644 --> 01:42:30.745 region:rollup2
TWENTY NINE TWENTY SEVEN
01:42:30.144 --> 01:42:32.513 region:rollup2
SECRETARY WOULD CALL THE ROLL
01:42:30.745 --> 01:42:35.883 region:rollup2
ABSENT MEMBERS.
01:42:32.513 --> 01:42:38.185 region:rollup2
THE MOTION IS DO PASSES DO PASS
01:42:35.883 --> 01:42:39.687 region:rollup2
APPROPRIATION THE CURRENT VOTED
01:42:38.185 --> 01:42:41.322 region:rollup2
SIX THE CHAIR VOTED AYE.
01:42:39.687 --> 01:42:43.124 region:rollup2
BERRYHILL.
01:42:41.322 --> 01:42:45.793 region:rollup2
HERNANDEZ HERNANDEZ AYE
01:42:43.124 --> 01:42:47.228 region:rollup2
HERTZBERG HUESO.
01:42:45.793 --> 01:42:48.696 region:rollup2
HUESO AYE.
01:42:47.228 --> 01:42:52.199 region:rollup2
MITCHELL.
01:42:48.696 --> 01:42:54.435 region:rollup2
BURRELL BRILL AYE ROTH.
01:42:52.199 --> 01:42:56.537 region:rollup2
ROTH AYE BRING HOLD THE ROLE
01:42:54.435 --> 01:42:57.638 region:rollup2
OPEN FOR ABSENT MEMBERS ON THAT
01:42:56.537 --> 01:42:59.840 region:rollup2
GOOD ITEM.
01:42:57.638 --> 01:43:01.375 region:rollup2
FIVE THIS IS AB TWENTY ONE FORTY
01:42:59.840 --> 01:43:01.942 region:rollup2
TWO BY ASSEMBLYMEMBER BIGELOW.
01:43:01.375 --> 01:43:03.110 region:rollup2
THE SECRETARY WOULD CALL THE
01:43:01.942 --> 01:43:05.780 region:rollup2
ROLL.
01:43:03.110 --> 01:43:07.681 region:rollup2
AB TWENTY ONE FORTY TWO THE
01:43:05.780 --> 01:43:09.483 region:rollup2
MOTION IS TO PASS AS AMENDED TO
01:43:07.681 --> 01:43:11.652 region:rollup2
APPROPRIATIONS THE CURRENT VOTE.
01:43:09.483 --> 01:43:12.586 region:rollup2
IS A FIVE ZERO THE CHAIR VOTES
01:43:11.652 --> 01:43:14.488 region:rollup2
AYE.
01:43:12.586 --> 01:43:16.490 region:rollup2
BERRYHILL [inaudible]
01:43:14.488 --> 01:43:19.927 region:rollup2
GALGIANI.
01:43:16.490 --> 01:43:20.795 region:rollup2
GALGIANI AYE HERS HERS HERNANDEZ
01:43:19.927 --> 01:43:23.364 region:rollup2
HIS WING.
01:43:20.795 --> 01:43:23.664 region:rollup2
HERNANDEZ AYE HERTZBERG
01:43:23.364 --> 01:43:25.199 region:rollup2
[inaudible]
01:43:23.664 --> 01:43:26.133 region:rollup2
HUESO.
01:43:25.199 --> 01:43:26.767 region:rollup2
KNOWLEDGE FINAL.
01:43:26.133 --> 01:43:28.736 region:rollup2
HUESO AYE [inaudible]
01:43:26.767 --> 01:43:29.870 region:rollup2
MORLOCK [inaudible]
01:43:28.736 --> 01:43:31.539 region:rollup2
MORRELL.
01:43:29.870 --> 01:43:34.809 region:rollup2
BRAILLE AYE ROTH [inaudible]
01:43:31.539 --> 01:43:35.376 region:rollup2
ROTH HIGH.
01:43:34.809 --> 01:43:36.210 region:rollup2
AND FOR THAT MATTER BACK ON
01:43:35.376 --> 01:43:40.114 region:rollup2
CALL.
01:43:36.210 --> 01:43:40.681 region:rollup2
NEXUS ITEM SIX THIS IS AB TWENTY
01:43:40.114 --> 01:43:42.216 region:rollup2
TWO SEVENTY SIX BY ASSEMBLY
01:43:40.681 --> 01:43:45.252 region:rollup2
MEMBER BURKE.
01:43:42.216 --> 01:43:45.786 region:rollup2
SECRETARY CALL THE ROLL AGAIN AB
01:43:45.252 --> 01:43:47.321 region:rollup2
TWENTY TWO SEVENTY SIX THE
01:43:45.786 --> 01:43:48.889 region:rollup2
MOTION IS TO PASS AS AMENDED TO
01:43:47.321 --> 01:43:50.157 region:rollup2
APPROPRIATIONS.
01:43:48.889 --> 01:43:53.160 region:rollup2
THE CURRENT VOTE OF SIX ZERO
01:43:50.157 --> 01:43:54.795 region:rollup2
THAT CHAIR VOTES AYE BERRYHILL.
01:43:53.160 --> 01:43:56.297 region:rollup2
HERNANDEZ HERNANDEZ AYE
01:43:54.795 --> 01:44:00.434 region:rollup2
HERTZBERG.
01:43:56.297 --> 01:44:02.503 region:rollup2
HUESO HUESO AYE MITCHELL --
01:44:00.434 --> 01:44:04.805 region:rollup2
FRONT [inaudible]
01:44:02.503 --> 01:44:06.874 region:rollup2
OKAY.
01:44:04.805 --> 01:44:07.808 region:rollup2
NOT NOT NOT VOTING.
01:44:06.874 --> 01:44:09.076 region:rollup2
FOR ALRIGHT WE'RE GONNA THE THAT
01:44:07.808 --> 01:44:10.878 region:rollup2
WE'RE GONNA HOLD THE ROLE OPEN
01:44:09.076 --> 01:44:12.847 region:rollup2
FOR ABSENT MEMBERS ON ITEM SIX
01:44:10.878 --> 01:44:15.182 region:rollup2
MOVED ITEM --
01:44:12.847 --> 01:44:15.683 region:rollup2
SEVEN AB TWENTY THREE NINETY
01:44:15.182 --> 01:44:16.884 region:rollup2
FIVE BY ASSEMBLY MEMBER
01:44:15.683 --> 01:44:17.485 region:rollup2
CALDERON.
01:44:16.884 --> 01:44:19.487 region:rollup2
THE SECRETARY WOULD CALL THE
01:44:17.485 --> 01:44:20.121 region:rollup2
ROLL AGAIN HE WE TWENTY THREE
01:44:19.487 --> 01:44:20.521 region:rollup2
NINETY FIVE THE MOTION IS TO
01:44:20.121 --> 01:44:22.423 region:rollup2
PASS AS AMENDED TO
01:44:20.521 --> 01:44:24.258 region:rollup2
APPROPRIATION.
01:44:22.423 --> 01:44:26.627 region:rollup2
CURRENT VOTED SEVEN TO ZERO THAT
01:44:24.258 --> 01:44:28.963 region:rollup2
YOUR VOTES AYE BERRYHILL.
01:44:26.627 --> 01:44:30.297 region:rollup2
HERNANDEZ HERNANDEZ AYE
01:44:28.963 --> 01:44:31.465 region:rollup2
HERTZBERG.
01:44:30.297 --> 01:44:35.336 region:rollup2
HUESO [inaudible]
01:44:31.465 --> 01:44:36.837 region:rollup2
SO I MORRELL.
01:44:35.336 --> 01:44:38.706 region:rollup2
MORRELL AYE ROTH.
01:44:36.837 --> 01:44:39.940 region:rollup2
ROTH AYE AYE.
01:44:38.706 --> 01:44:41.442 region:rollup2
I WOULD HOLD THE ROLE OPEN ON
01:44:39.940 --> 01:44:44.512 region:rollup2
THAT FOR ABSENT MEMBERS ITEM
01:44:41.442 --> 01:44:45.045 region:rollup2
EIGHT IS AB.
01:44:44.512 --> 01:44:47.114 region:rollup2
TWENTY FIVE NINETY FOUR BY
01:44:45.045 --> 01:44:49.116 region:rollup2
ASSEMBLYMEMBER FRIEDMAN.
01:44:47.114 --> 01:44:49.650 region:rollup2
THAT'S AB.
01:44:49.116 --> 01:44:50.618 region:rollup2
TWENTY FIVE NINETY FOUR BY
01:44:49.650 --> 01:44:52.353 region:rollup2
FRIEDMAN IF THE SECRETARY WOULD
01:44:50.618 --> 01:44:53.220 region:rollup2
CALL THE ROLL AGAIN MOTIONS TO
01:44:52.353 --> 01:44:55.890 region:rollup2
PASS AS AMENDED TO
01:44:53.220 --> 01:44:57.191 region:rollup2
APPROPRIATIONS THE VOTE IS A TWO
01:44:55.890 --> 01:44:57.491 region:rollup2
ZERO IN THE CHAIR VOTE
01:44:57.191 --> 01:44:59.393 region:rollup2
[inaudible]
01:44:57.491 --> 01:45:01.195 region:rollup2
I BERRYHILL.
01:44:59.393 --> 01:45:05.733 region:rollup2
HERNANDEZ HERNANDEZ AYE
01:45:01.195 --> 01:45:06.233 region:rollup2
HERTZBERG HUESO --
01:45:05.733 --> 01:45:07.535 region:rollup2
MORALE.
01:45:06.233 --> 01:45:14.208 region:rollup2
MORALE HIGH [inaudible]
01:45:07.535 --> 01:45:14.441 region:rollup2
HUESO I OKAY.
01:45:14.208 --> 01:45:16.544 region:rollup2
ALRIGHT.
01:45:14.441 --> 01:45:17.678 region:rollup2
THAT BILL.
01:45:16.544 --> 01:45:18.913 region:rollup2
CURRENTLY HAS 11-3 HOLD THE ROLE
01:45:17.678 --> 01:45:22.816 region:rollup2
OPEN FOR ABSENT MEMBERS ARE
01:45:18.913 --> 01:45:23.350 region:rollup2
GONNA MOVE TO ITEM NINE AB
01:45:22.816 --> 01:45:24.418 region:rollup2
TWENTY SIX THIRTY FOUR BY
01:45:23.350 --> 01:45:25.753 region:rollup2
ASSEMBLY MEMBER CHAO.
01:45:24.418 --> 01:45:27.688 region:rollup2
SECRETARY WOULD CALL THE ROLL
01:45:25.753 --> 01:45:30.157 region:rollup2
MOTION IS DO PASS AS AMENDED TO
01:45:27.688 --> 01:45:32.726 region:rollup2
THE FLOOR VOTERS NOW SEVEN ZERO
01:45:30.157 --> 01:45:33.027 region:rollup2
THAT YOUR VOTES AYE BERRYHILL
01:45:32.726 --> 01:45:35.296 region:rollup2
[inaudible]
01:45:33.027 --> 01:45:37.064 region:rollup2
HERTZBERG [inaudible]
01:45:35.296 --> 01:45:40.834 region:rollup2
HUESO.
01:45:37.064 --> 01:45:42.036 region:rollup2
ARE WE STILL AYE LARA.
01:45:40.834 --> 01:45:42.236 region:rollup2
MITCHELL.
01:45:42.036 --> 01:45:46.907 region:rollup2
ROTH.
01:45:42.236 --> 01:45:48.242 region:rollup2
ROCKLINE. NINE PROVIDE THAT BILL
01:45:46.907 --> 01:45:49.610 region:rollup2
ENJOYS NINE VOTES AND WE'LL KEEP
01:45:48.242 --> 01:45:52.246 region:rollup2
THE ROLE OPEN FOR ABSENT MEMBERS
01:45:49.610 --> 01:45:52.713 region:rollup2
MOVING ON TO ITEM TEN THIS IS AB
01:45:52.246 --> 01:45:53.614 region:rollup2
TWENTY EIGHT OH TWO BY
01:45:52.713 --> 01:45:54.849 region:rollup2
ASSEMBLYMEMBER FRIEDMAN THE
01:45:53.614 --> 01:45:56.383 region:rollup2
SECRETARY CALL THE ROLL.
01:45:54.849 --> 01:45:59.520 region:rollup2
THE MOTION IS TO PASS AS AMENDED
01:45:56.383 --> 01:46:00.821 region:rollup2
TO APPROPRIATIONS VOTE NOW IS
01:45:59.520 --> 01:46:02.156 region:rollup2
EIGHT ZERO THAT YOUR VOTES AYE
01:46:00.821 --> 01:46:03.924 region:rollup2
BERRYHILL.
01:46:02.156 --> 01:46:07.161 region:rollup2
HERNANDEZ HERNANDEZ AYE
01:46:03.924 --> 01:46:08.662 region:rollup2
HERTZBERG HUESO.
01:46:07.161 --> 01:46:10.164 region:rollup2
WHISTLE AYE.
01:46:08.662 --> 01:46:14.702 region:rollup2
MORRELL.
01:46:10.164 --> 01:46:16.503 region:rollup2
ARE MORRELL AYE.
01:46:14.702 --> 01:46:18.038 region:rollup2
ALRIGHT THAT BILL I CURRENTLY
01:46:16.503 --> 01:46:19.673 region:rollup2
ENJOYS --
01:46:18.038 --> 01:46:20.174 region:rollup2
ELEVEN VOTES WILL HOLD THE VOTE
01:46:19.673 --> 01:46:21.375 region:rollup2
THE VOTE OPEN FOR ABSENT
01:46:20.174 --> 01:46:22.910 region:rollup2
MEMBERS.
01:46:21.375 --> 01:46:25.145 region:rollup2
MOVING ON TO ITEM ELEVEN THAT'S
01:46:22.910 --> 01:46:25.779 region:rollup2
AB TWENTY EIGHT FORTY FOUR BY
01:46:25.145 --> 01:46:26.714 region:rollup2
COOLEY THE MI NOTE FOR MEMBERS
01:46:25.779 --> 01:46:29.583 region:rollup2
THAT -- THE
01:46:26.714 --> 01:46:30.517 region:rollup2
THE THE MOTION WAS AS AMENDED
01:46:29.583 --> 01:46:31.719 region:rollup2
WITH THE COMMITMENT FROM THE
01:46:30.517 --> 01:46:32.887 region:rollup2
AUTHOR TO CONTINUE TO WORK WITH
01:46:31.719 --> 01:46:33.921 region:rollup2
THE COMMITTEE.
01:46:32.887 --> 01:46:35.589 region:rollup2
ON A VARIETY OF ISSUES --
01:46:33.921 --> 01:46:37.124 region:rollup2
ON THE BILL SO WITH THOSE
01:46:35.589 --> 01:46:38.659 region:rollup2
UNDERSTANDINGS THE MOTION WAS
01:46:37.124 --> 01:46:43.731 region:rollup2
PUT FORWARD A CURRENTLY ENJOY
01:46:38.659 --> 01:46:46.934 region:rollup2
SIX VOTES [inaudible]
01:46:43.731 --> 01:46:52.640 region:rollup2
WHAT WOULD?
01:46:46.934 --> 01:46:56.477 region:rollup2
JUST JUST ONE MOMENT.
01:46:52.640 --> 01:47:14.895 region:rollup2
THIS IS THE VERSION [inaudible]
01:46:56.477 --> 01:47:18.265 region:rollup2
NANCY [inaudible] FOR THE ONES.
01:47:14.895 --> 01:47:19.433 region:rollup2
THERE ARE NO MEMBERS VIDAK.
01:47:18.265 --> 01:47:25.940 region:rollup2
THE MEDIA.
01:47:19.433 --> 01:47:28.042 region:rollup2
CARE.
01:47:25.940 --> 01:47:28.609 region:rollup2
YEAH WANTS TO HOLD ON ONE SECOND
01:47:28.042 --> 01:47:31.011 region:rollup2
WILL COME BACK TO FIGURE OUT
01:47:28.609 --> 01:47:32.746 region:rollup2
WHAT WE CAN DO THERE --
01:47:31.011 --> 01:47:33.347 region:rollup2
SO LET ME CLARIFY FIRST ON ITEM
01:47:32.746 --> 01:47:35.449 region:rollup2
ELEVEN WHICH YOU CAN OPEN THE
01:47:33.347 --> 01:47:36.250 region:rollup2
RULE LINE THAT'S TWENTY EIGHT
01:47:35.449 --> 01:47:37.318 region:rollup2
FORTY FOUR IT IS NOT.
01:47:36.250 --> 01:47:38.752 region:rollup2
BEEN FORWARDED WITH AMENDMENTS
01:47:37.318 --> 01:47:39.753 region:rollup2
TODAY.
01:47:38.752 --> 01:47:40.821 region:rollup2
THEY'RE AMENDMENTS THAT THE
01:47:39.753 --> 01:47:42.489 region:rollup2
AUTHOR IS COMMITTED TO WORKING
01:47:40.821 --> 01:47:44.491 region:rollup2
WITH THE COMMITTEE ON GOING
01:47:42.489 --> 01:47:46.727 region:rollup2
FORWARD SO THAT WHEN YOU OPEN
01:47:44.491 --> 01:47:47.528 region:rollup2
THE ROLE AGAIN ON AS IF THE
01:47:46.727 --> 01:47:50.064 region:rollup2
CLINTON.
01:47:47.528 --> 01:47:50.597 region:rollup2
DOT NOT AS AMENDED SO THIS IS AB
01:47:50.064 --> 01:47:52.232 region:rollup2
TWENTY EIGHT FORTY FOUR AS
01:47:50.597 --> 01:47:53.200 region:rollup2
SUBMITTED TO THE COMMITTEE WITH
01:47:52.232 --> 01:47:53.734 region:rollup2
THE COMMITMENTS OF THE AUTHOR.
01:47:53.200 --> 01:47:56.003 region:rollup2
TO CONTINUE WORK ON THESE
01:47:53.734 --> 01:47:57.838 region:rollup2
AMENDMENTS [inaudible]
01:47:56.003 --> 01:48:00.074 region:rollup2
YEAH.
01:47:57.838 --> 01:48:00.674 region:rollup2
GUESS I'LL AB TWENTY FORTY FOR
01:48:00.074 --> 01:48:01.675 region:rollup2
THE MOTION IS TO PASS TO THE
01:48:00.674 --> 01:48:03.143 region:rollup2
FLOOR.
01:48:01.675 --> 01:48:05.813 region:rollup2
THE VOTED SIX ZERO THE CHAIR
01:48:03.143 --> 01:48:07.614 region:rollup2
VOTES AYE BERRYHILL.
01:48:05.813 --> 01:48:12.553 region:rollup2
HERNANDEZ HERNANDEZ AYE
01:48:07.614 --> 01:48:12.853 region:rollup2
HERTZBERG HUESO HUESO AYE LARA
01:48:12.553 --> 01:48:25.532 region:rollup2
[inaudible]
01:48:12.853 --> 01:48:27.835 region:rollup2
MITCHELL ROTH AYE ROTH AYE.
01:48:25.532 --> 01:48:28.135 region:rollup2
THE THREE OF LEUKEMIA
01:48:27.835 --> 01:48:30.971 region:rollup2
[inaudible]
01:48:28.135 --> 01:48:32.773 region:rollup2
SO I PHILIP COOLEY --
01:48:30.971 --> 01:48:33.774 region:rollup2
CURRENTLY ENJOYS NINE VOTES WERE
01:48:32.773 --> 01:48:34.375 region:rollup2
GONNA HOLD THE ROLE OF
01:48:33.774 --> 01:48:36.310 region:rollup2
CONTRAPTION MEMBERS WERE TO DO
01:48:34.375 --> 01:48:38.345 region:rollup2
THAT -- OKAY
01:48:36.310 --> 01:48:39.880 region:rollup2
SO LET US --
01:48:38.345 --> 01:48:41.015 region:rollup2
TAKE A PAUSE HERE AS WE ASK
01:48:39.880 --> 01:48:43.183 region:rollup2
ABSENT MEMBERS TO COME JOIN US
01:48:41.015 --> 01:48:45.352 region:rollup2
SO WE CAN NO --
01:48:43.183 --> 01:48:47.187 region:rollup2
FINISH THAT.
01:48:45.352 --> 01:48:48.722 region:rollup2
THAT WAS THE CONSENT ITEM ITEM
01:48:47.187 --> 01:48:50.524 region:rollup2
TWELVE WAS A CONSENT ITEM RIGHT
01:48:48.722 --> 01:48:51.191 region:rollup2
PRESENT CALENDAR SO YOU WORRIED
01:48:50.524 --> 01:48:52.025 region:rollup2
IF YOU VOTE ON THE CONSENT
01:48:51.191 --> 01:48:53.627 region:rollup2
CALENDAR.
01:48:52.025 --> 01:48:54.661 region:rollup2
CENTER MORALE THEN YOU'VE YOU'VE
01:48:53.627 --> 01:48:56.063 region:rollup2
TO TAKING CARE THAT.
01:48:54.661 --> 01:48:57.498 region:rollup2
WE'RE GONNA TAKE A SHORT RECESS
01:48:56.063 --> 01:48:58.632 region:rollup2
SO WE CAN CHECK AND SEE VERY
01:48:57.498 --> 01:49:00.601 region:rollup2
OFTEN ANY OTHER VOTES.
01:48:58.632 --> 01:49:01.435 region:rollup2
SO YOU CAN GET ON ON YOUR WAY
01:49:00.601 --> 01:49:02.469 region:rollup2
AND THEN WE'RE GOING TO SEE IF
01:49:01.435 --> 01:49:03.704 region:rollup2
WE CAN WORK OUT THAT THIS OTHER
01:49:02.469 --> 01:49:06.640 region:rollup2
ISSUES THAT WILL BE BACK IN JUST
01:49:03.704 --> 01:49:07.941 region:rollup2
JUST A MOMENT [inaudible]
01:49:06.640 --> 01:49:11.278 region:rollup2
YEAH SO [inaudible]
01:49:07.941 --> 01:49:15.416 region:rollup2
UNDER.
01:49:11.278 --> 01:49:16.950 region:rollup2
HUNTER ON ITEM SIX THE FUND OF
01:49:15.416 --> 01:49:18.752 region:rollup2
SIX I GET THE TO FUSE AT THE
01:49:16.950 --> 01:49:19.353 region:rollup2
LOSS WHEN YOU A FOUR BECAUSE WE
01:49:18.752 --> 01:49:19.720 region:rollup2
ARE DOING REDUCTION YOU CAN BE
01:49:19.353 --> 01:49:20.187 region:rollup2
DONE [inaudible]
01:49:19.720 --> 01:49:22.990 region:rollup2
OKAY.
01:49:20.187 --> 01:49:25.893 region:rollup2
OKAY WILL DO [inaudible]
01:49:22.990 --> 01:49:27.694 region:rollup2
IT'S ITEMS.
01:49:25.893 --> 01:49:29.096 region:rollup2
OKAY WE'RE BACK TO OPEN THE ROLE
01:49:27.694 --> 01:49:30.664 region:rollup2
AGAIN THAT WE'RE GONNA GO BACK
01:49:29.096 --> 01:49:33.100 region:rollup2
TO THE ROLE AND ITEM SIX THIS IS
01:49:30.664 --> 01:49:35.135 region:rollup2
AB TWENTY TO SEVENTY SIX BY.
01:49:33.100 --> 01:49:35.736 region:rollup2
A ASSEMBLY MEMBER FOR IF THE
01:49:35.135 --> 01:49:36.036 region:rollup2
SECRETARY WOULD CALL THE ROLL
01:49:35.736 --> 01:49:39.406 region:rollup2
[inaudible]
01:49:36.036 --> 01:49:41.175 region:rollup2
AND BERRYHILL [inaudible]
01:49:39.406 --> 01:49:43.343 region:rollup2
HERTZBERG.
01:49:41.175 --> 01:49:47.281 region:rollup2
HUESO NO HUESO NO [inaudible]
01:49:43.343 --> 01:49:47.848 region:rollup2
MITCHELL.
01:49:47.281 --> 01:49:49.917 region:rollup2
IT WOULD TAKE JUST A MOMENT
01:49:47.848 --> 01:49:50.951 region:rollup2
PLEASE.
01:49:49.917 --> 01:49:51.819 region:rollup2
I I THINK THERE'S A
01:49:50.951 --> 01:49:53.353 region:rollup2
MISUNDERSTANDING YOU WEREN'T ON
01:49:51.819 --> 01:49:55.289 region:rollup2
THAT BILL CENTER HUESO YOU ARE
01:49:53.353 --> 01:49:56.457 region:rollup2
NOT.
01:49:55.289 --> 01:49:57.558 region:rollup2
HOW YOU KNOW YOU'RE EVERY SAID
01:49:56.457 --> 01:49:58.792 region:rollup2
IT I GOT IT OKAY SO THAT'S HUESO
01:49:57.558 --> 01:49:59.927 region:rollup2
GOING FROM I DO KNOW LET'S BE
01:49:58.792 --> 01:50:01.061 region:rollup2
CLEAR ON THAT OKAY YOU SORRY AND
01:49:59.927 --> 01:50:01.962 region:rollup2
SECRETARY PLEASE CONTINUE WITH
01:50:01.061 --> 01:50:03.397 region:rollup2
THAT THAT THE ROLE ON THAT
01:50:01.962 --> 01:50:04.798 region:rollup2
MITCHELL?
01:50:03.397 --> 01:50:07.734 region:rollup2
MORLOCK [inaudible]
01:50:04.798 --> 01:50:08.569 region:rollup2
A RAW.
01:50:07.734 --> 01:50:10.971 region:rollup2
THOSE.
01:50:08.569 --> 01:50:11.839 region:rollup2
PETROLEUM LIKE OKAY ALRIGHT SO
01:50:10.971 --> 01:50:12.139 region:rollup2
WHAT'S THE VOTE ON THAT
01:50:11.839 --> 01:50:14.708 region:rollup2
[inaudible]
01:50:12.139 --> 01:50:15.742 region:rollup2
VOTER.
01:50:14.708 --> 01:50:18.712 region:rollup2
HIS SEVENTY ONE THE NEW DEVICE
01:50:15.742 --> 01:50:19.413 region:rollup2
THAT. SEVEN OKAY THAT BILL IS
01:50:18.712 --> 01:50:21.849 region:rollup2
CURRENTLY AT SEVEN ONE WILL HOLD
01:50:19.413 --> 01:50:22.149 region:rollup2
THE ROLE OPEN FOR ABSENT MEMBERS
01:50:21.849 --> 01:50:23.150 region:rollup2
[inaudible]
01:50:22.149 --> 01:50:24.718 region:rollup2
HERE YOU [inaudible]
01:50:23.150 --> 01:50:25.352 region:rollup2
CORD.
01:50:24.718 --> 01:50:37.798 region:rollup2
WE'LL TAKE ANOTHER SHORT RECESS
01:50:25.352 --> 01:50:39.900 region:rollup2
HERE FOR A MOMENT.
01:50:37.798 --> 01:50:41.969 region:rollup2
OKAY WE'RE BACK TO ENJOY IT ARE
01:50:39.900 --> 01:50:43.937 region:rollup2
WILL CALL VOTES AGAIN.
01:50:41.969 --> 01:50:45.272 region:rollup2
WE'RE GONNA MOVE TO ITEM.
01:50:43.937 --> 01:50:47.374 region:rollup2
TO YEAH --
01:50:45.272 --> 01:50:48.609 region:rollup2
AB EIGHTEEN SEVENTY FIVE BY WOOD
01:50:47.374 --> 01:50:50.410 region:rollup2
OF THE SECRETARY CALL THE ROLL
01:50:48.609 --> 01:50:51.111 region:rollup2
A. B. EIGHTEEN SEVENTY FIVE
01:50:50.410 --> 01:50:51.945 region:rollup2
MOTIONS TO PASS AS AMENDED TO
01:50:51.111 --> 01:50:54.214 region:rollup2
APPROPRIATE.
01:50:51.945 --> 01:50:56.917 region:rollup2
THE VOTE IS NOT [inaudible]
01:50:54.214 --> 01:50:59.219 region:rollup2
MY BERRYHILL --
01:50:56.917 --> 01:51:01.388 region:rollup2
HERTZBERG.
01:50:59.219 --> 01:51:03.824 region:rollup2
LARA MITCHELL ROTH.
01:51:01.388 --> 01:51:06.627 region:rollup2
ROTH AY.
01:51:03.824 --> 01:51:07.261 region:rollup2
CAN USE IT THANK YOU.
01:51:06.627 --> 01:51:07.561 region:rollup2
OKAY SENIOR YEAR GET
01:51:07.261 --> 01:51:13.100 region:rollup2
[inaudible]
01:51:07.561 --> 01:51:29.449 region:rollup2
OF WE'LL TAKE ANOTHER SHORT
01:51:13.100 --> 01:51:29.449 region:rollup2
RECESS HERO RIGHT BACK
01:51:46.867 --> 01:51:50.837 region:rollup2
. TO OPEN
01:51:47.134 --> 01:51:51.438 region:rollup2
THE ROLE AND ITEM TO A. B.
01:51:50.837 --> 01:51:52.039 region:rollup2
EIGHTEEN SEVENTY FIVE EIGHTEEN
01:51:51.438 --> 01:51:53.240 region:rollup2
SEVENTY FIVE I WOULD SECRETARY
01:51:52.039 --> 01:51:54.841 region:rollup2
WOULD CALL THE ROLL MITCHELL.
01:51:53.240 --> 01:51:57.911 region:rollup2
AYE MITCHELL AYE [inaudible]
01:51:54.841 --> 01:52:00.447 region:rollup2
ALRIGHT.
01:51:57.911 --> 01:52:02.049 region:rollup2
NEXT WE'RE GOING TO GO --
01:52:00.447 --> 01:52:02.950 region:rollup2
TO WE JUST CAN'T THINK.
01:52:02.049 --> 01:52:05.852 region:rollup2
OKAY SO THIS IS THE CONSENT
01:52:02.950 --> 01:52:07.788 region:rollup2
CALENDAR ITEM FOR AN ITEM TWELVE
01:52:05.852 --> 01:52:15.629 region:rollup2
SECRETARY CALL THE ROLL MITCHELL
01:52:07.788 --> 01:52:19.299 region:rollup2
I ACTUALLY TOOK TIME.
01:52:15.629 --> 01:52:20.133 region:rollup2
OKAY WERE ANY GOOD ITEM SIX AB.
01:52:19.299 --> 01:52:21.435 region:rollup2
TWENTY TWO SEVEN SIX BY ASSEMBLY
01:52:20.133 --> 01:52:23.203 region:rollup2
WOMAN BURKE SEPARATELY WOULD
01:52:21.435 --> 01:52:25.939 region:rollup2
CALL THE ROLL MITCHELL AYE
01:52:23.203 --> 01:52:26.974 region:rollup2
MITCHELL AYE. ONE THAT CURRENTLY
01:52:25.939 --> 01:52:34.014 region:rollup2
THE CITY ONE GONNA KEEP MOVING
01:52:26.974 --> 01:52:34.581 region:rollup2
HERE.
01:52:34.014 --> 01:52:37.517 region:rollup2
THIS ITEM.
01:52:34.581 --> 01:52:39.419 region:rollup2
REMOVED ITEM NINE AB TWENTY SIX
01:52:37.517 --> 01:52:43.557 region:rollup2
THIRTY FOUR BY MR CHOW SECRETARY
01:52:39.419 --> 01:52:48.195 region:rollup2
CALL THE ROLL MITCHELL.
01:52:43.557 --> 01:52:52.532 region:rollup2
BY MID JULY.
01:52:48.195 --> 01:52:53.834 region:rollup2
AND NOW WE'RE GONNA MOVE.
01:52:52.532 --> 01:53:01.108 region:rollup2
PATENT LEATHER ITEM ELEVEN THIS
01:52:53.834 --> 01:53:01.675 region:rollup2
IS AB.
01:53:01.108 --> 01:53:04.344 region:rollup2
TWENTY EIGHT FORTY FOUR YEAH
01:53:01.675 --> 01:53:04.845 region:rollup2
OKAY JOBS EVOLVING OKAY ALRIGHT.
01:53:04.344 --> 01:53:05.746 region:rollup2
AND SUGAR ON THE CONSENT
01:53:04.845 --> 01:53:06.913 region:rollup2
CALENDAR SO.
01:53:05.746 --> 01:53:07.180 region:rollup2
WE'RE GONNA TAKE ANOTHER PAUSE
01:53:06.913 --> 01:53:23.330 region:rollup2
THANK YOU.
01:53:07.180 --> 01:53:23.330 region:rollup2
YOU'RE ALL
02:02:42.088 --> 02:02:46.059 region:rollup2
[inaudible]
02:02:42.388 --> 02:02:47.427 region:rollup2
OKAY.
02:02:46.059 --> 02:02:49.462 region:rollup2
OKAY WE'RE GONNA GO BACK AND
02:02:47.427 --> 02:02:51.698 region:rollup2
OPEN THE RULE ON TO NINE ELEVEN
02:02:49.462 --> 02:02:52.532 region:rollup2
THE ITEM TWO IS AB EIGHTEEN
02:02:51.698 --> 02:02:54.067 region:rollup2
SEVENTY FIVE BY WHAT SECRETARY
02:02:52.532 --> 02:02:57.537 region:rollup2
CALL THE ROLL.
02:02:54.067 --> 02:03:00.240 region:rollup2
HERE VOTES AYE VOTERS TEND --
02:02:57.537 --> 02:03:01.241 region:rollup2
TO ZERO LARA AYE OR I HIT IT A
02:03:00.240 --> 02:03:05.044 region:rollup2
LITTLE VOTES ALRIGHT WE'RE GONNA
02:03:01.241 --> 02:03:07.547 region:rollup2
MOVE ON TO ITEM NINE RIGHTS.
02:03:05.044 --> 02:03:09.616 region:rollup2
BY ITEM NINE IS AB TWENTY SIX
02:03:07.547 --> 02:03:11.618 region:rollup2
THIRTY FOUR BY CHILD THE
02:03:09.616 --> 02:03:13.920 region:rollup2
SECRETARY TO OPEN THE ROLE --
02:03:11.618 --> 02:03:16.189 region:rollup2
DEFENSES ADMITTED TO THE FLOOR
02:03:13.920 --> 02:03:20.760 region:rollup2
THE VOTERS TEND SITTIN ZERO THE
02:03:16.189 --> 02:03:23.630 region:rollup2
CHAIR VOTES AYE LARA AYE LARA
02:03:20.760 --> 02:03:24.264 region:rollup2
AYE LEADING BOTH HAS ELEVEN AND
02:03:23.630 --> 02:03:25.899 region:rollup2
WILL CONTINUE TO THE LOOK THE
02:03:24.264 --> 02:03:27.166 region:rollup2
NEXT ITEM ITEM.
02:03:25.899 --> 02:03:28.468 region:rollup2
ELEVEN AB TWENTY EIGHT FORTY
02:03:27.166 --> 02:03:29.068 region:rollup2
FOUR BY MISTER COOLEY THE
02:03:28.468 --> 02:03:30.336 region:rollup2
SECRETARY TO OPEN THE ROLE.
02:03:29.068 --> 02:03:33.373 region:rollup2
IT PASSED TO THE FLOOR THE
02:03:30.336 --> 02:03:40.546 region:rollup2
VOTERS NINE ZERO THAT YOUR VOTES
02:03:33.373 --> 02:03:41.180 region:rollup2
AYE LAR I OR I CAN GO.
02:03:40.546 --> 02:03:42.916 region:rollup2
OKAY WILL COME BACK HERE IN JUST
02:03:41.180 --> 02:03:59.132 region:rollup2
A MOMENT.
02:03:42.916 --> 02:03:59.132 region:rollup2
THANK YOU VERY
02:08:41.247 --> 02:08:44.750 region:rollup2
THERE OKAY.
02:08:43.182 --> 02:08:46.719 region:rollup2
OKAY A ALL THESE ITEMS --
02:08:44.750 --> 02:08:47.553 region:rollup2
THE THERE IS.
02:08:46.719 --> 02:08:48.854 region:rollup2
THE VOTE TO MOVE THEM FORWARD
02:08:47.553 --> 02:08:50.556 region:rollup2
THE CHAIR IS GOING TO DIE THINK
02:08:48.854 --> 02:08:51.958 region:rollup2
EVERYONE OF THEM HAS BIPARTISAN
02:08:50.556 --> 02:08:54.260 region:rollup2
SUPPORT.
02:08:51.958 --> 02:08:57.563 region:rollup2
SO WITH THAT WILL START AT THE
02:08:54.260 --> 02:08:59.065 region:rollup2
TOP OF EVERYTHING.
02:08:57.563 --> 02:09:00.132 region:rollup2
OKAY ALRIGHT WHERE TO CALL WE'RE
02:08:59.065 --> 02:09:01.133 region:rollup2
GONNA CALL THAT THE MEETING BACK
02:09:00.132 --> 02:09:03.002 region:rollup2
TO ORDER WE'RE GONNA START WITH
02:09:01.133 --> 02:09:06.372 region:rollup2
ITEM ONE OPEN THE ROLE.
02:09:03.002 --> 02:09:07.607 region:rollup2
HERTZBERG AYE HERTZBERG AYE THAT
02:09:06.372 --> 02:09:08.274 region:rollup2
KIND OF HAS TWELVE VOTES ARE
02:09:07.607 --> 02:09:11.010 region:rollup2
THAT THAT --
02:09:08.274 --> 02:09:11.811 region:rollup2
MEASURE HAS TWELVE VOTES --
02:09:11.010 --> 02:09:12.511 region:rollup2
ZERO AND IT AND WE'RE GONNA
02:09:11.811 --> 02:09:14.580 region:rollup2
CLOSE THE ROLE IN THAT THAT BILL
02:09:12.511 --> 02:09:15.615 region:rollup2
MOVES FORWARD ITEM TO AB
02:09:14.580 --> 02:09:17.750 region:rollup2
EIGHTEEN SEVENTY FIVE I WOULD.
02:09:15.615 --> 02:09:20.553 region:rollup2
HERTZBERG.
02:09:17.750 --> 02:09:21.153 region:rollup2
FIRST BURN I TWELVE ZERO ALRIGHT
02:09:20.553 --> 02:09:22.788 region:rollup2
THAT MEASURE ACT IS PASSED OUT
02:09:21.153 --> 02:09:24.290 region:rollup2
--
02:09:22.788 --> 02:09:25.157 region:rollup2
TWELVE TWO ZERO ITEM THREE WAS
02:09:24.290 --> 02:09:26.892 region:rollup2
ON CONSENT PULLED OFF AN
02:09:25.157 --> 02:09:29.028 region:rollup2
AMENDMENT WAS TAKEN --
02:09:26.892 --> 02:09:29.962 region:rollup2
AND IF WE CAN OPEN THE RULE IN
02:09:29.028 --> 02:09:31.063 region:rollup2
ITEM.
02:09:29.962 --> 02:09:33.499 region:rollup2
THREE HERTZBERG AYE HERTZBERG
02:09:31.063 --> 02:09:34.767 region:rollup2
AYE HAS TWELVE ZERO SIX TWELVE
02:09:33.499 --> 02:09:36.469 region:rollup2
ZERO THAT MEASURES OUT ITEM FOR
02:09:34.767 --> 02:09:38.638 region:rollup2
AN ITEM TWELVE FOR THE CONSENT
02:09:36.469 --> 02:09:39.972 region:rollup2
CALENDARS.
02:09:38.638 --> 02:09:40.740 region:rollup2
I OPEN THE ROLE IN BOTH
02:09:39.972 --> 02:09:42.842 region:rollup2
HERTZBERG.
02:09:40.740 --> 02:09:45.511 region:rollup2
HERTZBERG HIGH THIS.
02:09:42.842 --> 02:09:47.313 region:rollup2
TWELVE ZERO SO ITEM FOR AN ITEM
02:09:45.511 --> 02:09:49.582 region:rollup2
TWELVE ARE PASSED OUT TWELVE
02:09:47.313 --> 02:09:51.284 region:rollup2
ZERO ITEM FIVE A. B. TWENTY ONE
02:09:49.582 --> 02:09:52.818 region:rollup2
FORTY TWO BY MISTER BIGELOW.
02:09:51.284 --> 02:09:54.186 region:rollup2
OPEN THE ROLE HERTZBERG
02:09:52.818 --> 02:09:55.855 region:rollup2
HERTZBERG NINE THAT MEASURE HAS
02:09:54.186 --> 02:10:00.192 region:rollup2
ELEVENTH ZERO THAT MEASURES
02:09:55.855 --> 02:10:00.860 region:rollup2
PASSED OUT ELEVEN ZERO ITEM.
02:10:00.192 --> 02:10:01.160 region:rollup2
SIX AB IS OUR COMMITMENT
02:10:00.860 --> 02:10:06.298 region:rollup2
[inaudible]
02:10:01.160 --> 02:10:08.034 region:rollup2
YES.
02:10:06.298 --> 02:10:10.670 region:rollup2
WE'RE AT THAT THE ROLL CALL
02:10:08.034 --> 02:10:13.406 region:rollup2
STAGE NOW.
02:10:10.670 --> 02:10:14.240 region:rollup2
I HAVE A SIX AB TWENTY TO
02:10:13.406 --> 02:10:15.041 region:rollup2
SEVENTY SIX BY BURKE HELP IN THE
02:10:14.240 --> 02:10:17.109 region:rollup2
ROLE.
02:10:15.041 --> 02:10:17.643 region:rollup2
HERTZBERG HERTZBERG AYE THAT HAS
02:10:17.109 --> 02:10:19.378 region:rollup2
NINE TWO ONE ALRIGHT THAT
02:10:17.643 --> 02:10:21.614 region:rollup2
MEASURES OUT NINE TWO ONE ITEM
02:10:19.378 --> 02:10:22.214 region:rollup2
SEVEN AB TWENTY THREE NINETY
02:10:21.614 --> 02:10:23.349 region:rollup2
FIVE BUT MISTER CALDERON FEUD
02:10:22.214 --> 02:10:24.650 region:rollup2
OPEN THE ROLE.
02:10:23.349 --> 02:10:27.086 region:rollup2
THAT'S HERTZBERG.
02:10:24.650 --> 02:10:28.888 region:rollup2
HERTZBERG AYE THAT HAS TWELVE
02:10:27.086 --> 02:10:30.256 region:rollup2
ZERO AYE THAT MEASURES OUT.
02:10:28.888 --> 02:10:30.756 region:rollup2
TWELVE ZERO ITEM EIGHT AB TWENTY
02:10:30.256 --> 02:10:32.458 region:rollup2
FIVE NINETY FOUR BUTTONS
02:10:30.756 --> 02:10:34.360 region:rollup2
FRIEDMAN.
02:10:32.458 --> 02:10:36.529 region:rollup2
OPEN THE ROLE HERTZBERG
02:10:34.360 --> 02:10:37.763 region:rollup2
HERTZBERG I IN THE LAST TWELVE
02:10:36.529 --> 02:10:40.066 region:rollup2
TO THROW THAT MEASURES OUT
02:10:37.763 --> 02:10:41.634 region:rollup2
TWELVE ZERO ITEM NINE AB TWENTY
02:10:40.066 --> 02:10:44.203 region:rollup2
SIX THIRTY FOUR BY MISTER CHAU.
02:10:41.634 --> 02:10:46.038 region:rollup2
HERTZBERG HERTZBERG AYE TWELVE
02:10:44.203 --> 02:10:47.640 region:rollup2
IS THATMEASURES OUT TWELVE ZERO
02:10:46.038 --> 02:10:50.710 region:rollup2
ITEM TEN AB TWENTY EIGHT OH TO
02:10:47.640 --> 02:10:53.145 region:rollup2
VIBE IS FRIEDMAN OPEN THE ROLE.
02:10:50.710 --> 02:10:55.614 region:rollup2
HERTZBERG HERTZBERG AYE HAS
02:10:53.145 --> 02:11:01.854 region:rollup2
TWELVE DESERVE THAT MEASURES OUT
02:10:55.614 --> 02:11:02.154 region:rollup2
TWELVE ZERO ITEM ELEVEN AB
02:11:01.854 --> 02:11:03.322 region:rollup2
[inaudible]
02:11:02.154 --> 02:11:09.295 region:rollup2
TWENTY YOU HAVE.
02:11:03.322 --> 02:11:10.563 region:rollup2
YEAH SO MOVING TO DALLAS AND I'M
02:11:09.295 --> 02:11:12.665 region:rollup2
GONNA OPEN THE ROLE AND ITEM
02:11:10.563 --> 02:11:13.866 region:rollup2
ELEVEN AB TWENTY EIGHT FORTY
02:11:12.665 --> 02:11:17.503 region:rollup2
FOUR BY MISTER COOLEY.
02:11:13.866 --> 02:11:18.704 region:rollup2
HERTZBERG HERTZBERG HIGH HAS
02:11:17.503 --> 02:11:19.305 region:rollup2
ELEVEN TWO ZERO AM MEASURES OUT.
02:11:18.704 --> 02:11:20.506 region:rollup2
ELEVEN ZERO AND THAT COMPLETES
02:11:19.305 --> 02:11:22.308 region:rollup2
OUR COUNTER TODAY THANK YOU FOR
02:11:20.506 --> 02:11:25.378 region:rollup2
THE WONDERFUL WORK BY OUR STAFF
02:11:22.308 --> 02:11:28.347 region:rollup2
AND A FEW OF MY COLLEAGUES ON
02:11:25.378 --> 02:11:29.615 region:rollup2
ALL SIDES THANK YOU ARE.
02:11:28.347 --> 02:11:29.615 region:rollup2
ONLY GOING TO HAVE